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Fla. Motion to Dismiss1 - Foreclosure - D.Graham Esq.

Fla. Motion to Dismiss1 - Foreclosure - D.Graham Esq.

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Published by: winstons2311 on Oct 26, 2010
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07/07/2013

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INTHECIRCUITCOURTOFTHEFIFTEENTHJUDICIALCIRCUITINANDFORPALMBEACHCOUNTY,FLORIDA
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CASENO.10CA007354MB
DIVISION:AWPlaintiff,.-,-
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DEFENDANT'SMOTIONTODISMISSPLAINTIFF'SCOMPLAINTWELLSFARGOBANK,N.A.,DefendantFeTracybyandthroughundersignedcounselandpursuanttoRule1.140andotherapplicablerulesoftheFloridaRulesofCivilProcedurefilesthismotiontodismissplaintiffscomplaint,andstates:1.PlaintiffhereinisidentifiedonlyinthestyleofthecaseasWellsFargoBankN.A.However,plaintiffhasfailedtosetforthanyallegationsinthecomplaintwhatsoeverasisrequiredtodemonstratethenatureofitsexistenceandwhetheritisauthorizedtobringsuitinFlorida.IfplaintiffisanartificialbusinessentityitmustbeauthorizedtodobusinessinthisstateandpostacostbondpursuanttoFloridaStatutes,Section57.011.IfplaintiffisatrustitmustcomplywithprovisionsofFloridaStatutes,609.02and660.27.Plaintifffails'tosetforthanyallegationsastothenatureofitsexistence;therefore,thecomplaintshouldbedismissed.
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LawOfficeGraham&'Associates,P.A.
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4PoncedeLeonBoulevardSuite410CoralGables;Florida33134Telephone305.445.9185
2.Allegationsofplaintiffscomplaintfailtodemonstratethat
it
hasstandingtobringthisaction.Plaintifffailstoallegethatitownsandholdsthenoteandmortgageattachedtothecomplaint.Thenoteandmortgageattached'tothecomplaintarepayabletoFirstMeridianMortgagenotplaintiff.Thenoteisendorsed,butplaintiffdoesnotallegeitholdsthisnote.Plaintiffmakesno
 
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CASE
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10CA007354
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allegationsregardingownershipofthemortgage,norhasplaintiffalleged
any
assignmentofthemortgage.Therefore,plaintiffhasfailedtodemonstratethatithasanyinterestinthesubjectnoteuponwhichstandingtobringthisactionmayrest.
3.Furthermore,basedupontheargumentsetforthinparagraphtwoabove,
thereisafatalconflictbetweentheallegationsofthecomplaintandexhibits
attachedtheretorequiringdismissal.
Appel
v,
LexingtonInsurance
Co.,
29So.3d
377(5thDCA2010);
BACFundingConsortiumInc.ISAOAlATlMAv.Jean-Jacques,
28So.3d936(2ndDCA2010);
Fladellv.PalmBeachCounty
CanvassingBoard,
772
So.
2d
1240(Fla~
2Ogp)..
4.ThecomplaintfiledbyplaintiffviolatesRule1.11O(b)oftheFloridaRulesofCivilProcedureasitisnotverified.Therefore,plaintiff'scomplaintshouldbedismissed.
SeeInRe:AmendmentsToTheFloridaRulesOfCivilProcedure,
2010WL2195736(Fla.2010.)5.Plaintiff'scomplaintfailstostateacauseofaction.Plaintiffdoesnotallegethatitownsorholdsthenoteormortgage.SeeFloridaRulesofCivilProcedureForm1.944.6.Plaintiff'scomplaintfailstosetforthultimatefactandfailstoattachnecessaryexhibitsrequiredtodemonstratethatconditionsprecedenttothebringingofthisactionweremet.(SeeComplaint,paragraph9.)Themortgageattachedtothecomplaintprovidesthat~e:~~~Rg~rmaynotbringsuituntiltheborrowerisprovidedwithwrittennoticeofa'breachandaffordedreasonabletimethereaftertotakecorrectiveaction.(SeeMortgage,paragraph20.)
This
amountstoacontractualconditionprecedenttothelender'srightofaction.Rule1.130requiresthatalldocumentsuponwhichanactionmaybebroughtshallbeattachedtothecomplaint.See
Frostv.
RegionsBank,
15So.3d905(Fla.4thDCA2009).Thereforeplaintiff'scomplaintisdefectiveandshouldbedismissed.
2
LawOfficeGraham&Associates,P.A.
814PoncedeLeonBoulevardSuite410CoralGables,Florida33134Telephone305.445.9185
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CASENO.10CA007354MB
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7.Plaintiff'scomplaintfailstosetforthacauseofactionforaccelerationoftheallegedmortgagedebt.Themortgageattachedtothecomplaintrequireslendertogiveborrowerwrittennoticepriortoaccelerationfollowingbreach.Thewrittennoticemustspecify(a)thedefault;(b)the',a:0'tfbnequiredtocurethedefault;(c)a datenotlessthan30daysfromthedatethenoticeisgivenforborrowertocurethedefault;and(d)thatfailuretocurethedefaultinthetimespecifiedmayresultinaccelerationofthedebt,foreclosureandsaleoftheproperty.(SeeMortgage,paragraph22.)Thisrequirementisacontractualconditionprecedenttoaccelerationundertermsofthemortgageattachedtothecomplaint.Rule1.130requiresthatalldocumentsuponwhichanactionmaybebroughtshallbeattachedtothecomplaint.See
Frost
v.
RegionsBank,
15
So.3d
905
(Fla.
4th
DCA
2009).
Thereforeplaintiff'scomplaintisdefectiveandshouldbedismissed.8.Allegationsofplaintiff'scomplaintfailtodemonstratethatplaintiffhasmetstatutoryconditionsprecedenttothefilingofthisactionpursuanttotheNationalHousingAct,12
V.S.C.1701x(~)(?)ri'
TheActrequiresallprivatelenders
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toadviseborrowers,ofanyhomeownershipcounselingPlaintiffofferstogetherwithinformationaboutcounselingofferedbythe
U.S.
DepartmentofHousingandUrbanDevelopment.TheU.S.DepartmentofHousingandUrbanDevelopmenthasdeterminedthat12
V.S.C.
1701x(c)(5)createsanaffirmativelegaldutyonthepartofthePlaintiff.Plaintiffsnon-compliancewiththelaw's requirementsmakesthefilingofthisforeclosureprematurebasedonafailureofastatutoryconditionprecedenttoforeclosure.WHEREFOREdefendantrequeststhiscourttoenteritsordergrantingthismotiontodismissforthosereasonssetforthhereinandtograntsuchfurtherreliefdeemedproper.
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LawOfficeGraham
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