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By

Sharath Bangera PG-09-05

PublicProvident und
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PPF is a long-term, government-backed savings scheme of the Central government
started with the objective of providing old age income security to the workers in the
unorganized sector and self-employed individuals.



   


Interest is calculated on the lowest balance between the fifth day and last day of the
calendar month and is credited to the account on March 31 every year. So to derive the
maximum, the deposits should be made between 1st and 5th day of the month.


  


The minimum deposit that can be made into a PPF account in a year is Rs 500. The
maximum is Rs 70,000.
 
 

Pros
å mowest risk possible
å Safe even in case of insolvency
å Tax rebate on money invested
å No tax on interest earned
å Good returns
å Flexibility of investment

Cons
å The interest rate keeps changing
å mengthy lock-in period
å Interest is calculated on the lowest balance
å mack of liquidity
Powerrid PO




IPO dates Nov 9, 2010 - Nov 12, 2010

Price Band Rs 85 ² 90 per share, 5 % discount for retail investors

Face Value Rs.10 Per Equity Share

Final price 100 % Book building process

Total shares sold 84.2 crore shares, 50 % fresh issue and rest divested by government
]   

The object for the  

is to carry out the disinvestment of 50 % equity shares of ¶10 each by
the selling shareholder.

The objects of the  are to:

Meet capital requirements for the implementation of certain identified transmission projects.

The company is developing 13 transmission projects. The projects include projects for strengthening of
existing transmission lines or grids and projects for establishing new transmission lines connecting new
generating plants.
Vt the close of the IPO, Power Grid FPO got subscribed 14.5 times largely due to QII support:

å QII segment got subscribed 18.52 times

å NII segment got subscribed 1.63 times

å Retail segment got subscribed 0.72 times

å Employee reservation segment got subscribed 0.37 times

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å More than 95% of India·s inter-state and inter-regional electric power transmission
system

å Power Grid is the only transmission player which may enjoy a scarcity premium in
this business

å Government of India had allotted Navratna status to Power Grid in May 2008

å High operational efficiencies

å Diversified business portfolio

Pramerica
namic und




NFO Opens on 19-Nov-2010

NFO Closes on 03-Dec-2010
Mutual Fund Family 



!
"
Fund Class #$
Fund Type Open-Ended
Investment plan Growth
Fund Manager Ravi Gopalakrishnan / Mahendra Jajoo
Entry moad 0.00 %
Exit moad 1.00 %
Comment Exit load: 1% if redeemed before a period of 365 days.
Minimum investment Rs. 5000
 




Pramerica Dynamic Fund - using a proprietary tool, Pramerica Dynamic Vsset

Rebalancing Tool (Pramerica Dart).

The scheme will invest in debt and equity instruments. The allocation to equity and
debt will be determined by Pramerica Dart.

The tool takes into account three key factors that influence the markets - fundamentals,
volatility and liquidity and comes out with a score that tells how much of equity should
be held in the portfolio. This can range from 100-30% in equity depending on market
valuations.
]   

The fund aims to achieve long-term capital appreciation by investing in an actively-

managed diversified portfolio comprising equity and debt instruments.

The fund benchmark comprises 50% of Nifty and 50% of Crisil MIP Index.
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To enjoy equity comparable returns at reduced volatility

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Model-driven approach may curb the returns if markets remain in a high valuations zone
for long period of time.
ank ou