Dēmos is a non-partisan public policy research and advocacy organization. Headquartered in New York City, Dēmos works with advocates and pol-icymakers around the country in pursuit o our overarching goals: a more equitable economy; a vibrant and inclusive democracy; an empoweredpublic sector that works or the common good; and responsible U.S. engagement in an interdependent world.
Te Economic Opportunity Program
addresses the economic insecurity and inequality that characterize American society today. Te programoers resh analysis and bold policy ideas to provide new opportunities or low-income individuals, young adults and nancially-strapped amiliesto achieve economic security.Dēmos was ounded in 2000.
Miles S. Rapoport
Director, Economic Opportunity Program
About thE Author
amara Draut is the Director o the Economic Opportunity Program at Dēmos, where she has authored numerous reports and conducted ground-breaking research on the economic concerns o young people, the state o the middle class and, in particular, the growth o household debt inAmerica. amara’s work on debt has been covered extensively by dozens o newspapers, including
Te New York imes
Te Washington Post
Te Wall Street Journal
. amara is a requent television commentator and has appeared on the oday Show, ABC WorldNews onight, CNN’s Lou Dobbs onight and Fox News.amara Draut is also the author o
Strapped: Why America’s 20- and 30-Somethings Can’t Get Ahead
(Doubleday, 2006 - www.strappedthebook.com).
Much o the data in this report was generated by José García, Senior Research and Policy Associate at Dēmos. In addition to data generated by Dēmos, this data book utilizes data generated by many other organizations and individuals. Te comprehensive portrait o young America, particu-larly the analysis o jobs and income, would not be possible without the contributions rom the Economic Policy Institute’s State o Working Ameri-ca, as well as research rom the Center or Economic and Policy Research. Te analysis o student loan debt was greatly enhanced by the work o theProject on Student Debt and the National Consumer Law Center. While I thank these institutions and the individuals or their work, any mistakesor errors in the analysis are solely my own.Design and layout by Aaron Brown, with assistance rom Cory Isaacson. im Rusch was an editor o this report.
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