Phil-wasserman - retirement-income-planning

Introduction toIntroduction toRetirement Income PlanningRetirement Income Planning

Live Richer in RetirementLive Richer in RetirementThan Ever Before!Than Ever Before!

Phillip Roy Financial Services

Office locations: Clearwater/Tampa, Sarasota, Naples, Boca Raton,North Palm Beach, Fort Lauderdale, Orlando

Social behaviorists say:

•Retirement is an uncertain social experimentevolving out of the need to retire older workersto make room for younger workers.•Over time, the concept of retirement became thereward for decades of hard work and many times,unfulfilling work.

What is Retirement?

Source: Survey by gerontologist Ken Dychtwald, Ph.D., president and CEO of AgeWave, February 2005.

• “Aging is humanity’s greatest, most important, andmost enduring discovery. The discovery and exploitationof human longevity is what has led to the globe-dominatingspecies we have become.”

Dr. William Thomas, M.D.

• We have the most awesome resource in our retirees tohelp solve society’s most difficult problems.

– Retirees can give of their time, skills, wisdom, and shared experiences.– This legacy will make for better individuals and communities.– To do this, retirees must have a

safe, sustainable retirement income

.

Retirement is a Gift of Time