PERSONALISED PREDICTION 2010-11

Dear XYZ,

“It is with great pleasure that we present you your personal astrological signatures in a
complete new look with added features from our proprietary 'Karma Index' report.”

We thank you for giving us the opportunity to analyse your birth chart.

It is not Vedic Astrology’s purpose to replace an individual’s responsibility to decide for

themselves or to present a fait accompli forecast for the future. We believe that you control
and shape your own destiny by your Karma and your efforts. However, this report tells you,
how much and when the planets will be supportive for you or they will be challenging and can
create obstacles and difficulties on your path.

We believe that stars will influence only 75%, and rest 25% is controlled by your own actions.
However, sometimes that 75% may become critical over which you may not have any control.

Best Regards
For CyberAstro.com
Yuvaraj Dutta
Astrologer

October 13, 2010

service@cyberastro.com

Visit us on Internet at our site http://www.cyberastro.com/ for future consultations.

Name XYZ
Date of Birth mm/dd/yyyy
Time of Birth 12:00:00 AM
Place of Birth City of Birth, Country of Birth

Your Vedic Natal Chart

The Vedic Map of Heaven at the date, time and place of your birth

Your Ascendant (Janma Lagna) Gemini

Your Vedic Sun Sign Aries
Your Moon Sign (Janma Rashi) Taurus
Your Birth Star (Janma Nakshatra) Krittika, Phase 4
Retrograde Planet/s None
Combust Planet/s Mars & Jupiter
Exalted Planet/s Sun & Moon
Debilitated Planet/s None

Natal status of each of the planets in your chart:

How 2010-11 will be in your life will have to be analysed based on different parameters both in
your natal chart as well as Dasha system and also the transit status of different planets in your
chart and what are there relationships with the planet positions in your natal chart.

Your Personalized Yearly Prediction report for 2010 –11 will be basically the garland crafted
by our astrologer after taking considerations of each of the elements mentioned above. These
elements will be the individual beads in the garland. How much each of these beads will
actually influence your 2010 – 11 will be based on the final judgment made by our astrologer
who has done this report for you.

Planet Dignity Lordship Functional House Planet Natal Strengths Final

(Based Status Locati Judgement by
Sadbal Vimsopakabal Ashtakavarga
on Sign Auspicious on Astrologer
Natal
location) /Inauspicious
Strength
Sun Exalted III Inauspicious XI 1.63 18 4 Outstanding
Moon Exalted II Neutral XII 0.86 12 3 Excellent
Mars Grt. VI & XI Most X 1.64 18 5 Good
Friend Inauspicious
Mercury Friend I & IV Auspicious XI 1.12 12 3 Good
Jupiter Grt. VII & X Inauspicious XI 1.10 13 6 Good
Friend
Venus Own V & XII Auspicious XII 1.40 17 4 Good
Saturn Moolt. VIII & IX Neutral IX 1.37 18 4 Good
Rahu Moolt. --- Auspicious I ---- 16 ---- Good
Ketu Moolt. --- Inauspicious VII ---- 14 ---- Good

Explanation of Natal status of Planet Table

A) Dignity:
Dignity of planet is based on it’s relationship with the sign where it is located in the natal chart:
The dignity largely decides what kind of results the planet will give in it’s period /sub-
periods/sub-sub periods. If the dignity is good then there are bound to be good results. If the
dignity is not good then there are bound to be some bad results. No matter whether the planet
is functionally benefic/malefic or strong and week in different strength calculations. The dignity
of any planet can be any of the following in descending order of the planet’s ability to give
good results during its period/sub-periods/sub-sub periods.

1 Exalted: results most outstanding

2 Mool trikona: results excellent
3 Own: results good in general
4 Great Friend: Generally good results
5 Friend: Mixed but generally ok
6 Enemy: Mixed but generally malefic
7 Great Enemy: Generally malefic
8 Debilitated: most challenging

B) Lord ship and functionality:

Lord ship of each planet as per different ascendants in the natal chart indicates functionality
of the planet for different aspects in our life throughout our life. Functionality can be
Auspicious, Inauspicious, Neutral, Most Auspicious or most Inauspicious

C) Different Strength calculations of the Planet and their significance:

1 ShadBal: This is the absolute modular strength of the planet and signifies the quantum of
it’s effects in our life irrespective of the functional status or dignity. A Benefic planet with low
Shadbal must be strengthened with Gem therapy to make it more effective. A malefic planet
with high shadbal must not be strengthened with Gem therapy because it’s malefic effects
will increase also Instead they must be harmonized with Yantra or propitiated with Yagnas
and Mantras. This strength is very important for astrologer while he recommends
astrological remedies. The minimum effective shadbal should be 1.0. The maximum can go
up to 2.5 in a chart.

2 Vimsopak Bal: Vimsopak Bal is calculated based on the dignity of the planet in 16
divisional charts computed from the Natal chart. Each divisional chart signifies a specific
aspect of life. For example Navamsa chart signifies spouse and marital life. The Dasamsa
chart signifies profession and career. The maximum Vimsopak bal of a planet can be 20,
which will signify the planet will be beneficial for most aspects in life. An average strength of
10 will signify the planet will have mixed effects for different aspects of life. Less than 10 will
signify the planet will be mostly inauspicious in most aspects in our life.

3 Ashtakbarga Natal strength: This signifies the potential of the planet to deliver positive
results during transit in relation with other planets positive and negative effects. The
maximum strength can be 8, which signifies the planet can give outstanding results in
transit. For Saturn and Mars, if the Ashtakbarga strength is more than 3 units, it will mean it
will give generally positive results. For remaining 5 planets (excluding Rahu/Ketu) the natal
strength must be 5 units or more to have the potential to deliver beneficial results in relation
to all other planets.

Your astrologer will consider all these factors before he makes his final judgment. His
judgment will be as follows:
1 Outstanding
2 Excellent
3 Very good
4 Good
5 Mixed
6 Challenging
7 Most challenging

House Location of Planet:

The house where the planet is located, it’s effects will be maximum for that house in your life.
This will be followed by the Lords of houses that the planet rules in the chart. A planet will also
give results for the houses that it aspects. Which aspects of your life each house signifies, you
can read in the explanation of different index given in the Karma index table.

Compare the overview of year 2010 and year 2011

We will use Karma index table to show you how the overall Karma index value and each of
the specific index value got accumulated for you during year 2010 and it will be accumulated
for you during year 2011. You can actually compare the yearly accumulated index values for
2010 and 2011 and then make an informed guess about year 2011 and what you can expect
in 2011 and in which areas of life.
 Yearly Accumulated Index Value

From To
Soul Wealth Efforts Happiness Creativity Disease Spouse Windfall Destiny Vocation Desire Detachment Karma
Date Date
01- 31-
Jan- Dec- 537 418 1142 357 1577 809 1396 388 1184 783 1827 530 1423
2010 2010
01- 31-
Jan- Dec- 700 681 1594 695 2396 1168 2118 598 1327 1283 2423 854 1976
2011 2011

Best >= 1000 Mixed < 1000 And >= 300 Average < 300 And >= 50 Worst < 50

Please go through this explanation of Karma index and the significance of each index given
below.

1st House
Soul Index:

This gives the progress of astrological signature for the Soul. As such, this Index signifies the
health of our inner and outer self and how we are building up our physical and mental
potential. It represents the inner self (the Soul), and the outer self (the Body). It indicates the
way we project ourselves--our behavior and attitude to the external world, as well as our
physical attributes.

2nd House
Wealth Index
This indicates the progress of astrological signature for our capacity to accumulate material
wealth. It projects our earning capacity through our own efforts and represents how we are
managing the surplus between our income and expenditure of material possessions to create
a continuous flow of wealth. Since such wealth can be used for the prosperity of our entire
family and society, this index will also signify the material prosperity of our entire family and
our extended family.

3rd House
Efforts Index
This represents our basic energy in life and gives the progress of astrological signature on
how effectively we are utilizing our inherent courage and efforts. This signifies the impulse and
intention that drive us, and monitors whether we are being able to bring forth our full potential
into our Karma or not. Since our siblings and friends are meant to help us in our efforts, this
index also signifies the astrological signature for the prosperity, and our relations with our
siblings and friends. A logical extension of this is that this index reflects our capacity to project
our will on the external world, our overall communication effectiveness.

4th House
Happiness Index
This gives the astrological signature of our capacity to feel good, and our basic emotional
nature determining our capacity for joy in this life. Thus, this index signifies our physical and
emotional security level, and monitors our capacity for rest and relaxation as well as peace of
mind. The logical extension is that the index should capture our accumulations of creature
comforts like good house, conveyance and other luxury items of comfort. On an emotional
level, this index will measure our comfort level with our mother, family, motherland, in general
everything that constitutes domestic bliss for our life.

5th House
Creativity Index
This gives the astrological signature of our potential to create new things and new ideas. It
monitors how creatively we are utilizing our knowledge, our karma, our desire and our efforts.
It signifies our level of intelligence. Thus when we are young, this index will give the signature
for our educational and academic achievements. This index is also one of love, specifically for
children. The finest example of our desire and sensual pleasure is the birth of our progeny
from our union of love. Thus, this index gives the astrological signature for the well being and
prosperity of our children. This index also captures our feelings of love and romance for
another person. It tracks infatuations and love affairs but not relationships of long-term
commitment, which are represented by the Spouse Index.

6th House
Disease Index
This gives the astrological signature for disturbance of ease in our life. Disease actually
means Disturbance of Ease ' for any aspect of life. If it is disturbance of ease for the physical
body, a negative value of index will represent ' illness '. If it is disturbance of ease in vocation,
the negative value of index will represent enmity, obstacles, litigation, and debts. It normally
signifies oppositions, difficulties and obstacles in life. A positive value of index will represent
that we are being able to carry out all our ' Karma ' without any obstacles, and even if there
are obstacles we will be able to overcome them successfully.

7th House
Spouse Index
This gives the astrological signature of our relationships with our partners in life, and also
signifies their well being. The most important partner in our life is our life partner and that is
why we call this index the ' Spouse Index '. This will also indicate our successes and failures
in our business negotiations, and in trading activities. It will also indicate relations with our
business associates and partners. This index also captures astrological signatures for short
journeys that we may undertake. A positive value of the index will mean successful short
journeys and a negative value of the index will mean problems and difficulties in such journeys

8th House
Windfall Index
This gives the astrological signature for sudden unexpected fortunes and misfortunes. Though
windfall is usually associated with gain, we are using this term to signify both unexpected
gains and losses. These events are not expected, strike suddenly and seem to be
unavoidable. The positive index value signifies unexpected monetary gains like unexpected
inheritance, or gains in gambling, speculation and lotteries. It also signifies unexpected new
opportunities and contacts, which will be profitable. The negative index value signifies the
reverse--calamities, accidents, and losses in speculation, gambling and even death. As
mentioned already, these are the results of past Karmas and Destiny and, according to us,
this is that one index which probably cannot be altered by our own efforts. The difference
between the Disease index and this index is that the Disease index is not unexpected and
sudden, but this one is. However, one can make contingency plans through one's efforts to
minimize the impact.
9th House
Destiny Index
This gives the astrological signature for our "Destiny". It represents our prime values,
principles, and ideals as well as spiritual and ethical disposition. It signifies the honor,
prestige, recognition and acceptance we will receive in this life. If this index is positive and
going up during a particular period, it signifies that Destiny is favorable to us and whatever
efforts we put in will produce favorable results. If this index is negative and going down, it
means destiny is unfavorable and we will have to put additional and more creative energy to
achieve success in our efforts.

10th House
Vocation Index
This gives the astrological signature of how we will progress in our Vocation, how we will
perform our ordained duties and the effect of our actions upon the world. Thus, this index will
depict our professional success and failure, and our social status, power and influence. This
index will also depict the well being of our father like the Happiness Index represents the well
being of our mother. In general this index will signify our relations with Government, our
superiors and people in authority.

11th House
Desire Index
This gives the astrological signature of how our desires are being fulfilled. Thus, this index
depicts actual material gain or income that we achieve through our efforts, creativity, and our
vocations. A positive value and upward trend may indicate that our gain may be even higher
than the efforts that we are actually putting. Similarly, a negative value and downward trend
may indicate that our gain will not be commensurate to our efforts.

12th House
Detachment Index
This gives the astrological signature of how our material and physical assets are getting
detached from us. This index will depict our material outflow, expenditure or losses. Thus, a
positive index will denote expenditures for profitable investments, or expenses for a noble
cause like charity. In today 's global economy, a positive index can also mean successful and
profitable foreign relations and ventures. A negative index will indicate investments turning
sour and expenditures purely for gratification of our senses and physical desires.

THE PRESENT ASTROLOGICAL SIGNATURES:

Transit Signature in the Year 2010-11
(The slow moving planets)

Transit of planets in Vedic astrology is known as ‘Gochara’. It is seen that often the events
happen during and due to the movements of planets during transit. However it is also seen
that though a transit is beneficial there is no major improvement in life. Below is your potential
for the transit of the present slow moving planets, which will give you an idea of their
possibilities.
Transit of Saturn:
Saturn is lord of the 8th house, house of obstacles and is also the lord of the destiny is located
in the 9th house in your birth chart. Saturn at present is transiting through your 4 th house and is
influencing the houses governing enemies, vocation and health. Saturn would be transiting
through your 4th house till July 2011. The transit of Saturn would be moderately favourable for
you.

Transit of Jupiter:
Jupiter is lord of the 7th house, house of spouse and is also lord of the 10th house, house of
vocation is located in the 11th house, house of gains. The placement of Jupiter would be
favourable for you to accumulate wealth. Jupiter at present is transiting through your 10th
house and would be influencing the houses governing profession, income, domestic bliss and
enemies. Jupiter would be transiting through your 10th house till May 2011. The transit of
Jupiter would be favourable throughout the year.

Transit of Rahu:
Rahu is located in your ascendant and is influencing the houses governing health, fortune,
conjugal life and children. Rahu is at present transiting through your 7th house, the house of
conjugal life and is influencing the houses governing spouse, relation, health and gains.
Transit of Rahu may create problems regarding the health of your wife.

Transit of Ketu:
Ketu is located in the 7th house in your birth chart. Ketu at present is transiting through your
ascendant. The transit of Ketu may create problems regarding your health.

Month wise status for 2010-11 as per month wise Karma index Values

From To
Soul Wealth Efforts Happiness Creativity Disease Spouse Windfall Destiny Vocation Desire Detachment Karma
Date Date
01- 31-
Jan- Jan- 110 13 68 122 162 44 50 45 -18 85 126 18 125
2011 2011
01- 28-
Feb- Feb- 85 42 118 94 212 73 145 48 49 118 182 55 158
2011 2011
01- 31-
Mar- Mar- 141 24 202 158 252 273 74 133 185 122 270 203 306
2011 2011
01- 30-
Apr- Apr- 245 49 291 228 406 266 157 165 148 243 398 157 398
2011 2011
01- 31-
May- May- 51 74 130 43 207 42 235 44 86 126 212 -2 128
2011 2011
01- 30-
Jun- Jun- -50 94 57 -9 146 11 278 -5 100 53 139 27 59
2011 2011
01- 31-
Jul- Jul- -109 86 23 -63 98 -24 275 -46 99 19 78 46 4
2011 2011
01- 31-
Aug- Aug- 4 7 114 9 29 181 18 99 142 46 84 94 91
2011 2011
01- 30- 67 6 48 34 109 19 35 -15 54 27 111 53 113
Sep- Sep-
2011 2011
01- 31-
Oct- Oct- 0 89 102 -39 177 5 275 -23 164 66 220 20 119
2011 2011
01- 30-
Nov- Nov- 69 92 224 54 265 170 267 102 182 178 293 85 225
2011 2011
01- 31-
Dec- Dec- 88 105 217 63 333 109 309 50 137 200 310 98 249
2011 2011

Best >= 100 Mixed < 100 And >= 30 Average < 30 And >= 5 Worst < 5

Please go through explanation of index values as given above and analyze the month wise
each index value accumulated.

Dasha Signature:

Principles of Dasha System:

The Dasha Vichar or planetary periods of Vedic Astrology provide a unique and
comprehensive system for judging the effects of planets throughout the development of our
lives. They are the most accurate system for showing how the planets distribute their effects
through time and the different stages of our lives.

The most common of these systems of planetary periods is the Vimshottari Dasha or the "120-
year cycle". This follows a predetermined sequence, the starting point of which is determined
by the longitude of Moon at the time of birth. In it, each of the seven major planets plus the
two Lunar Nodes are given specific periods. This entire life span is divided into different main
periods of planets and within this main period, there are sub-periods of all the planets and
then each sub-period can be divided into sub-sub-periods of planets. The effects of the
planets become most operative during the Main Dasha or the sub-Dasha. The transit effects
and the relation between the Main planet and the sub-planet also determine whether the good
effects will be more predominant or the bad ones.

We give your Dasha Table below:

Your Dasha Table

We will give the forecast for the year 2010-11 based on the planet periods, sub periods and
sub sub-periods in your life during the last year and during year 2010-11 in the next section.
These forecasts are based on the nature, strength and roles of planets in your life as per the
planet table and house table. Our forecast is also based on the actual transit of planets during
the year 2010-11 and what relations or aspects they are making with the planets in your natal
chart.

Dasha Signature in year 2010-11:

You are at present passing through the main period of Jupiter since 5th March, 2000 and will
continue till 5th March 2016. Jupiter is lord of the 7th house, house of spouse and is also lord of
the 10th house, house of vocation is located in the 11th house, house of gains in your birth
chart. Jupiter would be transiting through your 10th house till May 2011. Jupiter in transit will
bring favourable result on your professional front. You may get upliftment in your professional
field and you may also expect betterment in your financial status. Good opportunities may
come your way.

The Year 2010-11 in detail:

Astrologically, I will divide the period under consideration for you into eight distinct phases
based on the sub-sub periods that you will encounter during the next year.
Phase I:JUPITER-SUN-JUPITER: 25th December 2010 to 2nd February 2011
This will be a favourable time for you. Your hard work will be recognised by your superior. You
will be very focussed and willing to work hard during this period. People will take notice of your
dedication and will be impressed with you. You may expect upliftment on your professional
field and financial front.

Phase II: JUPITER-SUN-SATURN: 2nd February 2011 to 20th March 2011

This will be a mixed period for you. You should try to avoid confrontation with your superior
and colleague. Try to avoid tensions and anxiety. Health of elderly member of your family may
cause you worry. You should put a tab on your expenditure.

Phase III: JUPITER-SUN-MERCURY: 20th March 2011 to 1st May 2011

This is a favourable time for you. You must start taking charge of your professional life. All the
signs say that you are likely to encounter good luck and help unexpected sources. You will
enjoy success and prosperity during this period.

Phase IV: JUPITER-SUN-KETU: 1st May 2011 to 18th May 2011

This will not be a very good time for you. You should be careful while dealing with finances.
You should also be careful while driving. Try to avoid controversies and litigations.

Phase V: JUPITER-SUN-VENUS : 18th May 2011 to 5th July 2011

This will be a favourable time for you. You may buy items of luxury. There will be improvement
in your professional front. You will want to get as much achievement under your belt as
possible. New job opportunities may come your way.

Phase VI: JUPITER-MOON-MOON: 5th July 2011 to 15th August 2011

This is a good time for all kinds of professional effort. Don’t let your emotion go to extreme.
Success will come through cooperation. You need to handle this with care by going out of
your way to please others.

Phase VII: JUPITER-MOON-MARS: 15th August 2011 to 12th September 2011

This is also favourable time for you. You will be in adventurous mood. A positive attitude will
make favourable condition, especially in professional field. Overall the time frame would be
favourable for you.

Phase VIII: JUPITER-MOON-RAHU : 12th September 2011 to 24th November 2011

This may not be a favourable time for you. You may face some difficulties in your domestic
and professional life. Try to avoid controversies and litigations. Do not venture into new
project. You should be careful while dealing with finance.

Phase IX: JUPITER-MOON-JUPITER: 24th November 2011 to 28th January 2012

This will be a favourable time for you. You will enjoy success and prosperity during this period.
Your job will be appreciated by your superior. You will also enjoy domestic life. You will derive
happiness from your children. You may buy immovable properties.
Special comments on your concerns:

Your First Concern: I have been offered a Higher Post in another Bank. Since I just move to
my current job which I am holding now (about 3 months), Is my timing appropriate for me to
move to another job. Will there be any major obstacles? Finance and Career.

Answer:

I have taken into consideration your question with respect to new job offer in another Bank.
Please make any change in job (or accept a job opportunity) only during the time frame from
25th December 2010 to 2nd February 2011. Do not accept any job offer before this time frame
nor after that time frame.

Moon is lord of the 2nd house, house of income and wealth is exalted and conjoined with
Venus in the 12th house in your birth chart. This indicates that you will earn a lot of money and
accumulate wealth. Your expenditure would also be high.

Jupiter is lord of the 10th house; house of vocation is located and conjoined with Mercury and
Sun in the 11th house. The placement of Jupiter indicates that you would reach very high
position in your professional field. Moreover, Mars is the lord of the 6th house and also the
lord of the 11th house is located in the 10 th house. Mars and Jupiter have exchanged their
places. The planetary configuration in your birth chart indicates that you would be very
successful person in your professional life. The present Dasha of Jupiter would be favourable
for you.

Your Second Concern: Family and health

Answer: Rahu is located in your ascendant which is very healthy in power. Ketu is located in
the 7th house which is also very strong in power. Mercury is lord of your ascendant is located
in the 11th house and is conjoined with Jupiter and Sun. This indicates that you need not to
worry about your health. However, at present, Ketu is transiting through your Ascendant which
may create minor health problem to you. Rahu is at present transiting through your 7th house.
Therefore, your wife may face some problems till June 2011. Both of you may face minor
problems. You need not to worry about your health and family well being. The year 2011
would be favourable for you.

Astrological Remedies:

Mercury is lord of your ascendant as well as lord of house of properties/assets. You may wear
EMERALD of 5 to 6 carats in size, mounted on gold ring. It should be worn on Wednesday on
the little finger of your right hand.

On behalf of CyberAstro.Com
Yuvaraj Dutta
Astrologer
------------------------------------------------------------------------------------------------------------------------------------
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