Welcome to Scribd, the world's digital library. Read, publish, and share books and documents. See more ➡
Download
Standard view
Full view
of .
Add note
Save to My Library
Sync to mobile
Look up keyword
Like this
2Activity
×
0 of .
Results for:
No results containing your search query
P. 1
How to Save Money Buying Health Insurance

How to Save Money Buying Health Insurance

Ratings:

4.0

(1)
|Views: 2,278|Likes:
Published by ladyofthewebs
Learn how to save money and really compare health insurance quotes and real costs the right way to save you money now! Insurance expert shows you how to easily compare health insurance quotes so you make the most from your insurance dollars.
Learn how to save money and really compare health insurance quotes and real costs the right way to save you money now! Insurance expert shows you how to easily compare health insurance quotes so you make the most from your insurance dollars.

More info:

Published by: ladyofthewebs on Jun 18, 2008
Copyright:Attribution Non-commercial

Availability:

Read on Scribd mobile: iPhone, iPad and Android.
download as PDF, TXT or read online from Scribd
See More
See less

09/06/2012

pdf

text

original

 
1
~ 1 ~
How To Save Money BuyingHealth Insurance
Written by Ray ColeBusiness Health Insurance.com
 
Protected by International Copyright, Business Health Insurance.com Page 2
How To Save Money Buying Your Health InsuranceTable of Contents
 Chapter 1
 –
Types of Health Insurance:
Covers Preferred Provider Plans,Health Maintenance Organization Plans, Doctor Select Plans
Chapter 2 - Health Insurance Costs:
Covers
 
Deductibles, Co-
pay’s and Out of 
Pocket Limits
Chapter 3 - Plan Coverage:
What Items You Need to Know to Compare Plans
Chapter 4
 –
Why Insurance Matters:
What You Need to Know About MedicalBankruptcy and Protecting Your Retirement
Chapter 5
 –
Eligibility Factors:
Credible Coverage and What That Means toYou
Chapter 6
 –
What Health Plan Should I Purchase?
Key Factors You Need toKnow
Chapter 7
 –
Plan Decision:
Examples of Plans That Save You Money
Welcome:
You are looking at this guide because you either are leaving a jobwhich offered coverage or you can not afford the plan you have or your employerdoes not offer coverage and you think it prudent to cover you and your familywith a good plan. We will try to guide you through the maze of health insurance
terms and coverage’s available to you as an individual.
The first thing you should know is private health insurance is a very differentproduct than any employee sponsored plan and very different from any plan yourparents or others that have spent their working lives under or even the coverage
 
Protected by International Copyright, Business Health Insurance.com Page 3
afforded medicare recipients. Private coverage first and foremost is expensiveand almost all plans will require that you contribute a much larger portion of thecosts of treatment than you will be comfortable paying. Welcome to our world.The world of high cost low coverage health care for the individual and selfemployed.
Chapter OneTypes of Health Insurance
 
Employee Sponsored group health plans, Individual and Self Employed plansand Government Sponsored Plans are covered here. This guide is designed toassist the individual and self employed gain an intermediate level ofunderstanding of the various types of health insurance plans that are available inthe market place.This guide is divided into seven (7) chapters beginning with the types of healthinsurance and culminating with a step by step comparison between two liveplans. This guide should help you with the terms associated with the healthinsurance industry and the methodology employed by Health InsuranceCompanies when designing a plan of coverage.There are three basic types of Insurance plans or indemnity programs availablefor an individual and family coverage.Employee Sponsored group health plansIndividual and Self Employed plansGovernment Sponsored PlansWe will first discuss Employee Sponsored group health plans. While this guide isnot directed toward these plans it is important to gain a level of understanding ofthese plans because many individuals have been covered by an employee planor may become eligible for an employee sponsored plan.
Employee Sponsored group health plans are plans offered by Health Insurer’s
such as Blue Cross or
United Health or a wide number of the many Insurer’s th
atalso sell individual plans. There are two classes of plans available to an employera small group insurance program which usually requires as little as 2 companyemployees up to about 50 employees. The second plan available to employers isa large group program usually requiring more than 50 employees.The first class, the small group plan requires two or more participants. The plansavailable to an employer in this class may be offered to an employee without

You're Reading a Free Preview

Download
/*********** DO NOT ALTER ANYTHING BELOW THIS LINE ! ************/ var s_code=s.t();if(s_code)document.write(s_code)//-->