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Sample GFE, HUD

Sample GFE, HUD

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Published by DonnaAntonucci

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Published by: DonnaAntonucci on Jun 21, 2010
Copyright:Attribution Non-commercial

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06/04/2013

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OMSApprovalNo.2502-0265
A.SettlementStatement(HUD-1A)i
OptionalFormforTransactionswithoutSellers
OrderNumber'10AT0091 NameandAddressofBorrower: NameandAddressofLender: Bank01America
Attn;
EntemriseClosinoProte6400LeaacvDriveMS:TX2-972-PlanoTX75024 PropertyLocation: SettlementAaenl: Telephone:
,
PlaceofSettlement: LoanNumber: SettlementDate: DisbursementDate: MtgInsCase#: 04/2612010 04/30/2010
"":r"-
".:..zz:
M.Disbursemenfsto"Others
,---~,
'~R
~,,J
1501.
Payoffoffirstmortgagejean
615,586.37
toBankofAmerica
1502.
2ndaIr
Taxes
5,585.68 715.00
10MountainlakesTax
Cojeco-
510.00 1503. 35.00 84.001504.26.00 ·215.00 1505.fromGFE#10)74.43fromGFE#31506.fromGFE#11 fromGFE#11 1507. (fromGFE#9) 1508. SO.OO$0.00 1509. $0.00$0.001510. $0.00 $0.001511.fromGFE#4 2,395.00 1512.$375.00fromGFE#5 1513. $1,392.001514.$1,183.20 $208.80 1515. $25.00$135.001520.
TotalDisbursed
621,172.0 $75.00
(enteronline1603)
(fromGFE#7) 323.00N,NetSettlement1600.
loanAmount
621,000.00 (fromGFE#8) 1601.
Plus
CasWOlockfromBorrower
$
1602.
MinusTotalSeWemenlCharges
$
3,947.43
pine
1400)
1603.
MinusTotal
Disbursements 621.172.05 toonersItine152O)
1604.
EqualsTolalDisbursements
.4.119.48 fromGFE
#6
10Borrower
$
(afterexpirationofany
appliCable
s
rescissionperiod
required
by
law)
ttemsPaableinConnectionWith"Loan': 00.801.Ouroriginationcharge(IncludesOriginationPoint
%
or$0.00) 802.Yourcreditorcharge(points)forthespecificinterestratechosen 803.Youradjustedoriginationcharges 804.AppraisalfeetoLandsafeAraisalServices 805.CreditreporttoLandsafeCreditInc. 806.TaxservicetoBACTaxServicesCorration 807.FloodcertificationtoLandsafeFloodDeterminalion 808.LenderCredittoBankofAmerica 900.901.I{emsReuired'bLenderioBePaidinAdvance.' Dailyinterestchargesfrom04/30/10to05/01/10@$74.4300/day 902.MortgageIns.Premiumformonthsto 903.Homeowner'sinsuranceformonthsto 904.monthsto 1001.Initialdepositforyourescrowaccount 1007.AggregaleAdjustment O.OO/month 1002.Homeowner'sinsurancemonths O.OO/monlh 1003.MortgageInsurancemonths
$
O.OO/month 1004.CityPropertyTaxmonths O.OO/month 1005.CountyPropertyTaxmonlhs O.OO/month 1006.Assessmentsmonths
$
t100.TitleChares.1101.Titleservicesandlender'stitleinsurance 1102.Seitlemenlorclosingfee10ApieTitleAenc,LLC 1103.Owner'stitleinsurance 1104.Lenderstitleinsurance 1105.
Lender's
titlepolicylimit$621,000.00 1106.Owner'stitlepolicylimit$0.00 1107.Agenl'sportionofthetotaltitleinsuranceprerr 1108.Underwriter'sportionofthetotaltitle
insurance
1109.NotaryFeeto 1110.SubordinationFeeto, 1111.DischargeServiceCharge 1206.Government"Recdrdinandtiansf~rc-hilres 1201.Governmentrecordingcharges 1202.Deed$0.00 1203.Transfertaxes 1204.RealtyTransferFee 1205.Deed$0.00 1206.1207. 1300.AdditionalSettlementCharges' 1301.Requiredservicesthatyoucanshopfor 1302.Surveyto 1303.to 1304.to 1305.to
-1400.totalSettlement
Charges'
-(tinter
on
line1602,
Section
N)~-~''',--~','-I'''':,
'Paidoutsideofclosingby(B)orrower,(S)eller,(L)ender,(I)nvestor,Bro(K)er.
ThePub~~RflportingB"rdflnII)(thiscolloction
cttnjormauon
isestimatedet35minulliSperresponseforcnUeclinl.l.roviewing.BndreportingthedatFi.TlliS119/l"7Ymnynot
ecneet
IhlsInformlllicl~.Rnd.you8renOlrequire<!10c-.ompk!lfI thistorm.unlessMdlSplilys0cUl"n:nllyvillidOMBconlroinumber.Nocorofldenlillhlyilla,.surl!o:th,sdisclosureis1111I110al(1)"ThisIIIdesione.f10provido1I.(lIWI,hll1iIIIIIRESPAcoverodIrfinSIIChOnwithinforTTl(ltiondunn"lhe senlementprecess
Seeattachedaddendumforadditionalinformation
PreviouseditionsareobsoletePage1of3
HUD·1A
 
ComparisonofGood
Faith-
EstimatelGI"EIandHUD-1A
Charqes
CharaesThatCannotIncreaseHUD·1ALineNumber Ouroriginationcharge
#
801Yourcreditorcharge(points)forthespecificinterestratechosen
i/802
_.
Youradjustadoriginationcharges
-
II
803-Transfertaxes #-1203 GoodFaith-Estimate HUP-1A 0.000.00715.00715.0b 0000.00 715.00715.00 0.000.00 CharaesThatinTotalCannotIncreaseMor.eThan10'lo GovemmentrecordingCharges
If1201
Appraisalfeeto
#
804Creditreportto
#805
Taxservlceto
#
806FloodCertificalion {fl07
"Lericer
Credit #808TiUeservicesandlenoerstitleinsurance #1101. -Owner'stitleinsurance #1103
1
.
,
Total
,f
IncreasebetweenGFEandHUI>-1
Cha
es
GoodFaithEstimate HUO.1A 430.00323.00 510.00510.00 35,0035,0084,0084,00 26,0026,00 0.00-215,00 3,100.002,395.00 0,000,00 4,185,003,158,00
$
-1,027,00or -24,5400% CharaesThatCanChanae Initialdepositforyourescrowaccount#1001 Dailyinterestchargesfrom #901
$74,4300Ida
Homeowner'sinsurance #903#
-
##
GoodFaithEstimateHUO-IA 0,000,00 74.4374,43 0,000,00 LoanTermsYourinitialloanamountis $621,000,00 Yourloantermis 15years
-
Yourinitialinterestrateis 4.3750% Yourinitialmonthlyamountowedforprincipal,interest.andanymortgage $4.711.03includes
insuranceis
00
Principal
00
Interest
D
MortgageInsurance Canyourinterestraterise?
00
No,
D
Yes,itcanrise:oamaximumof
%,
Thefirstchange willbeon
II
andcanChangeagainevery yearsafter
II
.Everychange date,yourinterestratecanincreaseordecreaseby
%,
Overthelifeortheloan,your interestrateisguaranteedtoneverbelowerthan
%
orhigherthan %,'Evenifyoumakepaymentsontime,canyourloanbalancerise?
IKl
No,
D
Yes,itcanrisetoamaximumor
$
-Even
ifyoumakepaymentsontime,canyourmonthlyamountowed
tor
00
No,
D
Yes,thefirstincreasecanbeon
II
andthemonthly principal,interest,andmortgageinsurancerise? amountowedcanriseto
$
Themaximumitcaneverrisetois
$
Doesyourloanhaveaprepaymentpenalty?
IKl
No.
D
Yes,yourmaximumprepaymentpenaltyis
$
Doesyourloanhaveaballoonpayment?
IKl
No,
D
Yes,youhaveaballoonpaymentor
$
dueinyearson
II
Totalmonthlyamountowedincludingescrowaccountpayments
IKl
Youdonothaveamonthlyescrowpayment
tor
items,suchaspropertytaxes andhomeowner'sinsurance,Youmustpaytheseitemsdirectlyyourself.
D
Youhaveanadditionalmonthlyescrowpaymentor
$
thatresultsinatotalinitialmonthlyamountowadof
$
,Thisincludesprircipalinterest, anymortgageinsuranceandanyitemscheckedbelow:
D
Propertytaxes
D
Homeowner'sinsurance
D
Floodinsurance
D
0
D
Note:IfyouhaveanyquestionsabouttheSettlementChargesandLoanTermslistedonthisform,pleasecontactyourlender.
Seeattachedaddendumforadditionalinformation
PreviouseditionsareobsoletePage2
of3
HUD-IA
 
SignaturePage
HUDCERTIFICATIONOFBUYERANDSELLER
IhavecarefullyreviewedtheHUD-1SettlementStatementandtothebestofmyknowledgeandbelief,itisatrueandaccuratestatementofallreceiptsand disbursementsmadeonmyaccountorbymeinthistransaction.IfurthercertifythatIhavereceiveclacopyoftheHUD-1SettlementStatement.
BuyersSellers
TheHUD-1SettlementStatementwhichIhavepreparedisatrueandaccurateaccountofthistransaction.Ihavecausedorwillcausethefundstobe disbursedinaccordancewiththisstatement.
SettlementAgent
SETTLEMENTAGENT DATE WARNING:ITISACRIMETOKNOWINGLYMAKEFALSESTATEMENTSTOTHEUNITEDSTATESONTHISORANYSIMILARFORMPENALTIESUPON CONVICTIONCANINCLUDEAFINEANDIMPRISONMENT.FORDETAILSSEETITLE18:U.S.CODESECTION1001ANDSECTION1010.
Seeattachedaddendumforadditionalinformation
PreviouseditionsareobsoletePage3of3
HUD-1A

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