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Published by Jadz Lai

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Published by: Jadz Lai on Mar 10, 2011
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Comparative Financial Statements of HDFC Standard Life Insurance.
Introduction to finance:
studies and addresses the ways in which individuals, businesses, and organizations raise, allocate, and use monetaryresources  over time, taking into account therisksentailed in their projects. Theterm "finance" may thus incorporate any of the following:
The study of moneyand other assets.
The management and control of those assets,
Profiling and managing project risks,
The science of managing money,
As a verb, "to finance" is to provide funds for  businessor for anindividual's large purchases (car, home, etc.).The field of finance deals with the concepts of time,moneyand risk and how they are interrelated. It also deals with how money is spentand budgeted. Finance works most basically through individuals and business organizationsdepositingmoney in a bank . The bank then lends
Indian AcademyDegree college,
Hennur cross
,Page 1
Hennur main road. Kalyan nagar, Bangalore-43
Comparative Financial Statements of HDFC Standard Life Insurance.
the money out to other individuals or corporations for consumptionor investment, and chargesintereston the loans. The activity of finance is the application of a set of techniques thatindividuals and organizations (entities) use to manage their money, particularly the differences between income and expenditure and therisks of their investments.An entity whose income exceeds its expenditure can lend or investthe excess income. On the other hand, an entity whose income is lessthan its expenditure can raise capital by borrowing or selling equityclaims, decreasing its expenses, or increasing its income.Finance is used by individuals ( personal finance), by governments( public finance), by businesses (corporate finance), as well as by a wide variety of organizations including schools and non-profit organizations.In general, the goals of each of the above activities are achieved throughthe use of appropriate financial instruments, with consideration to their institutional setting.
Indian AcademyDegree college,
Hennur cross
,Page 2
Hennur main road. Kalyan nagar, Bangalore-43
Comparative Financial Statements of HDFC Standard Life Insurance.
Finance is one of the most important aspects of  business management. Without proper financial planning a new enterprise isunlikely to be successful. Managing money (a liquid asset) is essential toensure a secure future, both for the individual and an organization.
Financial Management:
Management of funds is an important aspect of 
. Management of funds acts as the primary concernwhether it may be in a business undertaking or in an educationalinstitution. Financial management, which is simply meant dealing withmanagement of money matters.
Indian AcademyDegree college,
Hennur cross
,Page 3
Hennur main road. Kalyan nagar, Bangalore-43

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