About this book
Unpaid debt has reached epic proportions in the United States. Wherepersonal debts for some used to add up to tens of thousands of dollars,some people are now dealing with over a hundred thousand dollars inpersonal debt with no relief in sight.Such crushing debt leads to far more than an inability to pay the bills. Thestress of such overwhelming debt can lead to health issues, difficulties atwork and at home. It can even lead to an onset of depression.In 2009 there were over 800,000 chapter 7 bankruptcy filings in the UnitedStates.To deal with the stressful burdens of out-of-control debt, many Americansface the need to gain a fresh start. Job loss, medical issues divorce andbusiness failure stand at the top of the list of the many reasonsexperienced which lead to insurmountable debt. For these peoplebankruptcy may be the best solution.This guide is intended to help you understand chapter 7 bankruptcy,
whether or not it’s the right option for you and what to do if you decide tofile. You’ll also learn what your options are when it comes to protecting
yourself from people attempting to collect on debts.This guide condenses volumes of information on these subjects into
something that’s easy to understand for every reader.
Every attempt hasbeen made to provide you with the most accurate information about the USand Virginia legal system as they relate to the common issues of lawsuits,debt collection and bankruptcy.This guide is not, and cannot be, an exhaustive guide to every nuance ofthe legal system, civil procedure and every possible eventuality you mightexperience when being sued or when trying to sue someone. For that levelof guidance, you should hire an attorney. However, after reading this guide,