P2PFA Member data file (Q3, 2014 - Q1, 2017)

Total Cumulative lending () = Total amount lent to individuals/firms since platform was established at end of period
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 378,118,000 476,622,000 586,424,000 698,212,000 844,270,000 1,007,208,000 1,189,770,000
Landbay 317,000 1,764,000 5,017,000 7,718,000 11,244,000 20,622,000 37,318,000
LendInvest 168,105,000 194,982,000 278,860,000 348,938,000 420,731,000 496,243,000 611,432,000
LendingWorks 1,962,000 4,662,000 6,659,000 10,305,000 14,304,000 18,774,000 25,092,000
MarketInvoice 204,927,000 246,882,000 290,735,000 347,829,000 427,538,000 510,396,000 587,572,000
RateSetter 353,324,000 444,052,000 565,746,000 680,812,000 808,523,000 962,039,000 1,124,328,000
Thincats 78,592,000 89,306,000 100,881,000 116,647,000 130,765,000 146,540,000 161,975,000
Zopa 630,897,000 704,815,000 789,293,000 920,597,000 1,081,228,000 1,236,813,000 1,401,415,000
Total 1,816,242,000 2,163,085,000 2,623,615,000 3,131,058,000 3,738,603,000 4,398,635,000 5,138,902,000

Cumulative business lending () = Total amount lent to businesses since platform was established at end of period
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 378,118,000 476,622,000 586,424,000 698,212,000 844,270,000 1,007,208,000 1,189,770,000
Landbay 317,000 1,764,000 5,017,000 7,718,000 11,244,000 20,622,000 37,318,000
LendInvest 168,105,000 194,982,000 278,860,000 348,938,000 420,731,000 496,243,000 611,432,000
LendingWorks 0 0 0 0 0 0 0
MarketInvoice 204,927,000 246,882,000 290,735,000 347,829,000 427,538,000 510,396,000 587,572,000
RateSetter 72,817,000 106,057,000 151,278,000 198,492,000 253,618,000 321,955,000 385,961,000
Thincats 78,592,000 89,306,000 100,881,000 116,647,000 130,765,000 146,540,000 161,975,000
Zopa 0 0 0 0 0 0 0
Total 902,876,000 1,115,613,000 1,413,195,000 1,717,836,000 2,088,166,000 2,502,964,000 2,974,028,000

Cumulative consumer lending () = Total amount lent to individuals since platform was established at end of period
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 0 0 0 0 0 0 0
Landbay 0 0 0 0 0 0 0
LendInvest 0 0 0 0 0 0 0
LendingWorks 1,962,000 4,662,000 6,659,000 10,305,000 14,304,000 18,774,000 25,092,000
MarketInvoice 0 0 0 0 0 0 0
RateSetter 280,507,000 337,995,000 414,467,000 482,320,000 554,904,000 640,084,000 738,366,000
Thincats 0 0 0 0 0 0 0
Zopa 630,897,000 704,815,000 789,293,000 920,597,000 1,081,228,000 1,236,813,000 1,401,415,000
Total 913,366,000 1,047,472,000 1,210,419,000 1,413,222,000 1,650,436,000 1,895,671,000 2,164,873,000

Total Base Stock of loans () = Total amount of principal at end of period.

Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 263,390,000 333,606,000 407,113,000 474,081,000 563,444,000 657,167,000 752,731,000
Landbay 317,000 1,764,000 5,017,000 7,718,000 11,244,000 20,618,000 37,309,899
LendInvest 82,760,000 97,603,000 160,823,000 178,938,000 177,294,000 194,896,000 230,998,000
LendingWorks 1,750,000 4,142,000 5,493,000 8,085,000 10,989,000 13,774,000 18,058,000
MarketInvoice 22,944,000 21,596,000 17,908,000 25,140,000 31,335,000 36,058,000 32,921,000
RateSetter 224,708,000 271,483,000 341,077,000 395,591,000 448,929,000 517,477,000 581,270,000
Thincats 59,880,000 61,954,000 64,458,000 77,142,000 86,418,000 89,407,000 92,679,000
Zopa 299,358,000 332,885,000 371,218,000 448,309,000 544,726,000 625,447,000 699,668,000
Total 955,107,000 1,125,033,000 1,373,107,000 1,615,004,000 1,874,379,000 2,154,844,000 2,445,634,899

Total Base Stock of business loans () = Total amount of principal at end of period.
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 263,390,000 333,606,000 407,113,000 474,081,000 563,444,000 657,167,000 752,731,000
Landbay 317,000 1,764,000 5,017,000 7,718,000 11,244,000 20,618,000 37,309,899
LendInvest 82,760,000 97,603,000 160,823,000 178,938,000 177,294,000 194,896,000 230,998,000
LendingWorks 0 0 0 0 0 0 0
MarketInvoice 22,944,000 21,596,000 17,908,000 25,140,000 31,335,000 36,058,000 32,921,000
RateSetter 50,936,000 61,048,000 96,405,000 121,785,000 145,551,000 178,527,000 201,851,000
Thincats 59,880,000 61,954,000 64,458,000 77,142,000 86,418,000 89,407,000 92,679,000
Zopa 0 0 0 0 0 0 0
Total 480,227,000 577,571,000 751,724,000 884,804,000 1,015,286,000 1,176,673,000 1,348,489,899

Total Base Stock of consumer loans () = Total amount of principal at end of period.
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 0 0 0 0 0 0 0
Landbay 0 0 0 0 0 0 0
LendInvest 0 0 0 0 0 0 0
LendingWorks 1,750,000 4,142,000 5,493,000 8,085,000 10,989,000 13,774,000 18,058,000
MarketInvoice 0 0 0 0 0 0 0
RateSetter 173,772,000 210,435,000 244,672,000 273,805,000 303,378,000 338,950,000 379,419,000
Thincats 0 0 0 0 0 0 0
Zopa 299,358,000 332,885,000 371,218,000 448,309,000 544,726,000 625,447,000 699,668,000
Total 474,880,000 547,462,000 621,383,000 730,199,000 859,093,000 978,171,000 1,097,145,000

Total New Lending () = Amount originated in period

Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 72,808,000 98,504,000 109,801,000 111,788,000 146,058,000 162,937,000 182,563,000
Landbay 317,000 1,448,000 3,252,000 2,701,000 3,526,000 9,378,000 16,696,687
LendInvest 38,293,000 26,877,000 83,478,000 70,078,000 71,793,000 75,478,000 115,188,000
LendingWorks 868,000 2,701,000 1,996,000 3,646,000 3,999,000 4,470,000 6,318,000
MarketInvoice 55,359,000 41,955,000 43,853,000 57,430,000 79,709,000 82,858,000 52,199,000
RateSetter 85,769,000 90,728,000 121,693,000 115,066,000 127,711,000 153,516,000 162,289,000
Thincats 8,506,000 10,714,000 11,575,000 15,766,000 14,118,000 15,775,000 15,435,000
Zopa 66,608,000 73,918,000 84,473,000 131,461,000 160,624,000 155,585,000 164,602,000
Total (rounded to m) 328,528,000 346,845,000 460,121,000 507,936,000 607,538,000 659,997,000 715,290,687

Total New Business Lending () = Amount originated in period

Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 72,808,000 98,504,000 109,801,000 111,788,000 146,058,000 162,937,000 182,563,000
Landbay 317,000 1,448,000 3,252,000 2,701,000 3,526,000 9,378,000 16,696,687
LendInvest 38,293,000 26,877,000 83,478,000 70,078,000 71,793,000 75,478,000 115,188,000
LendingWorks 0 0 0 0 0 0 0
MarketInvoice 55,359,000 41,955,000 43,853,000 57,430,000 79,709,000 82,858,000 52,199,000
RateSetter 27,454,000 33,240,000 45,221,000 47,213,000 55,127,000 69,204,000 63,138,000
Thincats 8,506,000 10,714,000 11,575,000 15,766,000 14,118,000 15,775,000 15,435,000
Zopa 0 0 0 0 0 0 0
Total (rounded to m) 202,737,000 212,738,000 297,180,000 304,976,000 370,331,000 415,630,000 445,219,687

Total New Consumer Lending () = Amount originated in period

Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 0 0 0 0 0 0 0
Landbay 0 0 0 0 0 0 0
LendInvest 0 0 0 0 0 0 0
LendingWorks 868,000 2,701,000 1,996,000 3,646,000 3,999,000 4,470,000 6,318,000
MarketInvoice 0 0 0 0 0 0 0
RateSetter 58,315,000 57,488,000 76,472,000 67,845,000 72,592,000 84,312,000 99,150,000
Thincats 0 0 0 0 0 0 0
Zopa 66,608,000 73,918,000 84,473,000 131,461,000 160,624,000 155,585,000 164,602,000
Total (rounded to m) 125,791,000 134,107,000 162,941,000 202,952,000 237,215,000 244,367,000 270,070,000

Total Capital repaid () = Capital repaid in the period

Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 23,289,000 27,129,000 34,195,000 43,050,000 54,528,000 66,619,000 83,649,000
Landbay 0 0 0 0 0 4,000 9,000
LendInvest 2,919,000 12,035,000 20,257,000 51,962,000 73,437,000 47,338,000 70,770,000
LendingWorks 192,000 309,000 645,000 1,054,000 1,095,000 1,685,000 2,034,000
MarketInvoice 54,903,000 42,223,000 30,710,000 52,089,000 73,514,000 78,134,000 55,337,000
RateSetter 32,600,000 43,953,000 52,100,000 60,552,000 74,373,000 84,968,000 98,496,000
Thincats 4,925,000 3,841,000 6,229,000 4,212,000 8,844,000 10,663,000 13,425,000
Zopa 38,012,000 40,392,000 46,140,000 54,370,000 64,207,000 74,863,000 90,382,000
Total 156,840,000 169,882,000 190,276,000 267,289,000 349,998,000 364,274,000 414,102,000

Business Lending Capital repaid () = Capital repaid in the period for business loans
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 23,289,000 27,129,000 34,195,000 43,050,000 54,528,000 66,619,000 83,649,000
Landbay 0 0 0 0 0 4,000 10,000
LendInvest 2,919,000 12,035,000 20,257,000 51,962,000 73,437,000 47,338,000 70,770,000
LendingWorks 0 0 0 0 0 0 0
MarketInvoice 54,903,000 42,223,000 30,710,000 52,089,000 73,514,000 78,134,000 55,337,000
RateSetter 9,367,000 23,128,000 9,865,000 21,832,000 31,361,000 36,040,000 40,003,000
Thincats 4,925,000 3,841,000 6,229,000 4,212,000 8,844,000 10,663,000 13,425,000
Zopa 0 0 0 0 0 0 0
Total 95,403,000 108,356,000 101,256,000 173,145,000 241,684,000 238,798,000 263,194,000

Consumer Lending Capital repaid () = Capital repaid in the period for consumer loans
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 0 0 0 0 0 0 0
Landbay 0 0 0 0 0 0 0
LendInvest 0 0 0 0 0 0 0
LendingWorks 192,000 309,000 645,000 1,054,000 1,095,000 1,685,000 2,034,000
MarketInvoice 0 0 0 0 0 0 0
RateSetter 23,234,000 20,825,000 42,236,000 38,712,000 43,019,000 48,928,000 58,493,000
Thincats 0 0 0 0 0 0 0
Zopa 38,012,000 40,392,000 46,140,000 54,370,000 64,207,000 74,863,000 90,382,000
Total 61,438,000 61,526,000 89,021,000 94,136,000 108,321,000 125,476,000 150,909,000

Net Lending Flow (NLF) () = New lending- Capital repaid

Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 49,520,000 71,375,000 75,607,000 68,738,000 91,530,000 96,319,000 98,914,000
Landbay 317,000 1,448,000 3,252,000 2,701,000 3,526,000 9,375,000 16,688,187
LendInvest 35,375,000 14,843,000 63,221,000 18,115,000 -1,644,000 28,140,000 44,418,000
LendingWorks 676,000 2,392,000 1,351,000 2,592,000 2,905,000 2,785,000 4,284,000
MarketInvoice n/a n/a n/a n/a n/a n/a n/a
RateSetter 53,169,000 46,776,000 69,593,000 54,514,000 53,338,000 68,548,000 63,792,000
Thincats 3,581,000 6,873,000 5,346,000 11,554,000 5,274,000 5,112,000 2,010,000
Zopa 28,597,000 33,526,000 38,333,000 77,091,000 96,416,000 80,722,000 74,220,000
Total 171,235,000 177,233,000 256,703,000 235,305,000 251,345,000 291,001,000 304,326,187

NLF to businesses ()
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 49,520,000 71,375,000 75,607,000 68,738,000 91,530,000 96,319,000 98,914,000
Landbay 317,000 1,448,000 3,252,000 2,701,000 3,526,000 9,375,000 16,688,187
LendInvest 35,375,000 14,843,000 63,221,000 18,115,000 -1,644,000 28,140,000 44,418,000
LendingWorks 0 0 0 0 0 0 0
MarketInvoice n/a n/a n/a n/a n/a n/a n/a
RateSetter 18,087,000 10,112,000 35,356,000 25,381,000 23,766,000 32,976,000 23,135,000
Thincats 3,581,000 6,873,000 5,346,000 11,554,000 5,274,000 5,112,000 2,010,000
Zopa 0 0 0 0 0 0 0
Total 106,880,000 104,651,000 182,782,000 126,489,000 122,452,000 171,922,000 185,165,187

NLF to Individuals ()
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 0 0 0 0 0 0 0
Landbay 0 0 0 0 0 0 0
LendInvest 0 0 0 0 0 0 0
LendingWorks 676,000 2,392,000 1,351,000 2,592,000 2,905,000 2,785,000 4,284,000
MarketInvoice 0 0 0 0 0 0 0
RateSetter 35,082,000 36,663,000 34,237,000 29,133,000 29,573,000 35,573,000 40,657,000
Thincats 0 0 0 0 0 0 0
Zopa 28,597,000 33,526,000 38,333,000 77,091,000 96,416,000 80,722,000 74,220,000
Total 64,355,000 72,581,000 73,921,000 108,816,000 128,894,000 119,080,000 119,161,000

Number of Lenders = Number of lenders that have more than 1 lent out at end of quarter
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 31,684 34,607 36,981 39,083 41,022 42,854 48,849
Landbay 108 215 410 552 663 763 896
LendInvest 1,100 1,400 1,310 1,697 1,843 2,481 3,777
LendingWorks 169 356 594 829 945 1,054 1,271
MarketInvoice 127 129 136 151 165 202 251
RateSetter 13,498 15,769 18,608 20,382 22,467 26,493 31,036
Thincats 1,357 1,412 1,499 1,565 1,618 1,774 1,865
Zopa 50,177 50,944 51,688 52,218 52,632 53,016 53,376
Total 98,220 104,832 111,226 116,477 121,355 128,637 141,321

Number of Borrowers = Number of borrowers with a loan as at the end of the quarter
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 6,555 8,038 9,802 11,351 13,307 15,479 17,991
Landbay 2 12 30 41 59 122 210
LendInvest 180 235 437 851 913 996 1,103
LendingWorks 459 1,066 1,463 2,153 2,711 2,911 3,756
MarketInvoice 357 511 769 1,161 1,373 1,631 1,845
RateSetter 43,431 58,974 72,948 88,877 107,724 138,525 161,121
Thincats 177 194 215 286 312 337 359
Zopa 65,600 70,708 74,972 85,859 101,217 113,586 120,500
Total 116,761 139,738 160,636 190,579 227,616 273,587 306,885

Number of Business Borrowers = Number of business borrowers with a loan as at the end of the quarter
Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015 Q1 2016
Folk2Folk
Funding Circle 6,555 8,038 9,802 11,351 13,307 15,479 17,991
Landbay 2 12 30 41 59 122 210
LendInvest 180 235 437 851 913 996 1,103
LendingWorks 0 0 0 0 0 0 0
MarketInvoice 357 511 769 1,161 1,373 1,631 1,845
RateSetter 20 24 43 143 282 532 615
Thincats 177 194 215 286 312 337 359
Zopa 0 0 0 0 0 0 0
Total 7,291 9,014 11,296 13,833 16,246 19,097 22,123