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Categories:Types, Research
Published by: Chloe Nicole Williams on Oct 21, 2010
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Borrowers Authorization/Certification/Info Form
 Exhibit A
 Authorization to Release Information
 The undersigned
certify
the following:
 To Whom It May Concern:1. I/We have engaged Principal Reduction Consultants, LLC. Hereinaftercalled “PRC” to act on our behalf regarding my/our Home MortgageLoan and authorize PMR to perform a
Mortgage Loan Document Review/Report of specified loan closing documents.
2.I/We authorize you to provide to Principal Reduction Consultants, LLC.Hereinafter called “PRC”or their employees, agent,representative or contractors, any and all information anddocumentation that they request. Any request from “PRC” or theiremployees, agent, representative or contractors should be considered thesame as a request or demand from the undersigned.3.A copy of this authorization may be accepted as original.4. Your prompt reply to PRC or their employees, agent, representative orcontractorsis requested.5. I/We authorize you to send all correspondence on our behalf toPrincipal Reduction Consultants, LLC, at 183-3 Keith Street,Warrenton, VA 20186 or to any otheraddress requested by “PRC” or their employees, agent, representativeor contractors.6. Borrower Name(s): _______________________________________________ 7. Property Address: ________________________________________________ 8. Loan Number: ___________________________________________________ 9. Lender(s) Name(s): _______________________________________________ 10. Lender(s) Address(s): _____________________________________________ 11. Lender(s) Phone #(s): _____________________________________________  12.Attorney/Closing Agent Name/Ph # _________________________________ 13. Attorney/Closing Agent Address: _________________________________ 
 
_________________________________ 14. I/We authorize PRC or their employees, agents, representatives orcontractors tosend my Lender an Official
Qualified Written Request 
and also provideLender with
“Documented Findings”
relating to any possible
excessive fees and mortgagerelated compliance issues found after PRC has completed a Mortgage Loan Document Review/Report on my/our behalf.
15. I/We authorize PRC or their employees, agents, representatives orcontractors tonegotiate a
 Dollar Refund/Remediation Settlement 
on my/our behalf with theLender.16. I/We authorize PRC or their employees, agents, representatives orcontractors tofile
 Documented Complaints
on my/our behalf to
 Local, State and Federal  Regulatory Agencies
in the event my Lender does not acknowledge theOfficial
Qualified Written Request 
sent from PRC on my/our behalf within
20 businessdays
, and if Lender fails to attempt to settle (Documented ComplianceMortgage
 Related Issue Findings
) with
60-90 business days
, as required under RESPA
(Real  Estate Settlement Procedures Act.)
17. I/We acknowledge that we will supply PRC or their employees, agents,representatives or contractors with the following documents:○ A Copy of Original Application○ A copy of Good Faith Estimate (GFE)○ A copy of Truth in Lending Statement (TIL)○ A copy of Final HUD-1 Settlement Statement○ A copy of Mortgage and Note including any Riders (ARM, etc.)○ A copy of Uniform Residential Loan Application○ A copy of most recent monthly loan statement from lender○ A copy of U.S. Individual Tax Returns for 2 years prior to dateof settlement○ A copy of Appraisal (if applicable)○ A copy of any Mortgage Broker/Lender Fee Agreements○ Executed Borrower Authorization/Certification/Info Form○ Executed Engagement Letter
 
18. Failure to comply with this grant of authority or any reasonablerequest by PRC or their employees, agents, representatives orcontractors will result in immediate legal action for legal andequitable remedies, may include a demand forrescission, and will include a demand for recovery of attorney fees, costsand all other out-of-pocket expenses in connection with thereview, audit, demand, claim refund or collection of damages.
X _________________________ ____________________________ ___________ 
Borrower Signature Social Security NumberDatePrinted Name: ___________________________________ 
X _________________________ __________ ___________________ ___________ 
Borrower Signature Social Security NumberDatePrinted Name: ___________________________________ 
X __________________________ _________ ___________________ ___________ 
Borrower Signature Social Security NumberDatePrinted Name: ___________________________________ 
X __________________________ _________ ___________________ ___________ 
Borrower Signature Social Security NumberDatePrinted Name: ___________________________________ 

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