i. gENErAL iNStructioNS For FiLiNg uP thE APPLicAtioN FormS
1. Please read the Key Inormation Memorandum and the Scheme InormationDocument /statement o additional inormation careully beore investing.All applicants are deemed to have read, understood and accepted the termssubject to which this oer is being made and bind themselves to the termsupon signing the Application Form and tendering payment.2. The application orm must be lled in English in BLOCK letters using Black orDark Blue colored ink. Incomplete applications are liable to be rejected. Pleaseensure that the requisite details and documents have been provided. This willhelp in avoiding processing delays and / or rejection o your Application Form.All subscription application orms should be submitted only at designatedbranches o the collecting banks appointed by Reliance Mutual Fund.3. The Applicant’s name and address must be given in ull (P.O. Bo No. aloneis not sucient). In case o multiple applicants, all communication andpayments towards redemption will be made in the name o / avoring rstapplicant only. I the rst applicant is a minor, the name o the Guardian whowill sign on behal o the minor should be lled in the space provided. Pleasell in your date o birth as this may be required or validating your identityor certain transactions/communication. Also, please provide TelephoneNo./E-mail Id. o the rst applicant, so as to acilitate aster and ecientcommunication.4. All applicants must sign the orm, (quoting eisting Folio no, i any). Thumbimpressions must be attested by a Judicial Magistrate/Notary Public underhis/her ocial seal. In case o HUF, the Karta should sign on behal o theHUF. Authorised signatories, signing on behal o a Co./Body Corp./Society/Trust etc should sign under their ocial seal, designation. A list o AuthorisedSignatories with their names & designations duty certied / attested by thebankers should be attached with the application orm.5. Please note that i no Plan is ticked / indicated in the Application orm, theunits will, by deault, be allotted under the Growth Plan o the Scheme.Similarly, Growth Option o the Growth Plan and Dividend Re-investmentOption o the Dividend Plan shall be the deault sub-options.6. Incase o Mode o Holding is not mentioned or Joint Holder’s the deaultmode o holding would be Joint.7. Joint applicant with a Minor shall be permitted only where the Minor(represented by guardian) is the 1st named applicant / beneciary and onlynatural parents shall be permitted as joint applicants with a minor and theHolding basis shall be ‘Former or survivor’ only. A Court-appointed Guardianshall not be permitted to apply as a joint applicant.8. Incase your PAN is KYC compliant. The address you have given in KYC willsupercede the address provided in the orm9. I the SIP Application is rejected, your main application with initial investmentis subject to rejection i the the minimum amount criteria is not satisied10. For Direct Investment Please Mention “Direct in the Column “Name & BrokerCode/ARN”11. NFO Application orms shall be accepted only at the Ais Bank designatedcentres.
ii. APPLicANt’S iNFormAtioN
1. In case the application is made under a Power o Attorney (PoA), aduly certied copy thereo, duly notarised should be submitted with theapplication. The POA document should contain the signatures o both theApplicant & the constituted Attorney.2. Application made by a limited company or by a body corporate or a registeredsociety or a trust, should be accompanied by a copy o the relevant resolutionor authority to make the application, as the case may be, alongwith a certiedcopy o the Memorandum and Articles o Association or Trust Deed / ByeLaws / Partnership Deed, whichever is applicable.3. In case o non-individual applicants, i.e. HUF / Companies / AOP / BOI /Trusts / Societies / FIIs etc. the name, email-ID and telephone number othe contact person to should be provided.4. As per SEBI circular number MRD/DoP/Cir- 05/2007 dated April 27, 2007,PAN shall be the sole identication number or all participants transacting inthe securities market, irrespective o the amount o transaction w.e.. July2, 2007.Accordingly, it is mandatory or investor’s to provide their PAN alongwith asel attested copy o PAN card.I the investment is being made on behal o a minor, the PAN o the minoror ather or mother or the guardian, who represents the minor, should beprovided.Applications received without PAN/PAN card copy will be rejected. ReerSAI or more detail5. Prevention o Money Laundering & Know Your Customer (KYC):In terms o the Prevention o Money Laundering Act, 2002, the Rulesissued there under and the guidelines issued by SEBI regarding the AntiMoney Laundering (AML), all intermediaries, including Mutual Funds, have toormulate and implement a Client Identication Process, commonly reerredto as Know Your Customer or KYC Process, veriy and maintain the record oidentity and address (es) o investors.
The investor’s must ensure that the amount invested in the scheme is derivedonly through legitimate sources and does not involve and is not designed or thepurpose o any contravention or evasion o the provisions o all the applicablelaws, rules and regulations, directions issued by the appropriate authority (theapplicable laws) in orce rom time to time including the Prevention o MoneyLaundering Act, the Income Tax Act, 1961, or the Prevention o Corruption Act,1988, etc.
Pursuant to the above, the AMC may seek inormation or obtain and retaindocumentation used to establish Customers’ identity. It may re-veriy identityand obtain any missing or additional inormation or this purpose.Reliance Mutual Fund / Reliance Capital Trustee Co. Limited / Reliance CapitalAsset Management Limited reserve the right to take all steps and actions,including recording investor(s) / unitholder(s) telephonic calls, and / orobtain and retain documentation or establishing the identity o the investor,proo o residence, source o unds etc. in accordance with the applicablelaws, rom the investor(s) / unitholder(s), as may be required, to ensure theappropriate identication / verication / re-verication o the investor(s) /unitholder(s), the source o unds etc. under its KYC Policy.
The AMC, under powers delegated by the Trustee, shall have absolute discretionto reject any application, prevent urther transactions by a Unit Holder, delayprocessing redemption as per applicable laws or regulations i
(i) ater due diligence, the investor / Unit Holder / a person making thepayment on behal o the investor does not ull the requirements o the“Know Your Customer” as determined by the AMC or the AMC believesthat the transaction is suspicious in nature as regards money laundering.(ii) the AMC determines in its sole discretion that the application doesnot or will not comply with any applicable laws or regulations.In this regard the AMC reserves the right to reject any application and eecta mandatory Redemption o Units. Reer SAI or more details.I the payment or Purchase o Units are made by a third party (e.g. a powero attorney holder, a nancing agency, a relative, etc.), the investor / applicantmay be required to give such details o such transaction so as to satisy theAMC o the source and / or consideration underlying the transaction.6. In case o NRI/FII investors the Account Statements / Redemption Cheques/ Other correspondence will be sent to the mailing address mentioned.7. All applications are accepted subject to detailed scrutiny and verication.Applications which are not complete in all respects are liable or rejection,either at the collection point itsel or subsequently ater detail scrutiny/verication at the back oce o the registrars.8 I the details mentioned in the application are incomplete/incorrect, notmatched with the depository data, the application shall be treated as invalidand shall be liable to be rejected. In case Unit holders do not provide theirDemat Account details, an Account Statement shall be sent to them. Suchinvestors will not be able to trade on the stock echange till the holdingsare converted in to demat orm.9. The Unit holders are given an Option to hold the units by way o an AccountStatement or in Dematerialized (‘Demat’) orm. Unit holders opting to holdthe units in demat orm must provide their Demat Account details in thespecied section o the application orm. The Unit holder intending to holdthe units in Demat orm are required to have a beneciary account withthe DP (registered with NSDL / CDSL as may be indicated by the Fundat the time o launch o the Plan) and will be required to indicate in theapplication the DP’s name, DP ID Number and the beneciary accountnumber o the applicant with the DP. In case Unit holders do not providetheir Demat Account details, an Account Statement shall be sent to them.The details available with the DP regarding demat account o the investorwill be updated in the olio o the investor.
iii. BANk dEtAiLS
1. As per the SEBI guidelines, it is mandatory or investors to mention theirbank account details in the application orm. In the absence o the bankdetails the application orm will be rejected. Wherever possible / availabilityo electronic credit service, RMF will give instruction to the investor’s bankor direct / electronic credit or dividend / redemption payments and suchinstructions will be adequate discharge o RMF towards the said payment.In case the credit is not aected by the unitholder’s banker or any reasonRMF reserves the right to make the payment by a cheque / DD, in case it isnot possible to make the payment through electronic credit. I the electroniccredit is delayed or not aected or credited to a wrong account, on account