TABLE 49: NET NON-PERFORMING ASSETS (NPA) AND CAPITAL ADEQUACYRATIO (CAR) OF SCHEDULED COMMERCIAL BANKS – 1996
As on 31st MarchBank Group / Bank Net NPAs Percentage of Capital(Rs. crore) Net NPAs to AdequacyNet Advances Ratio
State Bank of India and its Associates 5362.02 6.88
State Bank of India 3921.27 6.61 11.60State Bank of Bikaner and Jaipur 154.72 6.61 9.33State Bank of Hyderabad 385.06 9.94 9.90State Bank of Indore 140.76 9.62 8.80State Bank of Mysore 181.30 8.59 8.81State Bank of Patiala 218.10 6.60 9.51State Bank of Saurashtra 103.01 5.70 12.38State Bank of Travancore 257.80 7.38 9.40
Nationalised Banks 12935.47 10.14
Allahabad Bank 752.12 16.00 9.68Andhra Bank 86.00 3.29 5.07Bank of Baroda 1120.00 8.15 11.19Bank of India 1083.00 7.00 8.44Bank of Maharashtra 257.11 9.39 8.49Canara Bank 975.85 7.45 10.38Central Bank of India 1201.17 13.49 2.63Corporation Bank 54.33 2.26 11.30Dena Bank 260.00 7.30 8.27Indian Bank 1879.84 23.87 NegativeIndian Overseas Bank 649.00 8.57 5.95Oriental Bank of Commerce 171.00 3.60 16.99Punjab National Bank 1589.50 12.70 8.23Punjab & Sind Bank 287.92 10.34 3.31Syndicate Bank 452.76 8.39 8.42Union Bank of India 516.15 5.94 9.50United Bank of India 662.00 23.28 3.50United Commercial Bank 649.72 11.43 7.83Vijaya Bank 288.00 11.90 Negative— : Nil or Negligible.
Source
: Report on Trend and Progress of Banking in India, 1996-97, Reserve Bank of India and notes on annual accounts of banks.
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