6) Late night ATM services:ICICI bank provides late night ATM services to the customers. The ATM centers of ICICI bank works even after 11:00pm. at night in certain branches.
1) High Bank Service Charges:ICICI bank charges highly to customers for the services provided by them whencompared to other bank & that is why it is only in the reach of higher class of society.2) Less Credit Period:ICICI bank provides credit facilities but only up to limited period. Even when the credit period is not over it sends reminder letters to the customers which may annoy them.
1) Bank –Insurance services:The bank should also provide insurance services. That means the bank can have a tie-upwith a insurance company. The bank will advertise & promote the different policiesintroduced by the insurance company & convince their customers to buy insurance policies.2) Increase in percentage of Returns on increase:The bank should provide higher returns on deposits in comparison of the presentsituation. This will also upto large extent help the bank earn profits & popularity.3) Recruit professionally guided students:Bank & Insurance is a special non-aid course where the students specialize in thefunctioning & services of the bank & also are knowledge about various tax policies. The bank can recruit these students through tie-ups with colleges. Such students will surely prove as an asset to the bank.