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BBVA Financial Report 2010

BBVA Financial Report 2010

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Published by 3BL Media Staff
BBVA releases its first Integrated Report with information on its financial, social, ethical, governance and environmental performance for 2010.
BBVA releases its first Integrated Report with information on its financial, social, ethical, governance and environmental performance for 2010.

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Published by: 3BL Media Staff on Apr 26, 2011
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09/19/2011

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Financial Report2010
 
BBVA Group Highlights
Core capital
(Million euros)
23,191December200930,097December2010+29.8%17,898December2008December200716,731
Net attributable profit
(Million euros)
4,21020094,6062010+9.4%5,020200820076,126
Core capital ratio
(Percentage)
December2009December2010December2008December20076.2 6.28.09.6
Earnings per share
(Euros)
2009 2010200820071.641.311.081.17
Gross income
(Million euros)
20,666200920,9102010+1.2%18,9782008200717,271
Efficiency ratio
(Percentage)
2009 20102008200745.344.640.442.9
 
BBVA Group Highlights
(Consolidated igures)
31-12-10
Δ
%31-12-0931-12-08Balance sheet (million euros)
Total assets 552,738 3.3 535,065 542,650Total lending (gross) 348,253 4.8 332,162 342,682Customer funds on balance sheet 378,388 1.7 371,999 376,380Other customer funds 147,572 7.6 137,105 119,034Total customer funds 525,960 3.3 509,104 495,414Total equity 37,475 21.8 30,763 26,705Stockholders' funds 36,689 25.0 29,362 26,586
Income statement (million euros)
Net interest income 13,320 (4.0) 13,882 11,686Gross income 20,910 1.2 20,666 18,978Operating income 11,942 (3.0) 12,308 10,523Income before tax 6,422 12.0 5,736 6,926Net attributable proit 4,606 9.4 4,210 5,020Net attributable proit excluding one-os
(1)
4,606 (12.4) 5,260 5,414
Data per share and share performance ratios
 Share price (euros) 7.56 (40.6) 12.73 8.66Market capitalization (million euros) 33,951 (28.8) 47,712 32,457Net attributable proit per share (euros)
(2)
1.17 8.3 1.08 1.31Net attributable proit per share excluding one-os (euros)
(12)
1.17 (13.3) 1.35 1.41Dividend per share (euros)
(3)
0.42 - 0.42 0.63Book value per share (euros) 8.17 4.3 7.83 7.09Tangible book value per share (euros)
(4)
6.27 6.3 5.90 4.99P/BV (Price/book value; times) 0.9 1.6 1.2Price/tangible book value (times)
(4)
1.2 2.2 1.7PER (Price/Earnings; times) 7.4 11.3 6.5Yield (Dividend/Price; %)
(3)
5.6 3.3 7.3
Signiicant ratios (%)
ROE (Net attributable proit/Average equity) 15.8 16.0 21.5ROE excluding one-os
(1)
15.8 20.0 23.2ROA (Net income/Average total assets) 0.89 0.85 1.04ROA excluding one-os
(1)
0.89 1.04 1.12RORWA (Net income/Average risk-weighted assets) 1.64 1.56 1.94RORWA excluding one-os
(1)
1.64 1.92 2.08Eiciency ratio 42.9 40.4 44.6Risk premium 1.33 1.54 0.83NPA ratio 4.1 4.3 2.3NPA coverage ratio 62 57 92
Capital adequacy ratios (%)
BIS Ratio 13.7 13.6 12.2Core capital 9.6 8.0 6.2Tier I 10.5 9.4 7.9
Other information
Number of shares (millions) 4,491 3,748 3,748Number of shareholders 952,618 884,373 903,897Number of employees 106,976 103,721 108,972Number of branches 7,361 7,466 7,787Number of ATMs 16,995 15,716 14,888
General note: The consolidated accounts of the BBVA Group have been drawn up according to the International Financial Reporting Standards(IFRS) adopted by the European Union and in conformity with Bank of Spain Circular 4/2004, together with the changes introduced therein.
(1) In the third quarter, both for 2009 and 2010, includes capital gains from the sale-and-leaseback of retail branches which have been allocated to genericprovisions for NPA, with no eect on net attributable proit. And in the fourth quarter of 2009, there was an extraordinary provision and a charge for goodwillimpairment in the United States. In 2008, capital gains from Bradesco in the irst quarter, provisions for non-recurrent early retirements in the second andfourth quarters and provision for the loss originated by the Mado fraud in the fourth quarter.(2) Earnings per share for periods prior to the share capital increase have been adjusted to the said capital increase as per IAS 33.(3) The dividend corresponding to 2008 includes
0.501 in cash and
0.129 in payment-in-kind (delivery of shares valued at April 17th, 2009 closing price).(4) Net of goodwill.

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