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The Checkbook Project classroom economy financial literacy

The Checkbook Project classroom economy financial literacy

Ratings: (0)|Views: 2,372|Likes:
Published by Mackowiecki Lewis
The Checkbook Project pumps life into a classroom the way the stimulus package pumped bucks into GM. It improves test scores, inspires the entrepreneurial spirit, and turns “thugs” into pussycats. In my case, it has motivated kids to clamor to be in my class, to beg parents to start the same system at home, to open real savings accounts downtown. And nearly all my kids count their checkbook as a defining memory of 5th grade. Simply put, it’s a more complex form of “class money” without the bother of handing out Monopoly bucks (which often get lost and stolen). But it’s also much more. It’s a “real world” simulation—an economic infrastructure—that promotes work ethic, practical math skills, and financial literacy. This five page introduction provides everything you need to know to start the Checkbook Project in your own classroom. Also included is the link to download a variety of useful classroom forms--all fully reproducible--to make implementing the project as easy as possible. Best of all, it's all FREE, courtesy of Mackowiecki Lewis. (Save ink! Skip the cover when you print.)
The Checkbook Project pumps life into a classroom the way the stimulus package pumped bucks into GM. It improves test scores, inspires the entrepreneurial spirit, and turns “thugs” into pussycats. In my case, it has motivated kids to clamor to be in my class, to beg parents to start the same system at home, to open real savings accounts downtown. And nearly all my kids count their checkbook as a defining memory of 5th grade. Simply put, it’s a more complex form of “class money” without the bother of handing out Monopoly bucks (which often get lost and stolen). But it’s also much more. It’s a “real world” simulation—an economic infrastructure—that promotes work ethic, practical math skills, and financial literacy. This five page introduction provides everything you need to know to start the Checkbook Project in your own classroom. Also included is the link to download a variety of useful classroom forms--all fully reproducible--to make implementing the project as easy as possible. Best of all, it's all FREE, courtesy of Mackowiecki Lewis. (Save ink! Skip the cover when you print.)

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Categories:Types, School Work
Published by: Mackowiecki Lewis on Aug 18, 2010
Copyright:Traditional Copyright: All rights reserved

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01/04/2015

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© =<>< Onjc Biw`s. Nbb ]`gats ]isirvik www.OnjcBiw`s.jeoJaijcmeec \redijt \ngi = eh 9
[ai Jaijcmeec \redijt
Aew te Ztnrt nf Nutaift`j Jbnssreeo Ijefeoy w`ta yeur Ibioiftnry er O`kkbi Zjaeeb Ztukifts
My Onjc Biw`s
C`ks tekny jnf‐t mnbnfji n jaijcmeec! Wae cfiw
 Eh jeursi wi nbb k`k, se waif tai Emnon Nko`f`strnt`ef `opbioiftik `t‐s h`fnfj`nb b`tirnjy ‒janbbifgi,‟ fe efi wns surpr`sik waif Noir`jnf c`ks k`k peerby. G`vif tai tuoubtueus werbk ijefeoy,
h`fnfj`nb b`tirnj
 `s jirtn`f te mi n aet tep`j `f ikujnt`ef j`rjbis. @f hnjt, tnbc`fg ainks suja ns YZ Zijritnry eh tai [rinsury, [`oetay Gi`tafir, nri nbrinky jnbb`fg her sjaeebs te put tai tinja`fg eh
pirsefnb h`fnfji 
 r`gat nbefgs`ki tai tarii ]‐s. Peu jnf g`vi yeur ibioiftnry nfk o`kkbi sjaeeb c`ks n aink-stnrt my jrint`fg n jbnssreeo ijefeoy us`fg jaijcmeec rig`stirs kefntik my yeur bejnb mnfc.
 [ai Jaijcmeec\redijt puops b`hi `fte n jbnssreeo tai wny tai st`oubus pnjcngipuopik mujcs `fte GO. @t `oprevis tist sjeris, `fsp`ris tai iftriprifiur`nb sp`r`t, nfk ivif turfs ‒taugs‟ `fte pussyjnts. @f oy jnsi, `t ans oet`vntik c`ks te jbnoer te  mi `f oy jbnss, te mig pnrifts te stnrt tai snoi systio nt aeoi, te epif rinb snv`fgs njjeufts kewftewf. Nfk finrby nbb oy c`ks jeuft tai`r jaijcmeec ns n kih`f`fg oioery eh 9
ta
 grnki.Z`opby put, `t‐s n oeri jeopbix hero eh ‒jbnss oefiy‟ w`taeut tai metair eh anfk`fg eut Oefepeby mujcs(wa`ja ehtif git best nfk stebif). Mut `t‐snbse ouja oeri. @t‐s n ‒rinb werbk‟ s`oubnt`ef‛nf ijefeo`j `fhrnstrujturi‛tant preoetis werc ita`j, prnjt`jnb onta sc`bbs, nfk yeu guissik `t, h`fnfj`nb b`tirnjy.
Ontir`nbs
4 Nsc bejnb mnfcs te kefnti jaijc rig`stirs nfk, `h pess`mbi, jaijcmeec Jevirs. @‐vi nbse kivibepik n sir`is eh ri-bntik heros--tnx riperts, riftnb ngriioifts, nfk oeri‛wa`ja nri jurriftby nvn`bnmbi her hrii efoy wims`ti nt
onjcew`ijc`.jeo.
\nss`fg Werc Inrfs Jaijcmeec Jnsa4
 Ztukifts git pn`k her tai`r werc.  Want nfk aew ouja kipifks ef want yeu  w`sa te iopans`zi. @ pny $> pir pe`ft ef stnfknrk`zik tists, $9 pir f`gat eh vir`h`ik aeoiwerc rink`fg, $> pir pirjiftngi pe`ft ef janptir ixnos, nfk usunbby $> pir quist`ef ef bissir tnscs. @ vnbui predijts nfk jeopes`t`efs mnsik ef tai noeuft eh  werc riqu`rik te nja`ivi risubts, mut @ kef‐t pny nfyta`fg her ‒prnjt`ji‟ werc er reuga krnhts. Fer ke @ pny her hn`buri, se `h n stukift ‒keis fet oiit‟ ef n stnti tist, her ixnopbi, ai er sai keis fet git pn`k. @ pny `ooik`ntiby‛s`opby my wr`t`fg tai kebbnr noeuft nt tai tep eh tai nss`gfoift er`fstrujt`fg n stukift te onci nf iftry `f a`s er air jaijcmeec.
 
© =<>< Onjc Biw`s. Nbb ]`gats ]isirvik www.OnjcBiw`s.jeoJaijcmeec \redijt \ngi : eh 9
C`ks Git \n`k her Nttifk`fg4
Jeoi te jnbb nfk yeu git pn`k ($=< pir kny). C`ks nbse git pn`k her bnps kur`fg eur Deg-n-taef, her spij`nb nwnrks, nfk her nfyta`fg ibsi @ wnft te iopans`zi. Aew ouja nfk want yeu pny `s up te yeu. Z`fji  yeu anvi nf ufb`o`tik suppby eh ta`s `ong`fnry oefiy, tairi nri fe b`o`ts ef  want yeu jnf riwnrk. Peu oiriby anvi te onci suri yeu on`ftn`f n rinsefnmbi  mnbnfji mitwiif `fjeoi nfk ixpifsis se tant stukifts kef‐t stejcp`bi tee ouja jnsa.
Jbnss Dems
4
 Nbb taesi jbnss dems tinjair‐s usunbby nss`gf‛b`fi binkir, jbnssreeo justek`nf‛taiy nbb git pestik ns ‒iopbeyoift eppertuf`t`is.‟ @‐o jnrihub fet te pest tee onfy, nfk efji seoiefi bnfks n dem, tai rubi `s ‒nutaer`zik pirseffib efby.‟ Waif nppby`fg, stukifts sumo`t n bittir eh nppb`jnt`ef nfk n s`opbi risuoi (@ pest snopbis eh inja). @‐vi nbse jrintik n huf  dem nppb`jnt`ef, g`v`fg stukifts ixpir`ifji w`ta tai seoit`ois s`bby quist`efs nfk tee-sonbb spnj`fg ef tai rinb efis taiy‐bb seoikny ifjeuftir waif siic`fg tant wiicifk dem nt OjK‐s. @f tai jbnssreeo, @ pny hreo $><< te $>9< n wiic, nfk @ riqu`ri iopbeyiis te ‒riprisift [ai Jeopnfy `f n pes`t`vi onffir.‟ Ztukifts  wae git `fte treumbi er pirhero peerby hnji ‒rinb werbk‟ jefsiquifjis‛premnt`ef er k`so`ssnb.
Kisc ]ifts nfk H`fis4
 Efji n wiic, stukifts pny rift her tai`r kiscs nfk jumm`is ($><< pir wiic her kiscs nfk $=9 her jumm`is w`ta pir`ek`j rift `fjrinsis eh hreo >< te =9%). [aiy‐ri nbse janrgik h`fis  mnsik ef eur mianv`er systio (hreo $>< her n h`rst ehhifsi te $><< her rihirrnbs te tai pr`fj`pnb‐s ehh`ji.) [aiy‐ri h`fik $9 her injatnrky, nfk @ nbse seoit`ois nssiss o`fer h`fis her `fjeopbiti werc er oissy kiscs. @‐vi miif cfewf te h`fi tai ift`ri jbnss her  v`ebnt`fg eur fe`si erk`fnfji er her jeoouf`ty b`ttir ($> her inja p`iji eh trnsa ef tai hbeer nhtir jbinf-up, her ixnopbi).  Want yeu riqu`ri stukifts te rift,  muy, nfk pny her `s up te yeu. [ai oeri jeopbiti yeur jbnssreeo ijefeoy, tai oeri pewirhub `t  mijeois.
[ai Aeoibiss Zaibtir4
Ztukifts wae jnffet pny rift ejjupy tai aeoibiss saibtir, n s`fgbi kisc finr tai hreft eh tai reeo sanrik my nbb taesi w`taeut hufks. [aisi stukifts nbse ciip nbb tai`r mibefg`fgs `f n pnpir mng. [a`s o`gat siio n m`t anrsa, mut @ tibb taio (nfk tai`r pnrifts) tant @‐k rntair anvi taio binrf nmeut tai jeffijt`ef  mitwiif werc ita`j nfk h`fnfj`nb sijur`ty airi `f 9
ta
 grnki tanf binrf `t ef tai striit ns yeufg nkubts. Nhtir nbb, `f erkir te onci rift, n stukift fiiks efby te saew up te jbnss jefs`stiftby nfk stny eut eh treumbi. Eh jeursi, oy saibtir c`ks nri tai efis wae oest fiik te binrf ta`s bissef (nfk taiy ehtif ke3 seoi eh oy ‒werst‟ stukifts anvi  mijeoi oekib j`t`zifs). Ztukifts oevi eut eh tai saibtir ns seef ns taiy anvi ifeuga oefiy, nfk @ seoit`ois nrrnfgi ioirgifjy benfs te aibp. @f efi rijift jbnss, n stukift stnrtik n fef-preh`t ergnf`znt`ef te nss`st gitt`fg tai aeoibiss mnjc `fte kiscs. Ai jebbijtik janr`tnmbi g`hts hreo stukifts, ciip`fg n sipnrnti jaijcmeec her tai

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