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SKRIPSI DEWI HAPSARI

SKRIPSI DEWI HAPSARI

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Published by: ve_dagadu on Nov 24, 2010
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11/21/2013

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KEMENTERIAN PENDIDIKAN NASIONALUNIVERSITAS RIAU FAKULTAS HUKUMPEKANBARUPELAKSANAAN PENGHAPUSBUKUAN UTANGDALAM PERJANJIAN KREDIT DI BANK RAKYATINDONESIA UNIT PANGKALAN KERINCI CABANGPEKANBARU
SKRIPSI
Diajukan Untuk Memenuhi Serta Melengkapi Syarat-SyaratUntuk Memperoleh Gelar Sarjana Strata Satu (SI) PadaFakultas Hukum Universitas Riau
OLEH :DEWI HAPSARINIM. 0609113643PROGRAM KEKHUSUSAN HUKUM EKONOMIFAKULTAS HUKUMUNIVERSITAS RIAUPEKANBARU2010
1
 
DAFTAR ISILEMBAR PENGESAHAN
..............................................................................i
 LEMBAR PERSETUJUAN
.............................................................................ii
KATA PENGANTAR 
.......................................................................................iii
DAFTAR ISI
......................................................................................................vii
ABSTRAK 
.........................................................................................................viii
BAB I PENDAHULUAN
..............................................................................1A....................................................................................................Latar Belakang Masalah.....................................................................1B....................................................................................................Rumusan Masalah..............................................................................8C....................................................................................................Tujuan Penelitian................................................................................8D....................................................................................................Manfaat Penelitian..............................................................................9E....................................................................................................Ker angka Teori dan Kerangka Konseptual.........................................10F.....................................................................................................Metode Penelitian................................................................................21
BAB II TINJAUAN PUSTAKA
....................................................................25A....................................................................................................Tinjauan Mengenai Perjanjian Kredit..................................................25B....................................................................................................Tinjauan Mengenai Hak Tanggungan..................................................56C....................................................................................................Tinjauan Umum Tentang Bank BRI....................................................68
BAB III HASIL PENELITIAN DAN PEMBAHASAN
...............................802
 
A....................................................................................................Pelaksanaan Penghapus Bukuan Utang di Bank BRI UnitPangkalan Kerinci Cabang Pekanbaru.................................................................................................................................................80B....................................................................................................Akibat Penghapus Bukuan atau
Mandatory Write-Off 
TerhadapBank BRI Unit Pangkalan Kerinci Cabang Pekanbaru........................................................................................................................95
BAB IV PENUTUP
..........................................................................................97A....................................................................................................Kesimpulan..........................................................................................97B....................................................................................................Sar an-Saran.........................................................................................98
DAFTAR PUSTAKA
........................................................................................100
LAMPIRANABSTRAK 
 Penelitian ini berjudul 
 AKIBAT HUKUM PENGHAPUSBUKUAN UTANG DALAM PERJANJIAN KREDIT DI BANK BRI UNIT PANGKALAN  KERINCI CABANG PEKANBARU.
 Penelitian ini dilatarbelakangi olehbanyaknya debitur yang melakukan wanprestasi, yang ditunjang dengan kurang telitinya pihak bank dalam melakukan analisis terhadap calon debitur yang akhirnya menimbulkan permasalahan yang serius terhadap kredit yang telahdiberikan bank, dan karenanya diperlukan penanganan secara khusus. Permasalahan utama yang ingin dijawab dengan penelitian ini adalah pelaksanaan penghapusbukuan utang atau
mandatory write-off 
di bank BRI Unit  Pangkalan Kerinci Cabang Pekanbaru, serta apa akibat hukum penghapusbukuan utang atau
mandatory write-off 
terhadap bank BRI Uni Pangkalan Kerinci Cabang Pekanbaru. Penelitian ini dilakukan dengan pendekatan Yuridis Normatif mengingat bahwa yang akan diungkap adalah masalah aturan dan norma yakni bagaimanaketentuan atau prosedur pelaksanaan penghapusbukuan utang di bank BRI Unit  Pangkalan Kerinci Cabang Pekanbaru. Penggalian data dilakukan denganwawancara terhadap tokoh kunci sebagai responden, disertai dengan melakukan studi kepustakaan.
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