o medication or eyeglasses, or a prescription rell, etc. areyour responsibility. The rell may require a visit to a localphysician. You should be prepared to urnish the assistanceprovider with a copy o your original prescription and/or thename and phone number o your regular attending physician.
Embassy and Consular Services
The assistance provider will provide reerrals to travelersneeding the assistance o U.S. embassies and consulates.
Worldwide Medical Inormation
The assistance provider can provide necessary inoculationand vaccination inormation, and detailed general health andmedical descriptions o destinations around the world.
The assistance provider will assist with telephoneinterpretation in all major languages or will reer you to aninterpretation or translation service or written documents.
Emergency Message Relay
Emergency messages can be relayed to and rom riends,relatives, personal physicians and employers.
The assistance provider will arrange or the return o yourpet to your home i your pet is traveling with you and you areunable to take care o your pet due to a medical emergency.
The assistance provider will make arrangements to have adesignated person or provider return your vehicle to yourhome (or your rental vehicle to the closest rental agency)i you experience a medical emergency or mechanicalproblems, which prevent you rom driving the vehicle.
provide travelers access to inormation onover 10,000 destinations worldwide, including a completereport on local entertainment, social customs, and healthadvisories.
arranges the delivery o specialized oodsand beverages to your home or oce, including gourmetmeats and ne wine.
provides tickets to virtually any sporting,theater or concert event worldwide.
Flowers and git baskets
include the purchase and shipmento fowers and git baskets to riends, amily members, andbusiness associates.
Gol outings and tee times
provide reerrals and tee times atgol courses around the world.
oers research andrecommendations on hotels worldwide and book reservationsi requested by you.
include the pick-ups o riends;amily members or business associates at airports or othercommon carrier destinations by limousine personnel.
Personalized retail shopping assistance
includes purchasingselected retail items at your request.
provides inormation on traveldestinations, city proles, weather, special events, ATMlocations, currency exchange rates, immunization andpassport requirements, and related services.
Procurement o hard-to-fnd items
ensures our associateswill use every means possible to obtain an obscure or exoticitem at your request.
Restaurant reviews and reservations
provides you withinormation on restaurants worldwide and the ability to bookreservations rom anywhere, anytime.
Rental car reservations
provide worldwide reservationsthrough most major rental car agencies.
provide ull-service air travelaccommodations to destinations worldwide.
10-DAY RIGHT TO EXAMINE CERTIFICATE:
I you are not satised or any reason, you may return yourcerticate within 10 days ater receipt. Your plan payment willbe reunded, provided there has been no incurred coveredexpense. When so returned, the certicate is void rom thebeginning. Return the certicate to our authorized agent.
Ater this 10-day period, the payment or this plan isnon-reundable
ELIGIBILITY AND EFFECTIVE DATES OF INSURANCE
Who is Eligible or Coverage
A person who has arranged to take a Covered Trip, and paysthe required plan payment, and is a resident o the UnitedStates o America or Canada.
When Coverage Begins
All coverages (except Pre-Departure Trip Cancellation andPost-Departure Trip Interruption) will take eect on the latero: 1) the date the plan payment has been received by ourauthorized agent; 2) the date and time you start your Cov-ered Trip; or 3) 12:01 A.M. Standard Time on the ScheduledDeparture Date o your Covered Trip.Pre-Departure Trip Cancellation coverage will take eect at12:01 A.M. Standard Time on the day ater the date yourplan payment is received by our authorized agent.Post-Departure Trip Interruption coverage will take eect onthe Scheduled Departure Date o your Covered Trip i therequired plan payment is received.
When Coverage Ends
Your coverage automatically ends on the earlier o:1. the date the Covered Trip is completed; or2. the Scheduled Return Date; or3. your arrival at the return destination on a round trip, or thedestination on a one-way trip; or4. cancellation o the Covered Trip covered by the plan.All coverages under the plan will be extended i your entireCovered Trip is covered by the plan and your return is de-layed by unavoidable circumstances beyond your control.I coverage is extended or the above reasons, coverage willend on the earlier o the date you reach your originally sched-uled return destination or seven (7) days ater the ScheduledReturn Date.
SUMMARY OF COVERAGES
Emergency Assistance Benefts
We will pay this benet, up to the amount on the Schedule,or the ollowing Covered Expenses incurred by you, subjectto the ollowing: 1) Covered Expenses will only be payable atthe Usual and Customary level o payment; 2) benets willbe payable only or Covered Expenses resulting rom a Sick-ness that rst maniests itsel or an Injury that occurs whileon a Covered Trip; 3) benets payable as a result o incurredCovered Expenses will only be paid ater benets have beenpaid under any Other Valid and Collectible Group Insur-ance in eect or you. We will pay that portion o CoveredExpenses, which exceeds the amount o benets payable orsuch expenses under your Other Valid and Collectible GroupInsurance.Please reer to the Denitions, or an explanation o Pre-Existing Conditions, which are excluded under the EmergencyAssistance Benets.
1. expenses incurred by you or Physician-ordered emer-gency medical evacuation, including medically appropriatetransportation and necessary medical care en route, tothe nearest suitable Hospital, when you are critically ill orinjured and no suitable local care is available, subject tothe Program Medical Advisor’s prior approval;2. expenses incurred or non-emergency medical evacuation,including medically appropriate transportation and medicalcare en route, to a Hospital or to your place o residencein the United States o America or Canada, when deemedmedically necessary by the attending physician, subject tothe Program Medical Advisor’s prior approval;3. expenses or transportation not to exceed the cost o one round-trip economy-class air are, to the place o hospitalization or one person chosen by you, providedthat you are traveling alone and are hospitalized or morethan 7 days;