muchmor

Canada issue 32 july 08

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All shook up in Collingwood...Elvis

is in the building Quinte Region
Ontario
Real Life Story
Nova Scotia
Tackling Peer
Pressure

Dempster Highway - Dare you take

on the Arctic Circle road trip?
recipes
Internet use in book reviews
real-life stories
Canada the facts Immigration reforms

Plus muchmor... www.readmuchmor.com

2 Advertisement

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 Contents 3

From the Editor.....

First of all, Happy Canada Day everyone! Although some of
Muchmor you may read this issue after July1st, we still want to wish you all a
happy holiday.
Muchmor Media
Well summer is finally here and we can all sit outside and
17 Woody Woodward Lane enjoy the summer sun (with sun protection of course) and visit the
Corbyville RR1
Ontario places we love. Canada has so many places to visit but I must
K0K 1V0 confess that I didn’t realize that Collingwood in Ontario was such a
Canada
mecca for Elvis fans. See page 10 for full details.
Tel: 1 613 396 5531 We have lots of other information and articles as you can see
Fax: 1 613 396 5531
from the content list below, so happy reading and as Elvis would
say - Thank you very much.
www.muchmormagazine.com

Advertising:
sales@muchmormagazine.com
Jane Toombes, Editor

Editorial:
editor@muchmormagazine.com
Contents…
Discover Canada Money
Muchmor Magazine is a publication
Quinte Country 4 Investing in the US housing
of Muchmor Media. All rights
reserved in all media. No parts of All Shook up in Collingwood 10 market 36
this publication can be reproduced Comparing bank accounts 37
in any form, copied of stored Arctic Circle road trip 12
electronically for commercial use What’s happening in July? 15
without prior permission in writing Working Life
from the publisher. Storing for
personal use is acceptable. Lifestyle No degree, no job? 38
We are happy to make every effort Albert College, Belleville 16 Top 10 email mistakes 39
to verify all the information we Game Ratings 17 Power of Women Exchange 40
publish, but products and prices do
change. Muchmor Magazine cannot Recipes from the sea 18
accept responsibility for any errors Motoring
or omissions or for any losses that Internet usage in Canada 20
may arise as a result, but it is our Top Canadian 21 Know before you tow 42
policy to correct any errors of fact Motoring news 43
whenever we can. Petiquette for summer 22
Book reviews 23
The opinions of readers and their Kidzone
letters are not necessarily the
opinions of Muchmor, and we Moving to Canada Tackling peer pressure 44
cannot be held responsible for their
comments. Immigration bill passed 24 Top kids stuff 45
Travel insurance 25
PR Card replacement 27 Health and Wellness
Proof of funds 27 The health of Canada 46
Couple apply together 28
Real life story - update 29 Home and Garden
Driving in Nova Scotia 30 Understanding condos 48
Setting immigration goals 32 Backyard bliss 51
Real life - Nova Scotia Add a bathroom without
bound 34 breaking the bank 52
Real estate news 54
Plant enemies 55
4 Discover Canada

Quinte
Country,
Ontario

Quinte West
Over the last couple of months
we have looked at Prince Edward
County and neighboring Belleville
in some detail. Both are located in
what is known as Bay of Quinte
Country which also encompasses
other towns and villages. In this
issue we will take a look at the
whole Quinte area to see what it
can offer both visitors and
residents alike.
The Bay of Quinte country is midway
between Toronto, Montreal and Ottawa.
Easily accessible by road, rail or boat, the
401 corridor runs through the region as
does the VIA Rail network and of course,
being located on the shores of Lake
Ontario make it a boaters dream. It is also
home to the Trent-Severn Waterway so
there really is no excuse for not visiting
this beautiful location whichever mode of
transport you choose.
The Quinte area includes the cities,
towns and villages of Belleville, Quinte
West, Brighton, Greater Napanee,
Deseronto and Prince Edward County.
Prince Edward County and Belleville were
featured in our May 08 and June 08
issues respectively. In this issue we will
concentrate on the other locations.
Quinte West
Quinte West was formed on January
1st 1998 from an amalgamation of the
former municipalities of Trenton, Sidney,
Murray and Frankford. The city has a
population of 42,697 according to the
2006 Census. The population is
predominantly English speaking and non-
immigrant with only 3,160 of the
population originating from outside
Canada. Of those non-Canadian born
only 510 are not Canadian citizens.
Trenton has the largest population in
Quint West and is home to CFB Trenton
the largest Air Force Base in Canada. The
section of Highway 401 running from
Trenton to Toronto was recently renamed
Highway of Heroes in honor of Canada’s
fallen soldiers who are repatriated at CFB
Discover Canada 5
CFB Trenton
Frankford, Quinte West
Trenton before being driven along the
highway to the the coroners premises in
Toronto.
CFB Trenton is home to many military
families as is the town of Trenton itself.
The base has many facilities such as its
own hospital and dentistry, swimming
pool, tennis courts, recreation centre, golf
course, yacht club, gymnasium and of
course accommodation.
CFB Trenton is also the location of
the National Air Force Museum of
Canada. The museum first opened in
1984 as the RCAF Memorial Museum but
has since been renamed. It is open year
round and is completely free to visit.
There are many things to see at the
museum including memorabilia, artifacts,
artwork, uniforms, weapons, medals and
of course aircraft.
Outside the museum you will see a
collection of static display aircraft and you
can watch ongoing restoration projects
take place. Of course no tourist attraction
is complete without a gift shop. In this one
you will be able to buy books, models,
toys and clothing amongst other things.
6 Canada Discover
Presqu’ile Provincial Park
Quinte West is also proud of its
recreation facilities and boasts nearly 400
acres of parkland including 52 parks.
Centennial Park is the location of the
amphitheater in Trenton which can
accommodate 7,000 people and hosts
many concerts and events from the large
covered outdoor stage.
Frankford is where you will find the 9
hole municipal golf course. Other sports in
the area include curling, skating, hockey,
softball, basketball, baseball, soccer,
bowling, skiing and so many more. The
Brighton
city recently passed a motion supporting
the construction of a Recreation and
Aquatics Centre and it is hoped that this
will be built in the near future.
Quinte West also has its own
community greenhouse which is run by
volunteers in Trenton. The greenhouse is
a 100 x 10 ft structure which provides
fresh produce to local food banks and the
Salvation Army.
The Trent-Severn Waterway starts its
journey in Quinte West, meandering north
to Georgian Bay. It is a canal system used
purely for pleasure craft, although it was
Presqu’ile Lighthouse used for commercial purposes in years
gone by. The waterway is open between
May and October, with it being icebound
for much of the winter months.
Quinte Health care is responsible for
the health care needs of the whole Quinte
area. Trenton Memorial Hospital provides
primary and secondary care and has 70
beds. Other health care facilities include
after hours clinics, specialized services,
health units, long term care facilities and
social services.
There are 16 elementary and 5
secondary schools in Quinte West
including Catholic and French language
schools.
Average earnings in the city are
around $52,000 for a couple without
children and $66,000 for couples with
children. The main employment sectors in
the city are retail, manufacturing and
service industries.
The average housing costs are
around $190,000 for a single family
dwelling and the average monthly rental
for a property in the area is $700.
Brighton
Brighton is perhaps the charming,
laid-back part of the Bay of Quinte.
Located to the east of the area it has a
population of 10,253 (2006). It is known
as the “Gateway to Presqu’ile Park” a
provincial park that attracts wildlife and
people alike.
Presqu’ile Park is a tombolo or an
island attached to the mainland by a sand
or gravel bar. The park provides for some
unique habitats and is well known to
locals and visitors alike as a great place to
view birds, animals and plant life. Many
birds stop off at Presqu’ile on their annual
migration and it is a favorite with marsh
birds such as caspian turns and American
bitterns. The park is also on the migratory
path of the monarch butterfly. Thousands
of these beautiful creatures can be seen
in late summer as they make their
amazing journey to Mexico.
The park has many trails which you
can hike as well as picnic areas,
campgrounds and skiing in the winter
months.
The town of Brighton has its roots
firmly in agriculture and particularly
apples. Every year the town hosts the

Greater Napanee Town Hall
annual Applefest which this year will be
held on September 27th along Main
Street. This event, which dates back to
1975 includes a parade, street vendors,
local crafts and lots of food, much of it
apple based. You will also find live music,
amusements and an apple bobbing
contest.
In line with the communities
agricultural heritage the local farmers
market is a popular place to hang out. The
market only allows local produce and
vendors have to be verified to enable
them to sell their products and produce,
so you are guaranteed fresh goods.
The town has three elementary
schools and one secondary school.
Catholic schools can be found in nearby
Cobourg.
The Brighton Health Services Centre
offers primary and specialist health care
services. Patients needing hospital
treatment will travel to nearby Trenton.
The average incomes of residents
are very similar to those of Quinte West.
Sales and service industries are the major
employers in the area.
Housing costs here are slightly higher
than Quinte West with the average single
family home selling for around $210,000.
Discover Canada 7
Deseronto
Average monthly rental costs are just over There are several parks in the town
$700. offering recreational facilities such as
soccer, baseball, football etc. The town
Greater Napanee also has two pools; one indoor and one
outdoor.
The town of Greater Napanee (pop. Household incomes are slightly less
15,400) was created in 1999 by than neighboring locations with a couple
amalgamating the town of Napanee with without children earning on average
the townships of Adolphustown, North and $47,500 and a couple with children
South Fredericksburgh and Richmond. $63,600. The major areas of employment
Much of the town retains its original are the sales and service sectors along
Victorian charm and many historical with finance and trades sectors. The two
buildings can be found here including largest employers in the town are the
Allan Macpherson House. This house was Rubber Company and Goodyear Tire.
built in 1826 as a private home to Housing costs are reasonable in
entrepreneur Allan Macpherson on the Napanee with the average cost of a single
banks of the Napanee River. Today the family dwelling costing around $190,000
house is owned by the Lennox and and the average rental per month of $650.
Addington Historical Society and has One of Napanee’s claim to fame is
been completely restored to look as it did that singling sensation Avril Lavigne was
in the 1830’s. The house is now a brought up in Napanee from the age of
museum where you can visit a “Napanee five after being born in neighboring
gone by” and indulge in their Cream Teas. Belleville.
Napanee also boast a new multi-
purpose complex: the Strathcona Paper Deseronto
Centre which offers residents two NHL
size ice rinks. The centre also has a The town of Deseronto, east of
banqueting hall (capacity 400), meeting Belleville has a small population of just
rooms, lounges, fitness centre and retail 1,824 (2006). The immigrant population of
space. 115 has just 10 persons who do not yet
hold Canadian citizenship.
8 Canada Discover
Deseronto gets its name from Captain
John Deserontyon, a captain in the British
Military but also a native Mohawk Indian.
Indeed the town has close ties to the
nearby Tyendinaga Mohawk Territory. In
1995 the Mohawks submitted a claim
regarding the Culbertson Tract, an area of
land in which Deseronto sits. The land is
still in the midst of negotiations and has
been the centre of some recent protests by
native Indians. Perhaps because of this the
average cost of a single family home in
Deseronto is much lower than other Quinte
areas at just $125,000. Average monthly
rent is around $550.
The average earnings in the town are
also lower at $44,000 for couples without
children and $57,000 for those with
children. Sales and service occupations
are the biggest employers although many
residents will travel to nearby Belleville,
Napanee or Kingston for work.
Deseronto has elementary schools
located in the actual town with secondary
schools and further education located
nearby. Health care facilities can be found
in Greater Napanee and Belleville.
Useful Links
Quinte Country
www.quinte.on.ca
Brighton
www.brighton.ca
Greater Napanee
www.town.greaternapanee.on.ca
Deseronto
www.deseronto.ca
Quinte West
www.city.quintewest.on.ca
Tyendinaga Mohawk Territory
www.tyendinaga.net
Shannonville Motorsport Park
www.shannonville.com
Tyendinaga Mohawk Territory an ideal place to see traditional arts and
In-between Belleville and Greater
Napanee you will find the Tyendinaga
Mohawk Territory. Captain John
Deserontyon first selected this land in 1784
and at first only around 20 families
occupied the area. The name translated
into English means “placing the wood
together.” As we previously mentioned the
Mohawks are currently in negotiation with
the government regarding land claims in
the area.
The community has several churches,
schools, a community centre and many
retail outlets offering tax free goods.
Every year on the second weekend in
September the Mohawk Agricultural
Society hold the Mohawk Fair at the
community centre. The fair celebrates the
harvest and you can take part in crafts,
arts, horse pulls, mud drags, demolition
derby amongst other things.
Tyendinaga's Annual Traditional Pow
Wow takes place at Tsitkerhododon Park
on the second weekend in August. This is
crafts, dancing, singing and dress.
Shannonville
This small community is located within
the Tyendinaga Mohawk Territory and is
home to the Shannonville Motorsport Park.
The park is used by professional race
teams, racing schools, clubs, vehicle
testing and has featured on many TV
programs. The track is used for many
different motor sports including
motorcycles, cars, karting, drag racing etc.
Corbyville
This community can be found just
north of Belleville and highway 401.
Corbyville was founded when British baker
Henry Corby immigrated to Canada in
1832 and set up a food shop. A few years
later he set up a grist-mill and later still a
distillery. He then became mayor and
served as a member of parliament. After
his death in 1881 his son Harry took over
 Discover Canada 9

DUCK AND LOON

Bed And Breakfast
Overlooking Beautiful Picton Bay
King/Queens/Twins - Private Washroom - Private Ensuites
Adults Only - Air Conditioned - Visa/MasterCard Accepted

630 Highway 49, Picton

613-476-8167
www.bbcanada.com/duckloon - dobinson.res@sympatico.ca

the business and it was renamed H.Corby Distillery from where

the current name stems.
Today the community has its own post office and school to
serve its 800 households.

Tyendinaga Mohawk Territory Belleville

Belleville is the largest city within the Bay of Quinte area with
a population of 48,821. Please read last months issue to read
about Belleville in detail.

Prince Edward County

Prince Edward County is an island located to the south of

Belleville, also referred to as Quinte Isle or simply The County. To
read complete details of The County please read our May 2008
issue.

The Bay of Quinte area offers the best of both worlds. It has
the cities of Belleville and Quinte West to satisfy those who want
to live in a larger community with all the amenities close at hand.
But if you prefer the quieter life then there are simply lots of rural
locations to choose from, but all are only a short drive to the city.
If you occasionally want to explore the “big cities” Toronto is
Napanee park
less than 200 km away from Belleville (approximately 2 hours)
and to the east Ottawa is a pleasant 2.5 hour drive away.
If you prefer trees to buildings then Quinte is only a 180 km
away from the magnificent Algonquin Provincial Park. A shorter
1.5 hour drive will get you to places such as Charleston Lake
Provincial Park or Rice Lake. Of course Brighton has its own
Provincial Park: Presqu’ile which is literally on the doorstep.
As if that wasn’t enough then of course we must not forget
Lake Ontario alongside which the Bay of Quinte lies. The area is
famous for its fishing opportunities as well as shipwreck diving
and general water sports.
So, whether you are just visiting or thinking of making the Bay
of Quinte a more permanent base we think you will find everything
you are looking for and more. After all, your favorite magazine
Muchmor Canada is located here - what better endorsement can
we give?

Brighton park
10 Discover Canada

All shook up in
Collingwood
Advertorial Discover Canada 11

When thinking of Elvis you winner takes place in Memphis itself

perhaps think of Graceland in during “Elvis week” celebrated in August.
During the Elvis festival over two-
Memphis, Tennessee or Las
dozen shows will take place, reminiscent
Vegas or perhaps Hawaii from of the the Las Vegas shows Elvis himself
some of his movies, but we bet was so famous for.
you don’t automatically think of Other events taking place include the
Collingwood, Ontario. a pub crawl, carnival rides, street party,
pancake breakfasts, classic car parade,
Elvis trivia contests, street dancing,
But you should as this is the location
gospel competition and general fun for all.
of the Annual Collingwood Elvis® Festival
Some events are family events, but others
which this year celebrates its 14th
are adults only.
anniversary. This festival is the largest of
In order to participate in the event
its kind anywhere in the world and this
you can purchase tickets either by
year will take place between July 24th and
phoning toll free 1-866-444-1162 or
27th.
buying tickets online at
The festival features live shows,
www.collingwoodelvisfestival.com
tribute artists, competitions, dancing,
Tickets range from $5 to $75
street vendors, parades and so many
other exciting things.
© The Collingwood Elvis Festival is a
Every year some of the worlds
licensee of Elvis Presley Enterprises, Inc.
greatest tribute artists compete in the
Elvis and Elvis Presley are registered
Ultimate Elvis Tribute Artist Contest. This
trademarks of Elvis Presley Enterprises,
is not just any old tribute contest, but the
Inc., a subsidiary of CKX, Inc.
official one presented by Elvis Presley
Enterprises, Inc. The presentation to the
12 Discover Canada

Arctic Circle
road trip
Explore the Dempster
Highway

The Dempster Highway is the
only all-year public highway which
crosses the Arctic Circle. It was
officially opened in August 1979 at
Flat Creek, Yukon. The road
begins at the Klondike Highway,
near Dawson City, Yukon and
extends some 671 km north to
Fort McPherson in the Northwest
Territories. During the winter
months the road extends a further
194 km to Tuktoyaktuk.
Back in 1958 the Canadian
government decided to build a road which
would connect Yukon Territories with
Northwest Territories and thus supply a
link to southern Canada. With oil and gas
reserves found in Eagle Plain the need to
get supplies and equipment to the area
was paramount.
The Department of Public Works
(DPW) surveyed the area and estimated
that the road would cost around $22.7
million to complete, a cost per mile of
between $30-35,000. So in January of
1959 construction of the road began.
However progress was slow due to
mounting costs and arguments between
the federal and Yukon governments as to
who would pay for what. In 1961 the
whole project came to an abrupt holt with
only 115 km of road completed when it
was found that the oil discovered in Eagle
Plain was not of any commercial value.
The completed section of the road was
nicknamed “The Road to Nowhere.”
This is how the road stayed until
1968 when the Americans discovered oil
and gas reserves in Prudhow Bay, Alaska
and the Mackenzie Delta was booming in
Canada. In order to stop the Americans
monopolizing the area the Canadian
government decided to complete the road
and develop the oil and gas reserves
located in the Mackenzie River Valley.
The development was not without its
setbacks. In 1975 concerns were raised
about the adverse affect the road would
have on the porcupine caribou herds who
crossed the area during their spring and
Discover Canada 13
fall migrations in numbers of over 70,000.
Although this did not stop the construction
of the road it did initiate a hunting ban on
the caribou in 1977.
Because of the terrain in this area the
road had to be constructed in a special
way in order for it to withstand the unique
conditions found in the Arctic Circle. The
road sits on top of a gravel pad which
ranges in thickness from 1.2 metres to 2.4
metres. This pad insulates the road
surface from the permafrost of the soil
underneath. If the gravel pad were not in
place the permafrost would melt and the
road would sink.
The highway was finally completed in
1978 and officially opened the following
year. Over 200 people witnessed the
official opening in Flat Creek, Yukon.
The road follows a trail originally used
by William Dempster who attained the
rank of inspector in the Royal Canadian
Mounted Police. When he was a corporal
in the early 1900’s he patrolled the area
by dogsled from Dawson City to Fort
McPherson using a trail learned from the
Gwitchin Indians. He became known as
14 Discover Canada
The Iron Man of the Trail’ as he completed
this 765 km journey ten times in four
years. It is from him that the Dempster
Highway got its name.
In 1982 a study by the Canadian
Wildlife Service found that the road had
not impacted on the porcupine caribou in
any way. It was thought that the animals
might be forced to change their migration
route, but this was found not to be the
case. They continued to ross the road just
as if it had not been there, indeed some
even used the road as a mode of
transport for themselves and could often
be seen wandering along it.
The Dempster Highway is one of the
great road trips of the world. You can
travel from Dawson City in the Yukon to
Inuvik in the Northwest Territories. During
the winter months when the very north is
completely frozen you can travel a further
194 km by road to Tuktoyaktuk. This is
because the Mackenzie river delta is used
as an ice road.
The highway is truly a place of beauty
with stunning scenery and wildlife. Over
the course of the journey you will see river
valleys, mountain ranges, forests,
marshes and you will also cross into the
Arctic Circle where you will be greeted by
vast expanses of tundra. The Dempster is
one of only two roads that cross the
invisible Arctic Circle line.
If you are planning on driving or
cycling the Dempster you are advised to
plan well ahead and be prepared for any
eventuality. It is not unusual to have snow
at any time of the year, even in the middle
of August. It is also not unusual to have to
change your tires due to the rougher parts
of the road which can cut tires to shreds.
You are therefore advised to takes spares
with you and to know how to remove and
fit them.
If you are traveling by RV you will
have your accommodation with you,
otherwise you will either be camping or
taking advantage of the few facilities in
the area. There are campsites and road
side facilities at various locations
throughout the journey, although most are
located at Dawson City at the start of the
Dempster or at Eagle Plains, around 360
km into the journey. Of course Inuvik is a
large town, well by northern standards,
and also offers some facilities.
When you start the journey in
Dawson City you will be able to explore
the North Fork Pass with its great
mountain views and trees. Make the most
of these trees as when you pass the tree-
line you will see no more.
The highest point on the Dempster is
1,300 km above sea level and lies on the
continental divide and all rivers north of
this flow north into the Arctic Ocean.
When you get to around 150 km into
the journey you will find yourself in the
Ogilvie Mountains. These mountains are
mostly made up of eroded rubble or scree
and have never been glaciated. They can
be climbed but can be very dangerous as
rock slides are common and footholds are
not easy in the scree.
From the Ogilvie Mountains you then
ascend up to Eagle Plains for about 100
km. By now only a few spruce trees
remain.
At 371 kilometres into the Dempster
you will reach Eagle Plains where the first
and only hotel along the route is located.
The hotel has 32 rooms and is located
midway between Dawson City and Inuvik,
so a good place to stop off and rest up for
the night. Facilities include licensed dining
room, lounge, service station, garage, tow
truck, laundromat, landing strip and
helicopter fueling service. Whilst here you
can also take advantage of the many tour
packages available such as hiking,
fishing, skiing and rock hounding.
At at point around 400 km into the trip
you will cross the Arctic Circle. A sign is
erected to mark the occasion and is an
obvious photo opportunity.
Next comes the Richardson
Mountains which is completely treeless as
you are now above the tree-line. In fact
vegetation full stop is very hard to find
from here on.
The next milestone is crossing from
the Yukon into Northwest Territories. The
Dempster kilometer signs start again from
0 and are blue instead of the previous
green.
Fort McPherson is the next major
location where around 700 people live.
This means it has some limited facilities
such as restaurants where you can grab a
bite to eat.
During the summer Inuvik is as far as
the road will take you. If you want to reach
the very end of the Dempster at
Tuktoyaktuk you will have to take a flight,
however in the winter the area is frozen
enough to allow for an ice road into the
town.
 Discover Canada 15

What’s happening in July?

Calgary Stampede music and lots of other things to keep you
entertained. www.gnaf.org
Winnipeg Folk
Festival
The famous Calgary Halifax Taking place between July 10th and
Stampede will take
place between July
Highland 13th the Winnipeg Folk Festival will

3rd and 13th at Games entertain you with performances from

groups from across Canada and the rest
Stampede Park in
Calgary, Alberta. and of the world. See Folk-Rock, Joan
Armatrading, The Beautiful Girls, Geoff
Stampede Park
is located
Scottish Berner amongst many others. Find them

southeast of Festival all at Birds Hill Provincial Park.

downtown
Calgary along You don’t have to be
Macleod Trail Scottish to enjoy this
between 12 Avenue event held at
S.E. and 25 Avenue S.E. Dartmouth
The park will be open Common, Nova
from 11 a.m. to midnight Scotia.
every day, although indoor Join in the fun
attractions and commercial on Saturday July
exhibits will close at 11 p.m. 12th with piping,
www.calgarystampede.com drumming,
highland dancing,
Belleville golf and of course the
games themselves.
www.winnipegfolkfestival.ca
Caribana Festival,
Toronto
The Caribana Festival is an exciting
two-week cultural explosion of Caribbean
music, cuisine, revelry as well as visual
and performing arts.
The event takes place between July
15th and August
3rd at various
locations in

Waterfront Ethnic www.halifaxhighlandgames.com the city of

Toronto.
Festival enjoy
the
Enjoy free admission to this fun event Québec City's Calypso,
taking place in Belleville, Ontario between
July 10th and 13th. The festival includes
Summer Festival Soca,
Reggae,
arts and crafts, children’s village, music, Hip Hop,
To experience Québec City's
fireworks, parades, dragon boat racing Chutney, Steel
Summer Festival, is to take part in the
and lots more. Find the festival at West Pan and Brass
largest outdoor arts festival in Canada.
Zwicks Island Park on the waterfront. Bands. www.caribana.com
With 400 shows and 200 groups over
www.bellevillewaterfrontfestival.com
11 days, the excitement in the art
of majestic Québec City will be
Great Northern contagious.
Taking place between
Arts Festival July 3rd and the 13th with
Rock, world music,
If you happen to be in the Northwest French, jazz, classical,
Territories then why not stop off and enjoy street art, the Festival has
the Great Northern Arts Festival being exclusive and large scale
held in Inuvik. events to suit every taste.
The festival takes place between July www.infofestival.com
11th and 20th and will include arts and
crafts, galleries, concerts, workshops,
16 Lifestyle
Albert College: “Small School.
Smart Choice.”
It is hard to be 150 years old
and remain a “hidden gem”, but
there are still those just
discovering the world of
independent education in general
and Albert College in particular.
Attracting students from Canada and
abroad, Albert College in Belleville,
Ontario is Canada's oldest, co-
educational boarding and day school. Its
strength lies in a challenging academic
and co-curricular programme offered in a
small, supportive “family” environment.
Albert College presents a full range of
athletic and artistic activities, numerous
leadership opportunities and adventure
possibilities. Classes range from Junior
Kindergarten through Grade 12, including
a Post Graduate year providing an
opportunity for university-bound students
to evolve academically, socially and
emotionally. With only 340 students in
total, including 125 live-in boarding
students from 28 different nations,
classes are small enough to ensure that
each student’s intellectual curiosity is
nurtured and critical thinking and
innovation can happen on a daily basis.
Perhaps the most distinguishing
feature of residential life at Albert College
is the amount of thought and attention
given to creating a warm and supportive
community within each residence.
Learning to live with others - to balance a
need for privacy with a growing sense of
the needs and rights of others - is a key
opportunity. In each residence, you make
your first friends and develop productive
study habits. All in all, learning with
students of different backgrounds and
interests, students discover that learning
at Albert College is a continuous and
lively adventure.
Day students come from Belleville
and as far away as Kingston, Napanee,
Trenton, Stirling and Prince Edward
County. “With daily shuttle transportation
available and an option for 5-day
boarding,” reports Kristopher Churchill,
assistant head of school, “more and more
families in the region are discovering the
difference that an Albert College
education can make for their children.”
Parents in the junior school are
“especially appreciative of the daily
French, music and physical education
programming starting in junior
kindergarten and the extended hours
programme available to working couples.”
Advertorial
Why are independent schools like
Albert College successful? According to
Kristopher Churchill, the research points
to several outstanding factors: they are
close-knit communities; there is ample
opportunity for individualized attention for
students; they employ high-quality and
committed teachers; there are actively
engaged parents; there are wonderful
university placement records; and, there
are educational experiences beyond the
classroom. As an example, reports
Churchill, “At one point during the school
year we had 14 students on a community
service trip to northern Mexico where they
were volunteering in a migrant shelter. At
the same time we had students off to
represent the school in the Ontario
independent school swimming finals and
others who were just catching their
breath, having performed three nights in a
row -- a wonderful theatrical production
for the local community. As a student in a
small, independent school you have a
chance to try just about anything.”
Albert College has also made an
impact on the local community for over
150 years, playing a tangible role in the
economy. A recent economic impact
study suggested that the total direct and
indirect economic impact of the school, its
Advertorial Lifestyle 17

employees and students is more than $10 million annually.

This is in addition to capital projects such as construction of
the junior school facility four years ago which spent the
dollars locally. Albert College also helps to attract and retain
new business people and professionals who come to the
area and are often looking for independent education, which
other small communities may not offer. This has been true
for doctors, armed forces personnel and for corporations
including Boeing, Proctor and Gamble and Nortel.
Volunteers – student and staff alike -- are very involved in the
community from assisting with Big Brothers/Sisters, to the
Gleaner’s food bank, to the Canadian Cancer Society, and
Heart and Stroke organizations.
Albert College taxes, utilities and permit fees add to local
coffers with local day parents paying taxes, without the added
expense of educating these young people in the public
system. Albert College also tries to make itself a true
resource to the community – in terms of athletic facilities,
music facilities, and Doors Open Ontario. Also, featured
speakers are heard by wide audiences – guests such as Dr.
Jane Goodall, David Suzuki and Craig Kielburger.
Professional educators generally bring an interest in the arts
and other intellectual pursuits, and their spouses bring their
capabilities and professions to the area sitting on
professional boards, playing in the symphony and the like.
For almost 150 years, Albert has aimed to be a good
neighbour, and in many ways the school has met those aims.

What do those
ratings mean?
T: Teen - The content is AO: Adults Only - Only
We all buy or rent video games but suitable for teens of 13 suitable for people of 18
do we take notice of the ratings years and older. May years or older. May
displayed on the box? Parents contain sexual themes, include graphic sex or
particularly need to pay attention to them more intense violence violence and strong
as many games these days are not and/or language. language.
suitable for children of certain ages.
E: Everyone - Suitable RP: Rating Pending -
EC: Early Childhood - for persons six years or This game is still
This means that all the older. May contain awaiting final rating.
content is suitable for minimal violence,
children three years mischief or mild
and older. No language.
inappropriate content.
M: Mature - Suitable for Many games will also include a list of
E10+: Everyone 10 or persons seventeen or contents such as fantasy violence, comic
older - This means the older. May contain mature mischief, mature humor, nudity, sexual
game is suitable for sexual themes, intense themes, simulated gambling, use of
children of ten years violence and strong tobacco or alcohol, strong sexual content,
and older. May contain language. use of drugs, blood and gore to describe
fantasy or cartoon mild the game. So make sure you take a close
violence, mild language look before you rent or buy.
or suggestive themes.
18 Lifestyle

Recipes from the sea

Shrimp scampi with a twist
Ingredients: Serves 4

1/2 cup all-purpose flour

1/4 teaspoon salt
1/2 teaspoon freshly ground black pepper
1/4 teaspoon cayenne pepper
1 1/2 pounds fresh shrimp, shelled and deveined without tails
1/2 cup olive oil
4 cloves garlic, minced
1 shallot, chopped
1/2 cup fresh parsley, minced
1/2 teaspoon dried oregano, crushed
2 tablespoons white wine
2 tablespoons brandy

In a small bowl, combine flour, salt, pepper and cayenne pepper. Mix thoroughly. Dredge shrimp in flour mixture. In a large
skillet, saute dredged shrimp in olive oil for 5 minutes over high heat. Toss shrimp often to prevent burning. Transfer shrimp
with a slotted spoon to a serving dish, leaving the oil in the pan. In the same pan, saute the garlic, shallot, parsley and
oregano over medium heat for 3 minutes; stirring constantly. Spoon the mixture over the shrimp. Return pan to the heat.
Preheat your broiler for medium heat. Pour the wine and brandy into the skillet and ignite with a match or lighter. When the
flames die down, stir to loosen any browned bits on the bottom of the skillet; pour over shrimp. Place the serving dish of
shrimp in a preheated broiler for about 2 minutes.

Blackened salmon fillets

Ingredients: Serves 4

2 tablespoons ground paprika

1 tablespoon ground cayenne pepper
1 tablespoon onion powder
2 teaspoons salt
1/2 teaspoon ground white pepper
1/2 teaspoon ground black pepper
1/4 teaspoon dried thyme
1/4 teaspoon dried basil
1/4 teaspoon dried oregano
4 salmon fillets, skin and bones removed
1/2 cup unsalted butter, melted

In a small bowl, mix paprika, cayenne pepper, onion powder, salt, white pepper, black pepper, thyme, basil and oregano.
Brush salmon fillets on both sides with 1/4 cup butter, and sprinkle evenly with the cayenne pepper mixture. Drizzle one side
of each fillet with 1/2 remaining butter. In a large, heavy skillet over high heat, cook salmon, butter side down, until blackened,
2 to 5 minutes. Turn fillets, drizzle with remaining butter, and continue cooking until blackened and fish is easily flaked with a
fork.
 Lifestyle 19

Tuna steaks with citrus Pecan Baked Scallops

Ingredients: Serves 4 Ingredients: Serves 6

1 pink grapefruit 1 1/2 pounds sea scallops,

1/4 cup lemon juice rinsed and patted dry
1/4 cup lime juice 1/2 cup dry white wine
2 tablespoons honey 2 tablespoons fresh lemon
1 tablespoon snipped fresh juice
dill salt and ground black
1 teaspoon crushed red pepper to taste
pepper flakes 1/2 cup cracker crumbs
1/2 teaspoon ground 1/2 cup chopped pecans
ginger 1 tablespoon chopped
4 (6 ounce) tuna steaks or parsley
fillets 2 tablespoons butter, melted

Peel and section grapefruit over a bowl, reserving juice. Preheat oven to 400 F. Arrange scallops in a single layer in
Refrigerate half of the grapefruit sections. Add remaining a baking dish. Combine wine and lemon juice in a small
grapefruit to the reserved grapefruit juice. Add the lemon measuring pitcher. Add salt and pepper to taste, and pour
juice, lime juice, honey, dill, red pepper flakes and ginger. over the scallops. Combine cracker crumbs, pecans, and
Remove 1/4 cup for basting; cover and refrigerate. Pour parsley in a small bowl. Spoon evenly over the scallops.
remaining marinade into a large re-sealable plastic bag; add Drizzle the crumb topping with melted butter. Bake in
the tuna steaks. Seal bag and turn to coat; refrigerate for 30 preheated oven until topping is golden and scallops are
minutes, turning once. Coat grill rack with nonstick cooking opaque, 10 to 12 minutes.
spray before starting the grill. Drain and discard marinade
from tuna. Grill tuna, uncovered, over medium heat for 6-7
minutes on each side, basting frequently with reserved
marinade. Top tuna steaks with reserved grapefruit sections.
Cover and cook for 5 minutes or until fish flakes easily with
a fork.

Flounder stuffed with crab 1 tablespoon mayonnaise

1/4 cup butter, melted
1 egg yolk
Ingredients: Serves 6
5 tablespoons mayonnaise
1/2 teaspoon paprika
1 1/2 pounds flounder
1 tablespoon dried parsley
fillets
1 cup crabmeat -
Preheat oven to 400 F. Rinse the fillets and pat dry with
drained, flaked and
paper towels. Combine crab meat, green pepper, mustard
cartilage removed
powder, Worcestershire sauce, salt, white pepper and the
1 tablespoon finely
crushed saltines. Combine the egg white and 1 tablespoon
chopped green bell
mayonnaise. Stir into the crab meat mixture. Brush the
pepper
flounder fillets with melted butter. Place in a lightly greased,
1/4 teaspoon
shallow baking dish. Spoon the crab mixture over the fillets
ground dry mustard
and drizzle with any remaining butter. Bake the fillets at 400
1/4 teaspoon
F for 15 minutes. While the fish is baking, lightly beat the
Worcestershire
egg yolk in a small bowl. Stir in 5 tablespoons of
sauce
mayonnaise. Remove fish from oven and spread this
1/4 teaspoon salt
mixture over the stuffing; sprinkle with paprika and parsley.
ground white pepper, to taste
Increase oven temperature to 450 F and bake until golden
3 crushed saltine crackers
and bubbly, about 6 minutes.
1 egg white
20 Lifestyle

Internet usage increases across

Canada
A recent survey of Canadian
Internet usage was recently
published by Statistics Canada
and showed a marked increase
in usage between 2005 and
2007.

The survey looked at Internet usage

of people aged 16 years and older. This
is the first time the 16-17 years age
group has been surveyed.
The vast majority of people
accessing the Internet did so using high-
speed connections. 88% of users who
accessed the Internet from home did so
using high-speed compared to 80% in
2005.
In urban areas 9 in 10 use high
speed connection compared to only 7 in
In the 16-17 year age group 94% said national average is 73% and three
10 in rural areas. This is mainly due to the
they used the Internet for educational provinces, British Columbia, Ontario and
lack of high speed connections available
purposes, 90% for instant messaging, Alberta saw levels above this figure.
to those in more rural locations.
83% to download music and 73% played British Columbia had the highest
E-mail is by far the most popular
games. Internet usage rate at 78% an increase on
online activity (92%) with general web
Of those accessing the Internet 68% 69% in 2005.
browsing coming in second (76%). The
went online every day and 50% were Alberta came in second with 77%,
most popular activities included finding
online for five hours or more during a again a significant increase on the 2005
government and health information, travel
typical week. figure of 71%.
arrangements and Internet banking.
The report also shows that income, Ontario has a usage rate of 75%
education and age have a baring on (2005 - 72%).
Internet usage. The lowest Internet usage was seen
Internet Usage Of the higher earners (more than in Newfoundland and Labrador with 61%.
percentage usage in 2007 $95,000 p.a.) 91% used the Internet whilst However this was a huge increase on the
those earning less than $24,000 only 47% 2005 figure of 55%.
accessed the Internet. New Brunswick just pipped
N.L 61%
Education also has a baring with 84% Newfoundland and Labrador with 65%
P.E.I. 69%
of people with at least some post- usage a big increase on their 2005 figure
N.S. 69% secondary education accessed the of 57%.
N.B. 65% Internet compared to 58% of those with Prince Edward island, Quebec and
QC 69% less education. Nova Scotia all came in third from last
It is no surprise that age plays an with 69% usage, an increase on their
ON 75%
important factor in Internet access. Of 2005 figures of 61%, 62% and 67%
MB 70%
those surveyed 96% of people aged respectively.
SK 73% 16-24 years went online and only 29% of Manitoba and Saskatchewan again
AB 77% seniors over 65 years of age. saw increases on their 2005 figure of 66%
B.C. 78% Internet usage in every province with Manitoba showing a 2007 percentage
increased between 2005 and 2007. The of 70 and Saskatchewan of 73%.
 Lifestyle 21
.

Top Canadian…
TV shows
1. You Can Dance (Wed) - 1.63 11. Bones - 1.00
2. You Can Dance (Thu) - 1.38 12. NCIS - 0.99
3. Canadian Idol - 1.37 13. CTV National News - 0.87
4. C.S.I. New York - 1.34 14. Jeopardy - 0.86
5. Million $ Password - 1.30 15. House - 0.85
6. Law & Order: SVU - 1.22 16. Young & the Restless - 0.83
7. CTV Evening News - 1.20 17. Without a Trace - 0.80
8. The moment of Truth - 1.13 18. Global National News - 0.71
9. C.S.I. Miami - 1.12 19. News Hour - 0.70
10. Law & Order: CI - 1.08 20. CTV Evening News (wkd) - 0.70

CD’s
1. Weezer, Weezere 7. Hard Candy, Madonna
2. Here I Stand, Usher 8. I Know You’re Married But, Martha
3. Sex and the City, Soundtrack Wainwright
4. Indestructible, Disturbed 9. Bab Khan Presents: Culture,
5. Rockferry, Duffy Various
6. Let the Truth be Known, Faith 10. Best of Radiohead, Radiohead
Imaan

DVD’s
1. Fool’s Gold 6. The Other Boleyn Girl
2. Jumper 7. Welcome Home Roscoe Jenkins
3. The Bucket List 8. The Flock
4. Semi-Pro 9. The Eye
5. Be Kind Rewind 10. Rambo

Fiction paperbacks
1. Late Nights on Air, Elizabeth Hay 7. The Book of Negroes, Lawrence
2. High Noon, Nora Roberts Hill
3. The Hollow, Nora Roberts 8. The Bourne Betrayal, Robert
4. Water for Elephants, Sara Gruen Ludlum
5. Divisadero, Michael Ondaatje 9. The Gathering, Anne Enright
6. Mister Pip, Lloyd Jones 10. The Good Guy, Dean Koontz

Fiction hard cover

1. The Host, Stephanie Meyer
2. Careless in Red, Elizabeth George
3. Blood Noir, Laurell Hamilton
4. The Miracle at Speedy Motors,
Alexander McCall Smith
5. Love the One You’re With, Emily
Giffin
6. Devil May Care, Sebastian Faulks
7. World Without End, Ken Follett
8. The Cellist of Sarajevo, Steven
Galloway
9. Bright Shiny Morning, James Frey
10. Thousand Splendid Suns, Khaled
Hosseini
22 Lifestyle

Petiquette for summer

entertaining
Humans are not the only ones who ahead of time what furry friends will be at stressed by the attention and action, allow
look forward to summer. Imagine warm the party. him some quiet time in a private place.
weather from your pet’s perspective – “There’s no point in forcing your pet to
long walks in parks full of green grass and 2. Freshen and clean. interact with your guests if he or she
interesting aromas for dogs, and hours of doesn’t want to,” Reed says.
bird-watching from a sunny window for Bathe and groom your pet before the
cats. It’s also fun for pets to be part of the
summer party. “It’s very common for pet
festivities when their human “parents” do owners to become so used to their
some summer entertaining. However the pet’s aromas that they don’t even
definition of a party for a furry friend is notice them anymore,” Reed says.
very different from that of its care takers. “But your guests likely will, especially
when they come into your home from
How do you include the furry fun in the sun outdoors.”
members of the family into summer In addition to helping your pet
entertaining without turning a backyard clean up, be sure to freshen your
barbecue into a doggie food free-for-all or home as well. Vacuum carpets, fabric
the evening dinner party into a feline hissy upholstery and drapes just a few
fit? By carefully planning and managing hours before guests arrive. Use a pet
your pet’s interactions with guests and odor elimination product, like
preparing for the big day, it is possible to Febreze Air Effects Pet Odor
keep Fluffy or Fido an enjoyable part of Eliminator, to remove pet odors from
your celebration, says Charlotte Reed, pet the air. “Avoid products that simply
care expert and author of “The Miss Fido cover up pet odors with stronger
Manners Complete Book of Dog scents. Febreze actually eliminates pet 4. Fend off food fights.
Etiquette”. odor and replaces it with a light,
“Petiquette for summer entertaining is refreshing scent,” Reed says.
Food discipline should start long
a fine balancing act, but one that offers
before the party, Reed advises. “You may
significant rewards for you and your pets,” 3. The ABCs of think your dog’s begging eyes are
Reed says. “Your guests can enjoy the
introductions and interaction. adorable and irresistible, but few things
presence of a well-behaved pet and a
are more unappetizing to house guests
fresh, odor-free home.”
First impressions mean a lot. “If your than a pet begging for food,” she says.
Here are Reed’s tips for making
dog jumps up on people every time he Train your pet not to beg at the table. And
summer entertaining as enjoyable as
meets them, he won’t be giving a good if he or she simply can’t break the habit,
possible for your pets and your guests:
impression,” Reed says. If your dog has a then confine him to quarters when the
tendency to jump, work with him for food is served.
1. Make your pets’ presence Discourage guests from feeding pets
several weeks before the party to train
known. him to sit and lay. As guests arrive, keep tidbits or table treats. “The last thing you
your pet on a leash and personally want is a pet with an upset stomach
While most summer guests will likely introduce him to each new guest. because he ate too much human food,”
know your pet status, some may not, Encourage guests to interact with him Reed says.
especially if they are recent calmly and firmly so that he doesn’t forget Febreze Air Effects Pet Odor Eliminator is
acquaintances or first-time visitors to your his manners in the excitement of meeting available in grocery and drug stores
home. Be sure to alert guests to what type someone new. nationwide. To learn more, visit
of pets you have at home at the time you Likewise, if your pet is simply not that www.febreze.com. Courtesy of
invite them to visit. From strong allergies social, don’t force her to interact with ARAcontent
to pet hair aversions, there are many guests. Allow cats to retreat to their
reasons why guests may want to know favorite hiding spot – few felines are into
the party scene. And if your dog seems
 Lifestyle 23

Book reviews
Ottawa Book of Everything
by Arthur Montague

Publisher: MacIntyre Purcell Publishing

Publishing Date: September 2007
ISBN-10: 0973806389
ISBN-13: 978-0973806380
List Price: $14.95

Muchmor Review: This is a great little book that is full of interesting facts as well as fun
trivia. Some well known Canadians give their views on Ottawa including Ben Mulroney who
shares five things you didn’t know about living at 24 Sussex Drive.
The book gives details of the city’s history, demographics, geography, weather and culture
as well as looking at things such as crime, politics, education and economy. Although all
these things are interesting we found the trivia the most entertaining. For instance did you
know that 49.6% of the population is married, or that there are 1,580 km of sidewalk in the
city or that of all the major capital cities in the world, Ottawa holds the distinction of being
the coldest and snowiest? Did you also know that the average response time for
emergency calls for police attendance is 8.9 minutes, below the department standard time
of 15 minutes or that in 1892 Thomas Ahern from ottawa became the first person in the
world to prepare a meal using electricity?
This book is so full of these interesting facts and figures it will keep you reading for hours.
Highly recommended reading.

Prince Edward Island Colourguide (5th

edition)
edited by Colleen Abdullah & Laurie Brinklow

Publisher: Formac
Publishing Date: April 2007
ISBN-10: 0887807240
ISBN-13: 978-0887807244
List Price: $19.95

Muchmor Review: This pocket size book is an excellent resource when researching a trip
to Prince Edward Island and small enough that you can take it with you.
The first section gives you a background to the island such as the land and sea and the
history of the confederation, Anne of Green Gables and other such interesting facts about PEI.
If you have kids there is a section dedicated to places and events that kids will find
interesting such as fishing trips near Charlottetown and Shining Waters Family Fun Park which
features rides and attractions for kids of all ages.
The book gives details of where to get the best lobster supper, the best beaches and golf
courses, where to go cycling, hiking and walking and where to spot the best architecture. You
will also find details of local events and festivals.
The pages are filled with easy to read, useful information from people who live there and know what they are talking about. The
book is beautifully illustrated with photos on almost every page. At the back of the book you will find lists of restaurants,
accommodations, attractions, recreation and sports.
Although there are many tourism books about and if you are anything like me you will buy several before taking a trip, you will not
go far wrong by buying this book as it is a pleasure to read and easily carried in a pocket or handbag for on the spot research.
24 Moving to Canada

Immigration Bill passed

For the last couple of months “We will continue to uphold our
we have been giving you details commitments to family reunification and
refugee protection,” underlined Minister
of a proposed new bill (C-50), part
Finley.
of the Budget Implementation Act, There are currently 925,000 people
2008 which would allow waiting for their immigration applications
Citizenship and Immigration to be processed and those who applied
Canada (CIC) to have more before February 27th 2008 will remain
part of the old system. This will mean that
control over who they allow to
their applications will be processed in the
reside in Canada and how they order received and as long as they meet
process applications for the required criteria they will eventually
permanent residence. get to Canada. Anyone applying after this
Diane Finley speaking in the
date will be part of the new system.
Commons Until details of the skill sets required
We have given you the views of
are known it is hard to predict the
various different people from politicians to
are and who may be processed faster, or outcome of this new system on new
immigration lawyers and you will have
indeed at all. applicants. It is assumed that the skill sets
seen that there are as many people for it
Immigration minister Diane Finley may change from time to time as skill
as against it. Here is the update.
said, ”Our government believes in shortages around the country change.
On June 2nd a vote of confidence for
immigration. With these changes, we now For some people who fall into the skill
the bill was passed allowing the bill to go
have the tools in place to strengthen our shortages category this may be great
to the next stage of voting.
system so that people with the skills for news as their applications may be fast
On June 9th a third and final vote was
the jobs available can be brought to tracked and they may find themselves in
held in the House of Commons and was
Canada more quickly." Canada in a much shorter time period.
passed by a vote of 121-90.
The next stage of the process will be However for some it might mean waiting
On June 18th the bill was passed by
for CIC to consult with the individual longer or even being refused altogether.
the senate meaning that it has now
provinces and territories to asses the Research shows that the demand for
passed all the stages it need to in order to
priority skills required. "Once we've qualified workers in Canada is growing.
be implemented.
determined Canada's immigration needs, By 2012, immigration is projected to
So what does it mean to anyone
we can develop a set of instructions to account for all labour force growth in
wanting to apply for immigration to
guide the processing decisions of Canada. Two-thirds of the available jobs
Canada?
immigration officers, including whether will require post-secondary education.
Well, the new system will allow CIC
applications are prioritized, retained or Jobs that require a university-level
be more selective when processing
returned with a refund," Finley said. education are the fastest growing types of
applications for permanent residency.
In addition to being subject to jobs.
Whereas before anyone who applied was
consultations, the instructions will comply Many people in the immigration
processed as long as they fulfilled the
with the Canadian Charter of Rights and backlog have contacted Muchmor asking
criteria laid out i.e. had enough points,
Freedoms to protect against if they should reapply under the new
passed the medical and had proof of
discrimination. They will also support the system. We would urge anyone who
funds etc. Applications were processed in
objectives of IRPA, ensuring a balance applied prior to February 27th to sit tight
the order they were received. Now the
between the economic, family until the new skills requirements are
CIC has the power and right to look
reunification and refugee protection goals known. Remember you are already in the
through all the applications received after
of Canada’s immigration system. Finally, queue and if you withdraw your current
February 27th 2008 and only process
the instructions will complement the application you will loose your place and
those they feel meet the skill sets
government’s annual levels plan, which have to start again.
required. This will mean that some
establishes clear target ranges for the Once decisions have been made by
applicants will be side-lined and others
number of permanent residents accepted CIC regarding the types of applicants they
may find themselves fast-tracked.
in each category: economic, family class are looking for a more informed decision
At the moment no indication has
and protected persons. can be made. We will keep you posted of
been given as to what the new guidelines
developments on our website as well as in
Muchmor Canada.
 Moving to Canada 25

Guide to purchasing travel

insurance for visitors to Canada
by Ronald Chan

With the strong economy,

welcoming culture, great natural beauty
and high quality of life, Canada is a
popular destination for foreign visitors.
Canada in not only a popular vacation
destination it has the strongest economy
in the G8. The strong Canadian
economy means that Canada is a hot
spot for business travelers, foreign
workers, new immigrants, and
international students.
Also, Canada has an aging
population which means that the health
care system is overburdened. Canada's
health expenses rival the United States
as the most expensive in the world.
Also, Canada has an aging
population which means that the health
care system is overburdened. Canada's
health expenses rival the United States
as the most expensive in the world.
Sample medical costs in Canada.
• Simple doctor visits cost
approximately $150
• Ambulance approximately $250
• Non-critical hospital stay cost
around $3,500 per night
• Air ambulance around $20,000
Medical expenses can become
financially crippling. To ensure personal
safety, Medical Insurance is highly
recommended for all foreign visitors to
Canada.
The good news is that medical
insurance is quite affordable. For
example, good individual coverage can
be purchased for a 40 year old for $3-$5
per day, and an entire family can be
covered for under $15 per day.
Canadian insurance companies
have developed medical insurance plans
for all types of visitors to Canada.
weather you are a business traveler,
international student, new immigrant,
foreign worker, or simply vacationing in
Canada, a plan designed to suit your
needs is available at an affordable rate.
Business Travelers and
Tourists Visiting Canada
Whether you are traveling to
Canada for business meetings or
vacationing with your family, medical
insurance is important to cover the high
costs of medical care. Visitor to Canada
Emergency medical is available to pay
the expenses incurred by sudden and
unexpected medical conditions.
Coverage is available up to 89 years of
age. No medical questions are required
but pre-existing medical conditions will
likely be excluded from coverage. If you
have a pre-existing medical condition
please review the medical policy wording
closely before purchasing.
Visitors to Canada Emergency
Medical Insurance can be purchased at
levels of $25,000, $50,000, $100,000,
and $150,000. Coverage can be
purchased for individuals, couples, or
families. Single trip and annual plans are
available. If you plan to travel to Canada
frequently within a 12 month period then
an annual plan will be most suitable.
New Immigrants to Canada
New immigrants to Canada are not
eligible for provincial health insurance
until they gain landed immigrant or
permanent residence status.
Foreign workers in Canada
The Canadian labor shortage has
provided ample opportunities for foreign
workers to enter Canada on a work visa.
Unfortunately, these work visas are
normally issued for 6 months minus one
day... this is one day before the foreign
workers become eligible for Provincial
health insurance coverage. This means
that private health insurance must be
purchased to cover emergency medical
costs for the time spent living in Canada
on a temporary work visa.
Inpatriate Medical Insurance
Employers can provide medical
insurance to foreign workers by
26 Moving to Canada

purchasing Inpatriate Medical Insurance.
Inpatriate Medical Insurance can be
purchased for the six month work visa.
Inpatriate insurance can be purchased for
durations as short as one month for
workers who have already arrived in
Canada. Coverage can be purchased at
levels of $100,000, $500,000, or
$1,000,000. Single, Couple, or family
coverage is also available. Inpatriate
medical Insurance coverage differs from
Visitors Emergency Medical Insurance as
it provides for non-emergency medical
visits.
Visitors to Canada
Emergency Medical Insurance
Foreign workers who are not
provided coverage by their employers will
be required to purchase private medical
insurance. Visitors to Canada Emergency
Medical Insurance is available for
personal coverage for your entire work
visa term in Canada. Coverage can be
purchased at levels of $25,000, $50,000,
$100,000, and $150,000, with the high
cost of health care in Canada it is
recommended that foreign worker
purchase the best coverage amount.
Single, Couple, or family coverage is also
available.
International Students in
Canada
Canada is a world leader in
education. Many international student
choose Canada for their foreign education
destination. Not all international students
are eligible for government sponsored
health insurance.... and for those who are
eligible may have to wait three months
before the coverage becomes effective.
Also, international students not attending
eligible educational institutions will not be
covered by the provincial government
health insurance plan. Private medical
insurance will be required. International
students can choose to purchase
complete Health and Hospital Insurance
or only Emergency Medical Insurance.
Health and Hospital
Insurance
Provides International Students
visiting Canada with complete health
coverage. In addition to emergency
medical coverage, non-emergency health
costs and prescription drugs are also
covered up to maximum amounts.
Medical coverage of to $1,000,000 is
available. Coverage can also be
purchased for the students spouse and
family while they are residing in Canada.
Emergency Medical
Insurance
Similar in coverage as the health and
hospital plan but does not cover non-
emergency medical and prescription
drugs are limited to a 30 day supply.
Coverage can also be purchased for the
students spouse and family while they are
residing in Canada.
Make sure that you are safe and
enjoy 'peace of mind' during you stay in
Canada by purchasing medical insurance.
Ronald Chan is the editor of
Travelinsurancequotes.ca, the best travel
insurance quotation system on the web.
Visit Travel Insurance Canada for you free
travel medical insurance quotation.

Annual foreign workers and students

entering Canada in 2006

Location Workers Students

NFL
P.E.I.
863
163
404
155
Donna McNeil
NSD 1,317 1,788 Exit Realty Metro
N.B. 751 938 2055-1658 Bedford Highway, Bedford Nova Soctia, B4A 2X9.
QC 16,038 9,898 Cell: 902-222-4937
ON 47,956 21,085 Fax: 902-835-4539
SK 1,428 1,081 email: donnamcneil@exitmetro.ca
email: donna@relocationnovascotia.com
MB 2,164 1,462 Web: www.halifaxdartmouthrealestate.com
AB 15,172 4,765
B.C. 25,316 20,097
Y.T. 115 13
MovingBe to one
Novaof Scotia ? families I have
the many
N.W.T. 198 - Lots of Questions?
successfully helped relocate to the Halifax,
NV 71 - For InformationNovameetScotia
me atarea.
Emigrate 2008
Canada 112,608 61,703
March 1 & 2 - 2008
Stand
I can118
assist from your first fact finding trip to
Sandown theRacecourse
purchase of your new home.
Esher, Surrey
 Moving to Canada 27
.

Permanent residence card MOVING 2 ALBERTA

replacement
When you receive your permanent residence card
(PR Card) after being granted residency in Canada you
will notice that it is only valid for five years. After five
years you will need to apply for a replacement card which
is issued subject to you having kept to the original
residency requirements.
In order to keep your permanent residency status
you need to have lived in Canada for at least two years
within the five year period. You can also loose residency
status if convicted of a serious crime.
Contact Helen Parnell a property relocation
specialist who has helped many
expats settle here after making
the move herself.
Free assistance on • Accommodation
• Real Estate • Insurance
• Mortgages • Airport meet and greet
• Serving Calgary and South Alberta
Tel: 001 403 932 5670
Email: Helenparnell@shaw.ca
www.moving2alberta.com
own as long as you have proof i.e. valuation of property and
statement from a financial institution showing mortgaged
amount. By subtracting the amount owed from the property
value you will have the equity figure.
Currently the amounts required by CIC are as follows:

NUMBER OF FAMILY REQUIRED FUNDS IN

On June 16th Citizenship and Immigration Canada MEMBERS CANADIAN DOLLARS
announced changes to the way in which PR cards are
replaced. Instead of having to send in your existing PR card
1 $10,601
with your renewal application you keep your card until it is
exchanged. There is also no longer a need to have a
2 $13,198
guarantor signature or to sign a statutory declaration in lieu
of a guarantor.
3 $16,225
The changes make it much easier for permanent
residents to continue traveling whilst their replacement card 4 $19,700
application is being processed. As a permanent resident
you need to show your PR card in order to reenter Canada 5 $22,343
via commercial transportation after visiting another country.
Without a valid PR card you will not be allowed to board 6 $25,199
commercial transportation back to Canada.
You should check the expiry date of your PR card and 7+ $28,055
apply for a new one well before the date.
You can of course bring in any amount above the

Proof of funds minimum required, although you should not carry more than
$10,000 CAD into the country without reporting the fact to a
Canadian official. Failure to report excess amounts can
Many people are confused by the proof of funds
result in imprisonment. You are therefore advised to have
requirement when immigrating to Canada. The government
excess funds transferred to a Canadian bank account or
needs to have proof that once you land you have enough
similar rather than bring cash, cheques, travelers cheques
funds to support yourself and your dependents without
etc into the country.
having to rely on the government.
If you have arranged employment in Canada you do
Every year the amount of required funds is set by
not need to show proof of funds.
Citizenship and Immigration Canada (CIC) and is
determined by the size of your family. The money must be in
available funds and cannot be borrowed from another
person. However, you can include the equity in property you
28 Moving to Canada

Alberta Relocation Specialists

Are you planning to emigrate to
Calgary, Alberta?
Are you new
Do you need free help and advice?
We can help with all aspects of your move
call Sam Clement for more infomation or
to Ontario?
email us at samantha@come2alberta.com Do you need help?
www.come2alberta.com - Tel: (001) 403 982 9631
Are you helping
newcomers to settle?
Better for couple to apply Settlement.Org provides
you with information and
together answers to settle in Ontario.

Visit www.settlement.org for information about

By Guidy Mamann
Finding a Job, ESL Classes, Housing, Health and much more...

This week a reader asked about a young couple

that is immigrating to Canada.
The plan is for the husband to immigrate here
first and get settled. Then the wife would follow a
Citizenship and Citoyenneté et
Funded by:
year later. Immigration Canada Immigration Canada

Managed by: Ontario Council of Agencies Serving Immigrants (OCASI)

They are wondering why the visa post is insisting on the

wife filling out an application form at the same time as her
husband when she is not planning to move here for at least
another year.
This innocuous question raises an extremely important
aspect of our immigration laws.
All intending immigrants to Canada must show that they
qualify for selection under the category under which they are
applying and must prove that they are not criminally or medically
“inadmissible” to Canada.
Additionally, the principal applicant must show that his
family members (i.e. spouse/partner and children) are also not
inadmissible. This rule is designed to prevent the immigration of
an otherwise desirable immigrant whose dependent might
constitute a threat to us or to our universal health care system.
Accordingly, the wife must fill out an application form now in
order to answer questions about her medical or criminal history.
She must also undergo a medical examination prior to the
finalization of her husband’s application whether or not she is
coming to Canada now, later, or at all. If she is determined to be
inadmissible to Canada, his application will also be refused.
This rule is designed to avoid two problems.
First, it would avoid the husband landing and getting
settled here only later to find out that his wife can’t join him.
Secondly, it prevents the husband from becoming a
permanent resident of Canada while married to an inadmissible
person and acquiring the right to sponsor her and acquiring the
right to appeal any refusal of such an application to the
Immigration and Refugee Board.
The failure to disclose a family member is a material
misrepresentation that could lead to the refusal of an application
or to the deportation of the applicant after landing. A family
final changes
member June 2,will
who is not examined 2005
no longer be considered a
member of the family class and cannot later be sponsored as
such (unless it was specifically determined by an officer that
they did not need to be examined).
Intending immigrants who have children in the care of their
former spouse or partner must also have such children
examined even if the kids are not coming to Canada. Such
applicants are often met with great resistance by their former
spouses who fail to understand why their child must undergo
Canadian medical exams when they have no intention of letting
that child immigrate here.
In this case, the wife will have to fill out forms and undergo
medicals now to establish that her husband and his family
members are not inadmissible. When the wife applies on her
own, she will have to do it again to prove that she remains
qualified to immigrate.
My advice would be for them to apply together. Once they
are landed here she can return to her country temporarily while
her husband gets well settled here.
Guidy Mamann practices law in Toronto at Mamann &
Associates and is certified by the Law Society of Upper Canada
as an immigration specialist. Reach him confidentially at
416-862-0000 or at metro@migrationlaw.com.
 Moving to Canada 29

Real life story -

update
Back in November 2006 we adoring of his older
featured the story of Mike and brother. “He tends
to follow Hayden
Angela and their two children
around a lot and
Hayden and James and their wants to be doing
move from Boston in the United everything he
States to Toronto Canada. We does. Hayden
catch up with the family to see finds this a little
annoying at times
what they are up to.
but we try to
explain it is
When we last spoke to them they had
because James
been in Toronto for three years and Mike
loves him that he
had a great job as a partner in a firm
wants to be with
newly relocated to Toronto. Angela was a
him and like him.”
stay at home mum and the family had
says Angela.
acquired a dog, Banjo, so what are they
So what do
doing now?
the family really
Well Mike is still happily working for
think of Toronto?
the same firm and heads their Toronto
“I totally adore
office. He has also recently been in
Toronto.” says
charge of the company’s expansion into
Angela, “ I feel as The couple also hinted that another
Ottawa. “The last year has been very
though I was born to be here. It fits all my family member might be on the way soon.
busy,” he says, “the company decided to
criteria for a great life - lots of shopping, “When we last spoke to Muchmor back in
open another Canadian office after the
great vibe, excellent theaters, great 2006 we wanted a third child then.” says
success of the Toronto office. I must have
restaurants, great schools and Mike has a Angela, “Since then life has been a bit
done a good job with that one because
great job here which allows us to live a hectic, so the idea was put on the back-
they allowed me to oversee the
good life.” burner. However, now we are settled in
establishment of the Ottawa office too.”
Mike ads, “We often go to the theatre the new apartment and Mike is back in
Angela ads, “With Mike being in
and are lucky to have a great circle of Toronto full time we can start to put our
Ottawa quite a bit I was left at home with
friends that we can leave the kids with lives back on track. We are hoping that we
the kids, but my parents have been
knowing they are going to be fine and will be able to say we have a new addition
visiting often, so it hasn’t been too bad
they in turn can leave their kids with us.” on the way before too long.” she giggles.
and Ottawa isn’t too far away.”
The family have recently moved to a And what about Banjo the German
Now the new office is pretty much
new apartment, their third since being in shepherd? “Oh he is still a very big part of
established, Mike has been able to return
the city. “Although the last place was nice, our lives. One of the reasons we decided
to Toronto full time and the family are back
we saw an advert for this new condo to move was so he had more space and
into their normal routine.
development and it looked fabulous, so this condo block has quite a few parks
Hayden is now seven years old and
we did some research and actually nearby so he is much happier. We have
loves school. He has lots of friends and
purchased the condo long before it was had to stop Hayden taking rides on his
takes part in many school activities and is
actually built” says Mike, “This meant that back though as he is getting far too big
starting to get the hang of hockey. “I used
when we did move in, the condo was now. Fortunately he is now old enough to
to love hockey as a kid,” says Mike, “so
already worth far more than when we understand.”
Hayden is quite like me in sports issues -
purchased it, so is a great investment. It is So it seems that Toronto life certainly
basically he loves most of them!”
bigger than our old place and has great suits this family and we with them well in
Young James was only 8 months old
views over the city. We also have the use the future - whatever it may hold.
when we last spoke to the family and is
of a gym, pool and other facilities that we Read their original story here.
now over two years old and is very
didn’t have before.”
30 Moving to Canada

Driving in Nova Scotia

Once again we dip into the lives of June and Mark Spindloe of Relocation Nova Scotia. This month June
explains the “how to’s” of driving in Halifax and Nova Scotia and how driving differs from her native
England. She also shares the views of some of her guests.

This month I've decided to write

about how to get around Halifax and
driving in Nova Scotia.
Mark and I were like most families
before we emigrated - we depended on
a car to travel to and from work and
driving was very stressful and time
consuming. There was always the
alternative for me which I did every
morning for a couple of years between
Eastleigh and Southampton which was
to use buses and trains. This was
mainly because parking in downtown
Southampton was almost impossible
and very expensive. My experience of
all forms of transportation in England
was stressful; trains not running on
time and buses crowded and often late.
When I revisit my home town I opt not
to drive as it’s too fast and furious out
there on the motorways and my Nova
Scotian driving abilities don't have the
cutting edge I need in England to
survive on the road - so I resort to
trains and buses reliving those
mornings when I had no choice.
I am often asked how driving and
public transport in Nova Scotia
compares to UK so besides my own
comments after living here for over ten
years I have also included some
contributions from some of our guests
who have recently experienced driving
and car buying.
Before you read on though I'll tell
you about the other ways of getting
around downtown Halifax and the
surrounding areas. Halifax is a small
but sprawling city with a Public
Transport system that will service you
well within the Halifax Regional
Municipality. There are enhanced bus
services to the Universities and special
U Passes for students which save on
regular monthly bus passes. There is a
flat fee of $2.00 for any trip and transfer
tickets are free for further travel for 2
Jeff Phillips in Nova Scotia
hours. Each bus stop will have a GO
Time number which can be telephoned
and the on board computer tracking
system will give you the exact real time
arrival of the bus at your stop. Buses
are clean and comfortable and in
general drivers are much friendlier.
My other favorite form of public
transport is the is the ferry. The ferries
criss cross the second largest harbour
in the world in just 12 minutes giving
you some of the best views of the city,
they are modern day icons. The ferries
were the only form of transport across
the water until 1955 from downtown
Halifax to downtown Dartmouth .
There are various Park and Ride
facilities all over the city, the majority of
them are free or free with the purchase
of a bus pass. We have been here over
ten years and have only seen the
buses cancelled twice during a vicious
snow storm with white-out conditions
and once during freezing rain.
I'll also add that we do have a
"local" train that has three stops in the
province. One in Amherst, one in Truro
and finally the CN Rail station at
Barrington Street. There is also an
overnight train that runs six times a
week from Montreal for more info http://
www.viarail.ca/
One of the most common
questions we are asked about is the
driving test here in Nova Scotia. I have
a contribution from Jeff Phillips. Jeff
and his wife Ange arrived from the UK
a few weeks ago and have been busy
finding their way around Halifax and
familiarizing themselves with the rules
of the road and enjoying some of the
things that they will never have to deal
with here. There are no CCTV
cameras, no roundabouts (we only
have one), you can turn right on a red
light and free parking is available
outside almost every major mall.
Car rental may be the only way
you will get around for the first week or
two, so allow enough money in your
budget to spend on this as its almost
impossible to buy a car without a car to
go looking with. Also, if you are not
bringing them with you, budget on
 Moving to Canada 31

buying child car-seats as they are quite southern NS

expensive to factor in to the car hire price. specializing in
And last but not least, I would highly Japanese
recommend purchasing a GPS system as imports but
this takes all the stress out of finding your with a huge
way around for the first little while. range of used
Anthony Kawalski also arrived a few vehicles.
weeks ago and purchased a car from a The used Meet us - June & Mark Spindloe online at
larger car dealership that has several vehicles are the Canadian Government’s portal:
www.bfic.net
Or email us:
outlets here in Nova Scotia. It can be subject to a info@relocationnovascotia.com

daunting as most of us are not familiar rigorous 48

with North American makes and models of
cars. Looking online and then talking with
a dealership is a great way to get a feel
for what vehicle will suit your lifestyle.
www.oregans.com
Here Anthony gives us his thoughts:
The search for a car in a new country
can be as perplexing as it is exciting,
much the same as anywhere. However in
Canada the distance between towns and
the weather has to be a major
consideration. Upon arriving in Halifax it
soon became apparent that renting cars is
a fairly expensive affair. A car purchase
was logical and finding one became a
necessity.
Having decided to live out of the City
and travel an hour from our chosen home,
we decided to look for a strong sturdy
vehicle. The worst the Maritimes could
throw at us in terms of weather led us
towards an SUV with 4WD. The choice
here is mind-numbing and as budget
precluded a new vehicle we were tempted
by the Green light system of O'Reagans.
A large multi-outlet car group, located in
Dartmouth Halifax and other locations in
point safety Besides help with purchasing property we can save
check and then you hours of research, time and money.
assigned a 6 These are just some of the benefits Relocation Nova Scotia clients enjoy!
month or • Tailor Made accommodation solutions for your Fact Finding Trips and
on landing, choice of B&B or one of our short term rentals.
10,000km • We will provide meet and greet at Airport when landing with a large
mileage enough vehicle for your family and luggage.
guarantee • Meet with professional Immigration Consultant based here in Halifax
on your fact finding trip and receive free consultation.
which relates • Foreign exchange specialist will make moving your money overseas
to the power- easy. Fast Track services to obtain day-to-day banking, mortgages,
credit cards and financial services from one of Canada’s leading
train, tires and Banks, with a one to one service from your own personal banker.
various other • Competitive rates for Car Rental, Car Insurance and purchasing a
vehicle.
aspects. • Canadian Mobile phones, SIM cards delivered to you before you
This gave land and pay using a UK credit card.
• Unique women’s network providing friendship and advice.
us the
reassurance
we were Please visit www.relocationnovascotia.com and register.
looking for in Call June or Mark on 001 902 446 0766 and we’ll call you back.
terms of
purchasing a
reliable used
vehicle with the
backing of large
vehicles new or old and for the most part
service and maintenance system.
is not shown as included in the sticker
In all of this there was just one
price. With that in mind, there should be
solitary fly in the ointment. When you
no hefty shocks in the price department
have selected your trusty steed, be aware
for your car.
of this. Sales tax at 13% applies to ALL

Halifax - Dartmouth ferry

Anthony and his new SUV Halifax bus

32 Moving to Canada
Setting emigration goals
by: Louise Green, Expat Coach
The Importance of Goals
A famous study of Yale University
graduates found that back in 1953, just
3% of the graduating class had a written
set of goals for their lives. 20 years later a
survey of the same group revealed that
the ’goal setting’ students were financially
worth more than the other 97% put
together. This 3% also enjoyed better
relationships, and better health. The
Example of a series of emigration goals
Receive your visas
To have submitted Have information on 3
application
Have all paperwork
factor that linked all these students was
that they had set clear goals.
Without goals you are drifting and
when you drift you are not in control. If
you are not in control then someone else
is. You have relinquished your basic right
to shape your own future.
Benefits of Setting Goals
Good goals focus your mind on the
outcome. You will be clear about what you
want and why you want it. Knowing what
benefits there are for you and how each
goal ultimately serves you, creates the
motivation and momentum to keep you
going. Gives you the drive to come up
with perfect solutions, to get what you
want.
Many people don’t have a clue what
they really want. If you ask them what
they want they will very often tell you the
ideas and things they don’t want. The
problem is you get what you focus on.
The subconscious mind works to achieve
the things that you think about most of the
time, whether you want them or not.
Desired lifestyle
emigrate to a new
country
To have chosen a
location
Know best location for
cities jobs
Types of Goal
Goal can be defined as:
Ongoing – something you do on a
regular basis e.g. Check immigration
news twice a month.
Short term – achieved within a week
to a month e.g. Have contacted 3 moving
companies by next Friday
Medium term – achieved within a
month to a year e.g. I have researched 5
destinations within 6 months
Long Term – a year or more to
completion e.g. We have purchased a 4
bed house in Melbourne Australia, by Jan
2010.
Emigration Goals
Emigration is a long term goal, but
most important, is the long term goal of
what you are emigrating for. You are
emigrating because you want a lifestyle
that can be best accomplished in a new
country. Your definitions of your ideal
lifestyle are the ultimate long term goal.
Having that definition will get you closer to
your goal more quickly when you break it
Have sold our house
Have a tidy clutter free
house
 Moving to Canada 33

down into a series of ongoing, short and months’ or My kids play safely in the For example ‘To be successful in my visa
medium term goals. As you define the street’. application by June 2009’ how much
highest level goals, you can spilt each Inspiring: How exciting are you by control do you have over this? You are not
down into smaller manageable goals and your goals? You must feel inspired and making the decision about your visas or
keep repeating this process until you have motivated to take action towards this goal. how long they will take to process it.
a series of steps to take you towards the What are the benefits to you of achieving Better to set something like ‘I have
desired lifestyle. it? Imagine achieving your goal. What do accumulated the required number of
Instead of thinking about a goal that you see? What do you hear? What are points and submitted the application by
is years away you are focusing on a you doing? Make the goal personal and Jan 2008’ These things you are in control
series of short term goals that need to be tangible. What is your level of excitement of and they will give you the best chance
done in the next day, week or month. on a scale on 1 – 10, if it’s less than 8, of getting the original goal, and still be in
Keeps it in the forefront of your mind. make the goal more exciting. control of it.
Measurable: You must know when
Goal Setting Principles you have achieved each goal. There must Contact Louise for more information,
be a way of measuring the outcome. on setting your own emigration goals, to
To set effective goals follow these Receiving your visas, or having sold your successfully plan, and achieve your
guiding principles to help you. house, are quite easy to quantify. Those emigration dreams.
Written down: Writing your goals, less straight forward such as making coaching@theexpatcoach.com
makes them a reality, and is an intention decisions, or feeling prepared are less About Louise: Having moved country
to commit. State each goal in a simple clear. But any measure even if it is you several times and experienced many of
concise sentence to focus on your desired ‘feel prepared’ is better than no measure the emigration challenges, Louise has a
outcome. It is a good idea to summarise at all. good understanding of what you are going
your goals on a card you carry with you to Challenging: If a goal is too easy it’s through. She has a personal coaching
review often. not really a goal. You may become bored diploma and is a member of The
Reviewed regularly: This means and uninterested; there is no sense of Coaching Academy (UK). Louise began
reading your card every day without fail. achievement when you reach it. Dare to coaching in 2006, and established The
Take a minute over each goal, see it in dream big, turn your dream into ambitions Expat Coach in 2007. She specializes in
your mind, and know what will be and ambition into goals. coaching clients to successfully plan,
happening to show you have achieved it. Achievable: The goal must be prepare for and achieve their dreams of
Know that everything you say and do is realistic, if you are just starting out and set life in a new country. Read the Expat
moving you nearer to you goal. a goal to have emigrated within the next Coach Blog for coaching tips and news
Specific: You must be able to month, it is unlikely to happen. You need about emigration and expat issues.
describe each goal in one sentence that is to believe you can achieve it. .

clear and specific. This will bring clarity to Time-frame:

your goals. ‘I want to emigrate’ is too Always attach a
vague. ‘I want to be living in Canada start and finish Anglo Pacific made it easy
time. Goals When we moved to Canada Anglo Pacific
within 3 years’ gives where and when.
took care of everything
Positive: Focus on what you want, without dates just
and not a negative. For example, ‘I want drift on and tend to
to get a way from traffic queues’ or ‘I want get forgotten.
to be out of this incessant rain’ or ‘I don’t’ Having dates
want my kids to grow up in a high crime keeps you on track
area’. and focused.
Possible reframes could be… Within your
‘I want a quiet and calm commute to responsibility:
work everyday’ You cannot set
‘I want to have sunshine and warm goals for other
weather for 5 months of the year’ people. The goal
‘I want my kids to be safe playing in must be within
the street’ your control and Over 500,000 satisfied customers have already trusted their
influence. If you possessions to Anglo Pacific, Britain’s leading international
You can take it one step further and movers. We deliver our promises, so whatever you need to
state your goal in the present tense as if are not in control move, wherever in the world, we’ll deliver your goods safely,
securely and on time. So call us now for a free home survey and
you have already achieved it. ‘I have a of the outcome quotation, and get the facts from our friendly experts.

quiet and calm commute to work every you have a ready

day’ or ‘It is sunny and warm for 5 made excuse for FREEPHONE 0800 234 6188
www.anglopacific.co.uk. London, Manchester, Glasgow, Nationwide
not achieving it.
34 Moving to Canada

Nova Scotia bound

In previous issues we have been speaking to the Ottewell family in the United Kingdom who are hoping to
emigrate to Canada in the near future. When we last spoke to them they were getting ready to travel to
Nova Scotia on both a fact finding trip but also so that Steve can take some job interviews with a view to
being offered employment. They have now returned from their Canadian trip and we catch up with Vanessa
to see what is happening next in their lives.

We have all just returned from our
“trip” to Nova Scotia, which I must say
was even better than I had hoped. Things
were really hectic leading up to us going.
We decided to try and sell our house early
on, so that we would pay everything off
before we left; that way we would know
exactly what we had to spend on a house
out in Canada. We sold the house
privately to our next door neighbours
mother (which was very handy) and
completed the house sale a week before
we went to Canada. Great timing, but
extremely hectic. We have moved in with
my parents until “D Day”. Our belongings
have gone into storage, and we have
arranged for them to be shipped out a
week before we fly out (it takes approx. 7
days from England to Halifax).
The flight to Halifax went very
smoothly and relatively quickly once you
have sat through two movies and eaten!
Halifax airport itself is very small in
comparison to the big airports in the UK,
Connor and Lauren enjoying the Nova Scotia scenery
and when we landed we were outside
with our cases within about 10 minutes!
Just like Gatwick (ha ha!) We decided to The family
rent a people carrier as we knew we were
going to be in the car sometimes for
Steve (35), Vanessa (37),
hours on end. The children took their
portable DVD players and PSP’s so they Connor (11) and Lauren
were fine. (5)
We had arranged to stay with friends
for the first 3 days, but took the “scenic”
route to their house, which was about an
UK Location
hour away. I knew Canada had a lot of
trees, but I don’t think anything prepared Bedhampton, Havant
me for quite how many!!! There were
trees and lakes everywhere. The scenery
(near Portsmouth)
was breath-taking - even the children Hampshire
were excited!
Our friends have two boys, one of
Canadian Destination
whom is the same age as my son. My
friend Karen had arranged for my son to
go to her sons school for the day, so he Nova Scotia
could see what a “Canadian” school
would be like; just so the whole thing
wouldn’t be so daunting when he
eventually came out. It turned out to be a
huge success, and he was even invited to
the school disco that evening!
My husband Steve had five
interviews arranged throughout the
course of the holiday. Two interviews
were in New Brunswick and the other
three in and around Nova Scotia. Steve
had one interview a few days after
arriving, which went well, and then we
travelled down to New Brunswick.
The attorneys had given us the
interview schedule a week prior to us
going out, so we were able to go through
the schedule and book hotels accordingly.
It took us around 6 hours to get to New
Brunswick, which we amazingly only
travelled on 2 roads to get to! We couldn’t
believe how quiet the roads were. I pass
more traffic getting out of Portsmouth than
 Moving to Canada 35

Connor and Lauren Vanessa with Lauren

we saw the whole journey up to New
Brunswick! Unbelievable, but totally true.
It was lovely being able to explore
some of Canada whilst we were there.
The driving was extremely relaxing, and
you would never believe that you had
been in the car for hours.
Whilst we were in Nova Scotia we
had decided to look around some houses.
My husband had already done this when
he visited in October, but now it was my
turn! The houses were beautiful, and I
just couldn’t believe what our money
could buy us. We had gone with the same
realtor that Steve had met up with in
October. His name was Rob Brown and
he worked for Remax. He was fantastic,
and despite knowing that we wouldn’t be
purchasing anything until later in the year,
still spent 4 days showing us houses, and
taking us round to all the areas that we
had shown an interest in. He also “threw
in” some of his own ones for good
measure.
We also took some cars for a test
drive whilst there, as obviously that will be
one of the first things that we purchase.
Cars are considerably cheaper in Canada
than the UK, and we are looking at
buying a 4 x 4 for about £7,000, and that
is only 2 years old. The car dealers were
very helpful, even when they knew we
wouldn’t actually be purchasing anything
that day. All of the dealers we went to just
asked for a photocopy of our driving
licence, gave us a Sat Nav and let us take
the car out on our own.
The holiday itself seemed to go really
slowly, but I think that is because the pace
of life is so much slower out in Canada.
Everyone is so friendly and helpful. I
especially noticed how patient they were
when I was trying to work out what
currency to give them!
We had decided to open a bank
account whilst there; just so it would be
easier when it came to transferring our
money out to Canada. Again we found
everyone extremely helpful, and we have
even had a mortgage agreed in principal,
which is great.
We all found it really amusing that
everyone seems to drink coffee out there,
and there are Tim Hortons (a donut and
coffee shop) absolutely everywhere. They
even sell coffee and donuts in all the
petrol stations, and everyone seems to
buy a coffee when they fill their cars up;
something we laughed about at first, but
scarily found ourselves doing every time
we filled up the car!!! Whilst in Rome
though……
We have come away from the holiday
really fired up. Steve has decided to
accept a job in Dartmouth, Nova Scotia
with a smallish truck company. We have
even been to his new boss’s house for tea
and biscuits. We are also incredibly lucky
as his new boss has offered to rent us her
in-law suite until we find somewhere to
buy. That will be great for us as rental is
quite expensive, and obviously we want to
save as much money as we can for our
own house.
We are so excited that we have, in
fact, brought our moving out date forward
to the middle of July instead of the middle
of August. We decided that we wanted to
start our new life as soon as possible -
why wait!!!
So, hopefully the next time I write I
will be on my way, or even better may
actually have arrived……
.
36 Money

Investing in the US housing

International Newsletter

June 2, 2008 market FX Markets Personal Finance International Buyers

Currencies Overview ! Need daily rates or

Seizing the Opportunity on other currencies?
Last 12 months Recent Rates Contact your Account
“Canadians buying in the US” Executive.
US Dollar:

Canadian $
• The “Perfect Storm” 1 CAD = 0.98 USD Although the US dollar
CAD $ up has lost significant
• Profiles of Canadian Buyers
12% vs. US$ ground against most
• Marketing Tips for Realtors major currencies over
the past year, many
Sterling analysts feel a bottom
1 GBP = 1.96 USD may be forming. With
Sterling flat
vs. US $ the FOMC having
arguably reached an
end in their recent
easing cycle, the US
1 EURO = 1.56 USD dollar looks poised to
Euro

Euro up 16% begin pairing back

vs. US $ some of its recent
losses.

Bargain Properties Lure Foreign Investors

HELP YOUR CLIENTS SAVE
Canadians Investing in the US MONEY
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.
Comparing bank
accounts and
credit cards
For most of us the task of comparing
chequing and savings accounts is a very
tiresome prospect. We all want to get the
best account for our everyday needs but
often the details of each account can be
confusing. Things like what is included in
the account, is a banking package the
best solution for you and what exactly are each type you use on a monthly basis,
you being charged for?
The Financial Consumer Agency of
Canada (FCAC) has included some
simple to use tools on its website
www.moneytools.ca to help everyday
people find the right account for them. We available accounts designed especially for credit cards that fit your criteria. We were
decided to check out these tools to see
exactly how simple they were.
Banking Package Selection
Tool
Click on this button and you will first
be asked which province or territory you
require the bank account in. We chose
Ontario. You will then be asked if you are
a child, teenager, young adult, student or
senior citizen*. We chose none of these.
The next stage asks if you will be able to
keep a certain minimum amount in your
account at all times. This allows the tool to can compare accounts.
find accounts that offer special packages
for minimum balances held. The choices
range from less than $1,000 to over
$5,000. We chose less than $1,000.
The next section asks how many
transactions of different types you make
each month. They are split between in-
branch and self-service options and
include the number of withdrawals, bill
payments, transfers etc. We chose a
random number of transactions. The next
stage asks if you use any specialized
banking services such as money orders,
travelers’ cheques, overdraft protection,
safety deposit boxes etc. We chose only
personalized cheques.
After answering these questions you
get a summary of your answers and a list
of financial institutions relevant to your
type of banking. Depending on the
number offered to you you can then select
Money 37
up to five to
compare in more D's Bookkeeping Service
detail. We were ideal for small business + independent contractors
given two options
based on our
www.bookkeepingbyd.com
answers.
Summary:
denise@bookkeepingbyd.com
We found this tool Tel: 613-398-7964
to be very easy
Spend less time on paperwork and more
and quick to use.
The only thing time on your business
you need to be
aware of is how many transactions of what types of rewards and benefits (if
any) we would like. Options included
otherwise the information you are travel, cash back, health care, insurance,
presented with could be incorrect. warranties etc. We kept it simple and
*If you are a child, teenager, student chose travel rewards only.
or senior citizen, when you select this The next stage is the summary of
option you will go straight to a list of your requirements and a list of possible
your age group. You can then compare up given the option of 15 cards ranging in
to five at a time. interest rates of between 9.9% to 17.9%.
Again you can then go on to compare
Savings Account Selection the cards and make an informed decision.
Summary: Very quick and easy to
tool
use and because of the choices it makes
you think about what you want from a
With this tool you first select the
credit card. If you want you can do
province required and are then asked how
several searches based on different
much you can keep in your account at all
criteria. By doing this you can make a
times. The choices rage from zero dollars
decision as to what benefits etc are of
to over $60,000.
value to you and worth paying additional
Depending on your selection, you will
fees or interest for. For example you might
be presented with a range of accounts
consider that having a low interest rate
with their features, fees etc. Again you
and no features or benefits better for you.
When we entered this criteria we were
Summary: Although this tool does
given the option of 13 cards ranging from
not drill down as much as the first one, it
prime + 0.9 interest rate to 17.99%.
gave a clear list of accounts and the
This result means that we could have
ability to compare those you like the look
a card with an interest rate of prime + 0.9
of.
with no rewards rather than the 9.9% with
travel rewards we were offered previously.
Credit Card Selection Tool Obviously everyone is different but
this tool allows you to look at all the
After selecting your province the tool options and helps you make an informed
asks what features of a credit card are decision about which credit card to apply
important to you. Examples include: for.
interest rates, no annual fees, rewards,
benefits or specialized options. We Other options on the site include
selected interest rates. You are then mortgage calculators, mortgage qualifier
asked your main uses of the card such as calculator, quizzes and other general
purchases, cash advances, balance banking information. www.moneytools.ca
transfers. We chose purchases. You are
then asked if you mind paying an annual
fee and can answer no or yes if the
rewards and benefits make it worthwhile.
We chose the latter. We were then asked
38 Working Life
Does no degree mean no job?
Not having a 4-year degree doesn't
necessarily rule you out of contention for
that job you want.
by: Joe Turner, Career Coach
Often, while perusing the job
postings, you'll see listed under the
requirements section wording such as
"Bachelor's degree or equivalent".
Does this mean that those without a
degree need not apply?
Not necessarily.
Although many corporate cultures
require that their employees be degreed
regardless of their position or length of
experience, others will allow the degree to
be trumped by industry experience. This
is especially true for those job postings
that have a degree **or equivalent**
tagged to them. As such, you may have a
chance when you lack the degree.
Generally speaking, a degree will usually
be mandatory for those younger
candidates lacking solid, relevant job
experience. The operative word here is
"equivalent" and how that is defined.
Sell results instead
While these employers may have
different requirements for equivalent
experience, a good rule of thumb is to
demonstrate past performance and
proven results in your previous work. To
accomplish this, your goal is to show how
you either make money or save money
for your employer. From your past work
experience, develop as many specific
instances when you actually have done
so. If you can attach a dollar-value to
several of those, so much the better. Put
these in your resume.
Here are some actual examples:
"Responsible for generating 13 new
accounts by creating database and
mailing piece"
"Booked $150,000 in new business
for 2007 by contracting with 2 major
groups for the 2nd and 3rd quarters of
2007."
"Increased revenue by 38% from
new social market bookings."
"Chaired meetings and headed
the negotiation discussion that
resulted in the settlement of a long
protracted contractual and legal issue
with the subcontractor and client."
"Improved cash collection and
debt aging from average 100 days to a
more manageable 30 days and
realized savings of about $276,000."
"Reduced turnover by 45% over
previous management within 15 months
through my training program and
development plans."
"Won the Leadership and Excellence
award in 2007 for outstanding
achievements during my project
management role."
"Increased our customer satisfaction
survey scores by 32% on average by
training my team on the proper way to
provide a great customer experience."
"Reduced non-beneficial spending
costs by 40% by effectively researching
and analyzing accounts payable data."
You should also have a USP (Unique
Selling Proposition) near the top of your
resume. Also called a "personal branding
statement", this is a short, one-sentence
"pitch" that describes who you are in
about 15 seconds. You USP should state
the single greatest strength you offer and
the biggest benefit that you bring to an
employer.
Example:
"Hospitality business development
professional with a strength in creative
sales and marketing techniques that
generated $500,000 in new revenue for
my employer in 12 months."
You can outweigh the formal
education by showing exactly how your
specific work has benefited your previous
employer. The bottom line is that
employers today more than ever, want to
have problem solvers on board. Though
you may have no degree, you can prove
yourself a resource that fits into their
larger profit and loss picture. If you can
demonstrate that, you can get hired.
Summary
You can overcome the "degree or
equivalent" obstacle if you can (a) show
proven benefits to hiring you, and (b) they
are open-minded or flexible enough to get
past the degree hang up. There will
always be some inflexible companies
when it comes to having a degree. But,
you'll also find those companies who are
more impressed with actual real-world
results.
As a recruiter, Joe Turner has spent
the past 15 years finding and placing top
candidates in some of the best jobs of
their careers. Author of Job Search
Secrets Unlocked, Joe has interviewed on
radio talk shows and offers free insider
job search secrets at: http://
www.jobchangesecrets.com
 appropriate premium rates. costs by replacing duties once tended to
by lawyers with paralegals, growth of this
profession is expected.
Working Life 39

The top 10 e-mail 4. Going on and on

and on. This strategy might
mistakes - are you work for the Energizer
Bunny, but your goal when
making them? crafting a message should
Subscribe to Muchmor Magazine
be to keep and
it short. You
CareerBuilder® is one of
Robert Half International don't want
not only will you be reminded when to write the e-
mail equivalent of a novel, Canada’s top job sites
every new issue issopublished but you
If you're like most professionals, you get to the point as allowing you to get the best
will
on aalso bebasis.
placedquickly
into aasdraw to using
possible, win
use e-mail in the office regular
a $50
and most up-to-date
Because of its immediacy and relative lack TimCard™
both short sentences and
of intrusiveness, it's the communication paragraphs. At the same employment information
method of choice for many workers, time, you don't want to write available.
including, chances are, your boss. too brief of a message,
According to a Robert Half International which could make you
survey, nearly two-thirds (65 percent) of appear curt. Sign up completely free to
executives polled prefer e-mail over other 5. SHOUTING IT OUT. receive job
forms of communication. Some
read muchmor for the latest people like the ease
winner
While hitting send may be an andeffective of typing in all capital
recommendations or add
to subscribe at
your resume to allow
readmuchmor.com
way to get your ideas across, doing so too letters. What they may not
quickly or without a lot of thought can send realize is this is the online employers to search for
the wrong message. Here are 10 common equivalent of shouting, so
e-mail mistakes and tips for avoiding them: avoid the temptation of
you.
1. A vague subject line. The subject using the Caps Lock button.
line not only lets the person receiving the 6. Striking the wrong career. Any time you use your work e-mail
message know what it's about but also note. Unfortunately, it's easy for tone to be account, the message should be business-
provides him or her with a reason to read lost with the written word, especially in related. After all, you are using your firm's
it. Some people – and your boss is shorter messages. An attempt at humour, resources, and the company has the right
probably one of them – get hundreds of e- for instance, may be read as something to monitor your communication. Get to
offensive or inappropriate. If you're not know your organization's e-mail policy, and
mails each day and may not have the time
sure how something you wrote will be have your friends send non-work-related
to open each of them. The subject line
interpreted, err on the side of caution and e-mail to your personal account, which you
acts as the window into the message and
leave it out. can check at home.
can also indicate its urgency, so be
7. Weighing others down. If your e- 10. Over e-mailing. Do you find
specific with what you write there.
mail inbox is continually clogged, you yourself typing a long message in order to
2. No sign-off. A weak signature is
know how frustrating it can be to receive avoid confusion on the recipient's part? Do
almost as bad as a weak handshake: Both
large attachments, especially when you you hesitate to click Send because you
convey a lack of professionalism. A
don't want them. And, according to a think your contact might forward your
signature at the end of your e-mail should
survey we developed, executives agreed, message to someone who shouldn't see
include your e-mail address, physical work
ranking the receipt of large, unsolicited it? E-mail is best suited for quick
address and phone number. Including
files as the most annoying aspect of communication, and, in situations like
these details gives recipients multiple
communicating via e-mail. Limit the these, it's wise to call your colleague or
means of contacting you. This information
distribution of massive files to people who speak to him or her in person instead.
is especially important for people to whom
absolutely need them. With e-mail correspondence
your e-mail might be forwarded or
8. Sending to the wrong box. Before becoming increasingly important in the
individuals either outside the company or
you send a message, always double- workplace, you can only benefit from
in another office.
check the list of recipients. Many e-mail learning how to craft an effective message.
3. 'Im writing re: the meeting @ 3.'
programs automatically fill in information So keep the above tips in mind the next
Many people take a casual approach
you've previously typed, such as the e- time you sit down at the keyboard.
when using e-mail. But what you write is a
mail addresses of frequent contacts. If you
reflection of your professional self, so take
have multiple people in your address book Robert Half International Inc. is the
the time to craft complete sentences, use
with similar names, you could mistakenly world's first and largest specialized staffing
proper grammar and check your spelling.
choose the wrong person and send him or firm with a global network of more than
And don't depend solely on your
her a message intended for someone else. 350 offices throughout North America,
computer's spell-check function, which
9. Mixing business and pleasure. South America, Europe and the Asia-
won't find misused words; review your e-
When the information is confidential or Pacific region. www.rhi.com.
mail carefully before sending it.
sensitive, this move could limit your
40 Working Life
Last month we introduced you to the Power of Women Exchange or POWE a
networking group for women executives and professionals. This month we continue
our conversation with the three directors Lia Bandola, Tina Dezsi an Marlene Marco
and find out more of where POWE is heading in the future.
So ladies, first of all we have to
ask about your logo. Why a purple
woman with a handbag?
TD: The logo was developed from a
concept we saw somewhere and liked.
The woman is actually holding a business
satchel and because today’s woman can
carry everything on her blackberry it
doesn’t need to be bigger then a purse!
She is strong and knows what she wants
– she is stepping into her future and
taking control of it! We have always used
the purple colour due to it being a “Power”
colour.
Although you obviously are very
involved with POWE, are any of you
members of other networking groups?
TD: Networking is the key to building
relationships in business. Successful
Entrepreneurs of today know it takes
more then a desk, phone and a computer
to make it happen. They go get it, build
their reputations in the community and
promote their businesses through
networking.
When I opened my business I hit the
ground running and joined every
networking association or group that I
found. I attended marketing workshops,
reached out to charity organizations and
donated items, volunteered for events in
my community, dropped off promotional
items and spoke to anyone and everyone
that needed to know who I was.
I still belong to various organizations
however with a different mindset. After five
years, I have learned that I can’t sit back
and wait for business to come to me. I
believe I must be visible in my community
however choosing what is best for my
business and my personal life. The time I
spend networking must be productive and
I must be enjoying it. Combining business
and pleasure is important.
I believe that everyone should belong
to 3-4 networking groups all the time and
should attend at least 3 meetings a month
in order to stay in the loop.
LB: I personally belong to a couple of
networking groups and POWE belongs to
local Chambers of Commerce and Boards
of Trade. It’s important for us to be visible
with other organizations, both personally
and professionally.
With all the time you put into
POWE do you also have other jobs?
TD: I still sit at the helm of my
healthcare company T&E HealthPros Inc.
in which we employ 65 staff. I am now in
the process of training an executive
director as well as a full time admin
assistant to take over some of my duties.
Having started this business I believe that
you need to keep your finger on the pulse
and never lose sight of what the business
is doing.
I split my time between POWE and
T&E and as it happens now POWE takes
most of my working time up.
LB: I have pretty much closed my
private practice as a counsellor/coach. I
do still have a couple of clients but am not
taking any new clients. POWE is pretty
much a full-time endeavor for me and
while I would still enjoy delivering
workshops and doing my professional
speaking, at the moment I am putting all
my energies into building POWE.
MM: The relationships that I have
built through POWE assist me in a
business & lifestyle around helping
women with fashion & image. I have been
in the fashion business for 23 years,
helping women to build their wardrobe
wisely. Their figure type, lifestyle and
personal taste all
have to be taken
into account. I
have recently
changed my
supplier & am
now with
Optionelle, a
Canadian
company out
of London,
ON. I
currently
hold the
position of
Fashion Agency Director, coaching and
mentoring a successful team of ladies, as
well as presenting the fashions at group
and private appointments.
Recognizing the importance of
image, I added another element - Finer
Face Durham, where I offer a natural
alternative to facial rejuvenation using
micro current technology. We all love that
youthful, fresh & polished look. It's my
pleasure to guide my clients through that
process!
Now for a very serious question.
What vehicles do you drive?
TD: I drive a hot little red 2 door
Cobalt with the hopes that I will get my
motorcycle license this year!
LB: Still driving the more practical
Venture van for the most part, though we
just bought a 2004 Nissan Maxima – red
too, which I just love to drive whenever I
can but hubby drives it the most (for
now!).
MM: A silver Lincoln Town Car
Can you give us a insight into any
new chapters that might be on the
horizon?

TD: We are continually being
approached by women all over Canada
and the US interested in finding out how
to bring POWE to their area. Currently we
have seven chapters and 2008 will bring
us to a total of ten. Can’t give too much
away though!
Do you think the high gas prices
will affect meeting attendance?
TD: Because we have different
chapters in various locations and growing
those chapter locations all the time, we
don’t foresee that high gas prices will
affect attendance at all. For the most part
people don’t have to travel very far to
attend a meeting so they really don’t have
to spend much on gas to get to a POWE
meeting. Besides, whatever it costs to get
there, it is well worth the expense and
after all, it is a legitimate business
expense, so it’s a write off!
And finally, because we know men
are important too. What do the men in
your life think of POWE?
TD: I am now fortunate to be in a new
relationship with someone that is 200%
behind me, asking me everyday what new
exciting things happen with POWE. He
would love to attend all the meetings and
has actually given me some awesome
ideas on new benefits to bring to the
group. I am blessed to be at this point in
Winners of the POWE 2007 VIP Awards with the directors: Back row L-R : Marlene
Marco, Lynn Morrison, Carol Drew & Tina Dazsi.
Front Row L-R: Yvette Maxwell and Lia Bandola
my life where personal and business are
finally meeting up!
LB: I just celebrated my 30th
anniversary with my very supportive
husband. He has always believed in my
dreams as much as I have (sometimes
more – he’s my biggest cheerleader) and
has been very instrumental in helping me
achieve my vision for POWE. On a
practical level, he has pitched in and
helped out many times with events and
some of the more physical tasks – most
recently doing the majority of the
renovations to the new POWE offices. He
wants to see the success for POWE as
much as we do!
MM: I am blessed to have a partner
with a corporate managerial background.
He’s learning the entrepreneurial lifestyle
– that was new to him. Fortunately, he’s
on board with this new experience and is
totally involved nd supportive. He’s my
greatest cheerleader and you’ll see him at
every event possible.
On a final note we wanted to highlight
the POWE VIP Awards that recently took
place. POWE Member of the Year was
Lynn Morrison of Willow Pond Bed &
Breakfast. Winner of the Spirit of POWE
Award: Yvette Maxwell of Hands in
Demand Massage Clinic and the Helping
Hands Award went to Carol Drew of
Welcome Wagon, Congratulation!
Working Life 41
POWE Chapters
Bay of Quinte
Meets at the Holiday Inn, Trenton
on the 4th Tuesday of each month
Registration from 11:00 am.
Clarington
Meets at Bobby C’s Dockside in
Bowmanville on the 4th Tuesday
of each month. Registration from
6:30 pm.
Durham East
Get together at the Harmony
Creek Golf Centre in Oshawa on
the 1st Tuesday of each month.
Registration from 11:00 am.
Durham West
The Forest Brook Community
Church in Ajax is the location of
this meeting with registration
from 11:00 am.
Kingston
Meet at Zorba’s Banquet Facility
in Kingston on the 2nd Tuesday of
the month. Registration starts at
11:00 am.
Markham
This chapter meets at La Rosa
Banquet Hall in Markham on the
2nd Tuesday of the month with
registration at 11:00 am.
Ottawa West
Meet at City View United Church,
Ottawa on the 1st Tuesday of
each month. Registration starts at
11:00 am.
42 Motoring
Things to know before you tow
Even with gas at $1.35 a litre, many
people will soon be hitching up their
boats, trailers and RVs and hitting the
road for summer vacations. Catching up
on the latest safety features will help
these weekend warriors get out on the
open road quickly and safely.
Before you set out on your first
summer excursion towing a trailer or
fifth-wheel it's a good idea to practice
turning, stopping and backing up your
trailer in an area without heavy traffic or
distractions. Because trailer wheels are
closer to the inside of a turn than the
wheels of the tow vehicle, they are more
likely to hit or ride up over curbs. Make
sure to take turns wide as corners,
curbs and curves will require greater
clearance.
Another safety tip to remember is to
operate the vehicle at moderate speeds
and avoid sudden starts, stops and
turns to reduce trailer sway, allowing for
adequate reaction time.
The phenomenon commonly
referred to as "trailer sway" occurs when
a trailer being towed by a car, truck or
van begins to sway or swing back and
forth as it is being pulled. Severe
instances of trailer sway can cause
drivers to lose control. Cautious driving
can help minimize trailer sway, and now
new technology from truck and SUV
manufacturers helps to virtually
eliminate this occurrence.
"Trailer Sway Control is helping
people who tow trailers achieve an
enhanced level of control of their load,"
says Steve Kozak, Ford Motor
Company's chief safety engineer.
Trailer Sway Control helps
determine from the side to side motion
of the vehicle if the trailer is swaying
and takes measures -- such as applying
precise braking or reduced engine
torque -- to help get both the vehicle
and trailer under control.
For a video demonstration of the
trailer sway control feature visit this link.
Before drivers can drive with these
safety tips in mind, they have to first
deal with hitching a trailer, RV or boat to
their vehicle, which often calls for more
than one set of eyes to help guide the
driver.
When backing up to either a
parking spot or to hitch a trailer use
slight movements of the steering wheel
to adjust direction. Exaggerated
movements will cause excessive
movement to the trailer. If you
experience difficulty, pull forward and
realign the tow vehicle and trailer or
start again.
Automotive companies have
developed some features such as a
reverse camera system to help trailer,
boat or RV towers get to their
destination quickly.
For a video demonstration of the
reverse camera system visit this link.
One final bit of advice would be to
create a safety check-list before you
begin any traveling with your RV, boat
or trailer. Below are some pre-departure
check-list items:
* Check and correct tire pressure
on the tow vehicle and trailer, as low
pressure hurts not only the drive of the
vehicle but also the fuel economy.
* Make sure the wheel lug nuts/
bolts on the tow vehicle and trailer are
tightened to the correct torque.
* Be sure the hitch, coupler, draw
bar, and other equipment that connect
the trailer and tow vehicle are properly
secured and adjusted.
* Check that wiring is properly
connected -- not touching the road, but
loose enough to make turns without
disconnecting or damaging the wires.
* Make sure all running lights,
brake lights, turn signals and hazard
lights are working.
* Verify that the brakes on the tow
vehicle and trailer are operating
correctly.
* Check that all items are securely
fastened on and in the trailer.
* Be sure the trailer jack, tongue
support and any attached stabilizers are
raised and locked in place.
* Check load distribution to make
sure the tow vehicle and trailer are
properly balanced front to back and side
to side.
* Check side- and rear-view mirrors
to make sure you have good visibility.
* Check routes and restrictions on
bridges and tunnels.
* Make sure you have wheel
chocks and a jack stand.
With precautions made to ensure
safety while traveling with a trailer, boat
or RV, motorists are ready to hit the
road this summer and will be out on the
water or setting up camp in no time.
Courtesy of ARAcontent

New licence plate
for Alberta
Many months ago we mentioned that
Alberta was looking to redesign its licence
plate and asked the public for suggestions
in an online survey carried out between
November 2007 and February 2008. After
33,000 suggestions and a public opinion
poll the decision has been made.
The existing plate features a
traditional wild rose emblem with the
slogan “Wild Rose Country”.
Although the final design of the new
plate will not be revealed until next year it
will feature mountains instead of the wild
rose.
Service Alberta Minister Heather
Klimchuk said “There were many slogans
that were brought forward by many
Albertans. There’s no clear direction on
what it should be. ‘Strong and Free’ and
‘Wild Rose Country’ — those were
probably the two most common, most
favourite ones.”
The final decision will be made by the
Tory caucus later in the year.
Smoking in cars
with kids banned in
Ontario
Following on from similar legislation in car travel on 50L of
Nova Scotia and British Columbia, Ontario
has become the latest province to ban
smoking in vehicles where children under
the age of 16 are present.
Government studies show that
children are exposed to 27 times the
toxins in an enclosed space such as a
vehicle than in other locations such as the
home.
The new ban will mean motorist will
be fined up to $250 for each offense.
Thousands of jobs
to go at GM plant
General Motors Corp. have
announced the closure in 2009 of the
Oshawa truck plant resulting in a loss of
nearly 3,000 jobs.
The losses are part of a North
America wide scaling down of truck
production. Rising fuel costs and the
down-turn in the US economy mean that
many Americans and Canadians are no
longer buying “gas-guzzling” trucks
reducing the overall demand and forcing
the closures.
Unions are hoping that the closure
can be stopped or that the plant can be
used to produce other more economical
vehicles.
Changes to truck
tire rules
A recent announcement by Michelin
regarding amendments to Canada’s
Vehicle Weights and Dimensions will allow
new-generation, wide-base single tires to
be used instead of duel wheels on tractor-
trailers and large trucks.
The changes come into force July 1st
2008 and will bring the Canadian
regulations in line with the United States.
The rules will be in effect for all
Canadian provinces, except for roads in
the Northwest Territories, secondary roads
in Newfoundland and Labrador, and roads
in New Brunswick, depending on their
highway classification.
How far will your
fuel?
Canadian Driver recently completed a
challenge to see how far certain cars ran
on just 50 litres of fuel. With rising gas
prices in Canada this is a topic very dear
to most drivers hearts.
The Toyota Corolla won the test
traveling 1,017 km giving a fuel
consumption of 4.9 L/100 km or 58 miles
to the gallon. The Honda Civic came in
Motoring 43
second with 947 km completed giving a
fuel consumption of 5.3 L/100 km. In third
place was the Pontiac Vibe with 854 km or
5.9 L/100 km. Read the full report here.
Electric cars not
allowed in Canada
Despite the fact that most Canadians
these days are looking for fuel efficient
and environmentally friendly vehicles
Canada has decided not to allow electric
vehicles on its roads.
Transport Canada says vehicles
made of lightweight metals and plastics
are not safe to drive on the open roads.
Ian Clifford president of Zenn Motor
Company based in Quebec is angry. His
company produces a zero emissions, no
noise electric car called the Zenn which
they export to the United States.
"We build the car in St. Jerome
(Quebec) and ship them all south of the
border, where 44 states allow them, and
some 45,000 electric cars are in use
today,” he said.
Only westernmost British Columbia
allows ow speed electric cars on rural
roads.
Quebec is launching a pilot project
which will allow the Zenn on roads posted
with 50 km speeds. If this is successful
other provinces may eventually follow suit.
Shortage of small
cars in Canada
Due to the high fuel costs more and
more Canadians are choosing to buy
smaller more fuel efficient cars which is
leading to a shortage of smaller cars at
many dealers. This is also being impacted
by Americans also buying smaller cars
and fewer cars finding their way to
Canada.
People wanting to trade-in trucks are
also feeling the impact as they are not
being offered very good trade-in values for
their vehicles. Indeed some dealers are
refusing to trade-in trucks altogether.
44 Kidzone
Tackling Peer Pressure
by: Jim Hartley
If you’re in your early teens you may
already have encountered peer pressure
… if you’re approaching your teens, it’s
something you may face fairly soon.
During the 26 years of conducting our
SuperCamp academic summer camp
programs we have learned quite a lot
about the problems that teens face. Peer
pressure is something that teens find very
hard to deal with so we've come up with
some suggestions.
Think about this scene: you’re on
your way to a concert with a group of
friends and someone pulls out a bottle
taken from Dad’s liquor cabinet and starts
passing it around. You don’t want to drink,
but everyone else seems to be doing it
and you don’t want to look like an
outsider by refusing. What do you do?
Maybe you’ve been in a similar
situation – one where friends are coaxing
you to do something you know is not a
good idea, like drinking, skipping school,
or cheating on a test. This is not to put
down your friends – they are the people
who listen to you and are there for you
when you need them. However, it’s
important to remember that if someone
wants you to do something that just
doesn’t feel right – from something
seemingly minor to some scheme that
could land you in the principal’s office, or
grounded, or even worse – it’s time to
stand up for your beliefs and let the
person know how you feel. How do you
do it?
Step Out and Stand Up
Step out of your comfort zone and
stand up for what you believe in. We all
know this isn’t easy. Many problems have
occurred for many teens because no one
wanted to stand up and speak out about
how they felt. It takes courage.
There may be one person among
your group of friends who dominates –
the one who stirs others into action.
That’s fine. But when this person wants
you to do something you’re not
comfortable with, you need to let him or
her know. Chances are you’re not the
only one in your group who feels
uncomfortable. Others may share your
opinion, but are waiting for someone else
to take the lead. They are looking for a
way out, but are afraid to speak their
minds. Once you speak up, they will
quickly take your side and share their
concerns.
So how do you “just say no”? State
your position firmly, but avoid putting the
person suggesting the activity on the
spot. Calmly and simply stating “I don’t
want to drink” is better than “No, thanks,
dude. I don’t want to end up like you.”
Always avoid personal attack – make the
activity the issue, not the person.
Sometimes a little humor can lighten the
situation – half jokingly saying something
about the consequences can get your
point across and give others an easy
opportunity to agree and a reason to
"back out."
When That Doesn’t Work
Ideally, you should be able to stand
up for what you believe in, but if you’re
having trouble saying “no” to your friends
here are two alternative strategies:
Ignore it. When someone comes up
with some crazy plan you don’t want to
be part of, pretend you never heard it.
Turn up the radio or pretend to be
concentrating on your homework or what
someone else is saying. Your friend may
take the hint and the whole idea may be
dropped.
Blame your parents. This is one time
when your parents’ rules come in handy.
Say something like, “No way! If my
parents found out, I’d be grounded for the
whole summer! I’m not risking it.”
Whatever strategy you choose, you
can feel proud of yourself knowing you
have the ability to say no – you did not
cave in to peer pressure. Going against
the crowd isn’t easy – it takes courage
and self-respect. But the more you do it,
the more your courage and self-respect
will grow. And respect for you will also
grow among those who agreed with you
and declined to participate in the activity.
In fact, they may thank you for saying
what they were feeling!
Jim Hartley works for Quantum
Learning Network, a company that
focuses on children and teen education
and life skills. http://www.qln.com

Top kids stuff….
Bestselling books
1. Twilight, Stephanie Mayer
2. Oh, the Places You'll Go!, Dr
Seuss
3. Love You Forever, Munsch &
McGraw
4. Eclipse Special Edition, Stephanie
Mayer
5. Gallop, Rufus Butler Seder
Family DVD rental
1. National Treasure 2: Book of
Secrets (PG)
2. Transformers Animated Movie:
Transform and Roll Out (NR)
3. Go Diego Go!: Great Gorilla (NR)
4. Fool’s Gold (PG-13)
5. The Jungle Book 2 (G)
Bestselling family video games
X-Box 360
Dragon Ball Z: Burst Limit (T)
Grid (E)
Lego Indiana Jones: The Original
Adventures (E10)
PS3
Dragon Ball Z: Burst Limit (T)
Top family movies in theaters
1. The Incredible Hulk (PG-13)
2. Kung Fu Panda (PG)
3. You Don't Mess with the Zohan
(PG-13)
4. Indiana Jones and the Kingdom of
the Crystal Skull (PG-13)
Kidzone 45
6. The Battle of the Labyrinth, Rick
Riordan
7. Eclipse, Stephanie Mayer
8. Scaredy Squirrel, Melanie Watt
9. Goodnight Moon, Brown Clement
Hurd
10. New Moon, Stephanie Mayer
6. Be Kind Rewind (PG-13)
7. The Sword in the Stone (G)
8. Witless Protection (PG-13)
9. Jumper (PG-13)
10. Welcome Home Roscoe Jenkins
(PG-13)
Enemy Territory: Quake Wars (T)
UEFA Euro 2008 (E)
Wii
Super Smash Bros: Brawl (T)
Boom Box (E)
Kung Fu Panda (E10)
5. Iron Man (PG-13)
6. The Chronicles of Narnia: Prince
Caspian (PG)
7. Expelled: No Intelligence Allowed
(PG)
8. Son of Rambow (PG-13)
46 Health and Wellness

The health of Canada

A Canada wide study has recently been conducted by the Canadian Institute for Health Information and
Statistics Canada: the results are quite an eye-opener. We have tried to pull out some of the pertinent facts
for you about both the Canadian health system as well as individual health facts from across the country.

Life Expectancy Colon cancer occurred in 33.3 per

Prostrate Cancer 100,000 of the Canadian population. The
First of all we will look at life highest rate of 47.6 was recorded in
(cases per 100,000 population)
expectancy. Where is the best place to be Newfoundland and Labrador and the
born in Canada where you can expect a lowest in British Columbia with 28.5
N.L 93.9
long life? Well, overall Canada has a life cases.
P.E.I. 162.8 Cervical cancer had a rate across
expectancy of 80.4 years. Women are
slightly higher at 82.7 years and men N.S. 137.7 Canada of 7.5 per 100,000 population.
lower at 78.0. N.B. 130.7 The highest figure of 11.8 was seen in
Life expectancy for women all over QC 100.2 Newfoundland and Labrador and the
Canada is very similar however those lowest in British Columbia of 6.0.
ON 131.7
born in the territories have a much lower
MB 112.4
life expectancy of 79.9 years. British Asthma
Columbia has the longest expectancy at SK 172.3
83.5 years and of the provinces AB 137.9 For every 100,000 of the Canadian
Newfoundland and Labrador is the lowest B.C. 105.8 population 8.3 reported having asthma.
at 80.9 years. More females (9.6) than males (6.9) had
The life expectancy for men overall is the condition. The two highest rates for
lower with the same provinces and 100,000 and Newfoundland and Labrador both sexes was found in Newfoundland
territories showing the same highs and with 93.3 cases. and Labrador and Nova Scotia. The
lows. Men in the territories can expect to Bronchial and lung cancers saw an lowest numbers were in Manitoba (7.9).
live 73.5 years compared to 78.8 years in average of 55.6 per 100,000 across the
British Columbia. country with Quebec, New Brunswick, Diabetes
P.E.I and Nova Scotia all seeing figures in
Cancer the high 60’s. Newfoundland and Across Canada more men (5.3) than
Labrador is the lowest at 42.1 cases per women (4.4) suffer from diabetes. Overall
The study looked at the number of 100,000 population. the figure for both sexes is 4.9 per
cancer occurrences in each province and 100,000. The Atlantic provinces all saw
territory for various forms of cancer for higher than national averages, all above 6
every 100,000 of the population. Breast Cancer cases per 100,000. Much lower was
The highest rate of breast cancer Alberta at 3.9 cases.
(cases per 100,000 population)
occurred in Prince Edward Island with
105.8 cases per 100,000 of the Caesarean Births
population, followed by Alberta with 101.4 N.L 87.0
cases. The lowest number of cases was P.E.I. 105.6 The study also looked at the number
in New Brunswick with 85.1 per 100,000. N.S. 94.5 of Caesarean births taking place in each
Across Canada the average number is N.B. 85.1 province and territory. Unnecessary
95.9 per 100,000.
QC 96.4 Caesarean sections can increase
Prostrate cancer in men had the
highest levels in Saskatchewan with ON 97.6 maternal morbidity and also results in

172.3 cases per 100,000, followed by MB 98.7 higher costs.

P.E.I. with 162.8. These figures are high SK 93.1 Overall across Canada 2005-06 the
when you consider the Canadian average AB 101.4 rate of Caesarean births is 26.3% of all
is 120.9. The lowest figures were seen in births. The highest rate was seen in
B.C. 90.0
Northwest Territories with 89.0 cases per British Columbia with 30.4% followed by
 Health and Wellness 47

Newfoundland and Labrador at 30.1%. Likewise knee replacement surgery Doctor numbers
The lowest rate was in Nunavut with only has a country wide average of 149.4 per
8.2% of births being Caesarean. Of the 100,000 with Nunavut recording 238.8 Canadian residents are becoming
cases per 100,000 and at the other end of acutely aware of the national shortage of
provinces Saskatchewan at 21.1% and
the spectrum Yukon with 103.0 per doctors. The following figures indicate the
Manitoba at 21.3 were the lowest.
100,000. number of general physicians and
specialist physicians in each province and
Heart Attack
Hysterectomy territory. Overall Canada has 98 general
physicians per 100,000 of the population
The number of deaths occurring Variations in hysterectomy rates can and 93 specialist physicians.
within 30 days of a patient being admitted be attributed to numerous factors,
to hospital with acute myocardial including differences in population
infarction (heart attack) between the years demographics and health status, Doctor numbers
2004 and 2007 was also taken into physician practice patterns and availability (rates per 100,000 population)
account. There were no figures gathered of services.
for Quebec as they operate a different By far the highest rate of Location General Special
data collection system. hysterectomies were carried out in P.E.I.
Throughout Canada (excluding with 558 per 100,000 of the population. N.L. 103 97
Quebec) 10% of heart attack cases Yukon saw the lowest figure with 321, P.E.I. 92 58
resulted in death within 30 days of followed by British Columbia with 328 per N.S. 120 99
hospital admission. The lowest rate of 100,000.
N.B. 106 71
mortality was seen in Yukon Territory with QC 109 106
7.8% and the highest in P.E.I at 12.8%. ON 84 90
MB 93 87
Hysterectomy SK 91 69
Stroke AB 104 88
(rates per 100,000 population)
B.C. 109 90
A similar study was also completed Y.T. 202 22
N.L 469
for stroke victims who succumbed to N.W.T. 83 31
their condition within 30 days of P.E.I. 558 NV 32 -
admission to hospital. The figures are N.S. 449
based on the same three years and N.B. 450
exclude Quebec. QC -
Canada wide the figure was 18.2%
ON 343 Dentists
of cases with the lowest death rate seen
in P.E.I and New Brunswick, both with MB 364
16.2%. With a rate of 25.1% mortality SK 429 The average number of dentists per
rate Nova Scotia came in last place AB 384 100,000 of the population in Canada is
followed by Newfoundland and Labrador B.C. 328 58. The highest proportion can be seen in
at 24.8%. Nunavut where there are 158 and the
lowest in Newfoundland and Labrador
Hip and knee replacement where there are just 32 per 100,000.

In Canada 101.5 people have hip

replacement surgery per 100,000 of the
population. The highest rate of such
surgery is seen in Northwest Territories
with 133.3 per 100,000 population. The
lowest figure was seen in Newfoundland
and Labrador with only 80.6 having the
surgery.
The difference in numbers does not
necessarily reflect the actual number of
people requiring such surgery, but can be Gloria York Tel: 613 634 0199
related to availability of services and www.sendoutcards.com/45008
patient preferences. Send a card on me it's FREE
48 Home and Garden
Understanding Condos 
By Marissa Ponikowsk
Condos come in all shapes, sizes and
types - and there's more to these
residences than meets the eye. Simply
put, condo owners hold the title to their
own respective units and share ownership
and responsibility of and for the operating
costs of the balance of the property,
including common elements such as
lobbies, hallways, recreation areas, pools,
gyms and parking lots. A monthly
maintenance fee is paid by each unit
owner. This fee generally includes water,
building insurance, common element
maintenance, upkeep, security, concierge
and property management salaries.
Rarely, hydro and cable fees will also be
included in the monthly maintenance
payment.
Here are the main
categories of condo dwelling:
The Condo Apartment: A condo
apartment consists of one unit within a
larger building. Owners hold title to these
units, and also pay monthly maintenance
fees towards the care of the building and
its elements. A condo apartment comes in
many styles, including suite, two-story and
loft-style. Some condos are very luxurious,
with sweeping balconies and plenty of
space, while others are fairly small and
may only consist of one or two rooms.
The Condo Townhouse: The
interior of a condo-style townhouse is
owned in the same way a condo
apartment is owned. The exterior of the
condo townhouse is shared, and monthly
fees are paid towards upkeep of exterior
and other common elements. Rather than
gyms or recreation rooms, an amenity of a
condo townhouse may include a
playground or small park.
The Co-Op: With a co-op, shares
are bought in a corporation which then
leases the buyer an apartment or
townhouse style unit. Often with a co-op, a
down payment between 30 to 50 per cent
give it to charity or throw it out. If you don't
know where you'll put it, don't buy it. Life is
much easier without too much stuff, and
condos are much more attractive when
they aren't paced with useless
possessions.
Flowing Decor: When decorating a
condo, choose a theme and stick with it.
Condos and condo townhouses are
generally open-concept and fairly small,
and introducing too much color schemes
will overpower the space. When painting,
choose a color that you can repeat-for
example, painting your bedroom the same
color as your washroom to give the
impression of an ensuite and then choose
a lighter or darker version of the shade for
the living area and kitchen.
Dramatic Wood Finishes: It's
tempting to go with deep, dark paint colors
is
when seeking to add drama to your condo
required. Co-ops are not as popular as
decor, but particularly in a small space,
condos because it can be more difficult to
this is not a great idea. Instead, stain the
garner a comparative return on investment
floors a dark oak or cherrywood finish.
in the end.
Cupboards can be outfitted with dramatic
Condo Trends: When it comes to
finish as well and furniture in rich
condos, staying on the cutting edge of
distressed black stain is another attractive
style and decor is key. The general
way to add depth to your decorating.
perception of what's hot and what's not
Streamlined Storage: Maximize
can change daily, so choosing trendy yet
closet space by building shelves and
timeless decorating styles and furniture
installing closet organizers. Make every
pieces is the true challenge for the condo
square foot count-even under the bed!
dweller. Always keep resale value in mind
Buy thin plastic storage boxes which slide
when you paint or make upgrades.
easily into small spaces and use them to
Chances are, you won't live in this condo
store seasonal clothing, wrapping paper,
forever and when you do sell, you
gift bags and more. Invest in drawer
want the place to be attractive to a wide
organizers and cupboards shelves, too.
demographic-rather than simply to those
who share the same tastes you do.
What's not:
What's hot:
Garish Paint Colors: Lime green
may be your favorite color-and very in to
Clutter-Free Living: The choice to
boot-but that doesn't mean lime is a wise
live in a condo generally means one must
paint color choice. If you love it, don't shy
commit to living clutter-free. Although most
away completely, but don't make it the
condos have a storage locker and at least
main focus of your space, either, as rich
one closet, the space for storage is quite
colors tend to dominate. Instead, choose
limited compared to that of other types of
boldly-colored accessories such as
homes. That's why it's so important to
blankets, throws, candles and vases. If
adopt a Zen-like approach to clutter and
you simply must paint in a dramatic shad,
possessions. If you don't need it, sell it,
 Home and Garden 49

choose a single wall to adorn with

shocking color.
Fading Floors: Even if you didn't
upgrade your floors, it's important to keep
them in great condition. Laminate floors
should not be washed with water,
because it can leak through cracks and
cause bubbling. Instead, sweep well and
spot clean with a damp cloth. If you have
hardwood, keep it in mint condition by
cleaning and waxing regularly. If you plan
to sell, a floor sand and refinish may be a
good investment.
Too Much Bulk: You may not plan to
live in a condo forever, and thus would • Jacuzzi or soaker tubs period of time following the completion of
rather invest in furniture that will make the • Luxury showerheads the building. During this time, the builder is
transition from condo to house with ease - • Gas fireplaces responsible for all repairs and amendment
but big, bulky, house-size furniture just • Courtyard-style terraces, bricked with of deficiency. The building works with the
doesn't compute in a small condo. Choose interlocking stone board and property manager to get any
your stuff wisely, and don't break the bank • Built-in speakers or pre-installed wiring necessary work done. Once the warranty
on condo furniture. There are bargains to • High-quality carpeting period runs out, all repairs and
be had, especially on small, streamlined maintenance become the responsibility of
stuff. How condos function the condo corporation and its residents,
Benefits of buying brand and are paid for by the annual
new Purchasers of pre-build and brand-new maintenance fees.
condominiums face a unique two-step Repairs: When the need for general
closing process. The reason for this is that repairs arises, the property manager and
Although the resale condo market is
new condos are generally ready for condo board begin reviewing potential
going strong, it seems there is also no end
occupation before the legal title can be service providers, and generally ask for a
to a new building developments cropping
given to the owner. Two steps have been range of service bids. "We don't always
up all over Canadian cities. One of the
introduced to deal with the fact that necessarily choose the lowest bidder, but
main benefits of buying a condo is the
closing dates often take place after a make the decision based on quality and
development stage is choice. Most savvy
building is legally registered. value", says Fred Moneta, a Sherwood
developers offer potential owners the
The first stage is the interim closing. Park property manager. The cost of any
opportunity to have a hand in the design,
This takes place on or around the date the repairs are taken from the annual budget.
layout and decoration of their unit. This
unit is ready for occupancy. On this date, Insurance: A condo corporation will
means sumptuous upgrades are always
the purchaser pays the balance owing generally have a blanket policy for the
on offer. Sure, standard fixtures are
under the contract of purchase, and this building, but unit owners must still
cheaper and function just fine-but
money is then held in trust until the purchase their own home insurance.
sometimes custom upgrade is worth the
purchaser receives legal title. Legal title is Homeowners insurance for condo
splurge, especially when it comes to
transferred on the final closing date. dwellers is slightly different from general
resale value, which is something every
Between the interim and final close, homeowners insurance, given that a
condo purchaser should have on the
the purchaser must fulfill all of the condo unit owner does not own the entire
brain. Plus, it's always cheaper to choose
agreements laid out in the Agreement of building. This insurance will protect a
an upgrade and benefit from the
Purchase and Sale, such as abiding by condo owner's personal property from fire,
wholesale prices developers are generally
the rules and regulations of the condo and storm, explosion, smoke, theft and more.
privy to, rather then choose to remodel
paying a monthly occupancy fee. The final Improvements and balconies are also
your condo or townhouse at full price later.
closing takes place when the condo generally covered under this insurance.
corporation is registered. This is when the When purchasing insurance for your
Here are some fantastic upgrade
purchaser is required to pay the balance condo, go with a reputed insurance
options guaranteed to pay off in the end:
of the purchase price, and the deposit agency and be sure you are clear on what
money is released from trust. The is covered. Next, make an appointment to
• Custom cabinetry
developer will then provide the purchaser meet with a property manager or board
• Recessed lights
with a deed for his or her unit. member to learn exactly what is covered
• Kitchen islands
Maintenance: Generally, a builder in the building's general insurance plan.
• Hardwood floors
• Marble entranceways will warranty all final finishes for a certain
50 Home and Garden

Donna McNeil Exit Realty Metro

Tel: (01) 902-222-4937
Exit Realty Metro 2055-1658 Bedford Highway Bedford NS B4A 2X9

MLS: 40867764 Price: $294,000 Province: Nova Scotia

City: Hammonds Plains Bedrooms: 3 Bathrooms: 2

Gorgeous executive rancher custom built by Whitestone Developments. A bright sunny

foyer welcomes you into this well cared for home. The large kitchen features oak cabinets,
a breakfast bar a walk-in pantry. The spacious dining room has an attached sun room with
great views. The formal living room features a propane fireplace. The three bedrooms are
a good size, with the master featuring a walk-in closet and ensuite. The basement has a
walk-out, is partially finished and offers lots of possibilities. An attached garage (1.5)
provides car room and additional storage space.

MLS: 40834640 Price: $349,900 Province: Nova Scotia

City: Hammonds Plains Bedrooms: 4 Bathrooms: 3

large 2 storey home on a quiet crescent with 2938 sq ft of living space. Fantastic kitchen
with large island, formal dining room, main floor family room with corner propane fireplace
and office. Main floor laundry room with 2 pc powder room. Main Floor features hardwood
and ceramic in heat flooring and 9 ft ceilings. Harwood stairs to second floor basement is
fully finished with 26 X 23 Rec room, with a large 4th fourth bedroom. Double car garage
is 24X 26. Upper level is complete with three bedrooms and a Den. Other features
include recently paved driveway, $15K of landscaping on a beautiful level lot.

MLS: 40819013 Price: $369,000 Province: Nova Scotia

City: Grand Lake Bedrooms: 3 Bathrooms: 3
Elegance abounds in this bungalow with 1800sq ft on the main living area. Large foyer
has French doors opening to living room and dining room. Open concept in living area
with a wall of windows to decks that run the full length of front and back so you can
enjoy the wildlife. Carpet free home with Master bedroom located at one end of home
and the other bedrooms on the far end. Kitchen has built in appliances that come with
the property.

MLS: 40834590 Price: $379,900 Province: Nova Scotia

City: Hammonds Plains Bedrooms: 5 Bathrooms: 4
This custom built 2 storey, 3800 +/- sqft has 4 bedrooms on the main floors, plus an extra
office/5th bedroom on the finished basement level. The large open concept features an
impressive mudroom. The expansive formal dining room is sure to impress and the Great
Room has a fire place for the special evening effect. Downstairs is a fully finished family
room with walkout to large patio. The Master Suite has a walk-in closet and well
appointed ensuite bathroom. Outside there is a double paved drive, shed and nicely
landscaped yard.

MLS: 41078205 Price: $849,900 Province: Nova Scotia

City: Grand Lake Bedrooms: 5 Bathrooms: 3
Sought after Grand Lake home loaded with all the options! This 3400+ sqft home has an
abundance of windows to take advantage of every possible view that Mother Nature has
to offer. With 5 bedrooms, 3 baths, a double car garage and huge landscaped yard what
more could you ask for? How about a 6 person hot tub with Cedar Gazebo, 80+ feet of
docking, irrigation lawn system, in floor radiant heat, alarm system & more. Well
appointed Master Bedroom Suite complete with walking closet and Ensuite Bath.

www.halifaxdartmouthrealestate.com

Backyard bliss
Youth-inspired ideas for finding paradise in
your own back yard
When you were a kid, your back yard
was an adventure waiting to happen, a
world of new and exciting things right
outside your door. Just because you're an
adult doesn't mean you have to give up on
the idea of finding paradise on your own
property. Here are some tips to turn your
own yard into an outdoor oasis.
Warm Water Retreat
Aaaahhh - the memories of running
through the sprinkler or enjoying a dip in
the kiddie pool on a warm summer day.
But wait a minute - that water was
freezing! If you want a slightly less
shocking way to cool your family and Fido
down and extend the outdoor water play
well into the next season, install a single-
handle, hot-cold outdoor sill faucet from
Moen. This faucet is the only one of its
kind on the market, capable of delivering
a mix of hot and cold water from one
spout, with only one handle. To add to
your peace of mind outdoors, the single-
handle, hot-cold faucet offers an
innovative temperature limit stop
mechanism, assuring that the water never
gets too hot for little hands (or paws).
Dig This
When you were a kid, having a
sandbox in your back yard was the
ultimate treat. If you close your eyes, you
can still feel the grainy sand between your
fingers as you were digging for the perfect
building material for the ultimate
sandcastle. Now that you're grown up,
you may still enjoy the feeling of the dig -
but for a much different reason. Instead
of castles, you are growing flowers, fruit
and vegetables. This job requires more
than just an old sand pail and a plastic
shovel. For the former sandboxer turned
avid gardener, a potting bench is the
perfect backyard amenity. Look for deluxe
models with soil trays, tool hooks, drawers
and compartments for all of your grown-
up gardening tools.
Home and Garden 51
Light Your Fire
Nothing beats a bonfire on a cool
autumn evening - roasting marshmallows
around the warm, blazing flames. But,
bonfires are temporary and can
permanently damage your yard. How
about a fire that looks amazing and can
be used year round? The GIZEH outdoor
fireplace from RAIS stands out in the
garden, with its sleek, triangular shape
and its ever-changing color. Plus, this fire
does much more than toast
marshmallows - it doubles as a barbecue
grill to facilitate al fresco dining for the
entire family.
Still Swinging
The swing set is the ultimate joy for
children - swinging life away under the
open sky. As an adult, you could do
without the rusty chains and muddy seats.
If you're looking for a more relaxing way to
spend a lazy Sunday afternoon, how
about a hammock? The Twintex Fabric
Hammock by Twin Oaks Hammocks
allows both adults and kids to
swing their cares away in a hand-
crafted, quick drying swing, with
enough room for two.
This year, don't allow summer to
pass you by without taking time to
enjoy life's simple pleasures. With
a few cool summer additions, you
can enjoy paradise in your own
backyard.
For more information on the
single-handle, hot-cold outdoor sill
faucet or other Moen products,
visit www.moen.ca or call
1-800-465-6130 or 905-829-3400
52 Home and Garden
Add on a bathroom without
breaking the bank
Whether you have one
bathroom or three, the addition of
a bathroom to a home offers both
value and convenience. The good
news is a bathroom addition
doesn't have to break the bank. A
do-it-yourselfer with moderate
experience can complete some of
the work to keep the budget in
check. It's surprising how
effortless many projects can be,
such as installing the flooring,
shower components, fixtures and
finishing touches.
Before beginning the addition,
develop a plan with a professional
contractor to identify the appropriate
location, any size limitations and other
project restrictions. It is imperative to
leave the heavy lifting to the pros. For
instance, the plumbing and electrical work
should be completed by a certified
professional who will also draw up plans
for obtaining necessary city permits.
Next, there are several things to
consider when discussing the design of
the bathroom; most importantly, whether
to add a tub or shower. Contemplate the
following: Are baths or showers preferred?
Is there adequate room for a full-size tub?
In an attempt to maximize space, a
shower stall may be a smart choice.
To tile or not to tile?
While countless options of tile colors
and styles are appealing, tiling a shower
requires an advanced skill level and days
of installation. To achieve your dreams of
a gorgeously adorned bathroom, hire an
experienced tiling professional. This will
be money well spent.
Surround yourself
The benefits of a shower surround
are two-fold. First, installation by a
moderately-skilled DIYer is relatively
uncomplicated because it requires few
man hours, materials and expense.
Secondly, long-term maintenance is
relatively low making cleaning a snap.
After choosing the right shower
surround for your decorating tastes, get
started by reviewing the instructions.
As noted in most kits, utilizing the
appropriately formulated adhesive is as
important to the success of your
shower's operation as running water.
Liquid Nails Tub Surround Construction
Adhesive provides an exceptional
waterproof bond that is heat and steam
resistant.
"As building materials become
thinner and made for cost-efficiency,
one adhesive formula cannot and
should not be applied for every project.
Using the right construction adhesive
for the surface and project will ensure
You can further elevate the addition's
flawless results beyond installation
appeal with details such as crown
success for long-lasting durability," says
molding, additional shelving, a picture rail
Mark Stypczynski, manager of technical
or wainscoting. It's also a great idea to
development for Liquid Nails Adhesives.
spruce up your bathroom with a
decorative mirror. You can create a
It's in the details
coordinating mirror by affixing intricately
designed molding to an inexpensive
Complete your bathroom by moving
frameless mirror with construction
on to the final details. Fixtures, vanities
adhesive. For how-to instructions, visit
and mirrors can set the tone of the
www.liquidnails.com and click on Mirror
bathroom. These items are utilitarian in
Adhesive.
nature but homeowners can choose from
With adequate planning and attention
a number of styles from sleek and simple
to detail, homeowners can take pride in a
to elaborate and ornate. If your goal is a
bathroom addition while easily
modern look, opt for cool colors and sleek
maintaining a budget. While some work is
lines, or choose marble counters for
best left to the pros, there's no reason a
timeless elegance. When selecting a
do-it-yourselfer can't be creative and take
vanity, notice the detail and furniture
on a few jobs. Homeowners will take pride
quality. Many stylish vanities are easy to
in knowing they contributed to the
assemble with most of the required
success of a home addition.
elements provided in one box.
Courtesy of ARAcontent
 Home and Garden 53

Helen Parnell
Tel: 403-932-8888
www.moving2alberta.com

MLS: Exclusive Price: $629,900 Province: Alberta

City: Calgary Bedrooms: 3 Bathrooms: 2
Nestled in the beautiful Crestmont sub division in the SW. Only 20 minutes to downtown
and less than one hour to the mountains. The home has large west facing windows with
some mountain view.Features include 18ft. ceiling in living room, barrel ceiling in Bonus
room and vaulted ceiling in Master Bedroom. Stainless steel appliances, Bosch D/W,
Jennair Gas range, Kenmore 2 door fridge. Hardwood floor in kitchen /dining room, ceramic
tiled entry ways and walk-trough pantry. All windows have high end custom drapes,rods and
blinds.

MLS: C3313479 Price: $599,000 Province: Alberta

City: Cochrane Bedrooms: 4 Bathrooms: 2
What a walkout bungalow! This house has recently been renovated with new paint
throughout. Upon entering you are welcomed by a bright clean house with the MOUNTAIN
view right from the new front door! The main level features the kitchen with tons of
counter space, new stove, and light fittings, corner pantry, all black appliances and
rounded high breakfast bar. There is also a private den/office and large mud room. The
large Master Bedroom has a spacious 4-piece en suite with soaker tub and walk-in closet.
The main level boasts incredible windows that allows lots of natural light.

MLS: C3307045 Price: $555,000 Province: Alberta

City: Cochrane Bedrooms: 5 Bathrooms: 2
BEST OF BOTH WORLDS, 2 HOMES IN ONE, RARE LEGAL SUITE. Live up and rent
down. This unique walkout bunglow in a cul-de-sac location has a rare LEGAL 2 bedroom
suite in the basement with own private entrance and patio. Rental income from this suite
can be used as income when appying for a mortgage. The main entrance has a great slate
floor and den/home office. Upstairs you have a good size kitchen with island come kitchen
table. Family room has cosy fireplace already fitted with wood surround. There is also a
formal dining room or this could be the home office! hardwood flooring throughout.

MLS: C3323540 Price: $329,900 Province: Alberta

City: Calgary Bedrooms: 2 Bathrooms: 2
This well cared for home is a must to see, End unit located in the heart of Mckenzie
Towne, within walking distance to all amenties. This home offers lots of upgrades Oak
kitchen cabinets ,island w/eating bar & paddle fan over kitchen nook,Christon "De Palma
Series" tile entrance, stairs and bathrooms,"Lauzon" Red Oak Pacific Natural hardwood
throught out,custom hunter douglas blinds & kitchen curtains, Impressive Pewter & Crystal
chandelier in the 10 ft.entrance. All doors are Bostonian 6 panel upgrade, Duo- vac
vaccum system, upgraded appliances, ADT security system .

MLS: C3323063 Price: $279,900 Province: Alberta

City: Cochrane Bedrooms: 2 Bathrooms: 2
This amazing 3rd floor condo is one of the few PREMIER suites. Placed on the corner you
have extra windows making it a bright spacious apartment. The kitchen has some of the
many upgrades with maple cabinets and breakfast bar lighting. There are two good size
bedrooms with the master having a walk though closet and 4 peice ensuite. The ensuite
was upgraded with a soaker tub and tiling to the ceiling. The second bedroom is large
enough for a double bed or even an office. There is a separate laundry room ensuite,plus
an additional storage room. The price includes one underground parking stall on a separate
title.
54 Home and Garden
New money-
laundering rules to
impact on real
estate customers
The Financial Transactions and
Reports Centre of Canada (FINTRAC) is
a body who collects, analysis and
disclosed financial information and
intelligence on suspected money
laundering and terrorist activities. All
businesses and industries who have to
report to FINTRAC must collect
identification from their clients before
engaging in financial transactions. This
will include businesses such as
accountants, casinos, financial
institutions, securities, life insurance, real
estate agents etc.
As of June 23rd 2008 FINTRAC
reporting businesses must “know their
clients” and will have to ask for
identification, even if the client has been
with them for years previously. As a client
or potential client you will be required by
law to provide the required identification
which could include a birth certificate,
driving licence or other official document.
The company will then be required to
keep this information for a period of seven
years.
In the case of real estate agents this
will mean that anyone wanting to buy or
sell a property will be asked to provide the
relevant ID. Because very few details
have been made public about these
changes, very few people know about
them and will be shocked when they are
asked to provide ID from a company they
may have been doing business with for
years.
The reasons behind the move are
sound - to stop the laundering of money -
and companies have been required to
report any suspicious financial
transactions over $10,000 for many
years.
Spot checks will be carried out over
the next six months to make sure
companies are complying with the new
rules.
Canada should not
see a real estate
collapse like the
U.S.
Reports of a real estate collapse in
Canada seem to have been greatly
exaggerated. Although many markets are
now seeing a slow down most are simply
stabilizing after a year of craziness.
In Canada existing house prices
have risen by 55% over the last ten years
and new home prices by 27%. By
contrast the United States has seen
prices drop by 14% in the first quarter of
this year alone.
Canada’s more conservative
mortgage culture has protected this
market from the subprime mortgage
boom across the border which has
resulted in many people owning property
worth thousands of dollars less than their
mortgage. This has left many people in a
negative equity situation, something
analysts don’t think will happen in
Canada.
Saskatchewan is continuing to see
rises in housing prices and led the
country for the twelfth consecutive month.
In April the province saw a 43.7%
increase on the same time last year.
Other provinces who saw strong gains
were Newfoundland and Labrador and
Nova Scotia.
After huge growth over the past few
years Alberta has started to see a slow
down. "Edmonton and Calgary continued
to experience slow market conditions,"
Statistics Canada said. "Competition
among builders has resulted in lower
prices being offered to prospective
homebuyers. In Edmonton, the year-on-
year rate slowed to 8.1 per cent - the
ninth straight month of decelerated
growth.”

Fighting plant enemies
The devices and implements used
for fighting plant enemies are of two
sorts:
(1) those used to afford mechanical
protection to the plants;
(2) those used to apply insecticides
and fungicides.
Of the first the most useful is the
covered frame. It consists usually of a
wooden box, some eighteen inches to
two feet square and about eight high,
covered with glass, protecting cloth,
mosquito netting or
mosquito wire. The
first two coverings
have, of course, the
additional
advantage of
retaining heat and
protecting from
cold, making it
possible by their
use to plant earlier
than is otherwise
safe. They are used
extensively in
getting an extra
early and safe start
with cucumbers,
melons and the
other vine
vegetables.
Simpler devices
for protecting newly-set plants, such as
tomatoes or cabbage, from the cut-
worm, are stiff, tin, cardboard or tar
paper collars, which are made several
inches high and large enough to be put
around the stem and penetrate an inch
or so into the soil.
For applying poison powders, the
home gardener should supply himself
with a powder gun. If one must be
restricted to a single implement,
however, it will be best to get one of the
hand-power, compressed-air sprayers.
These are used for applying wet
sprays, and should be supplied with
one of the several forms of mist-making
nozzles, the non-cloggable automatic
type being the best. For more extensive
work a barrel pump, mounted on
wheels, will be desirable, but one of the
above will do a great deal of work in
little time. Extension rods for use in
spraying trees and vines may be
obtained for either. For operations on a
very small scale a good hand-syringe
may be used, but as a general thing it
will be best to invest a few dollars more
and get a small tank sprayer, as this
throws a continuous stream or spray
and holds a much larger amount of the
spraying solution. Whatever type is
procured, get a brass machine it will
out-wear three or four of those made of
cheaper metal, which succumbs very
quickly to the, corroding action of the
strong poisons and chemicals used in
them.
Of implements for harvesting,
beside the spade, prong-hoe and
spading- fork, very few are used in the
small garden, as most of them need not
only long rows to be economically used,
but horse- power also. The onion
harvester attachment for the double
wheel hoe, may be used with
advantage in loosening onions, beets,
turnips, etc., from the soil or for cutting
spinach. Running the hand- plow close
Home and Garden 55
on either side of carrots, parsnips and
other deep-growing vegetables will aid
materially in getting them out. For fruit
picking, with tall trees, the wire-fingered
fruit-picker, secured to the end of a long
handle, will be of great assistance, but
with the modern method of using low-
headed trees it will not be needed.
Another class of garden
implements are those used in pruning
but where this is attended to properly
from the start, a good sharp jack-knife
and a pair of pruning
shears will easily
handle all the work
of the kind
necessary.
Still another sort of
garden device is
that used for
supporting the
plants; such as
stakes, trellises,
wires, etc.
Altogether too little
attention usually is
given these, as with
proper care in
storing over winter
they will not only
last for years, but
add greatly to the
convenience of
cultivation and to the neat appearance
of the garden.
As a final word to the intending
purchaser of garden tools, I would say:
first thoroughly investigate the different
sorts available, and when buying, do
not forget that a good tool or a well-
made machine will be giving you
satisfactory use long, long after the
price is forgotten, while a poor one is a
constant source of discomfort. Get good
tools, and take good care of them. And
let me repeat that a few dollars a year,
judiciously spent, for tools afterward
well cared for, will soon give you a very
complete set, and add to your garden
profit and pleasure.
56 Home and Garden

MLS: 2081104 Price: $289,900 Province: Ontario

City: Adolphustown Bedrooms: 2 Bathrooms: 2

Hobby farm for horses. Newly renovated home on hill top. Original hardwood in living and
dining rooms. All new windows (2007). New flooring in kitchen and bathrooms (2008). Main
floor laundry and walk out to deck. Hill top views of orchard and Adolphus Reach from front
porch. 10+ acres with two quonset huts. One is used for stable for horses. 100' x 125' riding
ring plus 4+ acres fenced pasture. Virtual tour: http://www.Obeo.com/464998

MLS: 2075613 Price: $269,000 Province: Ontario

City: Hillier, Quinte Bedrooms: 4 Bathrooms: 4

Immaculate home on pleasant bay. Walk-out from basement with guest suite potential.
Large insulated double garage plus: Marsh waterfront for the naturalist, Central air
conditioning, Central vacuum system, TV antenna, Garage: double, Garage: attached,
Garage: detached, Double width or more driveway, Paved driveway, Crushed stone
driveway, Oil or heating oil, Brick exterior finish, Vinyl exterior finish, Asphalt shingles
roofing, Smoke Detectors, Garage with inside entry, Carpeted Floor

MLS: 2082916 Price: $398,90 Province: Ontario

City: Percy Township Bedrooms: 4 Bathrooms: 3

Century home on 21 acres, large custom built eat in kitchen [with Swiss flair]. Original
woodwork, trim, hardwood floors and beautiful wood staircase and railings. Year round
stream and spring fed pond [170' x 55']. Inground 32' x 16' pool, 2 barns plus machine shop
with hydro. Perfect spot for horses,. Neighbouring farmer to be allowed to remove 2008
crop. DIRECTIONS: Hwy 30 north to County Road 29 to Skinkle, north to Concession 6
East, left to #581 . sign on Virtual tour: http://www.Obeo.com/464995

MLS: 2083535 Price: $239,900 Province: Ontario

City: Wellington Bedrooms: 3 Bathrooms: 2

Larger then it looks. Three bedroom home on large country lot. New kitchen with granite
counter top and bathroom vanity, maple hardwood flooring and master bedroom ensuite
done in 2007. 22' dug well, 6 jet whirlpool tub, 12 x 16 deck off kitchen with patio door. Area
of wineries, close to beaches and local artist studio. Directions: North of Wellington on
County Road 2, west on McFaul Road for 1/4 mile. Virtual tour: www.obeo.com/Public/
Viewer/Default.aspx?=466682