Muslim Commercial Bank Limited

Balance Sheet
As on 31st December

2005 2006
Assets

Cash and balances with treasury banks 23665549 32465976

Balances with other banks 1466045 6577017
Lending to financial intuitions 9998828 21081800
Investments 69481487 63486316
Advances 180322753 198239155
operating fixed assets 8182454 9054156
Deferred tax assets 191967 172373
Other assets 5471697 11031450

298780780 342108243

Liabilities

Bills payable 8536674 7089679

Borrowings 27377502 23943476
Deposits and Other accounts 229341890 257461838
Sub-ordinated loans 1598080 1597440
Deffered tax liabilities 0 0
Other liabilities 8192338 11171496

275046484 301263929

Net assets 23734296 40844314

Represented by:
Share capital 4265327 5463276
Reserves 9054940 24662426
Unappropriateed profit 4990260 5530973
18310527 35656675

Surplus on revaluation of assets 5423769 5187639

23734296 40844314
Profit before taxation 13018487
 4265327 5463276
9054940 24662426
4990260 5530973
18310527 35656675

183.10527 356.56675

180322753 198239155

1803.22753

229341890 257461838
2293.4189
 2007 2008 2009

39683883 39631219 38774871

3867591 4106526 6077354 Equity Ratio
1051372 4100079 3000000
115358590 97790391 169484647 2005 0.0794372
218959786 262508830 253248265 2006 0.11939
16082781 17320485 18099010 2007 0.2434818
0 0 0 2008 0.1350411
17896838 19828228 23057731 2009 0.1413081

412900841 445287766 511741878 Debt Ratio

2005 0.9205628
2006 0.88061
2007 0.8606268
2008 0.8649544
10479058 10551468 8201090 2009 0.8586919
39406831 22663840 44662088
292088347 330245080 367581075 Debt to Equity Ratio
479232 0 0 2005 11.588567
1183586 440295 3201756 2006 7.3759087
11716465 21252942 15782589 2007 3.534666
2008 6.4051216
355353519 385153625 439428598 2009 6.0767344

57547322 60132133 72313280 Return on Assets

2005 2.9829278
2006 3.5492854
6282768 6282768 6911045 2007 3.98199
34000638 36772321 38387656 2008 3.4412062
5130750 11065723 17821670 2009 3.0611923
45414156 54120812 63120371
Net Profit to Equity Ratio
9705519 6011252 9192838
2005 37.550787
100533831 60132133 72313280 2006 29.72849
2007 16.354365
 2008 25.482665
2009 21.663245

8912415 12142398 16441670 15323270 15665403

Return on Investment

2005 12.827035
2006 19.126008
2007 14.252662
2008 15.669505
2009 9.2429629

Return on Fixed Assets

2005 108.92105
2006 134.10856
2007 102.23151
2008 88.469058
2009 86.553922

Earning assets 261269113 289384288 339237339 368505826 431810266

Earning Assets Ratio

2005 0.87445087
2006 0.84588517
2007 0.82159518
2008 0.82756782
2009 0.84380483

18500670 2252634 21886740 23349146

Return on Earning Assets

2005 0.04982788
2006 0.06393115
2007 0.00664029
2008 0.0593932
2009 0.0540727

Current Asset Ratio

2005
2006
2007
2008
2009
 6282768 6282768 6911045
34000638 36772321 38387656
5130750 11065723 17821670
45414156 54120812 63120371

218959786 262508830 253248265

292088347 330245080 367581075