Enjoy South Carolina's BeautifulWaterways – Boater’s Tips and Advice

Boaters Insurance Is Required To Enjoy Our Waterways and Marinas - Adviceand Tips for the Avid SC Boater

Being "on the water" is a vital South Carolina pastime.Fishing, Boating, Swimming, Diving, Sailing and pleasurecruising the Waterways are a staple recreation for SCResidents and Visitors alike.Boating safety is a taken very seriously in South Carolina.Boat Insurance or Marine Insurance is a legally mandatedrequirement in South Carolina.

South Carolinians have always been avid Boaters.

FISHING in South Carolina kinds are more popular than ever before. Boat Insurance policies inSouth Carolina can easily cost $500-$800 but the costof your overall Boat Insurance monthly premium can be reduced if you take several safety and anti-theft measures.These include getting a Boat license - required for anyone under 16 for unsupervised Boating- a Boating safety course or by installing

Alarms and Other Anti-Theft Devices

Important Consideration: Most SC Marinas Will Not Let You Make Reservations Without ProperBoaters Insurance

If you are an avid Boater in South Carolina, no doubt you are going to participate in Marinascheduled activities and services at one time or another. You may even want to reserve a slipat your favorite Marina. For almost all South Carolina Marinas you must be Insured, andrightly so. Just call in advance to find out the

SC Marina Rules and Regulations

at a Marina near your destination.Some Boat or Marine Insurance policies in South Carolina may include several forms of coverage or more coverage can be included for an additional cost. This Boat Insurancecoverage can include:

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Boat or Water Craft Theft

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Uninsured and Under Insured Boaters

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Liability and Bodily Injury

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Boat Trailer Coverage

Finding Reasonable Boat and Marine Insurance Coverage in South Carolina Is Easy - Here's WhatYou Need To Know:

First think about your needs.

Evaluate the kind of Boat Insurance you need by classifyingyour Boat. If the vessel is up to 26 feet long, then you can insure the watercraft under a SouthCarolina Boat Insurance policy.In this case, size does matter, as any watercraft over 26 feet long is classified as a "yacht" andrequires coverage under a different Insurance plan.Also, since Boats also depreciate in value over time, you will need to know what that percentage is in order to help you make a good Boat Insurance decision.

Analyze Each Type of Boating Insurance Coverage

There are several different types of Boat or Marine Insurance policies available in South Carolina, each that cover differentareas of liability. Analyze each type of coverage, especially on physical damage. Liability coverage protects you from legalaction in case of a Boat accident while medical coverage insuresyou and others present on the Boat in case of an accident.

Many South Carolina Marine Insurance experts also cautionBoat owners to be sure to check into uninsured BoatOwner’s Coverage.

Like similar coverage with your car or motorcycle, this Boat Insurance will cover damages to your Boatin the event you are involved in an accident with another Boatowner who is not insured.With some Insurance companies there is also under-insured BoatInsurance available if the other Boater involved in a crash doesnot have adequate Boat or Marine Insurance Coverage.

Get Educated To Receive SC Boat Insurance Discounts

By successfully completing a South Carolina safe Boatingcourse you can save on your Marine Insurance.

MostInsurance companies will reduce your Boat Insurance costs by10-15% annually just for having your South Carolina Boater Education Card. In addition, the Marine Insurance savings fromtaking your South Carolina Boating safety course can really addup, especially when looked at over a five or 10-year period.

South Carolina is a State with ocean coastline and thousands of miles of river and lakecoastline.

Our State offers the unique opportunity to enjoy all kinds of Boating, Sailing and