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Published by: John Burns on Oct 21, 2010
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Military Handbooks – 2010 United States Military Handbook www.militaryhandbooks.com FREE Military Handbooks and Guides Since 20011
 
2010 United States Military Handbook
Published by Military Handbooks, FREE Military Handbooks and Guides Since 2001
 ________________________________________________________________________ 
Copyright © 2001-2010. Military Handbooks, 7200 NW 86th Street, Kansas City, MO 64153. Military HandbooksWeb site:http://www.militaryhandbooks.com. All rights reserved. No part of this book may be reproduced in any formor by any means without prior written permission from the Publisher. Printed in the U.S.A.“This publication is designed to provide accurate and authoritative information in regard to the subject matter covered.It is published with the understanding that the publisher is not engaged in rendering legal, accounting or otherprofessional service. If legal advice or other expert assistance is required, the services of a competent professionalperson should be sought.”–
From a Declaration of Principles jointly adopted by a committee of the American Bar  Association and a committee of publishers and associations.
Go tohttp://www.militaryhandbooks.comto sign up for your FREE Military Handbooks today!
 
Military Handbooks – 2010 United States Military Handbook www.militaryhandbooks.com FREE Military Handbooks and Guides Since 20012
 Contents
Introduction ……………………………………………………………………………………………. 8
Section I – Pay, Allowances and Retirement
1. Pay …………………………………………………………….………………………………….……. 9Annual Pay Adjustment ………………………………………….……………………………. 9Frequently Asked Questions ……………………………………………………..……………. 9myPay: Managing Your Pay online……………………………………………………………. 10Thrift Savings Plan ……………………………………………………………………………. 20Savings Deposit Program……………………………………………………………………… 242008 Military Pay Tables ………………………………….……………………………….…. 272. Allowances …………………………………………………………….………………………….……. 30Basic Allowance for Subsistence (BAS) …………………………………..…….……………. 30Basic Allowance for Housing (BAH) ………………………………………..….……………. 30BAH Levels and Increases ………………………………….………………………...………. 30Different Types of BAH ……………………………………………………..….……………. 30Frequently Asked Questions …………………………………………………….……………. 31Tax Advantages ………………………………………………………………….……………. 36Tax-Exempt Allowances ……………………………………..………………….……………. 36Combat Zone Exclusions ………………………………………..……………….……………. 383. Retirement …………………………………………….…………………….…………………….……. 39Active Duty Retirement …………………………………………….…………….……………. 39Which System …………………………………………………..……………….……………. 39Final Pay Retirement System …………………………………...……………….……………. 40High 3-Year Average Retirement System ……………………………………….……………. 40CSB/REDUX Retirement System ……………………………………………….……………. 41REDUX System Details …………………………………………………..…….……………. 41The $30,000 Career Status Bonus ……………………………………………….……………. 42Retirement Choice ……………………………………………………………….……………. 42Frequently Asked Questions …………………………………………………….……………. 44
Section II – Health Benefits, Survivors Benefits and Social Security
4. Health Care Benefits …………………………………………………………….…………………….. 46Who is Eligible for Prime? ……………………………………………………….…………… 46Prime Costs ………………………………………………………..…………….……………. 47Enrolling in Prime ……………………………………………………………….……………. 47Claims for TRICARE Prime/Prime Remote Enrollees ………………………….……………. 48Disenrolling from Prime …………………………………………………………….……………. 48Transferring Enrollment in Prime ……………………………………………….……………. 49Puerto Rico Prime Benefit ……………………………………………………….……………. 49TRICARE Prime Travel ………………………………………………….……..……………. 50Travel Distances ………………………………………………………………...……………. 50Costs of Lodging, Meals, Per Diem …………………………………………….……………. 50Prime Compared to Standard ………………………………………...………….……………. 50Enrolling in TRICARE Overseas Program (TOP) Prime ……………………….……………. 51Accessing Care in TRICARE Overseas Program (TOP) Prime ………………………………. 51TRICARE Standard Coverage …………………………………………………..……………. 52TRICARE Overseas Coverage Program (TOP) Standard ……………………….……………. 54
 
Military Handbooks – 2010 United States Military Handbook www.militaryhandbooks.com FREE Military Handbooks and Guides Since 20013
How to Get Health Care under TOP Standard ………………………………….……………. 54Costs and Fees under TOP Standard …………………………………………….……………. 54TRICARE Extra …………………………………………………………………..…………. 55TRICARE for Life ………………………………………………………………..…………. 55TRICARE for Life with Medicare ……………………………………………..……………. 55TRICARE Plus ………………………………………………………………………………. 56TRICARE Plus Benefits …………………………………….………………..……..………. 56TRICARE Plus Limitations …………………………………….……………..….…………. 57TRICARE Mail Order Pharmacy (TMOP) …………………………………….……………. 57TRICARE Dental Program …………………………………….…………………….………. 58TRICARE Vision Benefits …………………………………….…………………….………. 59TRICARE Prime Clinical Preventive Services ………………………..……….……………. 59Continued Health Care Benefit Program (CHCBP) …………………..……….……………. 60College Students and TRICARE ……………………………………………….……………. 61Students Enrolled in TRICARE Prime ……………………………..………….……………. 61TRICARE Survivors Benefits …………………………………….…………………………. 63TRICARE Programs for Transitional Survivors ……………………………….……………. 64TRICARE Survivor Status …….………………………………….…………………..……. 665. Survivor Benefits Plan ………………………………………………………….……………….……. 69Overview of SBP …………………………………………………….………….……………. 69Base Amount ………………………………….………………………..……….……………. 71Costs and Benefits ……………………………….…………………………..….……………. 71Spouse Coverage …………………………………….………………………….……………. 71Former Spouse Coverage …………………………………………………….….……………. 73Children Coverage …………………………………….………………………………..……. 74Spouse (Former Spouse) and Children Coverage ……………………………….……………. 76Insurable Interest Coverage …………………………………..………………….……………. 77Stopping SBP …………………………………………………………………….……………. 78Re-Starting SBP ………………………………………………………………….……………. 80Integration with VA Benefits …………………………………………………….……………. 81CSB/REDUX Costs and Benefits ……………………………….……………….……………. 82Survivor Benefits Premium Worksheet ………………………………………….……………. 836. Social Security …………………………………………………..………….…………………….……. 85Social Security and Medicare Taxes …………………………………………….……………. 85Extra Earnings …………………………………………………………………...……………. 85Your Benefits …………………………………………………………………………………. 86When You are Eligible for Medicare ……………………………………….…………………. 86Working and Getting Retirement Benefits ……………………………………….……………. 86
Section III – Veterans’ Benefits and Programs
7. VA Health Care …………………………………………………………….…………………….……. 87Enrollment ……………………………………………………………………….……………. 87Priority Groups …………………………………………………………………………..……. 87Special Access to Care …………………………………………………………..……………. 88Financial Information …………………………………………………………………………. 88Financial Assessment …………………………………………………………………………. 88Services Requiring Co-pays ………………………………………………….………………. 89Outpatient Visits Not Requiring Co-pays ………………………………………..…………… 89Billing Insurance Companies …………………………………………………………………. 89Travel Costs …………………………………………………………………………..………. 89VA Medical Programs …………………………………………………………..……………. 90Veteran Health Registries …………………………………………………………….………. 90

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