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TheFailureofthe401kedited

TheFailureofthe401kedited

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Published by Sir Templar

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Published by: Sir Templar on Feb 27, 2011
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02/27/2011

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THE FAILUREOF THE 401)
HOW INDIVIDUAL RETIREMENT PLANS ARE A COSTLY GAMBLE FOR AMERICAN WORKERSROBERT HILTONSMITH
 
THE FAILURE OF THE 401(K)
ABOUT DE¯ MOS
Dēmos is a non-partisan public policy research and advocacy organization. Headquartered in New York City,Dēmos works with advocates and policymakers around the country in pursuit o our overarching goals: amore equitable economy; a vibrant and inclusive democracy; an empowered public sector that works or thecommon good; and responsible U.S. engagement in an interdependent world. Dēmos was ounded in 2000.In 2010, Dēmos entered into a publishing partnership with
e American Prospect
, one o the nation’s premiermagazines ocussing policy analysis, investigative journalism, and orward-looking solutions or the nation’sgreatest challenges.
ABOUT ROBERT HILTONSMITH
Robbie joined Demos in 2010 and provides research and analysis on issues surrounding fscal policy andretirement security in the United States. Robbie's previous work ocused on entitlement reorm and LatinAmerican public policy. He has a B.S. in mathematics and philosophy rom Guilord College and a M.S. ineconomics rom the New School or Social Research.
ACKNOWLEDGEMENTS
Te author would like to thank Monique Morrissey o the Economic Policy Institute and Karen Ferguson o the Pension Rights Center or their invaluable comments and suggestions. amara Draut, Lucy Mayo, andJohn Winkel also made important contributions to the report.Design and Layout by Maxwell Hirsch.
 
ROBERT HILTONSMITH
Amelia Warren Tyagi,
Board Chair, Co-Founder & EVP/COO, e BusinessTalent Group
Miles Rapoport
President Dēmos
Mark C. Alexander
Proessor o Law, Seton Hall University
Ben Binswanger
Chie Operating Ofcer, e Case Foundation
Raj Date
Chairman & Executive Director, Cambridge Winter
Maria Echaveste
Co-Founder, Nueva Vista Group
Gina Glantz
Senior Advisor, SEIU 
Amy Hanauer
Founding Executive Director, Policy Matters Ohio
Stephen Heintz
President, Rockeeller Brothers Fund 
Sang Ji
Partner White & Case LLP
Clarissa Martinez De Castro
Director o Immigration & National Campaigns,National Council o La Raza
Rev. Janet McCune Edwards
Presbyterian Minister
Arnie Miller
Founder, Isaacson Miller
John Morning
Graphic Designer
Wendy Puriefoy
President, Public Education Network
Janet Shenk
Senior Program Ofcer, Panta Rhea Foundation
 
Adele Simmons
Vice Chair, Chicago Metropolis 2020
David Skaggs
Former Congressmen
Paul Starr
Co-Editor, e American Prospect
Ben Tayor
Chairman, e American Prospect
Ruth Wooden
President, Public Agenda
 
MEMBERS, PAST & ON LEAVE
President Barack ObamaTom CampbellChristine ChenJuan FigueroaRobert FranklinCharles R. HalpernSara HorowitzVan JonesEric LiuSpencer OvertonRobert ReichLinda Tarr-WhelanErnest Tollerson
Afliations are listed or identication purposes only.As with all Dēmos publications, the views expressed inthis report do not necessarily reect the views o theDēmos Board o Directors.
DE¯ MOS BOARD OF DIRECTORS

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