Professional Documents
Culture Documents
I Bhoopendra pathak declare that the Project Report entitled “DMAT SERVICE IN
KCL “with special reference to “ Karvy Consultant LTD”. And its competitive funds are
I further declare that all the information, facts & figures furnished in this project Report
Bhoopendra Pathak
M.B.A.III sem.
M.P.C.T. Gwalior
ACKNOWLEDGEMENT
I take this opportunity to express my gratitude to Mr. NITIN TEMAK (Brach Manager)
I am very grateful to Mr.Avnish sir, Mr. Jitu sir, Mr. Sandeep sir, and I am also
thankful to Mr. Kanik karkhur sir and staff member of KCL for their valuable
Finally, I would like to express my sincere Thanks to Mr. N.C. JAIN (H.O.D. of MPCT
M.B.A. Dept.) who gave me a proper guidance & support to complete my project.
I would like to thanks to Mr. Umesh Sharma Sir, Mr. Sourab Goyal Sir, Trilok sir,
and I am also thankful to Miss Gunjan Tiwari Madam and all faculty of M.B.A. Dept for his
Lastly, I am grateful to all the respondents who helped me by providing the information
Bhoopendra Pathak
M.B.A.III sem
M.P.C.T. Gwalior
PREFACE
Education becomes more meaningful when its theoretical
aspects are combined with the practical experiences .This provides an
opportunity to the student to improve there understanding of the studies.
• Developments activities.
• Achievements.
At Karvy Insurance Broking (P) Ltd. we provide both life and non-life
insurance products to retail individuals, high net-worth clients and
corporate. With the opening up of the insurance sector and with a large
number of private players in the business, we are in a position to provide
tailor made policies for different segments of customers. In our journey to
emerge as a personal finance advisor, we will be better positioned to
leverage our relationships with the product providers and place the
requirements of our customers appropriately with the product providers.
With Indian markets seeing a sea change, both in terms of investment
pattern and attitude of investors, insurance is no more seen as only a tax
saving product but also as an investment product. By setting up a
separate entity, we would be positioned to provide the best of the
products available in this business to our customers.
Our wide national network, spanning the length and breadth of India,
further supports these advantages. Further, personalized service is
provided here by a dedicated team committed in giving hassle-free
service to the clients.
* Dematerialization of Shares
* Dematerialization of Shares
* Transfer of Shares
* Pledging of Shares
* Electronic Custodial Services
* Maintenance of Beneficial Holdings
* Electronic Credit against Corporate Actions
Quality Objectives:-
As per the quality policy, Karvy we’ll:
Build-in-house processes that will insure transparent and
harmonious relationship with its clients and investor to provide high
quality of services.
Establish a partner relationship with its investors service agent and
vendors that will help in keeping up it commitments to the
customers.
Provide high quality of work life for all its employees and equip
them with adequate knowledge and skills so as to respond to
customer’s needs.
Continue to uphold the values of honesty and integrity and strive to
establish unparalleled standard and business ethics.
Use state-of-the art information technology in developing new and
innovative financial products and services to meet the changing
needs of investors and clients.
Strive to be a reliable source of value-edit products and services
and constantly guide the individuals and institutions in making
judicious choices of same.
Strive to keep all stakeholders (share holders, clients, investors,
employees, suppliers and regulatory authorities) proud and satisfy.
STRATEGY OF THE COMPANY:-
Karvy believes that the foremost ingredient for success in the has been
the co-operation ability to continuously evolve both organizational
structure and product offerings, thereby remaining on the cutting financial
services.
Karvy believes that three capitals viz., financial, human and technology,
would drive the financials services sector in the future and draw the
boundaries for achieving leadership.
Karvy believes that customized solutions are now the key drivers for
market share and profit margins.
DEVELOPMENT ACTIVITIES:-
Karvy has sought to broaden the scope of its activities by examining all
sectors of the economy and by introduction new concepts, new
instruments and in some cases new institution to response to perceived
needs. In this regards, karvy developmental activities have encompassed
such diverse areas as financial investment, insurance, depository
participant’s services, skill development activities etc.
It has also been a pioneer in setting up PAN. TAN services, and also
setting up specialized institution in certain key sections.
1. TIN facilitation centre.
2. Stock broking centre.
3. Financial centre.
4. Banking centre.
5. Registrar of the issues.
Karvy has secured over Rs. 500 crore in the following debt issues
Andhra Pradesh Road Development Corporation Ltd.
ICICI Bonds ( Private placement )
ICICI Bonds-96.
ICICI Bonds- 97-I
ICICI Bonds-97-II.
ICICI Safety Bond-March 98.
ICICI Bond 96.
IDBI Flexi Bond-I
IDBI Flexi Bond –II
IDBI Flexi Bonds –III
Kerala state electricity Board.
Krishna Bhgya Jala Nigam Ltd.
Power Finance Corporation Ltd.
Andhra Pradesh Water Resources Development Corporation
Andhra Pradesh state Electricity Board.
OVERVIEW OF DEMAT ACCOUNT
DEMAT ACCOUNT:-
You have the option to hold shares either in the physical OR in the
dematerialized form. This is as per the Depositories Act, 1996.However,
when you buy shares you may receive delivery in the demat form as per
the option of the seller.
REMETRIALISATION:
PLEDGE:
Step 1. Account opening forms are available at all karvy centers fill up
the account opening form and submit the same with some formalities. If
your shares are held in joint names, the account should be opened in the
same order of names.
Step 4. After the necessary verification has been done by the registrar/
company, an appropriate entry is made into your demat account.
After you open an account with karvy, you can buy and sell shares in
electronic form .in order to sell shares in the demat mode you need to
provides your depository with the number of shares sold by you.
When you share in the depository mode, you must, similarly provide
the depository with the details so that shares purchased will be credited to
your account. It is advisable to give a standing instruction at the time of
account opening to automatically receive the credit to your demat
account.
The single biggest reason over buying shares in the physical form is that
demat shares credited to your account within 2 to 3 days after the end of
the settlement. This is unlike the average 30 to 40 days taken in receiving
back physical shares from the R&T Agent and sometimes with
objections.Further; possibility of loss or theft of the certificates is
eliminated. This is in addition to the 0.50% stamp duty savings, which
works out to Rs.50 for transfer of shares worth of Rs.1ttlement...
How will I know that karvy has updated my account after each
transaction?
In order to get your shares converted from the physical to the electronic
form, you have to submit your certificates alongwith a request form asking
for the conversion. This request form is called a DRF or a Demat Request
Form.
DEPOSITORY SERVICE CHARGES FOR RESIDENTS RETAIL
CUSTOMERS AND CORPORATE:
The main objective of a research is to find out the truth which is hidden
and which has not been discovered. According to advance learner’s
dictionary of current English the definition of research is:-
1. Marketing research:-
Types of research
SOURCES OF DATA
The data needed data this study has been collected from two main
sources :-
1. Primary sources.
2. Secondary sources.
TOOLS USED
SIGNIFICANCE
LIMITATION
DATA ANALYSIS
1. Choosing criteria.
2. Dissatisfaction ground.
SAMPLING APROACH
1. Name
2. Gender
3. Occupation
4. Age
Yes No
60% 40%
70%
60%
60%
50%
40%
40%
Series1
30%
20%
10%
0%
Yes No
Yes No
40% 60%
70%
60%
60%
50%
40%
40%
Series1
30%
20%
10%
0%
yes No
100% 90%
90%
80%
70%
60%
50% Series1
40%
30%
20%
10%
10% 0
0%
Profile For Other (Tax
General Savings)
Investment
15%
10%
5%
0%
yes No can't say
35% 30%
30% 25% 25%
25% 20%
20%
Series1
15%
10%
5%
0%
ill
es
y
es
w
et
rg
ic
f
od
Sa
rv
ha
go
Se
C
70%
60%
60%
50%
40%
30% Series1
30%
20%
10%
10%
0%
highly satisfy Dissatisfy
satisfy
5% 20% 70% 5%
80% 70%
70%
60%
50%
40% Series1
30% 20%
20%
10% 5% 5%
0%
ng
es
ly
es
nt
di
rg
en
ce
ra
ha
T
ar
Re
C
aw
of
ck
ss
La
Le
FINDINGS
1. People are interested in share market by but they are not much
aware about the share market procedure.
2. The money problem with share market a big problem
3. Trading problem is also a big problem.
4. Other group people like agricultural are not aware and interested in
share market.
RECOMMENDATIONS
CONCLUSION
Books:
Websites:-
www.karvy.com
www.nsdl .com
Magazines:
Business world.
News paper
Business line.