FILED: NEW YORK COUNTY CLERK 02/23/2011 INDEX NO.

650497/2011
NYSCEF DOC. NO. 1-3 RECEIVED NYSCEF: 02/23/2011

EXHIBIT 3: RESULTS OF INVESTIGATION

Table 1: AVM Results

Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
6583702 615,000 565,000 8.8% 80.0% 86.4%
8420358 595,000 507,000 17.4% 80.0% 93.9%
9486669 560,000 476,000 17.6% 80.0% 94.1%
57217522 810,000 766,000 5.7% 80.0% 83.4%
97868839 1,900,000 1,571,000 20.9% 72.5% 87.7%
97873816 665,000 608,000 9.4% 75.0% 82.0%
97884697 600,000 452,000 32.7% 80.0% 106.2%
97912741 300,000 244,000 23.0% 79.0% 97.1%
97916381 315,000 273,000 15.4% 80.0% 92.3%
98069960 505,000 463,000 9.1% 80.0% 87.3%
101425353 240,000 198,000 21.2% 70.0% 80.1%
105803922 240,000 209,000 14.8% 90.0% 103.3%
111529015 535,000 509,000 5.1% 80.0% 84.1%
112961580 870,000 724,000 20.2% 80.0% 92.7%
113066937 390,000 309,000 26.2% 80.0% 100.0%
114006668 1,154,000 989,000 16.7% 80.0% 93.3%
116600976 239,000 206,000 16.0% 77.8% 90.3%
116658151 405,000 355,000 14.1% 80.0% 91.3%
117033518 575,000 519,000 10.8% 80.0% 88.6%
117093109 439,000 406,000 8.1% 80.0% 86.5%
117118208 560,000 517,000 8.3% 80.0% 85.9%
117139835 400,000 376,000 6.4% 80.0% 85.1%
117327722 440,000 376,000 17.0% 80.0% 93.6%
117457359 735,000 618,000 18.9% 69.4% 82.5%
117486291 475,000 412,000 15.3% 80.0% 92.2%
117598769 650,000 568,000 14.4% 80.0% 91.5%
117653428 730,000 618,000 18.1% 80.0% 94.5%
117698546 845,000 591,000 43.0% 80.0% 113.7%
117737431 234,000 218,000 7.3% 80.0% 85.9%
117781444 480,000 357,000 34.5% 61.3% 82.4%
117826674 550,000 481,000 14.3% 80.0% 91.5%
117877024 200,000 150,000 33.3% 94.6% 117.8%
117907740 535,000 476,000 12.4% 70.0% 66.2%
118230030 222,000 193,000 15.0% 95.0% 109.3%
118296118 325,000 187,000 73.8% 80.0% 139.0%
118316569 405,000 338,000 19.8% 80.0% 95.9%
118364503 269,900 242,000 11.5% 80.0% 89.2%
118365535 378,000 354,000 6.8% 80.0% 79.4%
118369784 250,000 218,000 14.7% 90.0% 103.2%
118369904 1,014,000 828,000 22.5% 80.0% 94.2%
118385722 300,000 260,000 15.4% 80.0% 92.3%

Exhibit 3 – Page 1
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
118395787 437,000 340,000 28.5% 73.2% 94.1%
118442163 1,095,000 873,000 25.4% 75.0% 94.1%
118465406 230,000 193,000 19.2% 80.0% 95.3%
118469263 646,000 475,000 36.0% 77.4% 105.3%
118497378 540,000 458,000 17.9% 74.1% 87.3%
118508692 875,000 727,000 20.4% 80.0% 96.3%
118513332 787,000 577,000 36.4% 80.0% 109.1%
118531359 275,000 231,000 19.0% 80.0% 95.2%
118545360 550,000 377,000 45.9% 74.9% 109.3%
118563051 265,000 242,000 9.5% 80.0% 87.6%
118571308 300,000 224,000 33.9% 80.0% 107.1%
118592278 500,000 398,000 25.6% 79.9% 100.3%
118619562 900,000 820,000 9.8% 75.0% 82.3%
118632011 371,000 314,000 18.2% 80.0% 93.8%
118641748 350,000 304,000 15.1% 80.0% 92.1%
118690426 382,000 356,000 7.3% 95.0% 101.9%
118691083 388,000 357,000 8.7% 80.0% 86.9%
118720150 290,000 261,000 11.1% 77.2% 85.8%
118739897 276,000 218,000 26.6% 89.7% 113.5%
118749146 325,000 220,000 47.7% 80.0% 118.2%
118761035 310,000 275,000 12.7% 90.0% 91.3%
118761771 208,000 189,000 10.1% 72.1% 79.4%
118788679 899,000 759,000 18.4% 80.0% 94.8%
118792871 630,000 490,000 28.6% 80.0% 102.9%
118810369 450,000 355,000 26.8% 77.6% 98.3%
118832140 505,000 403,000 25.3% 80.0% 99.7%
118841493 660,000 534,000 23.6% 73.9% 91.3%
118850430 210,500 175,000 20.3% 80.0% 96.2%
118859168 435,000 382,000 13.9% 80.0% 91.1%
118863640 625,000 534,000 17.0% 80.0% 93.6%
118870121 800,000 671,000 19.2% 80.0% 95.4%
118878682 1,300,000 1,181,000 10.1% 75.0% 82.6%
118888971 925,344 835,000 10.8% 80.0% 88.7%
118895636 405,000 369,000 9.8% 90.0% 98.8%
118902749 700,000 630,000 11.1% 64.3% 71.4%
118904637 1,400,000 1,062,000 31.8% 71.6% 94.2%
118904645 290,000 232,000 25.0% 77.6% 97.0%
118908406 705,000 642,000 9.8% 80.0% 87.9%
118911790 450,000 426,000 5.6% 80.0% 84.5%
118912998 1,600,000 1,163,000 37.6% 80.0% 110.1%
118913438 425,000 352,000 20.7% 80.0% 96.6%
118913846 523,000 281,000 86.1% 80.0% 148.9%
118914447 825,000 747,000 10.4% 78.8% 87.0%
118925216 690,000 597,000 15.6% 80.0% 92.5%
118938570 660,000 536,000 23.1% 78.0% 96.1%

Exhibit 3 – Page 2
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
118941978 372,000 302,000 23.2% 90.0% 109.8%
118977166 500,000 420,000 19.0% 80.0% 95.2%
118988936 555,000 459,000 20.9% 79.3% 95.9%
118995393 705,000 461,000 52.9% 70.2% 107.4%
119006378 360,000 341,000 5.6% 95.0% 100.3%
119043765 440,000 386,000 14.0% 95.0% 93.8%
119058487 275,000 261,000 5.4% 80.0% 84.3%
119075785 425,000 382,000 11.3% 94.1% 104.7%
119078505 301,000 190,000 58.4% 79.1% 125.3%
119089490 230,000 203,000 13.3% 85.0% 96.3%
119089522 550,000 484,000 13.6% 80.0% 90.9%
119093763 310,000 228,000 36.0% 90.0% 122.4%
119096843 705,000 558,000 26.3% 80.0% 101.1%
119100692 455,000 417,000 9.1% 80.0% 87.3%
119123007 210,000 190,000 10.5% 75.0% 82.9%
119136840 335,000 216,000 55.1% 75.0% 116.3%
119154411 865,000 727,000 19.0% 75.0% 89.2%
119172461 410,000 266,000 54.1% 80.0% 123.3%
119185230 390,000 355,000 9.9% 90.0% 98.9%
119192823 248,500 235,000 5.7% 80.0% 84.4%
119195168 164,000 154,000 6.5% 90.0% 95.8%
119197104 1,200,000 1,100,000 9.1% 75.0% 81.7%
119197672 210,000 176,000 19.3% 90.0% 107.3%
119197960 1,150,000 454,000 153.3% 70.0% 177.3%
119197976 256,000 240,000 6.7% 95.0% 101.3%
119198040 1,075,000 362,000 197.0% 65.1% 193.4%
119198152 335,000 314,000 6.7% 90.0% 96.0%
119213850 336,000 294,000 14.3% 90.0% 102.9%
119248014 540,000 449,000 20.3% 74.1% 89.1%
119262152 375,000 318,000 17.9% 90.0% 102.8%
119270393 220,000 173,000 27.2% 90.0% 114.4%
119270425 625,000 497,000 25.8% 80.0% 100.6%
119280170 500,000 450,000 11.1% 72.5% 80.6%
119286787 295,000 272,000 8.5% 90.0% 95.6%
119296780 280,000 237,000 18.1% 95.0% 110.6%
119298493 616,000 533,000 15.6% 77.3% 89.3%
119299877 490,000 466,000 5.2% 78.6% 82.6%
119303445 670,000 627,000 6.9% 80.0% 85.5%
119307134 225,000 192,000 17.2% 80.0% 93.8%
119314743 217,000 169,000 28.4% 90.0% 105.7%
119318447 449,000 348,000 29.0% 76.8% 99.1%
119331329 259,000 242,000 7.0% 90.0% 96.3%
119345435 660,000 514,000 28.4% 80.0% 102.7%
119349611 390,000 302,000 29.1% 80.0% 103.3%
119365869 620,000 564,000 9.9% 80.0% 87.9%

Exhibit 3 – Page 3
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
119367685 295,000 198,000 49.0% 80.0% 119.2%
119371830 392,000 357,000 9.8% 75.0% 82.3%
119379639 246,000 221,000 11.3% 74.7% 83.1%
119384591 625,000 541,000 15.5% 78.4% 90.6%
119386392 1,600,000 1,048,000 52.7% 77.8% 118.7%
119387248 280,000 253,000 10.7% 90.0% 96.5%
119394377 550,000 516,000 6.6% 77.1% 81.9%
119398065 221,000 193,000 14.5% 80.0% 89.4%
119415579 1,470,000 1,381,000 6.4% 68.0% 72.4%
119420684 740,000 565,000 31.0% 73.5% 96.3%
119422052 335,000 264,000 26.9% 90.0% 114.2%
119426677 303,000 267,000 13.5% 69.3% 78.7%
119426717 655,000 610,000 7.4% 80.0% 85.9%
119428789 500,000 428,000 16.8% 80.0% 86.0%
119428877 1,135,000 679,000 67.2% 75.0% 125.4%
119447287 378,000 321,000 17.8% 94.7% 111.5%
119448407 791,000 641,000 23.4% 80.0% 98.7%
119449847 475,000 411,000 15.6% 59.8% 69.1%
119454824 373,000 322,000 15.8% 95.0% 95.2%
119478315 680,000 569,000 19.5% 80.0% 95.6%
119482476 595,000 476,000 25.0% 80.0% 100.0%
119483956 525,000 457,000 14.9% 65.0% 74.6%
119492589 845,000 656,000 28.8% 76.9% 99.1%
119504390 585,000 370,000 58.1% 80.0% 126.5%
119504958 600,000 530,000 13.2% 66.7% 75.5%
119505662 213,000 181,000 17.7% 77.0% 90.6%
119505678 900,000 747,000 20.5% 75.0% 90.4%
119505862 500,000 470,000 6.4% 80.0% 85.1%
119520976 810,000 763,000 6.2% 80.0% 84.9%
119543843 314,000 263,000 19.4% 80.0% 94.6%
119548772 675,000 560,000 20.5% 80.0% 96.4%
119549348 620,000 541,000 14.6% 79.5% 91.1%
119550340 583,000 475,000 22.7% 78.9% 96.8%
119550780 290,000 234,000 23.9% 80.0% 99.1%
119551372 265,000 236,000 12.3% 75.0% 84.2%
119552620 545,000 450,000 21.1% 80.0% 96.9%
119563118 410,000 327,000 25.4% 80.0% 100.3%
119567966 750,000 562,000 33.5% 80.0% 85.4%
119571479 496,000 446,000 11.2% 80.0% 88.5%
119575047 310,000 274,000 13.1% 90.0% 101.8%
119576071 615,000 478,000 28.7% 80.0% 102.9%
119579072 900,000 839,000 7.3% 72.2% 77.5%
119579232 1,250,000 1,102,000 13.4% 74.9% 84.9%
119579944 260,000 232,000 12.1% 80.0% 89.7%
119581688 581,000 516,000 12.6% 79.4% 89.4%

Exhibit 3 – Page 4
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
119582344 545,000 486,000 12.1% 80.0% 89.7%
119601170 320,000 280,000 14.3% 80.0% 91.4%
119608483 675,000 598,000 12.9% 80.0% 90.3%
119614284 395,000 335,000 17.9% 80.0% 93.7%
119632606 635,000 595,000 6.7% 79.5% 84.9%
119641527 550,000 468,000 17.5% 90.0% 105.8%
119642720 560,000 526,000 6.5% 76.2% 81.2%
119643600 825,000 670,000 23.1% 78.8% 97.0%
119654113 485,000 453,000 7.1% 90.0% 96.2%
119671675 373,000 329,000 13.4% 90.0% 101.8%
119671787 386,000 357,000 8.1% 80.0% 86.5%
119671795 385,000 333,000 15.6% 88.8% 102.7%
119672739 395,000 355,000 11.3% 80.0% 89.0%
119673115 375,000 335,000 11.9% 80.0% 87.2%
119673123 515,000 448,000 15.0% 80.0% 92.0%
119673147 365,000 297,000 22.9% 80.0% 98.3%
119673155 271,000 242,000 12.0% 80.0% 89.6%
119674564 507,000 445,000 13.9% 68.3% 77.8%
119674876 463,000 411,000 12.7% 69.1% 77.0%
119675332 464,000 402,000 15.4% 79.1% 90.6%
119690510 1,275,000 1,083,000 17.7% 70.0% 82.4%
119696446 225,000 179,000 25.7% 90.0% 112.8%
119696638 462,000 413,000 11.9% 80.0% 74.2%
119702591 755,000 703,000 7.4% 80.0% 85.9%
119703319 560,000 464,000 20.7% 78.6% 94.8%
119707080 620,000 495,000 25.3% 80.0% 100.2%
119718505 461,000 414,000 11.4% 80.0% 89.1%
119722306 575,000 498,000 15.5% 69.6% 80.3%
119733427 630,000 525,000 20.0% 80.0% 96.0%
119734107 373,000 352,000 6.0% 90.0% 95.4%
119735619 500,000 406,000 23.2% 80.0% 98.5%
119735835 572,000 528,000 8.3% 61.2% 66.3%
119736147 415,000 308,000 34.7% 80.0% 107.8%
119736443 160,000 140,000 14.3% 75.0% 85.7%
119745957 376,000 343,000 9.6% 80.0% 87.7%
119747045 190,000 174,000 9.2% 75.0% 81.9%
119758566 277,000 260,000 6.5% 80.0% 84.0%
119762831 585,000 482,000 21.4% 74.4% 90.2%
119763799 320,000 254,000 26.0% 80.0% 100.8%
119770616 355,000 313,000 13.4% 69.0% 78.3%
119773432 322,000 260,000 23.8% 90.0% 111.5%
119784169 465,000 413,000 12.6% 80.0% 90.1%
119784313 527,000 500,000 5.4% 75.5% 79.5%
119786730 490,000 438,000 11.9% 80.0% 89.5%
119788778 230,000 219,000 5.0% 80.0% 84.0%

Exhibit 3 – Page 5
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
119798851 265,000 210,000 26.2% 61.5% 77.6%
119800131 605,000 528,000 14.6% 80.0% 91.7%
119801027 282,000 266,000 6.0% 80.0% 82.7%
119806076 555,000 482,000 15.1% 80.0% 91.8%
119808556 421,000 368,000 14.4% 80.0% 91.5%
119812133 465,000 441,000 5.4% 80.0% 84.4%
119813933 799,000 688,000 16.1% 80.0% 92.9%
119814165 328,000 269,000 21.9% 85.0% 103.6%
119815677 535,000 486,000 10.1% 80.0% 88.1%
119827615 240,000 203,000 18.2% 88.1% 104.1%
119828567 425,000 354,000 20.1% 80.0% 96.0%
119828735 770,000 675,000 14.1% 70.0% 79.9%
119829207 550,000 482,000 14.1% 63.6% 72.6%
119829351 545,000 479,000 13.8% 80.0% 91.0%
119835720 290,000 236,000 22.9% 80.0% 98.3%
119835736 204,000 155,000 31.6% 95.0% 114.6%
119836112 635,000 459,000 38.3% 80.0% 110.7%
119837840 1,775,000 975,000 82.1% 75.0% 136.5%
119840856 390,000 316,000 23.4% 89.4% 108.2%
120324478 439,250 371,000 18.4% 70.0% 82.9%
120602885 538,000 504,000 6.7% 80.0% 85.4%
120876394 342,000 319,000 7.2% 90.0% 91.7%
123911346 350,000 300,000 16.7% 88.7% 100.8%
124221586 391,000 336,000 16.4% 75.0% 87.3%
124331740 650,000 619,000 5.0% 80.0% 84.0%
124728333 767,000 693,000 10.7% 80.0% 82.5%
124904360 168,000 154,000 9.1% 78.1% 85.2%
125088448 1,850,000 1,026,000 80.3% 70.0% 126.2%
125915960 270,000 244,000 10.7% 80.0% 88.5%
126402530 260,000 240,000 8.3% 70.7% 76.6%
126466937 315,000 296,000 6.4% 80.0% 85.1%
126579670 385,000 341,000 12.9% 80.0% 90.0%
126729175 365,000 179,000 103.9% 80.0% 163.1%
126812749 210,000 154,000 36.4% 70.0% 79.1%
126816661 199,000 169,000 17.8% 80.0% 92.3%
126902865 1,000,000 864,000 15.7% 75.0% 74.8%
126908074 438,000 391,000 12.0% 80.0% 89.6%
127062243 1,970,000 1,601,000 23.0% 77.1% 93.7%
127069580 510,000 470,000 8.5% 75.0% 81.4%
127203824 509,250 471,000 8.1% 80.0% 86.5%
127224478 256,000 227,000 12.8% 80.0% 90.2%
127313855 145,000 127,000 14.2% 79.7% 90.9%
127414469 170,000 152,000 11.8% 70.0% 78.2%
127584789 425,000 285,000 49.1% 80.0% 73.9%
127595510 1,450,000 862,000 68.2% 80.0% 134.6%

Exhibit 3 – Page 6
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
127613118 307,000 228,000 34.6% 78.2% 105.3%
127735829 458,000 431,000 6.3% 80.0% 85.0%
127738446 624,000 525,000 18.9% 70.0% 83.1%
127839576 639,000 465,000 37.4% 68.6% 94.2%
127918700 375,000 325,000 15.4% 80.0% 92.1%
127927485 240,000 227,000 5.7% 89.2% 94.3%
127930341 745,000 690,000 8.0% 80.0% 86.4%
127935094 349,000 316,000 10.4% 80.0% 88.4%
127936302 500,000 431,000 16.0% 80.0% 92.8%
127937558 162,000 120,000 35.0% 72.0% 97.3%
127948607 585,000 534,000 9.6% 75.0% 82.1%
127948671 450,000 391,000 15.1% 60.9% 70.1%
127949623 180,000 144,000 25.0% 80.0% 100.0%
127950768 591,000 479,000 23.4% 77.8% 96.0%
127950776 595,000 539,000 10.4% 79.8% 88.1%
127951120 165,000 109,000 51.4% 75.0% 113.5%
127951824 435,000 394,000 10.4% 90.0% 98.7%
127956248 635,000 595,000 6.7% 80.0% 85.4%
127959313 350,000 274,000 27.7% 80.0% 73.0%
127962673 850,000 568,000 49.6% 75.0% 112.2%
127964457 560,000 459,000 22.0% 80.0% 97.6%
127964529 630,000 586,000 7.5% 77.8% 83.6%
127966826 867,000 774,000 12.0% 75.0% 84.0%
127968306 355,000 308,000 15.3% 73.2% 84.4%
127971506 583,000 530,000 10.0% 80.0% 88.0%
127972170 900,000 566,000 59.0% 75.0% 119.3%
127974779 401,000 322,000 24.5% 79.8% 99.4%
127974795 452,000 427,000 5.9% 80.0% 83.4%
127975131 610,000 538,000 13.4% 80.0% 90.7%
127976195 420,000 327,000 28.4% 85.0% 109.2%
127986668 460,000 432,000 6.5% 80.0% 85.2%
127987212 550,000 428,000 28.5% 70.6% 90.7%
127987308 473,000 426,000 11.0% 80.0% 83.9%
127993173 180,000 161,000 11.8% 80.0% 89.4%
127996237 490,000 441,000 11.1% 79.2% 85.3%
127998830 470,000 289,000 62.6% 70.0% 113.8%
127999862 275,000 201,000 36.8% 90.0% 120.2%
128003566 785,000 728,000 7.8% 70.0% 75.5%
128003622 680,000 576,000 18.1% 80.0% 88.6%
128004414 610,000 529,000 15.3% 90.0% 103.8%
128004598 640,000 579,000 10.5% 75.0% 82.9%
128007639 335,000 317,000 5.7% 75.0% 79.3%
128010023 580,000 329,000 76.3% 80.0% 141.0%
128014280 330,000 266,000 24.1% 89.5% 111.0%
128014808 410,000 379,000 8.2% 80.0% 86.5%

Exhibit 3 – Page 7
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
128026321 271,000 236,000 14.8% 95.0% 109.1%
128026337 268,000 244,000 9.8% 89.6% 98.4%
128029393 650,000 509,000 27.7% 69.2% 88.4%
128037434 225,000 169,000 33.1% 95.0% 126.5%
128037842 840,000 638,000 31.7% 77.4% 101.9%
128045099 795,000 696,000 14.2% 79.5% 90.8%
128051180 280,000 213,000 31.5% 80.0% 105.2%
128051452 428,000 377,000 13.5% 80.0% 90.2%
128066814 388,000 357,000 8.7% 80.0% 86.9%
128074151 327,000 294,000 11.2% 78.3% 87.1%
128079144 295,000 272,000 8.5% 80.0% 86.8%
128080888 309,000 287,000 7.7% 95.0% 101.8%
128082008 218,000 187,000 16.6% 85.0% 99.1%
128091897 353,000 297,000 18.9% 89.9% 106.8%
128098162 206,000 176,000 17.0% 80.0% 90.1%
128099146 700,000 545,000 28.4% 79.9% 95.0%
128099234 815,000 708,000 15.1% 79.8% 91.8%
128105155 683,000 569,000 20.0% 80.0% 96.0%
128105243 409,000 329,000 24.3% 90.0% 111.9%
128106091 343,000 304,000 12.8% 95.0% 107.2%
128106963 630,000 475,000 32.6% 80.0% 106.1%
128107971 475,000 376,000 26.3% 68.4% 86.4%
128112364 440,000 415,000 6.0% 80.0% 84.8%
128115092 635,000 443,000 43.3% 80.0% 113.8%
128116980 170,000 140,000 21.4% 90.0% 109.3%
128117476 545,000 413,000 32.0% 78.5% 103.6%
128119972 715,000 624,000 14.6% 69.9% 80.1%
128122612 348,000 295,000 18.0% 75.0% 88.4%
128122956 410,000 301,000 36.2% 75.0% 102.2%
128131077 645,000 540,000 19.4% 58.4% 69.7%
128134733 360,000 330,000 9.1% 80.0% 87.3%
128146127 605,000 410,000 47.6% 70.0% 103.3%
128163545 280,000 212,000 32.1% 75.0% 99.1%
128164177 670,000 627,000 6.9% 80.0% 84.8%
128166433 472,000 401,000 17.7% 75.0% 88.2%
128166882 187,000 153,000 22.2% 79.1% 96.7%
128170978 423,000 385,000 9.9% 90.0% 98.9%
128171226 268,000 246,000 8.9% 94.9% 96.2%
128172458 775,000 629,000 23.2% 75.5% 93.0%
128178203 295,000 264,000 11.7% 89.3% 99.8%
128184476 1,300,000 1,167,000 11.4% 70.0% 78.0%
128197277 955,000 811,000 17.8% 75.0% 88.3%
128198557 600,000 545,000 10.1% 78.3% 86.2%
128201238 665,000 538,000 23.6% 77.4% 95.7%
128203174 275,000 259,000 6.2% 75.0% 79.6%

Exhibit 3 – Page 8
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
128203414 455,000 383,000 18.8% 80.0% 95.0%
128204094 425,000 347,000 22.5% 80.0% 98.0%
128205150 915,000 554,000 65.2% 75.0% 123.5%
128205398 635,000 563,000 12.8% 80.0% 89.5%
128205598 1,060,000 824,000 28.6% 75.0% 96.5%
128207327 458,500 411,000 11.6% 90.0% 100.3%
128208335 630,000 466,000 35.2% 75.0% 101.4%
128213959 452,000 384,000 17.7% 79.8% 94.0%
128214039 650,000 605,000 7.4% 80.0% 80.7%
128221392 787,000 663,000 18.7% 70.0% 83.1%
128221448 895,000 750,000 19.3% 75.0% 89.5%
128230618 495,000 329,000 50.5% 80.0% 120.4%
128232562 510,000 459,000 11.1% 78.4% 87.1%
128232874 300,000 262,000 14.5% 80.0% 91.6%
128235986 965,500 600,000 60.9% 55.9% 90.0%
128239931 615,000 546,000 12.6% 80.0% 90.1%
128254741 425,000 359,000 18.4% 80.0% 94.7%
128258221 260,000 208,000 25.0% 79.2% 99.0%
128259229 318,000 270,000 17.8% 70.0% 82.4%
128262069 634,500 516,000 23.0% 80.0% 97.7%
128264902 550,000 480,000 14.6% 75.0% 85.9%
128265022 1,100,000 515,000 113.6% 46.8% 100.0%
128265382 475,000 411,000 15.6% 80.0% 92.5%
128265510 334,000 277,000 20.6% 80.0% 96.5%
128269294 389,900 247,000 57.9% 80.0% 124.0%
128271663 690,000 565,000 22.1% 75.0% 91.5%
128271855 450,000 419,000 7.4% 74.9% 80.4%
128272687 615,000 530,000 16.0% 78.1% 90.6%
128272815 390,000 346,000 12.7% 80.0% 90.2%
128278303 537,000 448,000 19.9% 80.0% 95.9%
128287113 685,000 554,000 23.6% 80.0% 98.9%
128292441 465,000 407,000 14.3% 80.0% 91.4%
128299106 294,000 265,000 10.9% 68.0% 75.5%
128311164 810,000 715,000 13.3% 69.1% 78.3%
128313284 1,100,000 1,017,000 8.2% 75.0% 81.1%
128318581 345,000 267,000 29.2% 80.0% 103.4%
128323885 371,000 337,000 10.1% 77.6% 85.5%
128336871 625,000 520,000 20.2% 75.0% 90.1%
128346136 602,000 555,000 8.5% 80.0% 86.8%
128350497 600,000 461,000 30.2% 80.0% 104.1%
128350633 1,225,000 682,000 79.6% 75.0% 134.7%
128351337 530,000 500,000 6.0% 80.0% 84.8%
128353545 415,000 302,000 37.4% 80.0% 109.8%
128362850 470,000 418,000 12.4% 80.0% 90.0%
128367723 525,000 484,000 8.5% 80.0% 86.8%

Exhibit 3 – Page 9
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
128368147 350,000 315,000 11.1% 80.0% 88.9%
128368499 595,000 543,000 9.6% 68.1% 73.7%
128368947 365,000 303,000 20.5% 80.0% 96.4%
128369555 710,000 668,000 6.3% 80.0% 85.0%
128384445 355,000 288,000 23.3% 80.0% 98.6%
128419137 813,000 756,000 7.5% 80.0% 86.0%
128419657 395,000 375,000 5.3% 74.9% 78.9%
128439876 305,000 255,000 19.6% 68.4% 81.8%
128441188 555,000 444,000 25.0% 80.0% 100.0%
128443700 375,000 344,000 9.0% 80.0% 87.2%
128458702 470,000 442,000 6.3% 78.1% 83.0%
128461198 755,000 690,000 9.4% 75.0% 82.1%
128461630 345,000 268,000 28.7% 80.0% 100.0%
128464047 437,000 402,000 8.7% 74.4% 80.8%
128465455 619,000 576,000 7.5% 80.0% 85.9%
128471864 275,000 212,000 29.7% 80.0% 103.8%
128473136 390,000 289,000 34.9% 80.0% 108.0%
128489490 450,000 329,000 36.8% 70.0% 81.7%
128502220 570,000 495,000 15.2% 80.0% 92.1%
128507652 398,000 338,000 17.8% 79.2% 93.2%
128510125 182,000 142,000 28.2% 63.2% 81.0%
128547745 625,000 532,000 17.5% 80.0% 94.0%
128578341 610,000 510,000 19.6% 61.5% 73.5%
128585838 610,000 453,000 34.7% 80.0% 107.7%
128589286 510,000 473,000 7.8% 80.0% 86.3%
128594759 436,000 381,000 14.4% 80.0% 91.5%
128605720 1,150,000 783,000 46.9% 75.0% 86.2%
128607193 460,000 370,000 24.3% 73.7% 91.6%
128608089 492,000 421,000 16.9% 74.2% 86.7%
128615794 710,000 654,000 8.6% 80.0% 86.9%
128620242 164,000 143,000 14.7% 75.0% 86.0%
128623331 430,000 379,000 13.5% 80.0% 90.8%
128679810 685,000 493,000 38.9% 70.0% 97.3%
128701068 305,000 215,000 41.9% 70.0% 99.3%
128710518 650,000 323,000 101.2% 62.5% 123.8%
128770357 470,000 406,000 15.8% 80.0% 92.6%
132125827 1,150,000 915,000 25.7% 80.0% 94.8%
132225840 490,000 456,000 7.5% 80.0% 82.6%
132295038 385,000 359,000 7.2% 80.0% 85.8%
132376154 730,000 667,000 9.4% 80.0% 86.5%
132399754 760,000 664,000 14.5% 80.0% 91.6%
132414312 285,000 227,000 25.6% 67.5% 84.8%
132414368 260,000 235,000 10.6% 70.0% 77.4%
132430309 240,000 221,000 8.6% 80.0% 86.9%
132430317 335,000 306,000 9.5% 80.0% 87.6%

Exhibit 3 – Page 10
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
132523166 101,000 96,000 5.2% 80.0% 84.2%
132588802 680,000 581,000 17.0% 80.0% 93.6%
132596698 234,000 196,000 19.4% 70.0% 82.9%
132602514 227,000 156,000 45.5% 70.0% 101.9%
132625926 720,000 528,000 36.4% 80.0% 104.5%
132667552 650,000 443,000 46.7% 74.4% 109.2%
132795578 315,000 278,000 13.3% 80.0% 90.6%
132879380 715,000 501,000 42.7% 78.3% 111.8%
132902925 283,000 267,000 6.0% 80.0% 84.8%
132910864 2,150,000 1,694,000 26.9% 69.8% 88.5%
132916849 1,400,000 1,069,000 31.0% 71.4% 93.5%
132949798 430,000 307,000 40.1% 80.0% 97.4%
132951623 350,000 322,000 8.7% 69.2% 73.6%
132952887 395,000 319,000 23.8% 95.0% 106.0%
132953271 352,000 310,000 13.5% 70.0% 79.1%
133006164 510,000 464,000 9.9% 70.0% 76.9%
133009960 627,114 553,000 13.4% 80.0% 90.7%
133099144 1,750,000 1,411,000 24.0% 70.9% 87.9%
133099288 440,000 274,000 60.6% 80.0% 128.5%
133137918 276,000 226,000 22.1% 80.0% 95.7%
133147968 550,000 421,000 30.6% 80.0% 104.5%
133155298 3,800,000 1,310,000 190.1% 75.0% 217.6%
133197483 655,000 620,000 5.6% 75.0% 78.0%
133198243 350,000 277,000 26.4% 80.0% 101.1%
133202220 170,000 130,000 30.8% 70.0% 75.6%
133208653 990,000 884,000 12.0% 76.8% 86.0%
133245932 1,700,000 1,567,000 8.5% 80.0% 86.8%
133281039 555,000 479,000 15.9% 80.0% 92.7%
133329759 325,000 246,000 32.1% 87.4% 115.4%
133337357 2,235,000 2,004,000 11.5% 66.7% 74.4%
133352251 965,000 689,000 40.1% 80.0% 112.0%
133373954 640,000 571,000 12.1% 78.1% 87.6%
133374074 660,000 625,000 5.6% 80.0% 84.5%
133374322 675,000 467,000 44.5% 80.0% 115.6%
133404572 177,000 155,000 14.2% 70.0% 79.6%
133445741 1,000,000 792,000 26.3% 70.0% 88.4%
133518170 480,000 372,000 29.0% 68.5% 88.4%
133518210 520,000 399,000 30.3% 75.0% 97.7%
133572845 1,284,050 1,017,000 26.3% 76.6% 96.8%
133600202 1,600,000 1,122,000 42.6% 62.5% 89.1%
133608275 500,000 439,000 13.9% 80.0% 91.1%
133612996 920,000 694,000 32.6% 68.5% 90.8%
133692332 540,000 473,000 14.2% 80.0% 91.3%
133705087 185,000 172,000 7.6% 80.0% 86.0%
133707708 328,000 261,000 25.7% 80.0% 91.3%

Exhibit 3 – Page 11
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
133932581 245,000 211,000 16.1% 70.0% 78.2%
133966040 400,800 364,000 10.1% 70.0% 77.1%
134007293 630,000 528,000 19.3% 80.0% 95.5%
134010002 425,000 361,000 17.7% 80.0% 94.2%
134046908 610,000 496,000 23.0% 80.0% 98.4%
134124363 465,000 377,000 23.3% 80.0% 98.7%
134127772 650,000 594,000 9.4% 80.0% 87.5%
134203655 668,500 632,000 5.8% 80.0% 84.6%
134287292 400,000 247,000 61.9% 80.0% 129.6%
134329466 275,000 251,000 9.6% 70.0% 76.7%
134330969 362,000 329,000 10.0% 80.0% 88.0%
134334487 250,000 226,000 10.6% 75.0% 82.8%
134344360 465,000 355,000 31.0% 71.6% 93.8%
134366037 1,050,000 770,000 36.4% 80.0% 109.1%
134379694 409,000 366,000 11.7% 80.0% 89.4%
134403999 655,000 433,000 51.3% 71.2% 107.6%
134409584 730,000 685,000 6.6% 80.0% 85.3%
134413487 1,000,000 847,000 18.1% 80.0% 83.8%
134433747 530,000 489,000 8.4% 80.0% 86.7%
134463223 1,185,000 1,123,000 5.5% 69.1% 72.9%
134463463 785,000 701,000 12.0% 79.5% 89.0%
134504123 680,000 536,000 26.9% 80.0% 101.5%
134516114 430,000 399,000 7.8% 80.0% 86.2%
134517378 340,000 315,000 7.9% 88.2% 95.2%
134543201 210,000 145,000 44.8% 70.0% 101.4%
134543497 145,000 124,000 16.9% 70.0% 71.1%
134543721 475,000 430,000 10.5% 80.0% 88.4%
134552672 560,000 506,000 10.7% 80.0% 88.5%
134577167 1,875,000 1,165,000 60.9% 65.0% 104.5%
134590491 1,200,000 1,102,000 8.9% 75.0% 81.7%
134600693 460,000 405,000 13.6% 75.0% 85.2%
134605205 430,000 291,000 47.8% 79.1% 116.8%
134632251 245,000 186,000 31.7% 95.0% 122.6%
134649593 540,000 421,000 28.3% 75.0% 96.2%
134667474 458,000 401,000 14.2% 75.0% 85.7%
134680022 278,000 219,000 26.9% 93.3% 118.4%
134724217 680,000 615,000 10.6% 80.0% 88.5%
134754920 850,000 500,000 70.0% 76.5% 130.0%
134756305 1,595,000 800,000 99.4% 80.0% 159.5%
134782284 850,000 683,000 24.5% 76.5% 95.2%
134809119 262,000 224,000 17.0% 80.0% 93.6%
134809383 330,000 291,000 13.4% 70.0% 74.2%
134810031 750,000 666,000 12.6% 80.0% 90.1%
134811552 620,000 479,000 29.4% 80.0% 103.5%
134838634 315,500 296,000 6.6% 79.9% 85.1%

Exhibit 3 – Page 12
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
134852284 2,400,000 1,823,000 31.7% 80.0% 105.3%
134853044 675,000 572,000 18.0% 80.0% 94.4%
134853180 1,100,000 781,000 40.8% 70.0% 98.6%
134857742 585,000 521,000 12.3% 80.0% 89.8%
134874558 660,000 600,000 10.0% 80.0% 88.0%
134877485 675,000 581,000 16.2% 79.3% 92.1%
134888534 629,000 567,000 10.9% 80.0% 88.7%
134892774 295,000 263,000 12.2% 80.0% 89.7%
134899767 608,000 554,000 9.7% 74.8% 82.0%
134953810 620,000 521,000 19.0% 80.0% 93.3%
134955544 320,000 276,000 15.9% 80.0% 92.7%
134986489 960,000 766,000 25.3% 68.1% 85.4%
134990834 590,000 396,000 49.0% 80.0% 119.0%
134995042 289,000 259,000 11.6% 80.0% 89.3%
134995810 710,000 644,000 10.2% 80.0% 88.2%
134998307 925,000 829,000 11.6% 75.7% 84.4%
134999843 750,000 691,000 8.5% 80.0% 86.8%
135000043 355,000 310,000 14.5% 90.0% 103.1%
135002147 391,200 369,000 6.0% 70.0% 74.2%
135023831 540,000 432,000 25.0% 80.0% 100.0%
135025944 620,000 568,000 9.2% 80.0% 87.3%
135032692 790,000 678,000 16.5% 80.0% 93.2%
135048471 280,000 255,000 9.8% 80.0% 87.8%
135055430 1,300,000 1,004,000 29.5% 65.4% 84.7%
135058684 390,000 346,000 12.7% 80.0% 90.2%
135062615 350,000 327,000 7.0% 80.0% 85.6%
135165363 597,500 458,000 30.5% 80.0% 104.4%
135189863 795,000 684,000 16.2% 69.2% 80.4%
135197377 920,000 691,000 33.1% 80.0% 104.1%
135198641 705,000 649,000 8.6% 80.0% 85.1%
135200472 925,000 860,000 7.6% 73.0% 78.5%
135206035 675,000 533,000 26.6% 80.0% 101.3%
135213828 560,000 529,000 5.9% 80.0% 84.5%
135217012 850,000 782,000 8.7% 75.0% 80.6%
135217204 590,000 525,000 12.4% 75.0% 84.3%
135217676 595,000 549,000 8.4% 80.0% 86.7%
135223346 275,000 253,000 8.7% 51.4% 55.9%
135249644 2,600,000 1,039,000 150.2% 70.0% 175.2%
135276582 510,000 482,000 5.8% 80.0% 84.6%
135285225 427,000 329,000 29.8% 69.8% 90.6%
135292321 525,000 397,000 32.2% 79.2% 104.8%
135293706 320,000 215,000 48.8% 87.8% 130.7%
135295706 395,000 332,000 19.0% 80.0% 95.2%
135296626 1,000,000 603,000 65.8% 80.0% 132.7%
135296938 1,350,000 1,177,000 14.7% 70.0% 80.3%

Exhibit 3 – Page 13
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
135299386 312,000 278,000 12.2% 70.0% 78.6%
135368839 590,000 546,000 8.1% 76.3% 82.4%
135369352 166,000 135,000 23.0% 90.0% 110.7%
135376824 776,000 699,000 11.0% 80.0% 88.8%
135378457 388,000 358,000 8.4% 80.0% 86.7%
135379209 1,137,500 1,074,000 5.9% 75.0% 79.4%
135400909 345,000 290,000 19.0% 70.0% 74.8%
135405715 368,000 311,000 18.3% 80.0% 94.7%
135406360 1,100,000 920,000 19.6% 75.0% 89.7%
135408228 1,350,000 1,166,000 15.8% 74.1% 85.8%
135421315 1,200,000 926,000 29.6% 74.7% 96.8%
135422685 960,000 859,000 11.8% 75.0% 83.8%
135422790 1,150,000 1,029,000 11.8% 80.0% 89.4%
135433053 260,000 223,000 16.6% 80.0% 93.3%
135433141 501,000 465,000 7.7% 77.7% 83.7%
135436629 676,000 609,000 11.0% 80.0% 88.7%
135439422 426,000 282,000 51.1% 80.0% 120.7%
135442782 405,000 363,000 11.6% 80.0% 89.3%
135468132 550,000 512,000 7.4% 80.0% 85.9%
135469827 203,000 183,000 10.9% 80.0% 87.4%
135499548 690,000 609,000 13.3% 80.0% 90.6%
135502105 600,000 461,000 30.2% 80.0% 104.1%
135502217 515,000 421,000 22.3% 80.0% 97.9%
135503748 206,000 164,000 25.6% 80.0% 100.5%
135515027 775,000 736,000 5.3% 77.4% 81.5%
135518795 2,200,000 1,712,000 28.5% 68.2% 87.6%
135518868 375,000 298,000 25.8% 95.0% 119.4%
135518876 353,000 257,000 37.4% 80.0% 104.0%
135522482 650,000 438,000 48.4% 60.0% 89.0%
135524058 275,000 257,000 7.0% 80.0% 85.6%
135529163 230,000 183,000 25.7% 70.0% 76.6%
135533627 750,000 538,000 39.4% 75.0% 104.6%
135538700 480,000 360,000 33.3% 95.0% 115.7%
135545213 362,000 272,000 33.1% 80.0% 105.9%
135569676 1,370,000 1,303,000 5.1% 72.5% 76.2%
135573004 855,000 703,000 21.6% 75.0% 91.2%
135573940 445,000 412,000 8.0% 70.0% 75.6%
135580303 277,000 198,000 39.9% 69.7% 97.5%
135586505 610,000 427,000 42.9% 51.6% 73.8%
135591993 1,185,000 886,000 33.7% 71.1% 95.1%
135596181 900,000 429,000 109.8% 75.0% 153.4%
135807929 1,800,000 1,539,000 17.0% 70.5% 82.5%
135813897 295,000 273,000 8.1% 75.0% 81.0%
135817802 409,000 358,000 14.2% 90.0% 101.8%
135818954 640,000 558,000 14.7% 80.0% 91.8%

Exhibit 3 – Page 14
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
135821266 750,000 647,000 15.9% 78.4% 90.9%
135822258 880,000 626,000 40.6% 80.0% 112.5%
135835673 360,000 310,000 16.1% 80.0% 92.9%
135849354 380,000 359,000 5.8% 80.0% 84.7%
135849474 495,000 433,000 14.3% 80.0% 91.5%
135860305 145,000 135,000 7.4% 80.0% 85.6%
135880958 974,000 781,000 24.7% 75.0% 93.5%
135914787 340,000 226,000 50.4% 70.0% 103.8%
135914843 804,000 595,000 35.1% 80.0% 100.8%
136021892 605,000 523,000 15.7% 70.0% 81.0%
136022412 652,000 555,000 17.5% 80.0% 94.0%
136033757 338,000 275,000 22.9% 80.0% 98.3%
136034013 565,000 518,000 9.1% 80.0% 86.9%
136035942 730,000 484,000 50.8% 80.0% 120.7%
136047211 435,000 379,000 14.8% 69.4% 79.7%
136067756 709,000 467,000 51.8% 90.0% 136.6%
136093395 365,000 335,000 9.0% 80.0% 84.4%
136096322 738,000 691,000 6.8% 80.0% 85.4%
136105961 365,000 326,000 12.0% 78.6% 88.0%
136109289 267,000 215,000 24.2% 80.0% 99.3%
136111945 325,000 272,000 19.5% 80.0% 95.6%
136113714 630,000 567,000 11.1% 80.0% 78.4%
136135297 225,000 194,000 16.0% 70.0% 81.2%
136140217 248,000 181,000 37.0% 70.0% 93.6%
136141852 315,000 276,000 14.1% 70.0% 79.9%
136153265 600,000 491,000 22.2% 74.3% 90.8%
136155413 300,000 260,000 15.4% 77.3% 89.2%
136171271 645,000 579,000 11.4% 80.0% 89.1%
136177030 283,000 181,000 56.4% 95.0% 148.5%
136190737 612,000 514,000 19.1% 75.0% 89.3%
136196610 465,000 343,000 35.6% 72.9% 98.8%
136201802 555,000 468,000 18.6% 79.3% 94.0%
136202091 698,000 462,000 51.1% 75.0% 113.3%
136203395 490,000 405,000 21.0% 75.0% 90.7%
136211828 425,000 381,000 11.5% 75.0% 83.7%
136254012 211,000 192,000 9.9% 78.2% 85.9%
136283840 510,000 421,000 21.1% 80.0% 96.9%
136288506 1,017,000 456,000 123.0% 49.2% 109.6%
136290664 380,000 350,000 8.6% 60.0% 65.1%
136295022 190,000 180,000 5.6% 90.0% 93.1%
136295846 285,000 238,000 19.7% 80.0% 95.8%
136299646 168,000 148,000 13.5% 80.0% 90.8%
136306087 775,000 733,000 5.7% 70.0% 74.0%
136308904 480,000 396,000 21.2% 80.0% 90.8%
136309440 245,000 215,000 14.0% 90.0% 100.3%

Exhibit 3 – Page 15
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
136310992 440,000 389,000 13.1% 79.6% 90.0%
136311936 476,000 417,000 14.1% 80.0% 89.9%
136312760 520,000 460,000 13.0% 72.8% 82.3%
136313096 535,000 481,000 11.2% 74.8% 83.2%
136313584 183,000 161,000 13.7% 70.0% 77.0%
136314032 1,300,000 640,000 103.1% 65.4% 132.8%
136326131 390,000 356,000 9.6% 76.2% 83.4%
136326782 320,000 280,000 14.3% 90.0% 102.9%
136350336 625,000 582,000 7.4% 69.4% 74.6%
136367888 300,000 255,000 17.6% 95.0% 108.0%
136368808 530,000 461,000 15.0% 80.0% 92.0%
136370417 675,000 584,000 15.6% 80.0% 92.5%
136370441 525,000 477,000 10.1% 80.0% 88.1%
136371089 760,000 616,000 23.4% 75.8% 93.5%
136377357 535,000 392,000 36.5% 61.7% 84.2%
136425498 300,000 258,000 16.3% 75.0% 87.2%
136430150 269,000 220,000 22.3% 70.0% 85.4%
136430489 340,000 293,000 16.0% 80.0% 92.8%
136442612 300,000 240,000 25.0% 80.0% 100.0%
136442740 710,000 627,000 13.2% 80.0% 90.6%
136445026 206,000 177,000 16.4% 70.0% 81.5%
136445542 1,200,000 726,000 65.3% 75.0% 124.0%
136461889 360,000 299,000 20.4% 90.0% 94.8%
136462777 1,200,000 888,000 35.1% 69.4% 93.8%
136469730 1,300,000 1,196,000 8.7% 80.0% 87.0%
136470250 193,000 167,000 15.6% 95.0% 109.2%
136473618 400,000 308,000 29.9% 90.0% 115.4%
136475122 813,000 580,000 40.2% 78.7% 110.3%
136476098 1,500,000 1,256,000 19.4% 66.7% 79.6%
136476338 680,000 542,000 25.5% 80.0% 100.4%
136478611 298,000 173,000 72.3% 80.0% 137.8%
136479780 370,000 339,000 9.1% 80.0% 87.3%
136495737 169,000 147,000 15.0% 79.5% 88.0%
136495963 255,000 179,000 42.5% 95.0% 92.0%
136498225 1,100,000 811,000 35.6% 75.0% 101.7%
136500157 295,000 236,000 25.0% 70.0% 77.1%
136512835 1,335,000 1,089,000 22.6% 73.0% 89.5%
136515973 200,000 141,000 41.8% 70.0% 99.3%
136529835 390,000 350,000 11.4% 80.0% 84.3%
136530448 720,000 680,000 5.9% 80.0% 84.1%
136535093 1,220,000 799,000 52.7% 70.0% 106.9%
136535253 748,000 690,000 8.4% 80.0% 86.7%
136535349 620,000 557,000 11.3% 70.0% 77.9%
136537349 510,000 439,000 16.2% 78.0% 90.7%
136544430 750,000 637,000 17.7% 75.0% 88.3%

Exhibit 3 – Page 16
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
136551727 1,010,000 837,000 20.7% 75.0% 90.5%
136553047 722,400 494,000 46.2% 69.2% 101.2%
136554287 645,000 576,000 12.0% 78.3% 87.7%
136554863 390,000 355,000 9.9% 80.0% 87.9%
136564279 330,000 277,000 19.1% 75.0% 89.4%
136564375 250,000 153,000 63.4% 80.0% 120.8%
136564463 402,000 339,000 18.6% 75.0% 88.3%
136564671 228,000 184,000 23.9% 80.0% 99.1%
136567722 384,000 282,000 36.2% 80.0% 85.9%
136567778 258,000 191,000 35.1% 80.0% 108.1%
136567794 535,000 411,000 30.2% 80.0% 90.9%
136567810 530,000 455,000 16.5% 80.0% 78.9%
136584418 320,000 258,000 24.0% 80.0% 99.2%
136584714 560,000 465,000 20.4% 80.0% 96.3%
136585298 575,000 494,000 16.4% 80.0% 93.1%
136623549 375,000 339,000 10.6% 70.0% 77.4%
136628594 470,000 409,000 14.9% 80.0% 91.9%
136629522 265,000 251,000 5.6% 80.0% 84.5%
136631994 825,000 704,000 17.2% 80.0% 78.4%
136638667 247,500 222,000 11.5% 80.0% 89.2%
136638707 570,000 509,000 12.0% 80.0% 89.6%
136643948 420,000 353,000 19.0% 70.0% 83.3%
136673653 799,000 687,000 16.3% 80.0% 93.0%
136675916 490,000 461,000 6.3% 72.5% 77.0%
136675972 720,000 675,000 6.7% 80.0% 85.3%
136696368 165,000 134,000 23.1% 89.7% 110.4%
136704827 640,000 529,000 21.0% 80.0% 96.8%
136712276 1,000,000 815,000 22.7% 75.0% 91.6%
136713076 331,000 290,000 14.1% 95.0% 108.4%
136713852 365,000 333,000 9.6% 75.0% 82.2%
136723830 710,000 564,000 25.9% 90.0% 113.3%
136748413 340,000 280,000 21.4% 78.6% 95.4%
136767467 265,000 247,000 7.3% 90.0% 96.6%
136786386 695,000 648,000 7.3% 80.0% 85.8%
136786523 208,000 180,000 15.6% 76.4% 88.3%
136793173 920,000 816,000 12.7% 73.4% 82.7%
136793464 140,000 115,000 21.7% 80.0% 97.4%
136797792 480,000 433,000 10.9% 80.0% 88.7%
136799024 452,000 377,000 19.9% 72.6% 87.0%
136799088 370,000 309,000 19.7% 79.6% 95.3%
136829543 197,000 133,000 48.1% 75.0% 111.1%
136850882 850,000 477,000 78.2% 80.0% 103.0%
136851106 830,000 355,000 133.8% 70.4% 164.5%
136851250 1,235,000 903,000 36.8% 75.0% 93.0%
136861522 560,000 487,000 15.0% 80.0% 92.0%

Exhibit 3 – Page 17
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
136865990 950,000 857,000 10.9% 72.9% 80.8%
136888339 185,000 173,000 6.9% 70.9% 75.8%
136893451 610,000 340,000 79.4% 80.0% 143.5%
136893795 560,000 531,000 5.5% 80.0% 83.6%
136896587 500,000 469,000 6.6% 80.0% 85.3%
136900892 1,000,000 342,000 192.4% 29.9% 87.4%
136912253 215,000 153,000 40.5% 80.0% 112.4%
136915422 185,000 170,000 8.8% 69.7% 75.9%
136915942 2,150,000 974,000 120.7% 69.8% 154.0%
136921530 585,000 462,000 26.6% 78.6% 99.6%
136940346 475,000 435,000 9.2% 80.0% 87.4%
136953312 475,500 439,000 8.3% 90.0% 94.3%
136967313 285,000 262,000 8.8% 80.0% 87.0%
136971624 445,000 403,000 10.4% 80.0% 88.3%
136971656 152,000 137,000 10.9% 80.0% 85.8%
136983834 718,000 631,000 13.8% 79.9% 91.0%
136985437 695,000 591,000 17.6% 80.0% 94.1%
136988157 330,000 305,000 8.2% 95.0% 102.8%
136989389 345,900 276,000 25.3% 95.0% 119.1%
136992149 444,000 381,000 16.5% 79.5% 90.8%
137001999 660,000 602,000 9.6% 80.0% 87.7%
137002319 510,000 421,000 21.1% 78.4% 95.0%
137003815 990,000 913,000 8.4% 75.0% 81.2%
137004151 890,000 741,000 20.1% 75.0% 88.5%
137004927 170,000 135,000 25.9% 70.0% 88.1%
137007495 540,000 467,000 15.6% 79.6% 92.1%
137009464 170,000 153,000 11.1% 80.0% 88.9%
137009488 1,240,000 985,000 25.9% 80.0% 100.7%
137011626 195,000 175,000 11.4% 73.9% 82.3%
137033329 350,000 309,000 13.3% 76.9% 87.1%
137049556 280,000 210,000 33.3% 75.0% 100.0%
137063578 395,000 344,000 14.8% 69.0% 79.2%
137067060 335,000 303,000 10.6% 90.0% 99.5%
137067924 440,000 393,000 12.0% 73.9% 82.7%
137071548 650,000 495,000 31.3% 70.0% 91.9%
137074604 618,500 519,000 19.2% 69.4% 82.7%
137077381 336,000 273,000 23.1% 80.0% 98.5%
137080701 435,000 388,000 12.1% 80.0% 79.4%
137083358 226,000 177,000 27.7% 57.5% 73.4%
137084734 285,000 255,000 11.8% 80.0% 89.4%
137095766 265,000 246,000 7.7% 80.0% 86.2%
137107096 2,000,000 911,000 119.5% 75.0% 164.7%
137108200 410,000 328,000 25.0% 70.0% 87.5%
137108216 465,000 390,000 19.2% 78.8% 94.0%
137108240 700,000 493,000 42.0% 80.0% 113.6%

Exhibit 3 – Page 18
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
137112789 964,000 894,000 7.8% 78.8% 85.0%
137132660 490,000 379,000 29.3% 80.0% 103.4%
137132916 850,000 777,000 9.4% 80.0% 87.5%
137133076 350,000 316,000 10.8% 80.0% 88.6%
137133556 770,000 695,000 10.8% 80.0% 88.3%
137133700 740,000 660,000 12.1% 70.0% 78.5%
137133924 468,000 399,000 17.3% 80.0% 93.8%
137133940 90,000 85,000 5.9% 80.0% 83.8%
137140202 542,000 470,000 15.3% 80.0% 92.3%
137145147 205,000 189,000 8.5% 80.0% 86.8%
137147991 305,000 271,000 12.5% 78.7% 88.6%
137148263 271,000 257,000 5.4% 80.0% 84.4%
137152559 345,000 249,000 38.6% 80.0% 110.8%
137152823 355,000 312,000 13.8% 70.0% 79.6%
137158264 233,000 220,000 5.9% 80.0% 83.6%
137159208 475,000 423,000 12.3% 80.0% 89.8%
137160024 170,000 133,000 27.8% 70.0% 73.9%
137163153 261,000 232,000 12.5% 90.0% 100.9%
137203315 595,000 437,000 36.2% 80.0% 108.0%
137235304 630,000 584,000 7.9% 45.6% 49.1%
137235571 409,000 351,000 16.5% 84.4% 98.3%
137236760 570,000 486,000 17.3% 80.0% 93.8%
137237144 395,000 292,000 35.3% 70.0% 94.7%
137243424 680,000 559,000 21.6% 77.9% 94.8%
137245961 1,300,000 1,180,000 10.2% 76.9% 84.7%
137246305 600,000 490,000 22.4% 78.7% 96.3%
137247665 570,000 542,000 5.2% 75.0% 78.9%
137248249 695,000 609,000 14.1% 80.0% 91.3%
137250601 250,000 228,000 9.6% 80.0% 87.7%
137251825 647,000 462,000 40.0% 80.0% 112.0%
137252009 487,000 402,000 21.1% 89.7% 108.7%
137267010 471,000 395,000 19.2% 80.0% 95.4%
137296133 491,000 333,000 47.4% 73.7% 108.7%
137297107 235,000 209,000 12.4% 70.0% 78.7%
137305089 1,170,000 1,064,000 10.0% 75.0% 82.5%
137315340 1,100,000 953,000 15.4% 80.0% 92.3%
137316291 715,000 553,000 29.3% 64.3% 83.2%
137325278 610,000 573,000 6.5% 75.0% 76.6%
137326342 400,000 327,000 22.3% 80.0% 97.9%
137329987 794,000 719,000 10.4% 80.0% 88.3%
137331491 743,000 683,000 8.8% 79.7% 86.7%
137336388 475,000 401,000 18.5% 95.0% 111.0%
137340228 260,000 210,000 23.8% 70.0% 86.7%
137340964 1,625,000 1,205,000 34.9% 61.5% 83.0%
137341084 475,000 431,000 10.2% 77.8% 85.8%

Exhibit 3 – Page 19
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
137341404 670,000 538,000 24.5% 80.0% 99.6%
137341428 780,000 716,000 8.9% 80.0% 87.2%
137343212 525,000 474,000 10.8% 75.0% 83.1%
137343276 485,000 388,000 25.0% 80.0% 100.0%
137355515 500,000 368,000 35.9% 80.0% 108.7%
137365037 190,300 158,000 20.4% 80.0% 96.4%
137392170 990,000 941,000 5.2% 80.0% 84.2%
137398040 469,000 368,000 27.4% 80.0% 102.0%
137398120 620,000 575,000 7.8% 80.0% 86.3%
137409573 395,000 345,000 14.5% 80.0% 91.6%
137411015 340,000 317,000 7.3% 90.0% 96.5%
137419203 740,000 682,000 8.5% 56.8% 61.6%
137423713 230,000 199,000 15.6% 80.0% 92.5%
137424729 413,000 336,000 22.9% 80.0% 98.3%
137425769 311,000 217,000 43.3% 70.0% 100.3%
137426889 315,000 292,000 7.9% 70.0% 75.5%
137428786 350,000 325,000 7.7% 80.0% 86.2%
137431986 930,000 866,000 7.4% 80.0% 80.8%
137433066 701,000 563,000 24.5% 80.0% 99.6%
137434058 640,000 465,000 37.6% 80.0% 110.1%
137435338 1,138,000 915,000 24.4% 80.0% 99.5%
137435955 600,000 521,000 15.2% 80.0% 92.1%
137436171 310,000 264,000 17.4% 81.6% 95.8%
137436563 500,000 296,000 68.9% 80.0% 129.7%
137451829 440,000 379,000 16.1% 80.0% 92.9%
137462522 650,000 504,000 29.0% 80.0% 103.2%
137475928 258,000 242,000 6.6% 70.0% 74.6%
137493402 598,000 537,000 11.4% 80.0% 89.1%
137502205 770,000 680,000 13.2% 80.0% 90.6%
137502221 670,000 556,000 20.5% 73.9% 89.0%
137506440 1,175,000 799,000 47.1% 71.5% 105.1%
137509724 245,000 230,000 6.5% 70.0% 73.0%
137512143 537,500 417,000 28.9% 80.0% 103.1%
137524379 685,000 545,000 25.7% 64.2% 80.7%
137534236 820,000 681,000 20.4% 75.0% 90.3%
137535596 740,000 648,000 14.2% 70.0% 79.9%
137535748 700,000 536,000 30.6% 70.0% 91.4%
137536924 157,000 134,000 17.2% 80.0% 91.3%
137537036 255,000 204,000 25.0% 90.0% 97.0%
137537980 880,000 836,000 5.3% 80.0% 84.2%
137538869 495,000 401,000 23.4% 80.0% 96.9%
137539797 172,000 150,000 14.7% 90.0% 103.2%
137543053 212,000 184,000 15.2% 67.0% 77.2%
137543421 125,000 87,000 43.7% 70.0% 100.6%
137544080 710,000 573,000 23.9% 70.0% 86.7%

Exhibit 3 – Page 20
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
137560752 203,000 179,000 13.4% 70.0% 76.2%
137598022 690,000 641,000 7.6% 80.0% 86.1%
137598719 800,000 616,000 29.9% 75.0% 97.4%
137620321 1,100,000 944,000 16.5% 80.0% 93.2%
137620753 465,000 369,000 26.0% 80.0% 100.8%
137621417 340,000 305,000 11.5% 80.0% 89.2%
137622513 370,000 262,000 41.2% 80.0% 113.0%
137628274 300,000 260,000 15.4% 74.0% 85.4%
137629202 1,400,000 1,302,000 7.5% 71.4% 76.8%
137629522 830,000 771,000 7.7% 74.7% 80.4%
137630082 555,000 518,000 7.1% 80.0% 85.7%
137631314 175,000 135,000 29.6% 70.0% 72.8%
137636903 136,500 126,000 8.3% 70.0% 74.4%
137640520 2,260,000 2,064,000 9.5% 80.0% 87.6%
137688102 186,900 156,000 19.8% 80.0% 94.8%
137700087 518,000 466,000 11.2% 80.0% 88.9%
137723580 800,000 728,000 9.9% 59.0% 64.8%
137725376 925,000 878,000 5.4% 80.0% 84.3%
137733183 430,000 354,000 21.5% 80.0% 97.2%
137737087 235,000 194,000 21.1% 78.8% 95.5%
137737359 405,000 383,000 5.7% 80.0% 82.3%
137737567 585,000 496,000 17.9% 90.0% 106.1%
137738167 290,000 240,000 20.8% 70.0% 84.6%
137739879 450,000 314,000 43.3% 80.0% 114.6%
137740063 530,000 409,000 29.6% 75.0% 96.5%
137740423 665,000 612,000 8.7% 69.9% 76.0%
137741480 2,300,000 1,376,000 67.2% 70.0% 117.0%
137742120 1,335,000 903,000 47.8% 70.0% 103.5%
137744776 259,000 200,000 29.5% 79.5% 103.0%
137747856 545,000 481,000 13.3% 78.5% 89.0%
137748624 1,350,000 823,000 64.0% 74.1% 121.5%
137748656 425,000 349,000 21.8% 80.0% 97.4%
137748824 581,000 374,000 55.3% 79.3% 123.2%
137770217 475,000 416,000 14.2% 80.0% 90.4%
137788528 815,000 759,000 7.4% 80.0% 81.9%
137797909 600,000 432,000 38.9% 75.0% 104.2%
137814372 300,000 267,000 12.4% 80.0% 89.9%
137815821 250,000 226,000 10.6% 70.0% 75.7%
137816248 470,000 447,000 5.1% 80.0% 80.5%
137830944 575,000 382,000 50.5% 80.0% 120.4%
137833366 560,000 531,000 5.5% 80.0% 84.4%
137833865 235,000 214,000 9.8% 78.3% 86.0%
137841584 635,000 458,000 38.6% 80.0% 110.9%
137846288 294,000 257,000 14.4% 78.2% 89.5%
137846744 645,000 611,000 5.6% 74.4% 78.6%

Exhibit 3 – Page 21
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
137850681 181,000 158,000 14.6% 64.6% 74.0%
137851849 186,000 137,000 35.8% 70.0% 88.9%
137852705 565,000 473,000 19.5% 77.5% 92.6%
137853593 1,600,000 1,436,000 11.4% 80.0% 89.1%
137855890 408,000 315,000 29.5% 80.0% 103.6%
137856642 237,000 212,000 11.8% 80.0% 89.4%
137859042 209,000 169,000 23.7% 70.0% 86.5%
137859154 235,000 214,000 9.8% 70.0% 76.5%
137860570 485,000 423,000 14.7% 80.0% 91.7%
137860915 433,000 384,000 12.8% 75.3% 84.9%
137866407 186,000 156,000 19.2% 80.0% 94.8%
137882872 625,000 426,000 46.7% 80.0% 117.4%
137883905 1,000,000 806,000 24.1% 67.2% 83.4%
137905908 595,000 547,000 8.8% 80.0% 87.0%
137924896 320,000 278,000 15.1% 80.0% 92.1%
137937001 385,000 340,000 13.2% 90.0% 101.9%
137937497 392,000 283,000 38.5% 80.0% 110.8%
137938009 378,000 298,000 26.8% 80.0% 101.5%
137939881 330,000 251,000 31.5% 79.7% 98.1%
137941145 390,000 351,000 11.1% 95.0% 103.2%
137942081 1,350,000 797,000 69.4% 72.6% 123.0%
137943745 2,330,000 1,759,000 32.5% 64.4% 85.3%
137944161 2,500,000 2,076,000 20.4% 75.0% 90.3%
137945266 355,000 326,000 8.9% 80.0% 87.1%
137945834 265,000 195,000 35.9% 73.6% 100.0%
137947106 260,000 242,000 7.4% 95.0% 101.3%
137950234 600,000 539,000 11.3% 70.0% 77.9%
137954147 330,000 249,000 32.5% 95.0% 124.0%
137955219 371,000 318,000 16.7% 80.0% 91.8%
137959712 340,000 270,000 25.9% 80.0% 100.7%
137977474 540,000 472,000 14.4% 70.0% 80.1%
137982436 470,000 413,000 13.8% 75.2% 85.6%
137999479 232,000 220,000 5.5% 69.4% 73.2%
138005289 335,000 307,000 9.1% 80.0% 87.3%
138005297 383,000 251,000 52.6% 80.0% 106.8%
138005386 345,000 198,000 74.2% 70.0% 121.1%
138021560 630,000 523,000 20.5% 70.0% 84.3%
138029272 370,000 269,000 37.5% 80.0% 108.6%
138029408 440,000 399,000 10.3% 80.0% 87.2%
138029536 795,000 708,000 12.3% 80.0% 89.8%
138035793 1,850,000 1,373,000 34.7% 70.0% 94.3%
138037081 560,000 512,000 9.4% 80.0% 87.5%
138039049 570,000 494,000 15.4% 80.0% 92.3%
138040849 730,000 684,000 6.7% 80.0% 85.4%
138042425 435,000 412,000 5.6% 80.0% 84.5%

Exhibit 3 – Page 22
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
138043066 463,000 386,000 19.9% 75.0% 90.0%
138044066 238,000 198,000 20.2% 85.0% 98.5%
138046890 1,267,000 1,001,000 26.6% 70.0% 88.6%
138047442 1,375,000 1,236,000 11.2% 80.0% 89.0%
138053821 400,000 371,000 7.8% 75.0% 80.9%
138059483 650,000 505,000 28.7% 80.0% 103.0%
138088223 380,000 340,000 11.8% 80.0% 88.8%
138098538 740,000 581,000 27.4% 80.0% 101.9%
138128353 860,000 729,000 18.0% 75.0% 88.5%
138129327 245,000 216,000 13.4% 80.0% 89.1%
138131959 408,000 352,000 15.9% 80.0% 92.7%
138132303 355,000 291,000 22.0% 74.9% 91.4%
138132495 515,000 487,000 5.7% 80.0% 84.6%
138132639 400,000 354,000 13.0% 70.0% 79.1%
138133647 1,400,000 1,100,000 27.3% 71.4% 90.9%
138134143 625,000 473,000 32.1% 70.0% 92.5%
138135719 612,000 545,000 12.3% 80.0% 89.8%
138136055 480,000 403,000 19.1% 80.0% 95.3%
138138304 1,200,000 525,000 128.6% 68.8% 157.1%
138139184 650,000 536,000 21.3% 80.0% 97.0%
138148097 465,000 384,000 21.1% 55.7% 67.4%
138150537 400,000 355,000 12.7% 63.0% 71.0%
138201001 255,000 170,000 50.0% 80.0% 120.0%
138203862 1,320,000 871,000 51.5% 55.7% 84.4%
138205727 950,000 742,000 28.0% 72.6% 93.0%
138210281 215,000 196,000 9.7% 70.0% 76.8%
138210474 345,000 221,000 56.1% 70.0% 109.3%
138228764 220,000 198,000 11.1% 80.0% 85.7%
138231964 1,400,000 509,000 175.0% 70.0% 192.5%
138234628 550,000 422,000 30.3% 80.0% 82.5%
138236165 640,000 587,000 9.0% 79.4% 86.5%
138236773 228,000 169,000 34.9% 90.0% 121.4%
138237541 2,260,000 1,695,000 33.3% 66.4% 88.5%
138238757 487,000 372,000 30.9% 80.0% 104.2%
138246350 293,000 154,000 90.3% 80.0% 148.3%
138272618 515,000 399,000 29.1% 70.0% 90.4%
138274105 1,400,000 1,107,000 26.5% 70.0% 88.5%
138288072 546,000 455,000 20.0% 80.0% 95.8%
138302019 380,000 284,000 33.8% 60.8% 81.4%
138309072 570,000 281,000 102.8% 69.8% 141.6%
138309088 1,180,000 863,000 36.7% 75.0% 102.5%
138309225 675,000 437,000 54.5% 48.9% 75.5%
138319881 612,000 565,000 8.3% 80.0% 86.7%
138322341 508,000 443,000 14.7% 80.0% 91.7%
138328453 350,000 242,000 44.6% 57.7% 83.5%

Exhibit 3 – Page 23
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
138330333 1,450,000 1,180,000 22.9% 80.0% 98.3%
138333205 228,000 177,000 28.8% 75.4% 97.2%
138334749 700,000 544,000 28.7% 80.0% 88.2%
138334965 704,000 653,000 7.8% 80.0% 86.2%
138340070 187,000 157,000 19.1% 95.0% 113.1%
138346103 500,000 344,000 45.3% 75.0% 109.0%
138351816 540,000 474,000 13.9% 80.0% 91.1%
138358211 650,000 569,000 14.2% 80.0% 91.4%
138360234 565,000 387,000 46.0% 80.0% 105.4%
138361464 609,350 513,000 18.8% 80.0% 95.0%
138422154 620,000 454,000 36.6% 70.0% 95.6%
138425818 250,000 222,000 12.6% 80.0% 88.3%
138430971 380,000 312,000 21.8% 80.0% 97.4%
138433931 1,600,000 1,326,000 20.7% 75.0% 90.5%
138434163 210,000 154,000 36.4% 62.4% 85.1%
138438900 360,000 249,000 44.6% 69.4% 100.4%
138439540 239,000 213,000 12.2% 79.3% 87.0%
138440908 355,000 253,000 40.3% 69.0% 96.8%
138442204 667,000 603,000 10.6% 80.0% 88.5%
138464548 495,000 448,000 10.5% 80.0% 88.4%
138520991 710,000 549,000 29.3% 80.0% 103.5%
138527955 250,000 229,000 9.2% 80.0% 87.3%
138532138 660,000 431,000 53.1% 80.0% 122.5%
138533130 271,000 229,000 18.3% 75.0% 88.8%
138533866 455,000 405,000 12.3% 80.0% 89.9%
138540739 332,000 247,000 34.4% 80.0% 107.5%
138542755 190,000 165,000 15.2% 70.0% 80.6%
138548380 504,000 386,000 30.6% 79.4% 103.6%
138550988 272,000 231,000 17.7% 51.5% 60.6%
138694791 1,095,000 845,000 29.6% 76.3% 98.8%
138695111 722,000 668,000 8.1% 80.0% 86.4%
138725053 720,000 634,000 13.6% 62.5% 71.0%
138731338 1,100,000 922,000 19.3% 80.0% 95.4%
138731483 641,000 595,000 7.7% 80.0% 86.2%
138735198 675,000 640,000 5.5% 69.3% 73.1%
138737118 204,500 171,000 19.6% 80.0% 94.6%
138737790 610,000 559,000 9.1% 80.0% 87.3%
138740790 485,000 352,000 37.8% 80.0% 110.2%
138751376 405,000 374,000 8.3% 80.0% 83.4%
138838866 635,000 518,000 22.6% 80.0% 98.1%
138845328 215,000 178,000 20.8% 95.0% 114.7%
138846144 145,000 137,000 5.8% 80.0% 84.7%
138848504 2,575,000 2,388,000 7.8% 70.0% 74.7%
138852713 550,000 458,000 20.1% 79.6% 95.6%
138857233 520,000 486,000 7.0% 66.4% 71.0%

Exhibit 3 – Page 24
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
138859385 355,000 307,000 15.6% 80.0% 92.5%
138859745 725,000 671,000 8.0% 80.0% 79.8%
138861138 450,000 412,000 9.2% 80.0% 87.4%
138871784 237,000 212,000 11.8% 90.0% 100.6%
138872330 950,400 744,000 27.7% 80.0% 102.2%
138930676 525,000 497,000 5.6% 80.0% 84.4%
138931069 315,000 273,000 15.4% 80.0% 92.3%
138937193 630,000 551,000 14.3% 77.1% 88.2%
138944864 723,400 589,000 22.8% 70.0% 86.0%
138946185 527,000 445,000 18.4% 79.3% 93.9%
138952689 740,000 674,000 9.8% 73.0% 80.1%
138953641 1,400,000 1,187,000 17.9% 75.0% 88.5%
138954522 301,000 271,000 11.1% 79.3% 88.1%
139001554 830,000 779,000 6.5% 62.1% 66.1%
139011649 725,000 651,000 11.4% 80.0% 89.1%
139019146 316,000 264,000 19.7% 80.0% 95.8%
139032267 805,000 713,000 12.9% 79.5% 89.8%
139037660 875,000 735,000 19.0% 68.6% 81.6%
139038076 126,000 112,000 12.5% 95.0% 106.0%
139038356 440,000 375,000 17.3% 80.0% 93.9%
139039740 625,000 474,000 31.9% 75.0% 98.9%
139041340 290,000 253,000 14.6% 80.0% 91.7%
139042148 625,000 475,000 31.6% 80.0% 105.3%
139046149 363,000 307,000 18.2% 70.0% 82.8%
139082678 1,250,000 573,000 118.2% 80.0% 174.5%
139113680 350,000 324,000 8.0% 80.0% 84.7%
139113712 572,000 414,000 38.2% 80.0% 110.5%
139113960 275,000 248,000 10.9% 70.0% 77.6%
139116368 1,300,000 1,002,000 29.7% 70.8% 91.8%
139125889 847,000 734,000 15.4% 80.0% 91.2%
139128882 560,000 417,000 34.3% 80.0% 107.4%
139130130 360,000 337,000 6.8% 70.0% 74.8%
139135690 1,100,000 944,000 16.5% 70.0% 72.2%
139148174 280,000 215,000 30.2% 80.0% 89.3%
139186175 790,000 726,000 8.8% 80.0% 75.3%
139200360 220,000 205,000 7.3% 70.0% 75.1%
139210028 350,000 294,000 19.0% 65.0% 77.4%
139212596 395,000 343,000 15.2% 80.0% 91.4%
139216853 335,000 288,000 16.3% 90.0% 103.4%
139222454 315,000 296,000 6.4% 78.7% 83.8%
139268476 480,000 415,000 15.7% 80.0% 92.5%
139285700 1,090,000 891,000 22.3% 79.1% 96.5%
139293517 800,000 644,000 24.2% 80.0% 99.4%
139295741 535,000 392,000 36.5% 80.0% 108.2%
139365675 160,000 144,000 11.1% 95.0% 91.7%

Exhibit 3 – Page 25
 Percentage by
Represented
Reported Value Determined Which Actual Loan to
Loan Number Loan to Value
Appraised Value by AVM Appraised Value Value Ratio
Ratio
Exceeds AVM
139370051 75,000 58,000 29.3% 88.7% 114.7%
139370163 84,000 65,000 29.2% 89.2% 115.2%
139376764 350,000 333,000 5.1% 80.0% 82.9%
139379628 2,600,000 2,178,000 19.4% 70.0% 75.5%
139428090 285,000 221,000 29.0% 80.0% 103.2%
139459533 890,000 764,000 16.5% 80.0% 93.2%
139459821 410,000 382,000 7.3% 80.0% 85.9%
139461781 350,000 331,000 5.7% 80.0% 83.2%
139497472 583,000 533,000 9.4% 80.0% 83.3%
139606058 671,000 458,000 46.5% 80.0% 117.2%
139754879 632,000 564,000 12.1% 80.0% 88.7%
139905258 329,000 262,000 25.6% 81.2% 101.9%
139946406 235,000 200,000 17.5% 80.0% 92.8%

Exhibit 3 – Page 26
Table 2: Subsequent Sales

Change in
Difference
Appraisal SPCS
between Adjusted
Adjusted for between
Reported SPCS Appraisal
Loan Housing Loan Actual Sale
Appraised Adjusted as a
Number Price Origination Price
Value Appraisal Percent of
Changes at and
and Sale Sale Price
Time of Sale Property
Price
Sale
116600976 239,000 132,787 -44% 108,000 24,787 123%
117456503 510,000 272,372 -47% 190,000 82,372 143%
117467729 320,000 111,889 -65% 33,000 78,889 339%
117826674 550,000 321,380 -42% 300,000 21,380 107%
117917942 440,000 236,007 -46% 195,000 41,007 121%
117978965 300,000 314,782 5% 230,246 84,536 137%
118469263 646,000 240,618 -63% 210,000 30,618 115%
118531359 275,000 120,193 -56% 48,500 71,693 248%
118878682 1,300,000 830,007 -36% 760,000 70,007 109%
118904645 290,000 107,235 -63% 75,000 32,235 143%
118913438 425,000 399,778 -6% 299,000 100,778 134%
118925216 690,000 435,380 -37% 400,000 35,380 109%
118995393 705,000 376,263 -47% 315,000 61,263 119%
119075785 425,000 463,770 9% 367,400 96,370 126%
119136840 335,000 134,459 -60% 74,000 60,459 182%
119172461 410,000 257,786 -37% 221,000 36,786 117%
119197960 1,150,000 576,865 -50% 470,000 106,865 123%
119270425 625,000 344,411 -45% 280,000 64,411 123%
119478315 680,000 551,653 -19% 422,000 129,653 131%
119482476 595,000 305,449 -49% 200,000 105,449 153%
119487236 298,000 149,483 -50% 109,000 40,483 137%
119579072 900,000 677,150 -25% 560,000 117,150 121%
119582344 545,000 345,119 -37% 320,000 25,119 108%
119671795 385,000 224,473 -42% 148,000 76,473 152%
119673147 365,000 167,130 -54% 127,000 40,130 132%
119702567 270,000 165,523 -39% 109,900 55,623 151%
119718009 375,000 145,776 -61% 109,000 36,776 134%
119736147 415,000 283,390 -32% 221,000 62,390 128%
119745957 376,000 134,491 -64% 110,500 23,991 122%
119784313 527,000 314,532 -40% 173,500 141,032 181%
119827615 240,000 104,844 -56% 83,000 21,844 126%
119829119 340,000 146,075 -57% 47,500 98,575 308%
127030668 585,000 369,761 -37% 310,000 59,761 119%
127490632 375,000 334,735 -11% 270,000 64,735 124%
127738446 624,000 251,188 -60% 227,000 24,188 111%
127935094 349,000 158,843 -54% 127,000 31,843 125%
127950776 595,000 337,745 -43% 307,000 30,745 110%
127950792 305,000 150,567 -51% 94,000 56,567 160%
127971506 583,000 321,517 -45% 300,000 21,517 107%
128004414 610,000 301,365 -51% 276,000 25,365 109%

Exhibit 3 – Page 27
 Change in
Difference
Appraisal SPCS
between Adjusted
Adjusted for between
Reported SPCS Appraisal
Loan Housing Loan Actual Sale
Appraised Adjusted as a
Number Price Origination Price
Value Appraisal Percent of
Changes at and
and Sale Sale Price
Time of Sale Property
Price
Sale
128010951 205,000 96,860 -53% 59,000 37,860 164%
128033706 685,000 425,322 -38% 325,000 100,322 131%
128045099 795,000 347,304 -56% 320,000 27,304 109%
128105155 683,000 495,505 -27% 370,666 124,839 134%
128127765 585,000 392,622 -33% 295,000 97,622 133%
128186188 559,000 296,579 -47% 215,000 81,579 138%
128188620 652,000 328,114 -50% 285,000 43,114 115%
128205598 1,060,000 614,349 -42% 425,000 189,349 145%
128232874 300,000 112,327 -63% 100,000 12,327 112%
128254741 425,000 298,158 -30% 250,000 48,158 119%
128368947 365,000 198,919 -46% 175,000 23,919 114%
128461198 755,000 343,852 -54% 137,000 206,852 251%
128518246 300,000 231,126 -23% 53,500 177,626 432%
128585838 610,000 382,365 -37% 333,500 48,865 115%
128608089 492,000 189,341 -62% 93,000 96,341 204%
132910864 2,150,000 1,413,007 -34% 1,225,000 188,007 115%
133006164 510,000 300,090 -41% 280,000 20,090 107%
133099144 1,750,000 914,509 -48% 760,000 154,509 120%
133147968 550,000 250,071 -55% 200,000 50,071 125%
133281039 555,000 357,164 -36% 310,000 47,164 115%
133373722 720,000 456,259 -37% 385,000 71,259 119%
133518210 520,000 269,040 -48% 246,000 23,040 109%
133608275 500,000 282,778 -43% 220,000 62,778 129%
133873462 510,000 295,260 -42% 280,000 15,260 105%
133948934 665,000 389,276 -41% 298,000 91,276 131%
134039627 395,000 241,198 -39% 210,000 31,198 115%
134124363 465,000 356,460 -23% 309,000 47,460 115%
134366037 1,050,000 858,382 -18% 711,000 147,382 121%
134782284 850,000 616,590 -27% 571,000 45,590 108%
134801478 850,000 653,111 -23% 521,000 132,111 125%
134811552 620,000 311,056 -50% 235,000 76,056 132%
134838634 315,500 128,379 -59% 113,000 15,379 114%
134874558 660,000 393,203 -40% 364,000 29,203 108%
135023783 296,000 187,477 -37% 135,000 52,477 139%
135062615 350,000 265,704 -24% 247,000 18,704 108%
135121092 430,000 259,503 -40% 226,217 33,286 115%
135217676 595,000 328,900 -45% 279,000 49,900 118%
135285225 427,000 218,273 -49% 203,000 15,273 108%
135296938 1,350,000 712,943 -47% 664,000 48,943 107%
135376824 776,000 684,777 -12% 625,000 59,777 110%
135378457 388,000 247,548 -36% 219,000 28,548 113%

Exhibit 3 – Page 28
 Change in
Difference
Appraisal SPCS
between Adjusted
Adjusted for between
Reported SPCS Appraisal
Loan Housing Loan Actual Sale
Appraised Adjusted as a
Number Price Origination Price
Value Appraisal Percent of
Changes at and
and Sale Sale Price
Time of Sale Property
Price
Sale
135406360 1,100,000 794,722 -28% 750,000 44,722 106%
135442782 405,000 313,670 -23% 211,000 102,670 149%
135446711 435,000 367,125 -16% 280,500 86,625 131%
135468132 550,000 374,401 -32% 295,000 79,401 127%
135502217 515,000 223,283 -57% 198,000 25,283 113%
135503748 206,000 124,893 -39% 93,500 31,393 134%
135538396 419,000 218,667 -48% 170,000 48,667 129%
135822354 470,000 200,183 -57% 177,000 23,183 113%
135880958 974,000 916,532 -6% 454,100 462,432 202%
136196610 465,000 384,173 -17% 250,000 134,173 154%
136202091 698,000 719,048 3% 375,000 344,048 192%
136202467 452,000 307,063 -32% 255,000 52,063 120%
136262231 422,000 162,086 -62% 100,500 61,586 161%
136265082 1,795,000 1,853,666 3% 594,000 1,259,666 312%
136309072 265,000 130,901 -51% 110,000 20,901 119%
136371089 760,000 394,774 -48% 305,000 89,774 129%
136476338 680,000 485,662 -29% 413,000 72,662 118%
136478611 298,000 115,806 -61% 84,500 31,306 137%
136525906 725,000 377,868 -48% 325,000 52,868 116%
136535349 620,000 221,252 -64% 180,000 41,252 123%
136628594 470,000 208,177 -56% 198,000 10,177 105%
136638707 570,000 348,602 -39% 310,000 38,602 112%
136718460 920,000 459,803 -50% 420,000 39,803 109%
136786515 300,000 174,206 -42% 153,900 20,306 113%
136786523 208,000 107,190 -48% 95,000 12,190 113%
136799024 452,000 179,728 -60% 120,000 59,728 150%
136800624 345,000 179,283 -48% 105,000 74,283 171%
136851106 830,000 440,399 -47% 236,700 203,699 186%
136888347 580,000 510,624 -12% 302,700 207,924 169%
136915422 185,000 85,414 -54% 51,500 33,914 166%
136940346 475,000 356,495 -25% 336,000 20,495 106%
136967313 285,000 135,446 -52% 113,000 22,446 120%
136981623 540,000 566,968 5% 435,000 131,968 130%
137011626 195,000 88,290 -55% 67,000 21,290 132%
137067060 335,000 134,204 -60% 73,500 60,704 183%
137069004 265,000 147,414 -44% 116,000 31,414 127%
137132660 490,000 259,840 -47% 227,000 32,840 114%
137133076 350,000 341,976 -2% 246,000 95,976 139%
137148263 271,000 179,522 -34% 139,352 40,170 129%
137163161 220,000 114,829 -48% 67,000 47,829 171%
137237272 520,000 354,188 -32% 278,000 76,188 127%

Exhibit 3 – Page 29
 Change in
Difference
Appraisal SPCS
between Adjusted
Adjusted for between
Reported SPCS Appraisal
Loan Housing Loan Actual Sale
Appraised Adjusted as a
Number Price Origination Price
Value Appraisal Percent of
Changes at and
and Sale Sale Price
Time of Sale Property
Price
Sale
137252009 487,000 357,312 -27% 279,500 77,812 128%
137316291 715,000 374,149 -48% 330,000 44,149 113%
137326286 2,275,000 1,643,658 -28% 1,300,000 343,658 126%
137435955 600,000 339,772 -43% 220,500 119,272 154%
137475928 258,000 134,330 -48% 114,000 20,330 118%
137535596 740,000 503,222 -32% 460,000 43,222 109%
137537756 350,000 123,278 -65% 110,000 13,278 112%
137539797 172,000 107,909 -37% 65,000 42,909 166%
137567165 475,000 172,712 -64% 84,000 88,712 206%
137621417 340,000 215,814 -37% 172,000 43,814 125%
137741928 375,000 177,936 -53% 135,000 42,936 132%
137830944 575,000 321,614 -44% 201,000 120,614 160%
137833865 235,000 179,758 -24% 138,200 41,558 130%
138135719 612,000 267,442 -56% 230,000 37,442 116%
138138304 1,200,000 546,519 -54% 240,000 306,519 228%
138139184 650,000 470,755 -28% 250,000 220,755 188%
138346103 500,000 351,804 -30% 175,000 176,804 201%
138424298 422,000 313,496 -26% 168,000 145,496 187%
138520991 710,000 388,207 -45% 322,000 66,207 121%
138532138 660,000 363,661 -45% 250,000 113,661 145%
138540739 332,000 238,321 -28% 153,000 85,321 156%
138542755 190,000 83,302 -56% 43,100 40,202 193%
138731338 1,100,000 898,430 -18% 700,000 198,430 128%
138861114 585,000 363,190 -38% 337,000 26,190 108%
138937193 630,000 539,230 -14% 480,000 59,230 112%
138954522 301,000 130,346 -57% 84,500 45,846 154%
139032267 805,000 743,376 -8% 649,000 94,376 115%
139041340 290,000 143,711 -50% 120,000 23,711 120%
139130130 360,000 122,574 -66% 106,000 16,574 116%

Exhibit 3 – Page 30
Table 3: Early Payment Defaults

Loan Number Status At Six Months Date

118904637 60 or more days delinquent 12/1/2006
119198152 60 or more days delinquent 12/1/2006
119478315 60 or more days delinquent 1/1/2007
119827799 60 or more days delinquent 12/1/2006
128127765 90 or more days delinquent 1/1/2007
128701068 90 or more days delinquent 1/1/2007
132952887 60 or more days delinquent 1/1/2007
133070403 60 or more days delinquent 1/1/2007
134463463 60 or more days delinquent 1/1/2007
135023783 60 or more days delinquent 1/1/2007
135165363 60 or more days delinquent 12/1/2006
135277130 90 or more days delinquent 1/1/2007
135376824 60 or more days delinquent 12/1/2006
135436629 90 or more days delinquent 1/1/2007
135541012 Foreclosed 1/1/2007
135817802 60 or more days delinquent 1/1/2007
136047211 60 or more days delinquent 1/1/2007
136368808 Foreclosed 1/1/2007
136388057 60 or more days delinquent 1/1/2007
136464497 Foreclosed 2/1/2007
136888347 60 or more days delinquent 2/1/2007
137411015 60 or more days delinquent 1/1/2007
137629874 60 or more days delinquent 1/1/2007
137843576 60 or more days delinquent 1/1/2007
138027064 90 or more days delinquent 1/1/2007
138047306 Foreclosed 1/1/2007
138131959 60 or more days delinquent 1/1/2007
138846144 60 or more days delinquent 2/1/2007

Exhibit 3 – Page 31
Table 4: Property Tax Records

Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
6556651 X X X
6583702 X
8420358 X
97884697 X
97912741 X
97916381 X
98069960 X
100866296 X
111529015 X
112961580 X
115096956 X
117033518 X
117093109 X
117139835 X X
117227782 X
117300279 X
117486291 X
117737431 X
117877024 X X
118266347 X
118296118 X
118316569 X
118385722 X X
118429255 X
118442163 X
118465406 X X
118486225 X
118545360 X
118571308 X
118592278 X X
118619562 X
118641748 X
118690426 X
118691083 X
118720150 X
118721206 X
118739897 X
118753618 X
118761771 X X
118792871 X
118832140 X
118840637 X X
118850430 X X

Exhibit 3 – Page 32
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
118864912 X
118870121 X
118904189 X
118910350 X
118911790 X
118913846 X X
118914447 X X
118937297 X
118942114 X
118953715 X
119018980 X
119021428 X X
119043765 X
119071848 X
119089490 X X
119136224 X
119149514 X X
119197104 X X
119197672 X
119212938 X
119227908 X X
119254111 X X
119296780 X
119299877 X X
119314743 X X
119318527 X
119319111 X
119345435 X
119355932 X
119365869 X
119387248 X
119387984 X X
119415579 X
119419116 X X
119422052 X
119426717 X X
119428877 X
119448407 X
119454824 X X
119477123 X X
119480859 X
119484820 X X
119500230 X
119506159 X

Exhibit 3 – Page 33
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
119525233 X
119543843 X
119552620 X
119563118 X
119576071 X X
119579944 X
119596714 X
119631998 X
119642720 X
119643600 X
119667259 X X
119672739 X X
119673115 X
119674564 X
119690510 X
119691934 X X
119693150 X
119703319 X
119718505 X
119735835 X
119735931 X
119752085 X
119756638 X X
119769984 X X
119770928 X
119772184 X
119781537 X
119800131 X
119813933 X
119820902 X
119827759 X
119828567 X
119828735 X
119829207 X
119829335 X X
119837432 X
119837840 X X
119839376 X
120876394 X
121994586 X X
123911346 X
124234848 X
124441532 X
124728333 X

Exhibit 3 – Page 34
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
125088448 X
126124178 X
126807017 X X
126882424 X
127062243 X X
127191685 X
127191999 X
127203824 X
127233335 X
127300085 X X
127613118 X X
127727490 X X
127930341 X
127932141 X
127934134 X
127936302 X X
127949623 X
127963985 X
127964529 X
127972170 X
127975131 X
127982396 X
127993173 X
127998830 X
127999862 X X
128007639 X
128011423 X
128014280 X
128024993 X
128026137 X X
128026321 X
128041987 X
128051180 X
128066814 X
128074151 X X
128080888 X
128091897 X
128097738 X X
128098162 X X
128099234 X
128112364 X
128114524 X
128116980 X
128117476 X

Exhibit 3 – Page 35
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
128119972 X
128127757 X
128127973 X
128132773 X
128165489 X
128166433 X
128170978 X
128180667 X
128184476 X
128198557 X
128198710 X
128203118 X
128207327 X
128213959 X X
128230626 X
128232562 X
128236002 X
128242435 X
128247860 X X
128259685 X
128262069 X
128264638 X
128264902 X
128265382 X
128265510 X
128269294 X
128272687 X
128278303 X
128297402 X X X
128328134 X
128336871 X
128346136 X
128350360 X
128367723 X
128368499 X
128369555 X
128382389 X
128384445 X
128427418 X
128458702 X
128471056 X
128502220 X
128510557 X X
128531287 X X

Exhibit 3 – Page 36
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
128547745 X
128578341 X
128589286 X
128597159 X
128679810 X
128700308 X X
128710518 X X X
128772205 X
132125827 X X
132295038 X
132430317 X
132596698 X
132626158 X
132667552 X X
132746474 X
132879380 X X
132949798 X
133105177 X
133109985 X X X
133284120 X X
133373978 X X
133374074 X
133374322 X
133406388 X
133503238 X
133600202 X
133918755 X
134144025 X
134203655 X
134366383 X X
134377206 X X
134388027 X
134413487 X X
134419695 X
134440828 X
134590491 X
134600693 X
134605205 X
134623562 X X
134675086 X
134724217 X
134754920 X
134792939 X X
134809119 X

Exhibit 3 – Page 37
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
134852284 X
134853044 X X
134877485 X
134880509 X
134995810 X
134998299 X
134998307 X
134999843 X X
135025944 X X
135032692 X
135055350 X
135058684 X
135165363 X
135200472 X
135249644 X
135275872 X
135371080 X X
135386274 X X
135421315 X
135422685 X
135433053 X
135433141 X
135446174 X
135446198 X X
135518795 X X
135518868 X X
135574668 X
135586505 X
135591993 X
135596181 X
135807929 X
135817802 X
135818954 X
135820434 X X
135829584 X
135835673 X
135849354 X X
135873365 X X X
135898005 X
135914843 X
135916817 X
136022412 X
136033757 X X
136059152 X

Exhibit 3 – Page 38
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
136097434 X
136105961 X X
136123443 X X
136153345 X X X
136155413 X X
136177030 X X
136196530 X X
136203395 X
136211828 X
136213580 X
136224759 X
136263464 X X
136268930 X
136279159 X
136283840 X
136286100 X X
136290261 X
136295846 X X
136299646 X
136299742 X
136308904 X
136309440 X X X
136310992 X
136355157 X X
136367960 X
136368216 X X
136369472 X
136422336 X
136430489 X
136442612 X X
136443564 X
136445542 X X
136446606 X
136461889 X X
136465233 X X
136469730 X
136475122 X
136508072 X
136512835 X
136542197 X
136544430 X X
136551727 X
136553047 X X
136553663 X X

Exhibit 3 – Page 39
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
136564671 X X
136567810 X
136585298 X
136590174 X
136591406 X
136611938 X
136638667 X X
136642564 X
136643948 X
136673653 X
136700324 X
136712276 X
136713564 X
136714916 X
136730021 X
136748598 X X
136794208 X
136829543 X X
136851250 X
136865990 X
136876502 X
136891259 X
136893451 X X
136907933 X X
136915942 X X
136916326 X X
136971624 X
136978853 X X
136983834 X
136983987 X X
136991053 X X
137003719 X X
137003815 X
137009488 X
137044729 X
137071084 X
137078293 X
137132804 X
137132916 X
137158896 X
137163153 X
137203976 X
137204089 X
137235304 X

Exhibit 3 – Page 40
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
137235320 X X
137236760 X
137236992 X
137251825 X
137267010 X
137273336 X
137305089 X
137315340 X
137329427 X
137331491 X
137336388 X
137338588 X
137340964 X
137419203 X
137419219 X
137424729 X
137431986 X
137432490 X X
137433066 X
137434058 X
137435186 X
137435338 X
137435971 X
137436731 X X
137449929 X
137493418 X
137502221 X
137506440 X
137527627 X
137531436 X X
137533156 X
137534172 X
137534236 X
137535748 X
137536228 X X
137537980 X
137538869 X X
137598022 X
137598583 X
137598719 X
137619441 X
137620321 X
137623521 X
137633419 X

Exhibit 3 – Page 41
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
137635379 X
137640520 X
137725529 X
137733455 X
137737567 X
137741480 X
137742120 X
137748624 X
137788528 X
137803158 X
137814790 X X
137820064 X
137833366 X X
137843576 X
137846744 X
137850681 X
137856642 X
137860570 X X
137937737 X
137938009 X
137939881 X
137941145 X X
137945882 X
137954147 X
137959712 X X
137977925 X
137982436 X
137998746 X
138026137 X X X
138037585 X X
138043066 X X
138053821 X
138084544 X X
138088223 X
138102326 X
138129327 X
138132303 X
138132639 X
138133479 X
138145817 X
138151033 X
138151161 X
138168046 X X
138203894 X X

Exhibit 3 – Page 42
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
138231964 X
138234628 X X
138236165 X
138242141 X X
138243605 X
138309072 X X
138328453 X
138335397 X X
138340070 X
138358211 X
138422106 X
138430971 X X
138440908 X
138471639 X X
138491928 X
138533866 X
138535834 X
138542595 X
138543843 X X
138723385 X X
138731483 X
138747935 X
138845328 X
138848504 X X
138857233 X
138859745 X
138859913 X
138946185 X
138949289 X
138955002 X X X
138955354 X
139030531 X X
139038012 X
139038076 X
139044749 X
139046149 X
139077544 X
139082678 X
139113712 X X
139128882 X
139210028 X X
139218709 X
139221269 X
139268476 X

Exhibit 3 – Page 43
 Another
Property Not
Property Tax Bills Sent to
Loan Number Designated as
Designated as Another Address
Homestead
Homestead
139283980 X X
139376764 X
139497472 X
139754879 X
139946406 X X

Exhibit 3 – Page 44