Beyond Microc

AWholisticApproach

July 29 to 30, 2010 at the Apo Vie

AGENDA

Day 1: 29 July, Thursday

Opening

8:00 – 9:00

RReeggiissttrraattiioonn

9:00 – 10:00

••

NNaattiioonnaallAAnntthhee

••

OOppeenniinnggPPrraayyeer

••

WWeellccoommeeRReemm

Fr. Arnel Celis,

••

KKeeyynnootteeSSppeeeecc

Ruben de Lara,

••

MMeessssaaggeef f rroomm t

Elizabeth Little

the Poorest (CG

10:00 – 10:30

CCoof f f f eeeeBBrreeaakk

Plenary Session 1: Client Protecti

[Facilitator: Christopher Tan]

Financial services have the power to hHowever, if offered carelessly or used cause harm. This session will tackle clieit is for microfinance institutions to sim

10:30 – 10:50

MMuullttiipplleeBBoorrrroowwiinnggss

Erwin Tiongson, Ph

Today, we are seeinhighly competitive,institutions competshould bring with itabout some negativindebtedness and dmultiple borrowingmicrofinance sectors

10:50 – 11:10

TThheeIImmppoorrttaanncceeoof f aa

Fe B. Barin*,

Chair,

The head of the Secand role of a creditpromoting the avresponsible lending

11:10 – 11:30

TThheeSSmmaarrttCCaammppaaiiggnn

Robin Ratcliffe*,

edit

to Poverty Eradication

w Hotel, Davao City, Philippines

mm rrkkss

President, Mindanao Microfinance Council President, Microfinance Council of the Philippines (M

hheeGGuueessttSSppeeaakkeerr

ield*,

Chief Executive Officer, Consultative Group to AP)

in Microfinance

lp people improve their lives, sometimes dramati mproperly, financial services – especially credit – t protection in microfinance, and will share how imly “do no harm.”

aammoonnggMMiiccrroof f iinnaanncceeCClliieennttss

Assistant Professor, Asian Institute of Managemen

g a Philippine microfinance sector that is charactearticularly in urban areas where a number of micrfor the same segment of the market. While compositive impact on the target market, there are ce effects on clients, particularly when it brings aboefault. This session will present a survey of literaamong microfinance clients and how it hasin other countries.CCrreeddiittBBuurreeaauuiinnAAddddrreessssiinnggOOvveerr--IInnddeebbtteeddnneessssIIssssuue

ecurities and Exchange Commission

rities and Exchange Commission (SEC) will discuss tinformation system in preventing over-indebtednesilability of high-quality credit information tond a more efficient and transparent marketplace.::KKeeeeppiinnggCClliieennttssFFiirrssttiinnMMiiccrroof f iinnaannccee

paign Director, Center for Financial Inclusion, ACCIOCPI)ssist

ally so.an also portant

rized asfinancepetitiononcernst over-ture onffectedss e valueand inenable

Organized by the

Microfinance Councilof the Philippines, Inc.Mindanao MicrofinanceCouncil, Inc.

With support from

Beyond Microc

AWholisticApproach

July 29 to 30, 2010 at the Apo Vie

The Smart Campaignand implement stanbased on six principrinciples to becomand for microfinancthe last year, a consthe industry’s comindebtedness

;

(2) TrEthical staff behavioclient data

BeyonCampaign will develprinciples into theirthat set apart thospractices. The size othe Campaign’s succ

11:30 – 12:00

Open Forum

12:00 – 1:30

LLuunncchhBBrreeaakk

Plenary Session 2: Beyond Micro

[Facilitator: Dr. Ma. Piedad Geron]

Beyond MicroCredit simply implies thaof loans and savings products and hastrengthen risk protection for the poor.vulnerabilities of the poor, including mi

1:30 – 2:30

CCoonncceerrtteeddIInniittiiaattiivveess

Joselito Almario*,

Antonis Malagardis

In this session, Dirdevelopments regalaunching of the Natdevelopment of an imajor projects on mi

2:30 – 3:00

DDiissaasstteerrRRiisskkRReedduuccttii

Rustico “Rusty” Biña

Disaster risk reductito build resilience ansupport adaptation,floods and typhoonsdegradation that incshould also be invdeepen its responsthey serve.

3:00 – 3:30

CCoof f f f eeeeBBrreeaakk

edit

to Poverty Eradication

w Hotel, Davao City, Philippines

seeks to unite microfinance providers worldwide todards for the appropriate treatment of low-incomples. The overall objective of the Campaign is foembedded within the fabric of the microfinance coto be recognized as a strongly pro-consumer industnsus has emerged around six principles that would cmitment to client protection: (1) Avoidance oansparent pricing

;

(3) Appropriate collections practr

;

(5) Mechanisms for redress of grievances

;

(6) Prfostering adherence to these common principlp a toolkit to help microfinance institutions incorpooperations. It will also work towards certification stinstitutions which have fully implemented pro-cof the mission is enormous, and collaboration is essss.

edit…Addressing the Vulnerabilities of th

microfinance institutions have gone beyond the pve explored other financial products and mechanThis session will present various initiatives that add roinsurance and disaster risk reduction manageme

f f oorrMMiiccrrooiinnssuurraannccee::CCrreeaattiinnggaannEEnnaabblliinnggEEnnvviirroonnmmee

rector, National Credit Council – Department of FinanProgram Manager, GTZ-MIPSS Office

ector Almario and Mr. Malagardis will share imding microinsurance, particularly in light of theional Strategy for Microinsurance that paves the wansurance market for the poor. The aims and thrustcroinsurance will also be shared and discussed.oonnMMaannaaggeemmeennttaannddMMiiccrroof f iinnaannccee

s*,

Global Advisor on Disaster Risk Reduction, CORDA

n strategies and risk management are approaches td reduce vulnerability, and therefore they offer capain respect to coping with extreme events such as d, as well as addressing longer-term issues such as ecrease vulnerability to these events. It is believed thlved in disaster risk reduction management in oto this particular area of vulnerability of the poodevelopclientsr thesemunityry. Overmprisef over-ices

;

(4)ivacy of es, therate theandardsnsumerntial to

Poor

ovisionisms toess thet.

ntt

portantrecentfor theof two

at seekcities tooughts,systemat MFIsrder towhom

Organized by the

Microfinance Councilof the Philippines, Inc.Mindanao MicrofinanceCouncil, Inc.

With support from

Beyond Microc

AWholisticApproach

July 29 to 30, 2010 at the Apo Vie

Plenary Session 3: Barriers and RAreas

[Host: Dan Songco]

In this session, particular focus will begeographic and armed conflict-related terms of reaching poorer households adiscussants will include Mindanao-basdifficult areas, and experts who can giv

3:30 – 5:00

••

CCaannttiillaannBBaannkk

Lt. Gen. Willia

••

AAddJJeessuummDDeevvee

Sr. Bernadette

••

MMiinnddaannaawwoonnIIn

Fr. Albert Alejo

•

MMiinnddaannaaooDDeevv

Jesus Dureza*

•

KKaassaannyyaannggaannFF

Rodolfo Quind

5:00

End of Day 1

5:30 – 6:30pm

Meeting of Associations of Micro

(By invitation only)

7:00pm

Dinner

(Open)

Recognition NightSigning Ceremony: “ImprovinFood Secu

edit

to Poverty Eradication

w Hotel, Davao City, Philippines

sponses to Bringing Microfinance to Diffic

given to the poverty situation in Mindanao, and h

problems pose challenges to microfinance institund delivering microfinance services to them. Thed microfinance institutions with experiences oper the poverty and socio-economic profile of MindanaK. Hotchkiss III (Ret.)*,

President