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Credit Rating Ppt

Credit Rating Ppt

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Published by Pratik N. Patel

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Published by: Pratik N. Patel on Nov 29, 2010
Copyright:Attribution Non-commercial


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Credit Rating 
 PresentedBy:-² Pratik Patel² Jay Jariwala² Taral Patel² SanjayPatel² Ajay Hariyani
Financial marketsplay the role of efficient intermediary.Link between savers and investors, mobilizing capital on one hand,and efficiently allocating them between competing users to the otherhand.To this an investor can also base the investment decision on thegradingoffered by credit rating agencies.
Concept of Credit Rating 
A credit rating is a measure used by creditors to determine howmuch they can trust a certain borrower, whether the borrower is anindividual, a corporation, or a country. The credit rating is derivedusing past financial data or the borrower·scredit history.Factorsthat affect credit rating:² The person·s ability to pay a loan² The amount of credit in existence² Credit history

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