Professional Documents
Culture Documents
Date:
(Punith rao)
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BANKING SECTOR
Contents
Introduction.........................................................................................................................3
Origin of the word “Bank”...................................................................................................4
TYPES OF BANKS IN INDIA...................................................................................................6
Types of retail banks:....................................................................................................9
Types of investment banks:.......................................................................................11
Both combined :...........................................................................................................11
ORIGIN AND NATURE OF BANKING...................................................................................14
HOME.................................................................................................................................19
DEFINITION OF BANK.........................................................................................................19
HOME.................................................................................................................................22
The National Banking System............................................................................................22
HOME.................................................................................................................................32
Indian Banking Industry.....................................................................................................32
HOME.................................................................................................................................33
Nationalization:..................................................................................................................33
Easy bank...........................................................................................................................38
HOME.................................................................................................................................39
NET Banking.......................................................................................................................39
HOME.................................................................................................................................40
REGULATORY.....................................................................................................................40
RESERVE BANK OF INDIA...........................................................................................40
HOME.................................................................................................................................44
:-Conclusion:-.....................................................................................................................44
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Introduction :-
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HOME
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HOME
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HOME
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HOME
DEFINITION OF BANK
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HOME
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HOME
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HOME
Nationalization:
By the 1960s, the Indian banking industry has
become an important tool to facilitate the
development of the Indian economy. At the same
time, it has emerged as a large employer, and a
debate has ensued about the possibility to
nationalize the banking industry. Indira Gandhi,
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Nationalization – Pros
• Branch Expansion
– Banks started opening branches in rural
areas
– Post nationalization, 800% increase in no.
of branches
• Deposit Mobilization
– Banks contributed to the development of
banking habit among common people
through sustained publicity, extensive
branch banking and relatively prompt
service
• Diversification
– Merchant Banking and underwriting
– Mutual Funds and Retail Banking
• Nationalization – Cons
• Despite impressive quantitative achievements,
productivity and efficiency of systems suffered
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• Profitability eroded
• Recovery of debts
HOME
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Easy bank :-
Automatic Teller Machine (ATM)
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HOME
NET Banking
Net Banking is conducting ones banking or bank
account online through a computer and a net
connection. The system is updated immediately after
every transaction automatically. In other words it is
said that it is updated 'on-line, real time'. Through net
banking one can check the status of his/her account,
place queries and also can be facilitated with a wide
range of transactions simultaneously.
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HOME
REGULATORY
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Establishment
Established on April 1,1935 with share capita of five
crores on recommendation of Hilton young
commission.
RBI was Nationalized in year 1949.
The Central Office of the Reserve Bank was initially
established in Calcutta but was permanently moved to
Mumbai in 1937
The Governors of RBI is Dr. Duvvuri Subbarao.
Structure
RBI Have 20 Directors.
The Governor.
Fore deputy Governor.
One Govt.Official from Ministry of
finance.
Ten Nominate Director, Nominated
by Govt.
Four Director to represent
Headquarter at Mumbai , Calcutta ,
Chennai &New Delhi.
Appointed / Nominated for period of
four year.
RBI Office
Head office in Mumbai
Has 22 regional offices,
most of them in state capitals
Preamble
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HOME
:-Conclusion:-
Thanks & Regards, From the Above we come to
know that:
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ECS Facility
Demat Account
Net Banking
Date:
Place: Thane
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