Welcome to Scribd, the world's digital library. Read, publish, and share books and documents. See more
Standard view
Full view
of .
Save to My Library
Look up keyword or section
Like this

Table Of Contents

1. The Limits of Learning
3. Why Sellers Do Not Educate Consumers
5. Who Knows the Most About Me?
1. Survey Evidence
2. Consumer Behavior
c. Payday Loans
3. Product Design
i. Long-Term Interest Rates
ii. Penalty Fees and Rates
iii. Other Fees
iv. Introductory Rates
v. Additional Design Features
i. Deferred Costs
ii. Proliferation of Fees
2. Externalities
a. The Cost of Financial Distress
b. Market Distortions
3. Distributional Concerns
A. Existing Responses and Why They Failed
1. Ex Post Judicial Intervention
a. Existing Ex Post Solutions
b. The Failure of Existing Ex Post Solutions
i. Institutional Competence
ii. Doctrinal Limitations
iii. Procedural Barriers
2. Ex Ante Regulation
a.The Erosion of State Power
c. Mismatch of Authority and Motivation
B. A New Proposal
0 of .
Results for:
No results containing your search query
P. 1
Elizabeth Warren- Making Credit Safer

Elizabeth Warren- Making Credit Safer

Ratings: (0)|Views: 1,533|Likes:
Published by Heather

More info:

Published by: Heather on Sep 21, 2010
Copyright:Attribution Non-commercial


Read on Scribd mobile: iPhone, iPad and Android.
download as PDF, TXT or read online from Scribd
See more
See less





You're Reading a Free Preview
Pages 4 to 56 are not shown in this preview.
You're Reading a Free Preview
Pages 60 to 102 are not shown in this preview.

You're Reading a Free Preview

/*********** DO NOT ALTER ANYTHING BELOW THIS LINE ! ************/ var s_code=s.t();if(s_code)document.write(s_code)//-->