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Published by: richardck61 on Jan 24, 2011
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More Credit with Fewer Crises:
Responsibly Meeting the World’s Growing Demand for Credit
 A World Economic Forum Reportin collaboration with McKinsey & Company
 The information in this report, or upon which this report is based,has been obtained from sources the authors believe to be reliableand accurate. However, it has not been independently veried andno representation or warranty, expressed or implied, is made as tothe accuracy or completeness of any information contained in thisreport obtained from third parties. Readers are cautioned not toplace undue reliance on these statements. The World EconomicForum and its project advisers, McKinsey & Company, undertakeno obligation to publicly revise or update any statements, whetheras a result of new information, future events or otherwise, andthey shall in no event be liable for any loss or damage arising inconnection with the use of the information in this report. The views expressed in this publication have been based onworkshops, interviews and research, and do not necessarilyreect those of the World Economic Forum.World Economic Forum91-93 route de la CapiteCH-1223 Cologny/Geneva Tel.: +41 (0)22 869 1212Fax: +41 (0)22 786 2744E-mail: contact@weforum.orgwww.weforum.org© 2010 World Economic Forum All rights reserved.No part of this publication may be reproduced or transmitted inany form or by any means, including photocopying and recording,or by any information storage and retrieval system.
More Credit with Fewer Crises
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Preface 5Working Group Members 7Letter from the Working Group 9Executive Summary 11Introduction 19Chapter 1: Feast and Famine: The Uneven Rise of Credit 21Chapter 2: Criteria and Metrics for Sustainable Credit 31Chapter 3: Making Sustainable Credit a Reality: Challenges Ahead 41Chapter 4: Recommendations for Decision-Makers 51Conclusion 59Glossary 61References 63 Technical Appendix 67 Acknowledgements 79Project Team 81

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