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Table Of Contents

CHOOSING A DOCTOR
CHECKING ON YOUR DOCTOR
GETTING THE MEDICAL INFORMATION YOU NEED
YOUR MEDICAL RECORDS
PRIVACY
HOW YOUR DOCTOR CHARGES
CHOOSING A HOSPITAL
IN AN EMERGENCY
HOW HOSPITALS ARE ORGANIZED
PATIENT’S BILL OF RIGHTS
PATIENT ADVOCATES
REGULATING DOCTORS AND HOSPITALS
THE EMERGENCE OF PATIENT RIGHTS
CONSENTING TO TREATMENT
EXPERIMENTAL PROCEDURES
REFUSING TREATMENT
THE PATIENT SELF-DETERMINATION ACT
THE “RIGHT TO DIE”
ENFORCING YOUR RIGHTS
IDENTIFYING YOUR NEED
ACTIVITIES OF DAILY LIVING (ADLs)
TYPES OF PROGRAMS
SENIOR CENTERS
ADULT DAY CARE
HOSPICE SERVICES
RESPITE SERVICES
FAMILY CAREGIVING
COMMUNITY-BASED SERVICES AND CARE
HOW TO FIND HOME CARE
HOW TO EVALUATE A HOME CARE AGENCY
PRIVATE CARE MANAGERS
PAYING FOR HOME CARE
WHERE TO COMPLAIN
FINDING A NURSING HOME
HOW TO EVALUATE A NURSING HOME
NURSING HOME REFORMS
THE NURSING HOME CONTRACT
ADMISSIONS AND DISCRIMINATION
WAITING LISTS
DEPOSITS AND PAYMENTS
QUALITY OF CARE
CHEMICAL AND PHYSICAL RESTRAINTS
BED-HOLD AND BED RESERVATIONS
TRANSFERS AND DISCHARGE
RESIDENT’S BILL OF RIGHTS
SEX IN NURSING HOMES
NURSING HOME ABUSE
REGULATING NURSING HOMES
ELIGIBILITY FOR MEDICARE
ENROLLMENT (PART A HOSPITAL COVERAGE)
ENROLLMENT (PART B MEDICAL INSURANCE)
MEDICARE BUY-IN PROGRAM
COVERAGE AND EXCLUSIONS
MEDICARE AND ALZHEIMER’S DISEASE
PRESCRIPTION DRUGS
DEDUCTIBLES AND COPAYMENT
OUTPATIENT (AMBULATORY) CARE
PHYSICIAN FEES
HOSPITAL COSTS AND TREATMENT
DISCHARGE
EXPEDITED REVIEW BEFORE DISCHARGE
APPEALING A MEDICARE DECISION
TYPES OF HEALTH INSURANCE
POLICY TERMS AND CONDITIONS
PREEXISTING CONDITIONS AND WAITING PERIODS
RENEWABILITY
CHECKING THE INSURANCE COMPANY
FILING AN INSURANCE CLAIM
INSURANCE REGULATION
CONTINUING COVERAGE WHEN YOU STOP WORKING
MEDICAL SAVINGS ACCOUNTS
MEDIGAP SUPPLEMENTAL INSURANCE
MEDICARE COVERAGE WHEN YOU’RE WORKING
WHAT IS AN HMO?
HMO COVERAGE
UTILIZATION REVIEW
MEDICARE + CHOICE
ENROLLING IN MEDICARE + CHOICE
MEDICARE + CHOICE COVERAGE
YOUR MEDICARE + CHOICE RIGHTS
SWITCHING MEDICARE + CHOICE COVERAGE
APPEALING AN HMO DECISION—EXTERNAL REVIEW
APPEALING A MEDICARE + CHOICE PLAN DECISION
ACCREDITATION
ASSESSING THE MEDICARE + CHOICE PROGRAM
POST-HOSPITAL CARE UNDER MEDICARE
HOME HEALTH CARE UNDER MEDICARE
MEDICARE AND HOSPICE SERVICES
MEDICAID COVERAGE
“SPENDING DOWN” FOR MEDICAID
APPLYING FOR MEDICAID
QUALIFYING FOR MEDICAID
YOUR HOME AND OTHER EXEMPT ASSETS
PROTECTING SPOUSAL RESOURCES
PROTECTING SPOUSAL INCOME
TRANSFERRING ASSETS
TRUSTS AND MEDICAID PLANNING
CLAIMS FOR RECOVERY
APPEALING A MEDICAID DECISION
MEDICAID’S FUTURE
EVALUATING THE LONG-TERM CARE POLICY
PUBLIC-PRIVATE PARTNERSHIP POLICIES
REVERSE MORTGAGES
QUALIFYING FOR A REVERSE MORTGAGE
LOAN AMOUNT AND PAYMENT OPTIONS
TRUTH IN LENDING REQUIREMENTS
REVERSE MORTGAGES AND GOVERNMENT BENEFITS
FINDING A REVERSE MORTGAGE
ANNUITIES
USING LIFE INSURANCE
THE THREE BASIC DIRECTIVES
LIVING WILLS
SPECIFIC TREATMENT INSTRUCTIONS
INSTRUCTIONS ON NUTRITION AND HYDRATION
“DO NOT RESUSCITATE” ORDERS
PHYSICIAN RESPONSIBILITY AND LIABILITY
LIVING WILL STATUTES AND LEGAL FORMALITIES
APPOINTING A HEALTH CARE AGENT
PROXY FORMALITIES
SURROGATE AND FAMILY CONSENT
ORGAN AND TISSUE DONATION
ASSISTED SUICIDE
OREGON DEATH WITH DIGNITY ACT
SUPREME COURT RULINGS ON PHYSICIAN-ASSISTED SUICIDE
PAIN MANAGEMENT STATUTES
END-OF-LIFE CARE
POWER OF ATTORNEY
DURABLE POWER OF ATTORNEY
SPRINGING POWER OF ATTORNEY
APPOINTING AN AGENT
LEGAL CAPACITY AND FORMALITIES
DEALING WITH BANKS
REVOKING A POWER OF ATTORNEY
TRUSTS
THE ROLE OF TRUSTS
JOINT ACCOUNTS
DESIGNATING A REPRESENTATIVE PAYEE
SERVICES AND ENTITLEMENTS
SUPPLEMENTAL NEEDS TRUST
APPOINTING TRUSTEES
HOW A TRUST WORKS
EDUCATION AND HOUSING
LEGAL PROTECTIONS
FINDING HELP
THE LAW OF GUARDIANSHIP
THE NATURE OF INCAPACITY
DETERMINING INCAPACITY
THE ROLE OF THE GUARDIAN
CHOOSING THE GUARDIAN
THE HEARING PROCESS
MONITORING GUARDIANSHIP
ALTERNATIVES TO GUARDIANSHIP
ELDER ABUSE AND THE LAW
IDENTIFYING ELDER ABUSE
REPORTING ELDER ABUSE
INVESTIGATION AND SERVICES
ABUSE IN NURSING HOMES
UNDERSTANDING THE BASICS
YOUR WILL AND ESTATE TAXES
BEQUESTS TO SPOUSES, CHILDREN, AND OTHER FAMILY MEMBERS
DISPOSING OF YOUR PERSONAL EFFECTS
BURIAL INSTRUCTIONS
DISINHERITING YOUR HEIRS
BEQUESTS TO CHARITIES
JOINTLY OWNED PROPERTY
COMMUNITY PROPERTY STATES
WITNESSES AND OTHER FORMALITIES
THE USE OF TRUSTS
GIFT AND ESTATE TAXES
USING THE LIFETIME EXCLUSION AND MARITAL DEDUCTION
SELECTED TRUST STRATEGIES
INCOME TAXES
STATE TAXES
AGE DISCRIMINATION IN EMPLOYMENT ACT
YOUR RIGHTS UNDER THE ADEA
AMERICANS WITH DISABILITIES ACT
YOUR ADA RIGHTS
BACK PAY AND OTHER RELIEF
MEDIATING EMPLOYMENT DISPUTES
STATE DISCRIMINATION LAWS
FAMILY AND MEDICAL LEAVE ACT
STATE FAMILY LEAVE LAWS
ERISA—THE LAW OF PENSION PLANS
YOUR RIGHT TO PARTICIPATE
VESTING RULES
RECEIVING PENSION BENEFITS
SURVIVOR PENSIONS
MAKING A CLAIM
GETTING INFORMATION ON YOUR PENSION
APPEALING A CLAIM DECISION
PENSION PLAN TERMINATIONS
BENEFITS AND WELFARE PLANS
CHANGING EMPLOYEE BENEFITS
RETIREE BENEFITS
IRA AND RETIREMENT PLAN DISTRIBUTIONS
SOCIAL SECURITY ELIGIBILITY AND BENEFITS
RETIREMENT AND EARLY RETIREMENT
APPLYING FOR SOCIAL SECURITY BENEFITS
WORKING PAST RETIREMENT AGE
TAXING SOCIAL SECURITY
SPOUSAL BENEFITS
SURVIVOR BENEFITS
SOCIAL SECURITY OVERPAYMENTS
SOCIAL SECURITY DISABILITY INSURANCE
DISABILITY ELIGIBILITY AND BENEFITS
DETERMINING DISABILITY
CONTINUING DISABILITY REVIEW
SUPPLEMENTAL SECURITY INCOME
SSI ELIGIBILITY
NEW TRANSFER RULES FOR SSI
APPLYING FOR SSI
SSI BENEFITS
SSI DISABILITY RULES
TICKET TO WORK PROGRAM
APPEALING A SOCIAL SECURITY DECISION
CREDITOR PROTECTION FOR YOUR BENEFITS
YOUR SOCIAL SECURITY NUMBER
TENANTS’ RIGHTS
HOUSING REGULATION
RENTAL ASSISTANCE
SHARED HOUSING
HELP FOR HOMEOWNERS
SALE LEASEBACK
SELLING YOUR HOME
MOVING TO ANOTHER STATE
ZONING AND AGE DISCRIMINATION
FAIR HOUSING LAWS
SOME HELP FROM THE ADA
TYPES OF COMMUNITIES
CONTRACTUAL AGREEMENTS
FINANCIAL SOUNDNESS
ENTRANCE FEES AND PAYMENTS
HOUSING AND RELATED SERVICES
SOCIAL AND SUPPORT SERVICES
ASSISTED LIVING AND NURSING SERVICES
GOVERNMENT BENEFITS
RESIDENTS’ RIGHTS
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The Complete Retirement Survival Guide,

The Complete Retirement Survival Guide,

Ratings: (0)|Views: 10,612|Likes:
Published by moris_haim

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Published by: moris_haim on Mar 21, 2011
Copyright:Attribution Non-commercial

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06/30/2013

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