FORECLOSURE DEED

11111.111 5

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Mortgage Electronic Registrations Systems, Inc. having its usual place of business c/o Saxon Mortgage Services, Inc., 4708 Mercantile Drive North, Fort Worth, TX, 76137.

from N oukhanh Chanthachem and Done Chanthachemto Mortgage Electronic Registration Systems, Inc.dated August 25,2006

Recorded with the Middlesex County (Northern District) Registry of Deeds at Book 20478, Page 187, by the power conferred by said mortgage and by every other power, for EIGHTY-FIVE THOUSAND DOLLARS AND 00/100 ($85,000.00) paid, grants to Alan F. Sabatino, Trustee of the Ian Nominee Trust, dated May 22,2008, and recorded with the Middlesex North Registry of Deeds at Book 23374, Page 13, P.O. Box 464, 17 Fatherland Drive, Byfield, MA 01922,

Executed as a sealed instrument this le day of + 2009.

Mortgage Electronic Registrations Systems, Inc.

MASSACHUSETTS EXCISE TAX

ROD 1114001 MIddlesex North

Date: 07109/2009 02:13 :~0034899 Ctrlll 038582 05676. 0$0:5 000.00

Fee: $387.60 cons. '

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By: -_.,L- ~ __ " ... _

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Laura Hescott

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STATE OF Minnesota

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On this Le day oj" \,t,~ , 2009, before me, the undersigned notary public,

personallyaijpeared Laura Hescott , as (title)

V ~ of Mortgage Electronic Registrations Systems, Inc., proved

to me through satisfactory evidence of identification, which was personal knowledge, to be the person whose name is signed on the preceding or attached document, and acknowledged to me that he/she signed it voluntarily for its stated purpose.

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Dakota

,2009

, Notary Public My Commission Expires: 1 ~~nrL1

Return to:

Orlans Moran PLLC P.O. Box 962169 Boston, MA 02196 File Number: 244.5896

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Mortgagee's Affidavit

I, Julie Moran, Authorized Signatory, Real Property of Orlans Moran PLLC under Power of Attorney for Mortgage Electronic Registration Systems, Inc. ("Lender") named in the foregoing deed, make oath and say that the principal, interest and other obligations mentioned in mortgage from above referrred to were not paid or tendered or performed when due or prior to the sale, and that I caused to be published on the 19th day of May, 2009, on the 26th day of May, 2009, and on the 2nd day of June, 2009, in the Lowell Sun a newspaper published or by its title page purporting to be published in Lowell and circulated in Lowell, a notice, a true copy of which is attached hereto as Exhibit A.

I also have complied with Chapter 244, Section 14 of Massachusetts General Laws, as amended, by mailing the required notices by certified mail, return receipt requested, __ (if checked) I also gave the Internal Revenue Service notice by mailing Notice of Sale pursuant to Section 7425( c) of the Internal Revenue Code.

Pursuant to said notice at the time and place therein appointed,

The Lender sold the mortgage premises at public auction by Jerald Tache, a licensed auctioneer, of Tache Auctions & Sales Inc. Alan F. Sabatino, Trustee of the Ian Nominee Trust, dated May 22,2008, and recorded with the Middlesex North Registry of Deeds at Book 23374" P.O. Box 464,17 Fatherland Drive, Byfield, MA 01922, for EIGHTY-FIVE THOUSAND DOLLARS AND 00/100 ($85,000.00), being the highest bid made therefore at said auction.

ran,

Mem r and Authorized Signatory, Real

Estat ,attorney-in-fact for Mortgage Electronic Re . tration Systems, Inc.

COMMONWEALTH OF MASSACHUSETTS

SUFFOLK, SS

JUNE 22, 2009

On this 22nd day of June, 2009, before me, the undersigned notary public, personally appeared Julie Moran, Member and Authorized Signatory, Real Estate, of Orlans Moran PLLC attorney-in-fact for Mortgage Electronic Registration Systems, Inc. proved to me through satisfactory evidence of identification, which was personal knowledge, to be the person whose name is signed on the preceding or attached document, and acknowledged to me that helshe signed it voluntarily for its stated purpose.

Susan P. Doyle, Notary Pu lie

My Commission Expires: 8/23/2013

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EXHIBIT "A"

ATTACHED TO AND FORMING A PART OF FORECLOSURE DEED AND AFFIDAVIT IN LAND COURT CASE NO. 387171 FOR PROPERTY LOCATED AT 8 BLINKHORN AVENUE, LOWELL, MA 01850

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Orlans Moran PLLC r.O.Box 962169 Boston, MA 02196 File Number: 244.5896

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MORTGAGEE'S NOTICE OF SALE OF REAL ESTATE

By virtue and In execution of the Power of Sale contained In a certain Mortgage given by Noukhanh Chanthachem and Done Chanthachem to Mortgage Electronic Registration Systems, Inc" dated AUQust 25, 2006 and recorded with the Middlesex County (Northern District) Registry of Deeds at Book 20478,

Page 187 of which the Mortgage the undersigned Is the present holder for breach of the conditions of said Mortgage and for the purpose of foreclosing same will be sold at PubliC Auction at 09:00 AM on June 9, 2009 at 8 Bllnkhorn Avenue,

Lowell, MA, all and singular the premises described In said Mortgage, to wit:

A certain tract or parcel of land, with the buildings thereon, situated on tlie southerly side Bllnkhorn Avenue In that part of said Lowell called "Centralvllle", and thus bounded and described: Beginning at the northeasterly corner of the premises on the southerly side of said Bllnkhorn Avenue and

at the Northwesterly corner of land conveyed by Joshua Varnum to Ann Noyes by deed dated January 6, 1864 and recorded In Middlesex North Registry of Deeds, Book 37, Page 42: thence Southerly by said Noyes land eighty and

5/10 feet (80,5) It, to land conveyed by Leavitt R,J, Varnum to Thomas Pollard by deed dated April 1 , 1886, and recorded In said Registry, Book 180, Page 275: thence Westerly by said Pollard land and by other land conveyed by said Leavitt R. J. Varnum to Thomas and Mary E. Pollard by deed dated

November 11, 1886 and recorded In said Registry, Book 185,

Page 134, forty-nine feet (49 It) to a stone bound at land conveyed by said Leavitt R,J, Varnum to Patrick Condon by deed dated August 11, 1887, and recorded In said Registry, Book 190, Page 449: thence Northerly by said Condon land and by land conveyed by said Leavitt R. J, Varnum to Eliza Quirk by deed dated July 17, 1887, and recorded In said

Registry, Book 189, Page 185, eighty and 5/10 feet (80,5) It) to said Bllnkhorn Avenue: thence Easterly by said Bllnkhorn Avenue, fifty.slx feet (56 It) to the point of beginning, and be any or all of the said measurements more or less, Being the same premises conveyed to the herein named mortgagor(s) by deed recorded with Middlesex North District Registry of

Deeds In Book 3187, Page 104

The premises are to be sold subject to end with the benefit of all easements, restrictions, building and zoning laws, unpaid taxes, tax titles, water bills, municipal liens and assessments,

rights of tenants and parties in possession,

TERMS OF SALE A deposit of FIVE THOUSAND DOLLARS AND 00 CENTS ($5,000.00) in the form of a certified check or bank treasurer's check will be required to be delivered at or before the time the bid is offered. The successful bidder will

be required to execute a Foreclosure Sale Agreement immediately alter the close of the bidding. The balance of the purchase price shall be paid within thirty (30) days from ~he sale date in the form of a certified check, bank treasurer s check or other check satisfactory to Mortgagee's attorney. The Mortgagee reserves the right to bid at the sale, to reject any and all bids, to continue the sale and to amend the terms of the sale by written or oral announcement made before or during the foreclosure sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a

return of the deposit paid. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. The description of the premises contained in said mortgage shall control in the event of an error in this publication. TIME WILL BE OF THE ESSENCE.

Other terms if any, to be announced at the sale.

Mortgage Electronic Registration Systems, Inc. Present Holder of said Mortgage,

By Its Attorneys,

Orians Moran PLLC

PD Box 982J89

Boston, MA 02196

Phone. (617) 502-4100

(244. 5896/Chanthachem)(05/19/09, OS/26/09, 06/02/09)(154103)

May 19, 26, 2009 June 2, 2009

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.

CORPORATE RESOLUTION

Be it Resolved that the attached list of candidates are employees ofFIS Foreclosure Solutions, Inc., and are hereby appointed as assistant secretaries and vice presidents of Mortgage Electronic Registration Systems, Inc., ("MERS") and, as such, are authorized to:

execute any and all documents necessary to foreclose upon the property securing any mortgage loan registered on the MERS System that is shown to be registered to the Member, including but not limited to (a) substitution of trustee on Deeds of Trust, (b) Trustee's Deeds upon sale on behalf ofMERS, (c) Affidavits of Non-military Status, (d) Affidavits of Judgment, (e) Affidavits of Debt, (f) quitclaim deeds, (g) Affidavits regarding lost promissory notes, and (h) endorsements of promissory notes to VA or HUD on behalf ofMERS as a requiredpart of the claims process;

I, William C. Hultman, being the.Corporate Secretary of Mortgage Electronic Registration Systems, Inc., hereby certify that the foregoing is a true copy of a Resolution duly adopted by the Board of Directors of said corporation effective as ,of the~ day of ~, 200B, which is in full force and effect on this date and does not conflict with the Certificate ~ation t_!3y-Laws of said corporation.

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Secretary

(Corporate seal)

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Page: 1 of 2 02/23/2009 03:46 PM

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Attested bereto t 1

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Frands M· Roacbe Register of Deeds

FIS Foreclosure Solutions, Inc.

Mortgage Electronic Registration Systems, Inc.

Certifying Officers

(in alphabetical order by last name)

Scott Barnes

Josh Baxley

Mark Cardenas Matthew Casey John Cody

Frank Coon

Dory Goebel

J eanelle Gray Alfonzo Greene ;,,>, Craig Hanlon Chuck Henrickson Laura Hescott Bethany Hood Chrys Houston Chris Hymer

Cecelia Knox Josh Lade Topako Love Reginald Lynch Greg Lyons Nathan Miller Bill Newland Becky North Lynn Nottage Peter Read Matthew Rogina Jodi Sobotta Katy Soderberg Eric Tate

Scott Walter AmyWeis

Rick Wilken

Christina Allen Liquenda Allotey Christine Anderson