Colegio de San Juan de Letran

Intramuros, Manila

College of Business Administration and Accountancy

Financial Management Area
First Semester, School Year 2007-2008

I. Course Code : FINA 101

II. Course Title : PRINCIPLES OF MONEY, BANKING AND CREDIT

III. Course Credit : 3 UNITS

IV. Course Description :

This course is designed to discuss the basic principles and concepts, policies and programs of money, credit and
banking. It also covers the role and functions of the financial institutions, the importance of the financial intermediaries as
the key planner towards the development of economy.
V. Course Rationale :
The subject creates awareness on the significance of money, credit and banking in the Philippine Monetary and Financial
system. Likewise, it explains the role of money, credit and banking in the economic growth and development of the
country.
VI. Course Objectives :
A. General Objective :
At the end of the course, the students are expected to have gained knowledge and understanding about the basic
principles, concepts and policies of money, credit and banking and financial markets.
B. Specific Objectives : Specifically, the students must be able to:
1. Cognitive :
• Explain the core concepts, principles and policies of money, credit and banking.
• Cite the significance of money, credit and banking in the Philippine business activities.

2. Affective :
 • Describe the development of money, credit and banking and the activities of the country's financial system.
• Display appreciation of the government activities in building the nation's financial system.

3. Psychomotor :
Mimic banking roles and activities in class.
VII. Course Outline

Topic Objectives Subject Matter Values Teaching Instructional Evaluation Time Expected
Integrated Method Materials Frame Output

Enumerate the kinds I. Philippine Money Awareness Lecture/ Whiteboard Recitation 1st - 4th Enumerated the
and functions of a. Money Discussion Marker Quiz Week kinds and
money.. b. Functions and Film showing/ Power point Written/oral functions of
Importance of Money Assignment Tour Presentation report money..
c. Characteristics of Honesty to BSP Museum Multimedia Seatwork
Good money (the Philippine Tools Projects
d. Coinage Casa de Moneda)
e. Commodity , Metallic, or the Philippine
Paper and Coins Money Mint
f. Classifications of Accountability
Money
g. Legal Tender and Flexibility
Currency Explained
Explain mo9netary 2. The Monetary monetary
standards, theories and Standards and Systems standards,
laws. 3. Characteristics of theories and
Philippine Currency laws.
4. The Philippine
Numismatic History Nationalism
5. The Monetary Conservation
theories and laws of resources
regarding our currency
6. The Exchange Rates
7. Government Debts Diligence
 8. Philippine Credit
Enumerate the core Systems Lecture/ Power point Recitation 5th week Enumerated the
concepts and. a. Credit Trust and Discussion presentation Quizzes core concepts
classifications of credit. b. Foundation and "C"'s confidence Whiteboard Written/oral and.
of Credit Marker report classifications of
c. Characteristics and credit.
Uses of Credit
Differentiate the sources d. Sources and Bases of Efficiency Differentiated the
and bases of credit. Credit sources and
bases of credit.

Relate the necessary 9.Credit Instruments Accuracy Lecture/ Power point Recitation 6th-7th Related the
instruments used in a. Classifications and Discussion presentation Quizzes week necessary
credit transactions uses Exhibits of Credit Exhibits Written/oral instruments used
b. Endorsement Instruments materials in credit
c. Types of Bank Discovery transactions
Deposits
Point out the basic 10. Basic Requirement Compliance Lecture/ Power point Recitation 8th week Pointed out the
requirements of an of an Effective financial Discussion Presentation Quizzes basic
effective financial system Assignments requirements of
system Seatwork an effective
Projects financial system

MIDTERM 9th week

EXAMINATION
Explain credit risk and 11. Managing Credit Analytical Lecture/ Power point Recitation 10th Explained credit
its management Risk a. The Unpaid thinking Discussion Presentation Quizzes week risk and its
Seller, Rights and Realism Assignments management
Remedies
b. Contract of Loan
c. Interest Payment
d. Pledge and Mortgage
e. Credit Insurance
Describe the Philippine 12. The Philippine Creativity and Lecture/ Power point Recitation 11th Described the
Money and Bond Market Money and Bond Market Flexibility Discussion Presentation Quizzes week Philippine Money
Assignments and Bond Market
Seatwork

Enumerate Philippine 13. Philippine laws Objectivity Lecture/ Power point Recitation 12th Enumerated
laws governing credit governing credit Discussion Presentation Quizzes week Philippine laws
Assignments governing credit
Seatwork

Illustrate the Philippine 14. The Philippine Confidence Lecture/Discussion Power point Recitation 13th Illustrated the
Financial Systems/ its Financial Systems and Trust Actual financial Presentation Quizzes week Philippine
regulations, the institutions visit, Assignments Financial
Monetary Board, Seatwork Systems/ its
Projects regulations, the
Relate the history of 15. History of Philippine Nationalism Interview with Exposure trip Monetary Board,
banking. Banking Perseverance some key persons or tour
regarding financial Related the
Discuss the banking 16. Banking Theory services history of
theories Efficiency banking.

Discussed the
banking theories
COMMUNITY 17. Functions of Banks Creativity and Lecture/ Power point Recitation 14th Explored the
SERVICES Flexibility Discussion Presentation Quizzes week possibilities of
INTEGRATION: Explore Reaction procuring funds
the possibilities of paper for business in
procuring funds for Seatwork the community
business in the Projects through the
community through the different functions
different functions of of bank
bank.

Distinguish the New 18. Bangko Sentral ng Conservation Lecture/ Power point Recitation 15th Distinguished
from the Old Central Pilipinas of resources Discussion Presentation Quizzes week the New from the
Bank a. Old and New Central Assignments Old Central Bank
bank Seatwork .
b. Monetary Board and Projects
Policies
State the policies and c. Quantitative
instruments of monetary Instruments of Monetary Stated the
control by the control policies and
Monetary Board . d. Qualitative instruments of
Instruments of Monetary monetary control
control by the Monetary
Board
Compare private and 19. Depository Value of Lecture/ Power point Recitation 16th- Compared
public banking from Institutions, service Discussion Presentation Quizzes 17th private and public
private and public non- Classifications and Assignments week banking from
banking institutions services offering Seatwork private and public
according to: 20. Non-depository Efficiency Projects non-banking
a) services/functions Institutions, institutions
b) capitalization Classifications and according to:
c) objectives services offering a) services/
d) laws and policies functions
21. Government banking b) capitalization
Institutions c) objectives
a. Microfinance Diligence d) laws and
b. Thrift Banks Honesty policies
c. Rural Banks
22. Other Financial
Institutions,
Classifications and
services offering
23. Laws on :
a. Secrecy on Bank Social
Deposits Responsibility
b. Foreign Currency Act
of the Philippines
c.Philippine Deposit
Insurance Act

FINAL EXAMINATION 18th

week
VIII. Grading System :
Midterm Grade: Pre-final Grade:
Class Standing - 30% Class Standing - 30%
Quizzes - 30% Quizzes - 30%
Mid-term Exams - 40% Mid-term Exams - 40%
100% 100%

Final Grade = (Mid-term Grade + Pre-Final Grade) / 2

IX. References:
Main References: Alminar-Mutya, Ruby F. (2003). Introduction to Philippine Money,Credit and Banking. Pasig City: Capitol Publishing House, Inc.

Other References: Gittman, Lawrence J. (2001). Introduction to finance. Boston: Addison/Wesley.

Laman, Rosemarie B. and Laman, Vincent Patrick B. (2003). Money, credit and banking The Basics, 5th ed. Manila: Conanan
Educational Systems
Miranda, Gregorio (2002). Essentials of money, credit and banking. Laguna, Philippines: L and G Publishers.
Nolledo, Jose N. (1998) Banking laws of the Philippines . Manila: National Book Store.
Pagoso, Cristobal M. and Dela Cruz, Manuel M. (2002). Principles of money, banking and credit.
Parañaque, Metro Manila: Nelson Publication.
Thomas, Llloyd B. (2000). Money, banking and financial markets. New Jersey: Prentice Hall.

Periodicals , Websites
Bangko Sentral ng Pilipinas . Primer on BSP # 81 Guide Notes Microsoft Encarta Encylopedia
BSP. Annual Report , and Bulletin www.dlsu.edu www.hbu.edu
www.yahoo.com Search: Phil Money, Credit and Banking http://www.finex.com
Financial Bulletin

CD - ROM: Business, Economics and Finance