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Budget

Budget

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Published by jlsmith25

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Published by: jlsmith25 on Sep 20, 2007
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10/28/2011

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Budget
ITEM DESCRIPTION $ DETAIL $ SUMMARY ITEM DESCRIPTION $ DETAIL $ SUMMARYGROSS MONTHLY INCOME
$4,040 8. ENTERTAINMENT $242 8%SALARY $4,000 EATING OUT $127INTEREST $5 BABY-SITTERS $-DIVIDENDS $15 ACTIVITIES / TRIPS $20 NOTES $- VACATION $60RENTS $- PETS $35BONUS $- OTHER $-OVERTIME $-OTHER INCOME $20 9. CLOTHING $94 3%10. SAVINGS $165 6%
LESS:
1. TITHE / GIVING $250 11. MEDICAL EXPENSES $40 1%2. TAXES (Fed., State, FICA) $835 DOCTOR $20DENTIST $10
NET SPENDABLE INCOME
$2,955 PRESCRIPTIONS $10OTHER $-3. HOUSING $1,101 37%MORTGAGE, TAXES, INS $876 12. MISCELLANEOUS $281 10%ELECTRICITY $85 TOILETRIES / COSMETICS $19GAS $16 BEAUTY / BARBER $41WATER $10 LAUNDRY / CLEANING $35SANITATION $- ALLOWANCES / LUNCHES $66TELEPHONE $25 SUBSCRIPTIONS $20MAINTENANCE $68 GIFTS (incl. Christmas) $50CABLE TV $21 CASH $50OTHER $- OTHER $-4. FOOD $338 11%13. INVESTMENTS $- 0%5. TRANSPORTATION $368 12%14. SCHOOL / CHILD CARE $89 3%PAYMENTS $100 TUITION $73GAS & OIL $80 MATERIALS $16INSURANCE $50 TRANSPORTATION $-LICENSE / TAXES $38 DAY CARE $-MAINT/REPAIR/REPLACE $100OTHER $-
TOTAL LIVING EXPENSES
$2,955 100.00%6. INSURANCE $83 3%LIFE $30HEALTH $53
INCOME VS. LIVING EXPENSES
OTHER $-7. DEBTS * $154 5%
NET SPENDABLE INCOME
$2,955CREDIT CARDS $75LOANS & NOTES $35
LESS TOTAL LIVING EXPENSES
$2,955OTHER $44* (Except auto & mortgage)$0
% of TotalExpense% of TotalExpenseSURPLUS OR (DEFICIT)
 
SpendingMonth :
March
Year:
2007 
Category
IncomeTithe/GivingTaxesHousingFoodTransportationInsuranceDebtsEnt. / Rec.ClothingSavingsMedicalMiscellaneousInvestments$4,040 $250 $835 $1,101 $338 $368 $83 $154 $242 $94 $165 $40 $281 $- $89Date1 2,0002 25034567 25 50891011 1,50012131415161718192021222324252627 5028 5293031$3,500 $250 $- $25 $50 $5 $- $- $- $50 $- $- $- $- $-($540)$0 $835 $1,076 $288 $363 $83 $154 $242 $44 $165 $40 $281 $0 $89
This Month
--------->Total Income$3,500Minus Total Expenses$380$3,120School /DaycareBudgetedAmountThis MonthTotalThis MonthSurplus/(Deficit)
BudgetSummary
Equals Surplus /(Deficit)
 
Actual vs Guide Comparison
ACTUALGUIDECOMPARISONAmount%Amount%Amount%Annual Income $48,480 N/A N/A N/A N/A N/AAfter Tithe/Tax Outflows:Housing $1,101 37.26% $949 30%($152)-7%Food $338 11.44% $380 12%$42 1%Transportation $368 12.45% $411 13%$43 1%Insurance $83 2.81% $158 5%$75 2%Debts $154 5.21% $158 5%$4 0%Entertainment $242 8.19% $221 7%($21)-1%Clothing $94 3.18% $190 6%$96 3%Savings $165 5.58% $158 5%($7)-1%Medical Expenses $40 1.35% $127 4%$87 3%Miscellaneous $281 9.51% $158 5%($123)-5%Investments $- 0.00% $253 8%$253 8%School/Child Care $89 3.01% $- 0%($89)-3%Unallocated$0 0.00% $- 0%$0 0%Total Outflows $2,955 100.00% $3,163 100.00% $208 0.00%

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