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Advice fromJennifer Openshaw seen onOprah & CNN
Take control today and build a lifetime of financial security.
 • Create a realistic, personalized budget in 4 easy steps• Find out where your money is going every month• Cut 20% from your spending – without sacrifice!• Free up money to pay off debt and save for retirement• Get simple tips to save thousands
• W O R K B O O K •
 
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Real People. Real Money. Real Advice.
• Show Me The Money—Our free monthly money tips newsletter to help you savemoney, spend wisely and be a smart consumer.• Money Tips—Free, accessible articles—featuring advice seen on Oprah andCNN—on everything from coping with aging parents and protecting your money to budgeting and starting a business.• The Quick & Easy Credit Kit—A proven step-by-step program to help you build alifetime of great credit and achieve substantial savings.• The Money Buddy Program—Learn to work with afriend in reaching your fi nancial goals.• Share Your Story—Share your lessons, experiences orinsights so that we can share them with others andbetter help Americans.
 
 
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At familyfn.com, you’ll find tools tohelp you take control of your moneyand reach your financial dreams:
 
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The Budget Kit is designed to provide accurate information with regard to the subjectmatter covered. It is published with the understanding that the publisher or author is notrendering legal, accounting, financial or other professional services. If legal advice or otherprofessional advice, including financial, is required, the services of a certified professionalshould be sought. As each individual situation is unique, questions relevant to personalfinances and specific to the individual should be addressed to an appropriate professional.Copyright 2004 Family Financial Network All rights reserved. No part of this publication may be reproduced, stored, or transmittedin any form or by any means (electronic, mechanical, photocopying, recording, etc) with-out the prior written permission of Family Financial Network.Printed in the United States of America.ISBN 0-9748867-1-8Family Financial Network products are available at special discounts for employers, educa-tional organizations and other groups. Please call (310) 590-4704 and ask for the GroupSales department or e-mail us at groupsales@familyfn.com.
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