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Timing Financial Ups and Downs

Timing Financial Ups and Downs



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Published by Varaha Mihira
Timing financial ups and down using vimshottari, narayana and sudasa.
Timing financial ups and down using vimshottari, narayana and sudasa.

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Published by: Varaha Mihira on Oct 23, 2007
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Timing Financial Ups and Downs usingVimshottari, Narayana and Sudasa
© Sarajit Poddar 
 Section I: Dhana Yogas (Combination for Wealth)
Maharishi Parashara in BPHS says that the Kendras are specifically the houses of happiness and theTrikonas are the houses of Wealth and Prosperity. This is because Kendras are ruled by Vishnu, thesustainer and Trikonas are governed by Lakshmi, the giver of prosperity. Thus, these houses shall appear  prominently in the combinations of wealth. Along with it, 2nd house is the house of accumulated wealthand 11th house is the house of gains or income and thus, these houses are equally important in the mattersof wealth. 12th signify the house of loss and its involvement in the combinations show loss of wealth. Let’ssee what
Bhavartha Ratnakara
have to say in these matters of wealth:
If the there’s a parivartana between the 2nd and 5th lords or the 2nd and 11th lords, the native earnsa lot. This is also true for the placement of the 5th and 9th lords in their own houses.
Here the author talks of the association of the lord of wealth (accumulated), i.e., 2nd lord, witheither the 5th house (Trine) or the 11th house (gains), the native earns a lot of money. This to notehere that while 9th house shows past, the 5th house shows the future. Since the author talks of involvement of the 5th lord, the native shall "Earn" the wealth with his own effort and not inheritfrom his Father (lineage), as signified by the 9th house. In the subsequent line, the author speaksof the strength of the 5th and 9th houses, the key houses of blessings of Lakshmi.
If the lords of 2nd and 11th are associated with lords of the 5th and 9th, dhana yoga results.
Here the author reiterates the same concept, just to give emphasis on the association of the housesof wealth and gains with the houses representing the blessings of Lakshmi. Various combinationscan be possible by the association with the 2nd and 11th lord with 5th and 9th house. However, inmy humble opinion, association of 2nd lord with 5th and 9th lords or houses are more importantthat 11th lords association with the 5th and 9th lords (the houses are given lower priority), in bestowing wealth to the native.
If the said planets (2nd and 11th) are associated with lords other than the 5th and 9th, no dhana yogaresults; however, the native does enjoy moderate wealth.
This statement is particularly important; as this states that in the absence of any dhana yoga, the person would not suffer penury and shall have riches based on the inherent strength of the 2nd,11th, 5th and 9th houses. The person shall have moderate wealth and can make a comfortableliving out of it as long as there is no association of the houses of wealth with "BAD" houses(which we shall discuss in the combinations for penury).
There’ll be loss of wealth if the 12th lord associates with the 2nd and 11th lords.
12th is the house of losses and association of the 12th lord (vyayesha) with the lords of the 2ndand 11th lords, shall cause loss of wealth. However, this cannot be interpreted as lack of wealth.This can be interpreted as the native shall earn wealth based on the association of the lords of thehouses of wealth (2nd and 11th) with the houses of blessings of Lakshmi (5th and 9th) or their inherent strength, however, the native has to face losses on unexpected ventures as indicated bythe 12th house or 12th lord.
It’s always fortunate for Jupiter to associate with the 2nd lord and Mercury.
Here the author brings in the influence of the Karaka for wealth, Jupiter. It is known that if thekaraka of a house is well placed of associate with the lord of the house of aspect the house, then
that particular signification of the house is enhanced
If Jupiter associate (conjunct, aspect, haveexchange) with the 2nd lord (11th lord is left out, as accumulated wealth is under focus), the nativeis fortunate and can have good bank balance. Why Mercury is brought into picture is yet to beunderstood!
If the 1st, 2nd and 11th lords are in their own houses, a dhana yoga is formed
In the first stanza, the author talked of the stength of the 5th and 9th lords/ houses, whereby herehe talks of the strength of the trine which was left out, i.e., the Lagna and the lord/ houses of wealth and gain. The purpose of seggregating these into two different places can be priority whichthe author gives for the strength of the combination to bestow wealth. In my humble opinion, theexaltation and other strengths (sthana bala in shadbala scheme) of the said lords shallalso noteworthy to be studied in the context of Dhana Yogas.
If the 2nd and 11th lords are in the lagna, a powerful dhana yoga results
While in previous stanzas, the author speaks of the association of the 2nd and 11th lords with thetrinal lords, namely 5th and 9th; in this stanza, he mentions the placement of the lords of wealthand gain together in the Lagna can also bestow a powerful dhanayoga. In my humble opinion, thecombination can be extended to placement of the 2nd and 11th lord in 5th and 9th too. If one of the two of the 2nd and 11th lords are placed in the trine, then the combination is proportionatelyweakened. The placement of 5th or 9th lord in the houses of wealth and income, however haslesser consequences on the matters of wealth.
Yogada (The Yoga Givers)
Maharishi Parashara in BPHS discussed about some special lagnas such as Hora Lagna (HL) andGhatika Lagna (GL) and said that matters related to financial prosperity and power/ status need to berespectively judged from these special lagnas. Whichever a planet comes into contact with thesespecial lagnas, it becomes specifically capable to bestow prosperity on the native. The effect of theyogada can be felt during their vimshottari dasa, in the antar of another auspicious planet, related to theyogada. It is useful to find the intensity of the results, the yogadas can give. The following sectiongives different level of yoga giver, whereby the ones mentioned later become progressively stronger to bestow yoga on the native.
If any planet becomes the lord of/ placed with/ aspects the Lagna, Hora Lagna or Ghatika Lagna, then he becomes karta. Karta means the doer and thus, such planet can become thedoer of different actions in the native's life to bring material benefits to the native related to thearea implied by the associaton. If the association is with the Lagna, then there is self development,if Hora Lagna, then improvement in financial prospects and if the association is with the GhatikaLagna, then there is improvement in power, authority and status of the native.
Kevala means the exclusive one. If the subhapati (Moon sign lord) becomes the Karta,then he takes up the role of a Kevala and gives great material prospects. This is because, thesubhapati has the responsibility to provide the materials for sustenance in this world and as it becomes Karta, its ability to bestow material gains increases substantially.
If any planet simultaneously aspects, conjoin, owns the Lagna and Hora Lagna/Ghatika Lagna, he becomes Yogada. Alongwith the ownership of the signs of Lagna/ HL/ GL,ownership of 7th from these signs can also be considered. Yogada is comprised of Yoga and Da,which means material prospects (yoga) giver (da). The association with HL bestow financial gainsand hence such yogada is known as Dhana yogada and association with GL gives power and statusand hence such yogada is knows as Raja yogada.
If the subhapati (Moon sign lord) becomes a yogada, he is specificallyequipped to give financial gains or status and hence known as Kevala Yogada (exclusive giver of  prosperity).
If a planet simultaneously aspects, placed in or own Lagna, HL and GL (or seventh from them), then he becomes Mahayogada. The Mahayogada in its dasa bestow excellent prosperity in the antarof an auspicious planet (related to the yogada by aspect, conjunction or exchange).
This planet has the highest capacity to bestow prosperity to anative. During the dasa of such planet, the person can rise from riches even from rags. Whenever the subhapati becomes the mahayogada, it is called the kevala mahayogada.
 Section II: Sudasa
Direction of dasa
The direction of counting dasa is based on whether Sri Lagna (SL) is in an odd sign or an evensign. If SL is in an odd sign, the counting is zodiacal and vice-versa. However, if Saturn is presentin the Lagna the direction is always zodiacal, while Ketu’s presence in the Lagna reverses thedirection.This rule also applies to reckoning panaphara and Apoklima too, which are to be used in findingout the sequence of dasa.
Sequence of Dasa
First four dasas belongs to kendra from the SL. Among the four Kendras, the strongest one initiatethe dasa and the subsequent dasa continue zodiacally or anti-zodiacally based on the direction of the dasa identified in the previous steps.The next four dasa belong to Panaphara from the SL and initiated by the strongest of thePanapharas. The next set of four dasa belong to Apoklima from the SL and initiated by thestrongest of the Apoklimas. Reckoning of the panapharas and apoklimas are also governed by thedirection of dasa given above.
Strength of signs
The strengths of signs are evaluated in a sequential manner. The subsequent steps of finding strength areonly evaluated if the previous step fails. The steps are as follows:1.The sign containing more planet is stronger 2.The sign conjoined with or aspected by more of Jupiter, Mercury and the lord is stronger.3.The sign containing exalted planet is stronger than others.4.The sign whose lord is in a sign of different oddity (odd/ even) is stronger than the one whose lordis in sign of same oddity.
The sign whose lord is more advanced in a sign is stronger. For the nodes, the advancement is seenfrom the end of the sign. For Aquarius and Scorpio, stronger of the dual lords are to be considered.
Stronger of lords (for Aquarius and Scorpio)Rule 1:
If one of the lords is placed in own sign and the other is placed elsewhere, the lord placedelsewhere is considered stronger.
Rule 2:
If both lords are placed elsewhere, the stronger of the two signs, where they are placed,will be considered. The rules of strength of signs are given above.

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