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‘ANALYSIS OF A FINANCIAL STATEMENT’

‘ANALYSIS OF A FINANCIAL STATEMENT’

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Published by: sumesh894 on May 03, 2010
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05/12/2014

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1
INTRODUCTION OF BANK
 
1.1
 
Origin of Bank1.2
 
Structure of Banking in India1.3
 
Structure of Indian Banking System(Diagram)1.4
 
Bank and Banking
1.
 
INTRODUCTION
 
OF
 
BANK 
 
 
2
Banking system is occupies an important place in a nation¶seconomy. In other words the development is an inevitable preconditionfor the healthy rapid development of national economic structure.Banking institutions have contributed much in the development of developed countries of the world and hence a banking institution isindispensable in a modern society. It plays a pivotal role in the economicdevelopment of a country.In a society banking is as important as blood in human body. Bankscontribute a lot in the development of agriculture, trade and industries.
1.1 ORIGIN OF BANK 
The evolution of banking can be traced back to ear when the use of metallic coins as the media of exchange of goods and services began.The Origin of bank is traced to Latin word µbancus¶ that means a bench. European money-lender and moneychangers used to transact their  business at benches or tables. They followed the practice of receivinggold and other metals as deposits and issuing receipts. The bench or tableused by the trader in money was the symbol of the business of banking.Some authorities observe that the word bank was originally derivedfrom the German word bank, which means a joint stock fund. The term bank or bankers used in almost all the countries of the world to denote afinancial institution dealing in money.
1.2 STRUCTURE OF BANKING IN INDIA
 
3
Organized Unorganized1.
 
Licensed Creditors2.
 
Unlicensed Indigenousmoney lenders.Reserve Bank of IndiaCommercialBank Co-operativeBank 
Public
Se
ctor
:
 1.
 
State Bank of India2.
 
Subsidiaries of State Bank of India3.
 
 NationalizedIndian Scheduledcommercial Bank 
Privat
e Se
ctor:
 
1.
 
Branches of BanksIn corporateoutside India2.
 
Other IndianScheduledcommercial Bank 3.
 
 Non ScheduledCommercial Bank 1.
 
State Co-operative Bank at State level2.
 
Central Co-operative Bank at District level3.
 
Rural primaryCo-operative bank of village/Townlevel
Indian banking system comprises of both organized andunorganized banks. Unorganized banking includes indigenous bankersand village moneylenders. Organized banking includes the followed,
y
 
Reserve bank of India (central bank )
y
 
Commercial banks
y
 
Development banks
y
 
Exim banks
y
 
Co-operative banks
y
 
Regional rural banks
y
 
Land development banks
y
 
 National Bank for agriculture and rural development (NABARD)

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