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credit appraisal of term loan at south indian bank

credit appraisal of term loan at south indian bank

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Published by nitishu_julious
credit appraisal process
credit appraisal process

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Categories:Types, Business/Law
Published by: nitishu_julious on Oct 02, 2010
Copyright:Attribution Non-commercial

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01/27/2013

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CREDIT APPRAISAL OF TERMCREDIT APPRAISAL OF TERMLOAN IN SOUTH INDIAN BANKLOAN IN SOUTH INDIAN BANK
LTD, LUCKNOW LTD, LUCKNOW 
PRESENTED BY:NITIN RITESH MASSEY
 
Lender
app
r
ais
e
s th
e
c
red
itwo
r
thi
ne
ss .
It is a v
ery
impo
r
ta
n
t st 
e
p.
Ev
ery
pot 
en
tial bo
rr
ow
er
has to go th
r
ough it.
All ba
nk 
s hav
e
th
e
i
r
ow
n
 
r
ul
e
s to
de
ci
de
th
e
c
red
it wo
r
thi
ne
ssof th
e
i
r
bo
rr
ow
er
s.
RBI
re
gula
r
l
y
giv
e
s th
e
gui
de
li
ne
s
Why do we appraise?
Is a S
e
l
e
ctio
n
Tool
Qua
n
tifi
e
s Ris
Ai
d
s D
e
cisio
n
Ma
i
n
g
E
n
su
re
Goo
d
Qualit 
y
busi
ne
ss with
ex
c
e
ll
en
t c
red
itwo
r
thi
ne
ss
 
 
 Longer and complicated Credit Appraisal Process at South Indian Bank results in low revenue growth of Bank 
RESEARCH METHODO
L
OGYRESEARCH METHODO
L
OGY
OBJECTIVE
 
OF
 
THE
S
TUDY 
:
h
To compl
e
e
l
y
u
nder
sta
nd
th
e
C
red
it App
r
aisal p
r
oc
e
ss of SouthI
nd
ia
n
Ba
nk 
.
h
To Compa
re
th
e
C
red
it App
r
aisal p
er
io
d
fo
r
 
d
iff 
eren
t Ba
nk 
s i
n
 sam
e
 
d
omai
n
.
h
To u
nder
sta
nd
th
e
impact of lo
n
g
er
c
red
it app
r
aisal p
er
io
d
o
n
 pot 
en
tial
re
v
en
u
e
g
r
owth.

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