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Military Handbooks – 2010 U.S. Military Retired Handbook

Military Handbooks – 2010 U.S. Military Retired Handbook

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Military Handbooks – 2010 U.S. Military Retired Handbook www.militaryhandbooks.com FREE Military Handbooks and Guides Since 2001
2010 U.S. Military Retired Handbook
Published by Military Handbooks, FREE Military Handbooks and Guides Since 2001
 ________________________________________________________________________ Copyright © 2001-2010. Military Handbooks, 7200 NW 86th Street, Kansas City, MO 64153. Military Handbooks Web site: http://www.militaryhandbooks.com. All rights reserved. No part of this book may be reproduced in any form or by any means without prior written permission from the Publisher. Printed in the U.S.A. “This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is published with the understanding that the publisher is not engaged in rendering legal, accounting or other  professional service. If legal advice or other expert assistance is required, the services of a competent professional  person should be sought.”–
From a Declaration of Principles jointly adopted by a committee of the American Bar  Association and a committee of publishers and associations.
Go to
http://www.militaryhandbooks.com
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Military Handbooks – 2010 U.S. Military Retired Handbook www.militaryhandbooks.com FREE Military Handbooks and Guides Since 2001
Contents
Introduction ……………………………………………………………………………………………. 7 1. Retirement Overview …………………………………….…………………….…………..…….……. 8 How Retirement Pay is Calculated………………………….…………….…..………………. 8 Terminology…………………………………………………………………………………… 9 Active Duty Retirement……………………………………………………………………….. 9 Identifying Your System…………………………………………..……………….………….. 9 Final Pay Retirement System …………………………………...……………….……………. 10 High 3-Year Average Retirement System ……………………………………….……………. 11 CSB/REDUX Retirement System ……………………………………………….……………. 11 REDUX System Details …………………………………………………..…….…………….. 11 The $30,000 Career Status Bonus ……………………………………………….……………. 12 Retirement Choice ……………………………………………………………….……………. 14 Frequently Asked Questions …………………………………………………….……………. 14 2. Retired and Annuitant Pay ………………………………………….…………………………….…… 17 Preparing for Retirement ………………………………………….………………….. 17 Documents and Events ………………………………………….…………………………... 17 Allotment Authorization ………………………………………….……………..…… 18 Separation from Active Duty ………………………………………….……………..…… 19 Payment Method/Schedule ………………………………………….……………..…… 19 Establishing Your Account ………………………………………….…………..……… 19 How Pay is Computed ………………………………………….………………………...… 19 Tower Amendment ………………………………………….………………………….. 20 Disability Retirement ………………………………………….………………………...… 21 Deductions ………………………………………….…………………………………… 21 VA Compensation ………………………………………….…………………...……… 22 Special Compensation for Severely Disabled …………………………………………… 23 Foreign Employment ………………………………………….………………..………… 23 Severance Pay/Separation Pay ………………………………………….….……………… 23 How to Maintain Your Account ………………………………………….…………….…… 24 Changes to Benefits ………………………………………….……………………..…… 25 Survivor Benefit Plan ………………………………………….………………..………… 26 SBP Costs ………………………………………….…………………………………… 28 Beneficiary Card Information ………………………………………….…….…………… 31 3. Transition Assistance …………………………………………………………………………………. 32 VA Seamless Transition …………………………………………………..…………………. 32 Transition Assistance Program ………………………………………………………………. 32 Pre-separation Counseling ……………………………………………………………………. 32 Verification of Military Experience and Training …………………….……………………… 32 Transition Bulletin Board ………………………………………………………….…………. 32 DoD Transportal ……………………………………………………………………………… 32 Veterans’ Workforce Investment Program ……………………………………………………. 33 State Employment Services ………………………………………………………..…………. 33 Unemployment Compensation …………………………………………………..……………. 33 Federal Jobs for Veterans …………………………………………………………..…………. 33 Starting a Business ……………………………………………………………………………. 34 Small Business Contracts ……………………………………………………..………………. 34 4. VA Pensions ………………………………………………………………………………..…………. 35 Eligibility ……………………………………………………………………………..………. 35 Improved Disability Pension …………………………………………………………………. 35
 
Military Handbooks – 2010 U.S. Military Retired Handbook www.militaryhandbooks.com FREE Military Handbooks and Guides Since 2001
Improved Disability Pension Rates …………………………………………………..………. 35 Protected Pension Programs …………………………………………………………….……. 35 Medal of Honor Pension ……………………………………………………………..………. 35 5. VA Life Insurance …………………………………………………………………………..…………. 36 Service Members’ Group Life Insurance ………………………………………..……………. 36 Traumatic Service Members’ Group Life Insurance …………………………………………. 36 Family Service Members’ Group Life Insurance …………………………..…………………. 36 Veterans’ Group Life Insurance ……………………………………………………...………. 37 Accelerated Death Benefits ……………………………………………………….…………. 37 Service-Disabled Veterans Insurance ……………………………………………….………. 37 Veterans’ Mortgage Life Insurance …………………………………………………………. 37 Insurance Dividends …………………………………………………………………………. 38 Other Insurance Information ……………………………………..……………………….…. 38 Reinstating Lapsed Insurance ……………………………………….………………………. 38 Converting Term Policies ……………………………………………………………………. 38 Paid-up Insurance ……………………………………………………………………………. 38 Disability Provisions …………………………………………………………………………. 38 Borrowing on Policies …………………………………………………………….…………. 38 6. VA Health Care …………………………………………………………….…………………….……. 40 Enrollment ……………………………………………………………………….……………. 40 Priority Groups …………………………………………………………………………..……. 40 Special Access to Care …………………………………………………………..……………. 40 Service Disabled Veterans ……………………………………………………………………. 40 Combat Veterans ………………………………………………………………………..……. 40 Financial Information …………………………………………………………………………. 40 Financial Assessment …………………………………………………………………………. 40 Services Requiring Co-pays ………………………………………………….………………. 41 Outpatient Visits Not Requiring Co-pays ………………………………………..…………… 41 Billing Insurance Companies …………………………………………………………………. 41 Travel Costs …………………………………………………………………………..………. 41 VA Medical Programs …………………………………………………………..……………. 42 Veteran Health Registries …………………………………………………………….………. 42 Readjustment Counseling ………………………………………………..……………………. 42 Prosthetic and Sensory Aids ………………………………………………..…………………. 43 Home Improvements and Structural Alterations ……………………………..………………. 43 Services for Blind Veterans ……………………………………………………………..……. 43 Mental Health Care …………………………………………………………………….…..…. 43 Work Restoration Programs ……………………………………………………………….…. 43 Domiciliary Care …………………………………………………………………………..…. 44 Outpatient Dental Treatment …………………………………………………………………. 44 Outpatient Pharmacy Services …………………………………………………………..……. 45  Nursing-Home Care ……………………………………………………………………..……. 45 Emergency Medical Care in Non-VA Facilities …………………………………………..…. 46  National Rehabilitation Special Events …………………………………………………….…. 46 7. Veterans with Service-Connected Disabilities ……………………………………………..…….……. 47 Disability Compensation ………………………………………………………..……….……. 47 Disability Compensation Rates …………………………………………………….…………. 47 Receiving Payments …………………………………………………………….…….………. 47 Presumptive Conditions for Disability Compensation ……………………………….………. 47 Prisoners of War …………………………………………………………………………..….. 48 Veterans Exposed to Agent Orange & other Herbicides …………………….………………. 48 Veterans Exposed to Radiation ………………………………………………………………. 48 Gulf War Veterans …………………………………………………………………………… 48

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