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B. COMPLAINTS FILED WITH OFFICE OF THE COMPTROLLER OF THE CURRENCY (OCC)
September 29, 2009 - First complaint against Bank of America – OCC Case #00971981
Complaint (Case #00971981) was filed on with US Office of Comptroller of the Currency alleging fraud byCountrywide and later – Bank of America. The allegations pertained to ongoing false appearances of counsel onbehalf of Bank of America in the Los Angeles, California courts, under the false party designation of “NON PARTY”,in what was alleged as extortion under the guise of legal action. Furthermore, as part of such conduct Bank ofAmerica engaged in alleged money laundering and monetary transactions in property derived from prohibitedconduct.On January 8, 2010
Brian Moynihan - President/CEO provided a response to on the Case #00971981.
February 3, 2010
Second - pending complaint against Bank of America - Case #01070442 -
The January 8,2010 response, together with additional evidence of Bryan Moynihan’s direct involvement in the fraud and extortionduring his tenure, starting December 10, 2008, as Bank of America General Counsel, was the basis for the secondcomplaint.
(101, 104, 106)
No response was ever received by Bank of America. Nevertheless, on May 10, 2010, theOffice of Comptroller of the Currency provided its response on this case to the Honorable Dianne Feinstein, Senatorfrom California.
The Comptroller’s response included a cover letter bearing Case #01070442 in the subjectline, but no response on the case itself. Request was consequently filed with Office of Comptroller of the Currencyfor an honest, valid response on Case #01070442.
June 11, 2010 – Third - instant complaint against Bank of America – Case # to be assigned -
Further evidencewas more recently discovered, including, but not limited to alleged fraud and false certifications in periodic reports byBrian Moynihan – of no fraud in Bank of America operations.
C. COMPLAINTS FILED WITH SEC
Numerous complaints were filed with SEC starting 2007. Of particular notes are complaints filed directly with Mary LSchapiro starting January 2010.
(98, 105, 111)
Regardless, a reasonable person, upon review of the evidence is likelyto conclude that SEC never issued a complaint number on any of the complaints, and never investigated any of them atall. Moreover, correspondence with attorneys at SEC, where representations were made that all such complaints werelogged and archived, were followed by SEC refusal to disclose the dates and reference numbers of pervious complaintsby Dr Zernik. Such representations by attorneys for SEC are likely to be false representations at best.
D. LAYPERSON’S INTRODUCTION
Most honest persons are likely to have difficulty in understanding the range of convoluted schemes employed byCountrywide and Bank of America described in instant complaint. Therefore, a layperson’s introduction is providedbelow:1.
REAL ESTATE FRAUD -
Samaan v Zernik
Countrywide, and Bank of America after it, were key perpetratorsin a real estate fraud and banking fraud, which was opined by fraud experts second to none – James Wedick –
FBI veteran, who was decorated by US Congress, FBI Director, and US Attorney General, and Robert Meister – renowned fraud expert. The case involved no foreclosure, no bankruptcy, and no default on mortgage of any kind.Regardless, Dr Zernik was forced to leave his home under illicit threat of force, the property was taken for privateuse. Fraud in conveyance of title was committed in December 2007, ~$1.8 millions were collected in the purportedsale of the property, but Dr Zernik was never compensated to this date in one penny for his residence.