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Focus on yoru future (PEI gov financial info)

Focus on yoru future (PEI gov financial info)

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Published by: n3xtnetwork on Feb 06, 2011
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 Allan CampbellMinister of Innovation and Advanced Learning
Message from the Minister
Dear Student:It is my pleasure to share with you the 2009-2010 Prince Edward Island Student Financial Assistance Program Guide, Focus on Your Future.Deciding to pursue a post-secondary education is a major decision for both you and your family.Government, through its Student Financial Services office, offers assistance to qualified studentsto help pay for the costs of a post-secondary education. Student Financial Services offers avariety of programs that help to make post-secondary education both accessible and affordable.This guide will help you and your family better understand the types of assistance that may beavailable to you. I encourage you to read through the booklet so that you understand the typesof assistance available to you and what you are responsible for with respect to the assistance youmay receive.The Department of Innovation and Advanced Learning is committed to helping students and theirfamilies realize their dreams of pursuing a post-secondary education.Best of luck in your studies, Allan CampbellMinister of Innovation and Advanced Learning
Page 5
Section 1: Changes this Year
1.1 Processing Changes
New Deadline Dates
- All applications must be submitted by
July 17, 2009
to guarantee your loanis approved before classes start. For all other deadlines, please see Section 12.
Canada Student Grant Programs
: The Canada Access and Canada Study Grants have beenreplaced by these seven Canada Student Grants:Students From Low Income FamiliesStudents From Middle Income FamiliesStudents With Permanent DisabilitiesSpecial Services and Equipment for Students With Permanent DisabilitiesStudents With DependentsHigh-Need Part-Time StudentsPart-Time Students With Dependents
Millennium PEI Access Grant and Millennium Scholarship Foundation Bursary:
Thesefederal programs will not be available for the 2009 - 2010 loan year. Last year (2008 - 2009) wasthe last year for this program.
Check www.studentloan.pe.cafor up to dateprogram information and changes.
Page 6
Section 2: Before You Apply
2.1 How Will I Pay for My Education?
Post secondary education is a big investment! It is important that you plan ahead and save to ensurethat you are able finance your program of choice.If you have been wondering how you will pay for your post-secondary education you should beaware of all of your options. A student loan is just one of the many choices to consider when you are deciding how to pay for yourprogram. It is a good idea to explore other financial opportunities such as employment earnings andscholarships to minimize your debt load.
Some of these other options may include the following:
Existing funds/personal savingsFamily contributionsRegistered Education Savings Plan(RESP)Jobs - full/part-time worBursaries and scholarshipsCo-op ProgramsBank loansEmployment Insurance benefits and/ortraining allowancesPension benefits (including CanadaPension and Superannuation)Assets/investments (stocks, bonds, GICs, RRSPs, etc.)

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