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IN THE UNITED STATES BANKRUPTCY COURTDISTRICT OF NEW JERSEYIN RE: ) Bankruptcy No. 08-18700)))JOHN T. KEMP, ))Debtor. )---------------------------------))JOHN T. KEMP, ) Adversary No. 08-02448)Plaintiff, ))vs. ))COUNTRYWIDE HOME LOANS, INC., ) Camden, New Jersey) August 11, 2009Defendant. ) 10:24 a.m.)---------------------------------) TRANSCRIPT OF HEARINGBEFORE THE HONORABLE JUDITH H. WIZMURUNITED STATES BANKRUPTCY JUDGE APPEARANCES:For the Plaintiff: BRUCE LEVITT, ESQUIRELEVITT & SLAFKES, PC76 South Orange Avenue, Suite 305South Orange, New Jersey, 07079Cherry Hill, New Jersey 08003For the Defendant:HAROLD KAPLAN, ESQUIREFRENKEL, LAMBERT, WEISS, WEISMAN& GORDON, LLP80 Main Street, Suite 460West Orange, New Jersey 07052  Audio Operator: NORMA SADER
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Transcribed by: DIANA DOMAN TRANSCRIBING SERVICESP.O. Box 129Gibbsboro, New Jersey 08026-0129Phone: (856) 435-7172Fax: (856) 435-7124E-mail: dianadoman@comcast.netProceedings recorded by electronic sound recording, transcriptproduced by transcription service.
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LINDA DeMARTINI, DEFENSE WITNESS, SWORN1THE COURT: Please have a seat. Your full name,2first and last, and spell your last name, please.3THE WITNESS: My name is Linda DeMartini. The last4name is spelled D-E capital M-A-R-T-I-N-I.5DIRECT EXAMINATION6BY MR. KAPLAN:7Q Okay, Ms. DeMartini, would you -- who are you employed by?8 A I am employed by Bank of America Home Loans, formally9known as Countrywide Home Loans.10Q Okay. And how long have you been employed there?11 A A total of almost ten years.12Q And what is your position there?13 A I am an operational team leader for the Litigation14Management Department currently. I’ve been there just about a15year.16Q Are you familiar with the documents relating to Mr. Kemp’s17mortgage loan?18 A Yes, I am.19Q Okay. Now who, based upon your knowledge of the loan20documents, who’s presently the owner, holder, transferee of21the note?22 A Well, the owner as in the investor, that would be Bank of23New York, and we -- we are the servicer, Bank of America Home24Loan, Servicing, LP, formally known as Countrywide Home Loan25
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