Particulars Mar-10

INCOME:
Interest Earned 11638.02
Other Income 3974.32
TOTAL/Net Sales 15612.34
Interest expended 6633.53
Operating Expenses 3713.59
Provisions & Contingencies 2750.69
TOTAL1 13097.81
Net Profit for the year 2514.53
Prior Year Adjustments 0
Profit brought forward 2348.09
TOTAL2 4862.62
Transfer to Statutory Reserves 628.64
Transfer to Other Reserves 239.1
Proposed Dividend / Transfer to Government 567.45
Balance c/f to Balance Sheet 3427.43
TOTAL3 234.32
Equity Dividend 486.22
Corporate Dividend Tax 81.23
Equity Dividend (%) 120
Earning Per Share (Rs.) 60.06
Book Value 396
Extraordinary Items -2.37

Operating Income 5004.49

Adj Net Profit 2516.9

Operating Income/Share 2.83729296311164E-05

Years Mar-10
Capital 405.17

Reserves and Surplus 15639.44

Deposits 141300.22

Borrowings 17169.55

Other Liabilities & Provisions 6166.15

TOTAL 180680.53
Cash & Balances with RBI 9473.88

Balances with Banks & money at Call & Short Notice 5732.56

Investments 55974.81

Advances 104343.12

Fixed Assets 1165.18

Other Assets 3933.74

TOTAL 180680.53

Contingent Liabilities 318205.29

Bills for collection 19292.87

Stocks/Parameters YOY Net Sales Growth

Axis Bank Ltd 51.21
HDFC Bank Ltd 44.89
ICICI Bank Ltd 37.55
Kotak Mahindra Bank Ltd. 65.88
State Bank of India 2.67
Punjab National Bank 14.66

Stocks/Parameters 5Yr CAGR of Total Income

Axis Bank Ltd 33.95
HDFC Bank Ltd 28.57
ICICI Bank Ltd 11.37
Kotak Mahindra Bank Ltd 31.55
State Bank of India 14.86
Punjab National Bank 16.91
Particulars Dec-10
Gross Sales 3838.31
Other Income 1147.71
Total Income 4986.02
Total Expenditure 1536.23
PBIDT 3449.79
Interest 2105.19
PBDT 5554.98
Depreciation 0
Tax 453.24
Reported Profit After Tax 891.36
ExtraOrdinaryItems 0
Adjusted Profit After Extra Ordinary Items 891.36
EPS (Unit Curr) 21.77
Calculated EPS (Unit Curr) 21.77
Book Value 0
Dividend 0
Equity 409.9
Reserve and Surplus 0
FaceValue 10
Non-Promotor Holding Shares 217395619
Non Promotor Holding(%) 53
PBIDTM% 69.18
PBDTM% 26.96
PATM% 17.87

Years Mar-10
Credit-Deposit(%) 71.87

Investment / Deposit (%) 39.55

Cash / Deposit (%) 7.3

Interest Expended / Interest Earned (%) 57

Other Income / Total Income (%) 25.46

Operating Expenses / Total Income (%) 23.81

Interest Income / Total Funds (%) 7.09

Interest Expended / Total Funds (%) 4.04

Net Interest Income / Total Funds (%) 3.05

Non Interest Income / Total Funds (%) 2.42

Operating Expenses / Total Funds (%) 2.26

Profit before Provisions / Total Funds (%) 3.21

Net Profit / Total funds (%) 1.53

RONW (%) 19.15

Years High(Rs.)
Feb-11 1341
Share Prices of 2010 :
Nov-10 1584.9
Oct-10 1608
Sep-10 1580
Aug-10 1385
Jul-10 1398.7
Jun-10 1277
May-10 1318
Apr-10 1287
Mar-10 1215.4
Feb-10 1137
Jan-10 1118
Share Prices of 2009 :
Dec-09 1062.9
Nov-09 1038.5
Oct-09 1048
Sep-09 989.8
Aug-09 938
Jul-09 969
Jun-09 901
May-09 849
Apr-09 569.9
Mar-09 434.5
Feb-09 444
Jan-09 575.5
Share Prices of 2008 :
Dec-08 561.5
 Nov-08 671
Oct-08 745
Sep-08 771.5
Aug-08 802
Jul-08 802
Jun-08 804
May-08 969.9
Apr-08 950
Mar-08 1000
Feb-08 1149.95
Jan-08 1291
Share Prices of 2007 :
Dec-07 1009
Nov-07 1025
Oct-07 959.9
Sep-07 775
Aug-07 643
Jul-07 680
Jun-07 629
May-07 594
Apr-07 506.1
Mar-07 542
Feb-07 615
Jan-07 565.3

Registered Office Registrar

Address Company Name
Trishul 3rd Floor Law Garden,Ellis Bridge,Ahmedabad,Gujarat ,380006 Plot No 17-24,Vittal Rao Nagar,Madhapur,Hyderab
Telephone :91-79-26409322
Fax :91-79-26409321
Exchange Listed
Mumbai, Ahmedabad, OTCEI, NSE, London

Incorporation Year
Chairman Adarsh Kishore
Director
Company Secratary P J Oza
Auditor S R Batliboi & Co
Face Value 10
Market Lot 1
 Mar-09 Mar-08 Mar-07 Mar-06

10835.49 7005.32 4461.66 2888.79

2977.69 1810.78 1013.02 731.73
13813.18 8816.1 5474.68 3620.52 51.21 61.03 56.68 13.02
7149.28 4419.96 2993.32 1810.56
2866.41 2170.11 1217.51 815.75
1982.13 1155 604.82 509.13
11997.82 7745.07 4815.65 3135.44
1815.36 1071.03 659.03 485.08 ROCE 7.570657 7.0541413587 7.441563 7.673106
0 0 -31.81 0 ICR 37.90636 25.392207327 24.23167 22.01669
1553.87 1029.07 731.04 197.41
3369.23 2100.1 1358.26 682.49
453.84 267.76 164.76 121.27
146.78 26.84 15.64 -282.37
420.52 251.63 148.79 112.55
2348.09 1553.87 1029.07 731.04
188.67 158.11 111.86 92.19
359.01 214.63 126.73 97.54 80.66358 80.22376 79.96041194 80.77022 79.89198
61.51 37 22.06 15.01 19.33642 19.77624 20.03958806 19.22978 20.10802
100 60 45 35
48.85 28.91 22.62 16.87 34.08417 27.807250221 68.97267 22.9478
284.53 245.13 120.49 103.06
-4.97 -8.49 -1.7 -1.01

3686.21 2585.36 1468.34 1078.23

5352.81 5012.22
1820.33 1079.52 660.73 486.09
217395619
2.64164E-05 1.708E-05 1.088E-05 7.043E-06 410180413

Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06 Mar ' 05
359.01 357.71 281.63 278.69 273.8

9855.79 8410.79 3111.6 2593.49 2134.39

 117374.11 87626.22 58785.6 40113.53 31712 CL

15519.87 5624.04 5195.6 2680.93 1781.41 CL

158469.77 132894 93250.26
4650.07 7606.91 5935.28 4117.99 1898.16

147758.85 109625.7 73309.71 49784.63 37799.76

9419.21 7305.66 4661.03 2429.4 3448.74 CA

5597.69 5198.58 2257.28 1212.44 1054.2 CA

15206.44 15016.9 12504.24
46330.35 33705.1 26897.16 21527.35 15048.02 CR 0.0959579862 0.112999 0.134093

81556.76 59661.15 36876.48 22314.23 15602.92

1015.41 794.38 648.38 553.34 502.8

3781.95 2832.33 1944.57 1733.5 2127.44

147758.85 109625.7 73309.71 49784.63 37799.76

209260.3 258895.6 184164.8 98565.38 53185.74

13957.31 8323.39 6274.63 4332.2 3616.98

YOY Net Sales Growth YOY EPS Growth Operating Income/Share

61.03 56.68 13.02 22.94 68.97 27.8 34.08 1.088E-05 1.708E-05
50.42 59.72 0.91 27.77367 25.67294 17.64164 22.220046985 1.463E-05 2.226E-05
27.52 -1 -15.49 20.22 9.58 -10.07 6.88 1.917E-05 2.683E-05
86.72 16.01 9.64 13.14 99.05 -5.60 104.04 1.817E-06 3.491E-06
30.82 30.88 13.7 2.62 23.87 34.46 0.64 6.142E-05 8.073E-05
23.71 38.09 11.52 11.77 6.32 21.86 23.53 3.547E-05 4.503E-05

5Yr CAGR of 5Yr CAGR ofTTM growthTTM growth

TTM growth
Last qr PB Last qr PBDT mLast qr PA Total Asset
28.91 38.94 0.07 69.18 26.96 17.87 0.49
18.22 27.61 0.07 63.86 25.27 17.11 0.38
4.83 9.17 0.02 74.15 22.24 17.01 0.48
34.11 36.67 0.08 64.26 20.91 14.44 4.1
11.46 15.8 0.05 71.04 20.69 13.16 0.24
21.81 21.48 0.06 69.6 20.51 13.66 0.72
 Sep-10 Jun-10 Mar-10 Dec-09
3624.25 3325.59 2988.45 2883.65
1033.24 1000.78 933.54 988.09
4657.49 4326.37 3921.99 3871.74
1540.75 1397.5 1211.67 1335.71
3116.74 2928.87 2710.32 2536.03
2009.15 1811.82 1528.38 1534.54
5125.89 4740.69 4238.7 4070.57
0 0 0 0
372.45 375.17 417.07 345.51
735.14 741.88 764.87 655.98
0 0 0 0
735.14 741.88 764.87 655.98
18.01 18.26 18.92 16.29
18.01 18.26 18.92 16.29
0 0 0 0
0 0 0 0
408.84 407.44 405.17 403.63
0 0 0 0
10 10 10 10
217505118 2.19E+08 2.12E+08 2.14E+08
53 54 53 53
66.91 67.69 69.1 65.5
23.78 25.81 30.13 25.86
15.78 17.14 19.5 16.94

Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06 Mar ' 05
68.89 65.94 59.85 52.79 47.4

39.04 41.39 48.96 50.92 43.37

8.16 8.17 7.17 8.18 13.72

65.98 63.09 67.09 62.68 62

21.56 20.54 18.5 20.21 18.38

20.8 24.62 22.24 22.53 25.24

8.42 7.66 7.25 6.6 6.21

 5.56 4.83 4.86 4.13 3.85

2.86 2.83 2.39 2.46 2.36

2.31 1.98 1.65 1.67 1.4

2.23 2.37 1.98 1.86 1.92

2.95 2.43 2.05 2.27 1.84

1.41 1.17 1.07 1.11 1.08

19.13 17.61 21.04 18.37 18.88

Low(Rs.) Close(Rs.)P/E High P/E Low P/E Close Mkt. Cap.(Rs In Cr.)
1149 1223.9 22.66 18.55 19.95 50212.95

1296.5 1367.9 26.25 20.58 22.27 56041.5

1432.5 1466.65 26.86 22.76 23.85 60040.25
1332 1531.2 26.49 21.33 24.87 62601.58
1278.25 1324.85 22.52 20.11 21.5 54114.82
1216.05 1345.4 22.91 19.47 21.81 54885.59
1173.2 1242.95 21.16 18.5 20.12 50642.75
1146.6 1228.4 21.35 17.48 19.86 49988.51
1129 1268.2 21.05 17.73 20.44 51444.53
1098.2 1169.1 19.82 17.58 18.82 47368.42
995.5 1124.85 25.54 21.49 25 45502.43
967.15 1025.5 25.62 21.34 22.76 41427.12

919.2 988.7 23.88 19.87 21.92 39906.9

889.25 997.45 23.9 19.54 22.09 40218.18
900 907.9 24.1 19.7 20.07 36532.99
879 981.55 22.04 16.83 21.67 39453.4
797.1 906.7 18.88 14.94 17.93 32629.41
705.15 917.7 19.45 13 18.14 33025.27
677.3 833.65 18.5 12.49 16.48 29991.39
569 783.4 18.56 10.49 15.47 28158.53
400.1 555.65 12.07 7.56 10.96 19950.61
278.5 414.5 8.63 5.45 8.17 14880.96
337.1 347.95 14.93 10.86 11.57 12491.41
380 433 19.42 12.5 14.4 15544.27

388.25 504.65 19.21 11.69 16.78 18115.42

 362.8 406.85 24.79 10.81 13.53 14604.69
474 562.6 25.11 13.9 18.71 20193.96
602 720.5 26.04 16.72 23.95 25858.02
625 723.3 28.73 19.08 24.04 25953.45
561.1 653.85 27.92 17.44 21.73 23454.25
587.2 603.65 28.62 18.97 20.05 21644.47
731.1 794.05 32.92 23.97 26.36 28460.34
692.5 924.3 32.36 21.16 30.63 33067.76
707.05 781.15 35.23 23.06 25.88 27942.52
900 1018.75 65.77 47.22 55.14 36434.58
900 1110.8 74.65 44.45 60.1 39708.88

920 967.1 56.25 48.93 52.31 34561.25

860 931.25 56.98 43.74 50.34 33263.32
692 918.8 53.77 36.08 49.62 32788.3
625 764.4 42.4 33.15 41.24 27251.62
534 634.1 35.15 26.75 34.19 22587.91
593 626.7 38.96 31.1 33.74 22294.23
522.55 605 27.27 20.88 25.88 17100.33
469 579.55 26.04 19.77 24.79 16380.98
432.65 467.85 22.32 17.68 19.94 13177.93
399 490.15 24.07 16.21 20.89 13804.09
425 460 37.26 22.74 26.64 12947.16
455.05 534 33.79 25.41 30.9 15020.89

Rao Nagar,Madhapur,Hyderabad-500081
8.735285
26.79171

ERR
DPR
 63981.2 42794.46

6918.31 3641.84
0.10813 0.085101

Operating Income/Share PBIDT Cash Profit Margin

2.642E-05 2.837E-05 69.1 67.67 66.91 69.18
3.595E-05 3.56E-05 59.64 59.93 63.01 63.86
2.709E-05 2.24E-05 67.39 69.55 71.96 74.15
4.221E-06 4.483E-06 58.53 63.5 65.17 64.26
0.000105 0.000117 76.86 74.33 75.79 71.04
6.037E-05 6.776E-05 73.67 71.93 70.57 69.6

Current RaDividend PInterest C AdjPAT/PBTotal Assets/Net Worth

0.09
0.16
0.05
0.08
0.11
0.09
 Return on Capital Employed Return on Net Worth Interest Coverage Ratio
7.67 7.44 7.05 7.57 21.04 17.61 19.13 19.15 22.02 24.23
12.34 9.88 9.27 8.56 19.46 17.74 16.91 16.12 35.90 32.54
4.10 3.70 2.63 2.76 13.37 11.75 7.83 7.96 19.01 17.70
2.10 3.37 2.60 5.25 11.37 11.25 7.36 13.29 20.22 22.44
6.40 6.68 6.42 5.42 15.41 16.75 17.05 14.80 20.47 21.08
12.74 12.62 12.07 11.00 18.68 19.58 25.84 26.59 25.57 23.47
nterest Coverage Ratio Total Assets turnover Ratio Current Ratio
25.39 37.91 0.35 0.31 0.37 0.49
25.19 37.87 0.38 0.70 0.95 0.38
16.54 22.88 0.21 0.28 0.50 0.48
17.85 40.15 0.51 0.77 1.45 4.10
21.25 19.37 0.24 0.33 0.27 0.24
25.14 30.17 0.89 0.57 0.71 0.72
 Earning Retention Ratio Dividend payout Ratio Adj ROE
80.77 79.96 80.22 80.66 19.23 20.04 19.78 19.34
80.41 81.05 81.05 81.37 19.59 18.95 18.95 18.63
71.03 70.56 67.42 66.76 28.97 29.44 32.58 33.24
83.83 91.20 90.60 94.71 16.17 8.80 9.40 5.29
83.78 79.82 79.81 79.22 16.22 20.18 20.19 20.78
79.53 79.99 79.60 82.24 20.47 20.01 20.40 17.76
Adj ROE
Particulars Mar-10 Mar-09
INCOME:
Interest Earned 16172.9 16332.26
Other Income 3810.62 3470.64
TOTAL 19983.52 19802.9
Interest expended 7786.3 8911.1
Operating Expenses 5767.49 5712.84
Provisions & Contingencies 3481.03 2934.02
TOTAL1 17034.82 17557.96
Net Profit for the year 2948.7 2244.94
Prior Year Adjustments 0 0
Profit brought forward 3455.57 2574.63
TOTAL2 6404.27 4819.57
Transfer to Statutory Reserves 737.18 561.23
Transfer to Other Reserves 493.78 305.1
Proposed Dividend / Transfer to Government 640.52 497.67
Balance c/f to Balance Sheet 4532.79 3455.57
TOTAL3 394.39 359.91
Equity Dividend 549.29 425.38
Corporate Dividend Tax 91.23 72.29
Equity Dividend (%) 120 100
Earning Per Share (Rs.) 62.43 51.08
Book Value 470.13 344.31
Extraordinary Items 2.76 2.85

2945.94 2242.09

Operating Income/Share 3.55959E-05 3.595E-05

Years Mar-10 Mar ' 09

Capital 457.74 425.38

Reserves and Surplus 21064.75 14627.36

Deposits 167404.44 142811.6

Borrowings 12915.69 9163.64

Other Liabilities & Provisions 20714.27 16330.71

TOTAL 222556.89 183358.7

Cash & Balances with RBI 15483.29 13527.21

Balances with Banks & money at Call & Short Notice 14459.11 3979.41

Investments 58607.62 58817.55

Advances 125830.59 98883.05

Fixed Assets 2122.81 1706.73

Other Assets 6053.47 6444.72

TOTAL 222556.89 183358.7

Contingent Liabilities 479051.5 405981.7

Bills for collection 8124.87 8552.24

Particulars Dec-10 Sep-10
Gross Sales 5229.96 4810
Other Income 1127.82 960.7
Total Income 6357.78 5770.7
Total Expenditure 2297.69 2134.36
PBIDT 4060.09 3636.34
Interest 2453.27 2283.72
PBDT 6513.36 5920.06
Depreciation 0 0
Tax 518.99 440.48
Reported Profit After Tax 1087.83 912.14
ExtraOrdinaryItems 0 0
Adjusted Profit After Extra Ordinary Items 1087.83 912.14
EPS (Unit Curr) 23.5 19.8
Calculated EPS (Unit Curr) 23.5 19.8
Book Value 0 0
Dividend 0 0
Equity 464.33 462.6
Reserve and Surplus 0 0
FaceValue 10 10
Non-Promotor Holding Shares 268064873 2.66E+08
Non Promotor Holding(%) 59 58
PBIDTM% 63.86 63.01
PBDTM% 25.27 23.43
PATM% 17.11 15.8

Years Mar-10 Mar ' 09

Credit-Deposit(%) 72.44 66.64

Investment / Deposit (%) 37.85 44.43

Cash / Deposit (%) 9.35 10.71

Interest Expended / Interest Earned (%) 48.14 54.56

Other Income / Total Income (%) 19.07 17.53

Operating Expenses / Total Income (%) 28.86 28.85

Interest Income / Total Funds (%) 7.97 10.32

Interest Expended / Total Funds (%) 3.84 5.63

Net Interest Income / Total Funds (%) 4.13 4.69

Non Interest Income / Total Funds (%) 1.88 2.19

Operating Expenses / Total Funds (%) 2.84 3.61

Profit before Provisions / Total Funds (%) 3.17 3.27

Net Profit / Total funds (%) 1.45 1.42

RONW (%) 16.12 16.91

Years High(Rs.) Low(Rs.)

Feb-11 2245 1980
Share Prices of 2010 :
Nov-10 2418 2258.1
Oct-10 2518 2238.1
Sep-10 2503.9 2122
Aug-10 2240.5 2049
Jul-10 2134 1896.6
Jun-10 2009 1825
May-10 1995 1785
Apr-10 2009.9 1893.3
Mar-10 1986 1706.5
Feb-10 1733 1550
Jan-10 1794.7 1552.25
Share Prices of 2009 :
Dec-09 1836 1642.1
Nov-09 1807.8 1582
Oct-09 1737.3 1580
Sep-09 1653 1420
Aug-09 1525 1353.3
Jul-09 1548.8 1333
Jun-09 1580 1352.8
May-09 1498 1110.1
Apr-09 1138 952
Mar-09 1014 774
Feb-09 957 835.1
Jan-09 1124 865
Share Prices of 2008 :
Dec-08 1083.4 845
 Nov-08 1171 800
Oct-08 1305 865
Sep-08 1387 1090
Aug-08 1334.7 1045
Jul-08 1265 890
Jun-08 1562 993.4
May-08 1575 1308
Apr-08 1561.1 1271
Mar-08 1470 1100
Feb-08 1615 1358
Jan-08 1825 1325.05
Share Prices of 2007 :
Dec-07 1798 1615.55
Nov-07 1799 1425
Oct-07 1698 1250.3
Sep-07 1459 1156.25
Aug-07 1197 1050.3
Jul-07 1257 1120
Jun-07 1181 1050.35
May-07 1274 980.3
Apr-07 1045 895
Mar-07 1030 890
Feb-07 1124 903.6
Jan-07 1104.95 980.55

Registered Office Registrar

Address Company Name
HDFC Bank House,Senapati Bapat Mrg Lower Parel,Mumbai,Maharashtra ,400013 Plot No B-5 MIDC,Part B Cross Lane,
Telephone :91-22-24988484/66521000
Fax :91-22-24960737
Exchange Listed
Mumbai, NSE, Luxembourg, New York

Incorporation Year
Chairman C M Vasudev
Director Aditya Puri
Company Secratary Sanjay Dongre
Auditor BSR & Co
Face Value 10
Market Lot 1
 Mar-08 Mar-07 Mar-06

10115 6647.93 4475.34

2283.15 1594.59 1213.64
12398.15 8242.52 5688.98
4887.11 3179.45 1929.5
3745.61 2496.25 1780.75
2175.23 1425.37 1107.95
10807.95 7101.07 4818.2
1590.2 1141.45 870.78 ROCE 8.562299 9.27033685 9.881831 12.34195 10.67393
0 0 0 ICR 37.87036 25.1926249 32.53866 35.90086 45.12983
1932.03 1455.02 602.34
3522.23 2596.47 1473.12
397.55 285.36 217.7
197.58 117.51 -395.99
352.47 261.57 196.39
2574.63 1932.03 1455.02
271.71 219.6 178.59
301.27 223.57 172.23 81.37179 81.05161 81.0545843 80.41351 80.22118 ERR
51.2 38 24.16 18.62821 18.94839 18.9454157 19.58649 19.77882 DPR
85 70 55
43.42 34.55 27.04 27.77367 25.6729378 17.64164 22.22005
324.39 201.42 169.24
0.43 -0.68 0.19

1589.77 1142.13 870.59 454347242

2.226E-05 1.463E-05 9.85E-06

Mar ' 08 Mar ' 07 Mar ' 06 Mar ' 05

354.43 319.39 313.14 309.88

11142.81 6113.76 4986.39 4209.97

100768.6 68297.94 55796.82 36354.25

4594.92 2815.39 2858.48 4790.01 180320.1 151975.22 105363.5 71113.33 58655.3

16390.26 13772.81 9632.04 5841.87

133251 91319.29 73586.87 51505.98

12553.18 5075.25 3306.61 2650.13

2225.16 3971.4 3612.39 1823.87 29942.4 17506.62 14778.34 9046.65 6919

0.166051 0.11519391 0.140261 0.127215 0.11796 CR
49393.53 30564.8 28393.96 19349.81

63426.9 46944.78 35061.26 25566.3

1175.09 966.67 855.08 708.32

4477.15 3796.39 2357.57 1407.55

133251 91319.29 73586.87 51505.98

593008.1 328148.2 214782.3 140777.2

6920.71 4606.83 2828.89 2549.68

 Jun-10 Mar-10 Dec-09
4420.15 4053.11 4034.81
939.88 903.55 899.08
5360.03 4956.66 4933.89
2147.33 2000.45 1947.01
3212.7 2956.21 2986.88
2019.01 1701.75 1810.9
5231.71 4657.96 4797.78
0 0 0
381.98 417.84 357.48
811.71 836.62 818.5
0 0 0
811.71 836.62 818.5
17.7 18.3 18.7
17.7 18.3 18.7
0 0 0
0 0 0
459.69 457.74 455.24
0 0 0
10 10 10
2.62E+08 2.61E+08 2.59E+08
58 58 58
59.93 59.64 60.53
22.27 25.3 23.83
15.14 16.87 16.58

Mar ' 08 Mar ' 07 Mar ' 06 Mar ' 05

65.28 66.08 65.79 64.87

47.29 47.51 51.81 57.99

10.43 6.75 6.46 7.78

48.32 47.83 43.11 42.53

18.42 19.35 21.33 19.12

30.21 30.29 31.3 30.46

9.01 8.06 7.16 6.59

 4.35 3.86 3.08 2.8

4.66 4.21 4.07 3.79

2.03 1.93 1.94 1.56

3.34 3.03 2.85 2.48

3.35 3.11 3.16 2.86

1.42 1.38 1.39 1.42

17.74 19.46 17.74 18.46

Close(Rs.)P/E High P/E Low P/E Close Mkt. Cap.(Rs In Cr.)

2049.7 36.6 30.59 32.34 95257.76

2289.2 38.42 35.02 35.99 106031.2

2278.1 39.93 34.53 35.77 105384.9
2480.8 40.37 32.79 38.96 114761.8
2132.45 35.19 31.64 33.39 98354.99
2127.45 33.43 29.34 33.23 97890.36
1914.65 31.5 27.61 29.88 88014.55
1885.4 31.54 27.5 29.39 86577.57
1991.6 31.57 29.3 31 91314.86
1932.5 31.19 25.89 30.03 88458.26
1704.65 35.91 31.14 34.74 77899.1
1630.85 37.3 30.06 33.18 74386.33

1700.4 37.4 33.19 34.53 77409.01

1772.55 34.63 29.42 35.99 80693.57
1621.3 33.35 29.46 30.9 69287.88
1642.25 31.71 26.54 31.3 70183.2
1469.35 30.11 25.27 27.96 62697.16
1499.6 31.95 24.45 28.54 63987.93
1491.75 30.65 25.28 28.36 63575.4
1442.35 30.25 20.45 27.37 61364.78
1100.7 22.03 17.24 20.88 46821.58
967.85 19.57 14.19 18.36 41170.4
884.85 25.88 21.78 23.67 37637.09
924.6 33.42 22.95 24.74 39325.09

997.6 29.85 21.57 26.68 42411.97

 920.4 33.5 19.98 24.61 39128.97
1023.65 35.76 21.46 27.37 43516.39
1229 38.33 25.99 32.86 52236.19
1277.25 36.38 26.35 34.14 54272.91
1095.25 35.22 23.41 29.27 46529.51
1002.3 41.64 25.88 26.77 42559.66
1357.85 35.94 28.81 30.28 48137.14
1514.85 35.12 27.53 33.78 53702.95
1319.95 33.57 21.9 29.43 46782.99
1453.45 52.25 40.56 45.09 51501.55
1568 57.78 37.83 48.63 55544.83

1727.8 56.12 48.83 53.56 61177.94

1719 56.99 39.84 53.24 60804.47
1653.1 55.18 33.14 51.2 58473.45
1439.05 45.96 34.57 44.53 50863.22
1171.3 37.49 31.88 36.23 41375
1198.65 39.03 31.81 37.04 42308.75
1144.1 33.49 28.12 33.38 38120.27
1139.75 40.34 26.98 31.88 36411.59
1026.15 29.63 24.54 28.7 32774.2
949.4 28.73 24.25 26.55 30322.89
932.6 41.43 31.77 33.84 29461.77
1078.15 40.37 34.87 39.07 34014.55

IDC,Part B Cross Lane,Marol Andheri(E),Mumbai-400093

Particulars Mar-10 Mar-09 Mar-08
INCOME:
Interest Earned 25706.93 31092.55 30788.34
Other Income 7480.3 8176.26 8878.85
TOTAL 33187.23 39268.81 39667.19
Interest expended 17592.57 22725.94 23484.24
Operating Expenses 5859.83 7559.15 8222.27
Provisions & Contingencies 5709.85 5225.59 3802.95
TOTAL1 29162.25 35510.68 35509.46
Net Profit for the year 4024.98 3758.13 4157.73
Prior Year Adjustments 0 0 0
Profit brought forward 2809.65 2436.32 998.27
TOTAL2 6834.63 6194.45 5156
Transfer to Statutory Reserves 1007 940 1040
Transfer to Other Reserves 861.35 1069.01 306.69
Proposed Dividend / Transfer to Government 1501.9 1375.79 1372.99
Balance c/f to Balance Sheet 3464.38 2809.65 2436.32
TOTAL3 619.5 678.6 578.35
Equity Dividend 1337.86 1224.58 1223.96
Corporate Dividend Tax 164.04 151.21 149.03
Equity Dividend (%) 120 110 110
Earning Per Share (Rs.) 34.63 32.4 36.03
Book Value 462.99 444.92 417.64
Extraordinary Items 94.29 11.37 45.23

3930.69 3746.76 4112.5

Operating Income/Share 2.23995E-05 2.709E-05 2.683E-05

Years Mar-10 Mar ' 09 Mar ' 08

Capital 1114.89 1113.29 1462.68

Reserves and Surplus 50503.48 48419.73 45357.53

Deposits 202016.6 218347.8 244431.1

Borrowings 94263.57 93155.45 65648.43

Other Liabilities & Provisions 15968.29 18813.3 43517.43

TOTAL 363866.83 379849.6 400417.1

Cash & Balances with RBI 27514.3 17536.33 29377.53

Balances with Banks & money at Call & Short Notice 11359.4 12430.23 8663.6

Investments 120892.8 103058.3 111454.3

Advances 181205.6 218310.9 225616.1

Fixed Assets 3212.69 3801.62 4108.9

Other Assets 19682.04 24712.26 21196.67

TOTAL 363866.83 379849.6 400417.1

Contingent Liabilities 727084.06 834683 1211082

Bills for collection 6474.95 6000.44 4278.28

Particulars Dec-10 Sep-10 Jun-10
Gross Sales 6695.96 6309.1 5812.54
Other Income 1748.79 1577.93 1680.51
Total Income 8444.75 7887.03 7493.05
Total Expenditure 2182.19 2211.51 2281.31
PBIDT 6262.56 5675.52 5211.74
Interest 4384.22 4104.72 3821.49
PBDT 10646.78 9780.24 9033.23
Depreciation 0 0 0
Tax 441.32 334.53 364.27
Reported Profit After Tax 1437.02 1236.27 1025.98
ExtraOrdinaryItems 0 0 0
Adjusted Profit After Extra Ordinary Items 1437.02 1236.27 1025.98
EPS (Unit Curr) 12.48 10.91 9.2
Calculated EPS (Unit Curr) 12.48 10.91 9.2
Book Value 0 0 0
Dividend 0 0 0
Equity 1151.47 1150.83 1115.5
Reserve and Surplus 54277.68 52824.02 51707.33
FaceValue 10 10 10
Non-Promotor Holding Shares 826312697 8.26E+08 7.84E+08
Non Promotor Holding(%) 72 72 71
PBIDTM% 74.15 71.96 69.55
PBDTM% 22.24 19.91 18.55
PATM% 17.01 15.67 13.69

Years Mar-10 Mar ' 09 Mar ' 08

Credit-Deposit(%) 95.04 95.93 88.74

Investment / Deposit (%) 53.28 46.35 42.68

Cash / Deposit (%) 10.72 10.14 10.12

Interest Expended / Interest Earned (%) 68.44 73.09 76.28

Other Income / Total Income (%) 22.54 20.82 22.38

Operating Expenses / Total Income (%) 19.21 18.11 20.73

Interest Income / Total Funds (%) 6.91 7.97 8.26

Interest Expended / Total Funds (%) 4.73 5.83 6.3

Net Interest Income / Total Funds (%) 2.18 2.14 1.96

Non Interest Income / Total Funds (%) 2.01 2.1 2.38

Operating Expenses / Total Funds (%) 1.71 1.82 2.21

Profit before Provisions / Total Funds (%) 2.62 2.3 2.14

Net Profit / Total funds (%) 1.08 0.96 1.12

RONW (%) 7.96 7.83 11.75

Years High(Rs.) Low(Rs.) Close(Rs.)

Feb-11 1072 940.15 971
Jan-11 1158 993.5 1020
Share Prices of 2010 :
Nov-10 1277 1093.4 1143.65
Oct-10 1174 1075 1161.65
Sep-10 1135 962.35 1110.35
Aug-10 1023 909.45 977.3
Jul-10 936.7 829.8 904.45
Jun-10 908.8 805 862
May-10 957.4 803.3 867.05
Apr-10 1009.5 903.9 950.5
Mar-10 969.9 885.1 952.7
Feb-10 886.5 787 871.85
Jan-10 907.3 773 830.4
Share Prices of 2009 :
Dec-09 916.5 800.5 875.7
Nov-09 939 773.1 864.3
Oct-09 983.7 756.25 789.6
Sep-09 908.4 724 904.8
Aug-09 803.8 690.6 749.5
Jul-09 807 606.7 759.05
Jun-09 779.5 651.25 722
May-09 797 487.1 740.7
Apr-09 482.5 324 477.75
Mar-09 387.4 252.75 332.6
Feb-09 441.95 311.25 328.1
Jan-09 537.95 358.1 416.3
Share Prices of 2008 :
 Dec-08 480.9 305 448.35
Nov-08 491 308.1 351.4
Oct-08 565 282.15 399.35
Sep-08 739 458 534.85
Aug-08 779.7 610 671.5
Jul-08 779.7 515.1 634.85
Jun-08 826 611.5 630.2
May-08 960.9 778.1 788.3
Apr-08 947 732 879.4
Mar-08 1065 720 770.1
Feb-08 1245.2 996 1090.95
Jan-08 1465 1005.55 1145.65
Share Prices of 2007 :
Dec-07 1326 1131 1232.4
Nov-07 1348 1078.3 1184.65
Oct-07 1293 983 1257
Sep-07 1070.8 881.5 1063.15
Aug-07 923.85 806 884.65
Jul-07 1009.9 900 927.05
Jun-07 967 887 955.3
May-07 964 822 918.9
Apr-07 994.3 791.15 865.9
Mar-07 917.9 795.1 853.1
Feb-07 1006.9 801.15 831.9
Jan-07 999 871.15 940.5

Registered Office Registrar

Address Company Name
Landmark Race Course Circle,Alkapuri,Vadodara,Gujarat ,390007 Maratha Mandir Annex,Dr A R Nair Road,Mumbai Centr
Telephone :91-265-6617200/3983200
Fax :91-265-2339926
Exchange Listed
Mumbai, NSE, New York

Incorporation Year
Chairman K V Kamath
Director
Company Secratary Sandeep Batra
Auditor BSR & Company
Face Value 10
Market Lot 1
 Mar-07 Mar-06

21995.59 14306.13
6962.95 5062.22
28958.54 19368.35
16358.5 9597.45
6725.63 5856.89
2764.19 1373.94
25848.32 16828.28
3110.22 2540.07 ROCE 2.759066681 2.633801 3.696791 4.096745 4.158738
0 0 ICR 22.87886307 16.53674 17.70434 19.01287 26.46609
293.44 188.22
3403.66 2728.29
780 636
571.12 933.02
1054.27 865.83
998.27 293.44
544.78 623.79
901.17 759.33 66.76108 67.41517723 70.56182 71.02552 70.10594 ERR
153.1 106.5 33.23892 32.58482277 29.43818 28.97448 29.89406 DPR
100 85
32.88 27.35 20.21937843 9.580292 -10.07494 6.882716
270.35 249.55
85.37 5.6

3024.85 2534.47
1147656524
1.917E-05 1.247E-05

Mar ' 07 Mar ' 06 Mar ' 05

1249.34 1239.83 1086.76

23413.92 21316.16 11813.2

230510.2 165083.2 99818.77

51256.03 38521.91 33544.5 296280.17 311503.3 310079.5 281766.2 203605.1

38882.96 25897.6 22172.11

345312.4 252058.7 168435.3

18706.88 8934.37 6344.9

18414.44 8105.85 6585.08 16154.9 5106.1 20713.93 292.44 828.52

0.054525755 0.016392 0.066802 0.001038 0.004069 CR
91257.84 71547.39 50487.35

195865.6 146163.1 91405.15

3923.42 3980.71 4038.04

17144.26 13327.24 9574.82

345312.4 252058.7 168435.3

562959.9 395033.7 268153.7

4046.56 4338.46 2392.09

 Mar-10 Dec-09
5826.98 6089.57
1890.84 1673.14
7717.82 7762.71
2516.64 2364.55
5201.18 5398.16
3792.04 4031.48
8993.22 9429.64
0 0
403.57 265.62
1005.57 1101.06
0 0
1005.57 1101.06
9.02 9.89
9.02 9.89
463 0
0 0
1114.89 1114.17
50503.48 51126.33
10 10
7.91E+08 7.83E+08
71 71
67.39 69.53
18.25 17.6
13.02 14.18

Mar ' 07 Mar ' 06 Mar ' 05

86.46 89.68 91.74

41.15 46.07 55.52

6.99 5.77 7

74.37 67.09 69.83

24.04 26.14 27.33

23.23 30.24 25.49

7.36 6.8 6.39

 5.48 4.56 4.46

1.89 2.24 1.93

2.33 2.41 2.4

2.25 2.79 2.24

1.97 1.86 2.09

1.04 1.21 1.36

13.37 14.62 19.51

P/E High P/E Low P/E Close Mkt. Cap.(Rs In Cr.)

32.75 26.97 28.38 111553.34
34.26 28.36 29.81 117166.38

37.52 31.05 33.41 131331.05

34.66 29.06 33.93 133376.01
33.45 26.96 32.43 127459.3
29.69 24.98 28.53 112127.58
27.53 23.23 25.67 100902.25
26.01 22.18 24.46 96151.79
27.72 22.62 24.6 96708.16
28.96 25.19 26.96 105973.15
28.01 24.75 27.02 106210.81
26.81 22.86 25.93 97170.3
27.35 21.4 24.7 92533.96

27.97 23.52 26.04 97564.36

29.3 22.57 25.7 96283.02
31.35 22.04 23.47 87938.54
27.11 21.16 26.89 100754.91
25.07 19.94 22.27 83447.83
25.43 17.31 22.55 84508.07
24.38 17.16 21.45 80381.7
24.88 13.33 22.01 82459.91
14.48 8.93 14.2 53186
11.58 7.05 9.88 37027.03
12.35 7.99 8.88 36526.06
16.74 9.1 11.27 46345.01
 13.28 7.78 12.14 49913.01
14.45 7.66 9.51 39119.96
15.67 6.81 10.81 44458.04
20.51 10.62 14.48 59542.71
22.29 15.69 18.18 74750.71
22.64 13.82 17.18 70668.96
23.51 16.06 17.06 70147.56
26.77 20.79 21.33 87734.64
27.11 19.16 23.79 97851.72
29.95 18.26 20.84 85688.26
47.12 35.23 40.13 121381.28
56.05 33.07 42.14 127465.02

49.13 40.49 45.33 137109.43

50.21 38.75 43.56 131750.85
49.56 34.69 46.21 139783.43
39.64 32.28 39.07 118194.64
34.75 28.9 32.51 98342.12
36.81 31.83 33.65 101773.4
29.27 25.99 28.52 86264.55
29.39 23.67 27.42 82950.94
30.49 23.15 25.74 77867.79
27.86 22.78 25.36 76716.72
36.06 27.22 29.35 74399.31
36.03 30.33 33.18 84099.51

r A R Nair Road,Mumbai Central,Mumbai - 400008

Particulars Mar-10 Mar-09
INCOME:
Interest Earned 3255.62 3065.14
Other Income 733.79 573.49
TOTAL 3989.41 3638.63
Interest expended 1397.47 1546.6
Operating Expenses 1292.54 1391.21
Provisions & Contingencies 738.29 424.72
TOTAL1 3428.3 3362.53
Net Profit for the year 561.11 276.1
Prior Year Adjustments 0 0
Profit brought forward 648.94 528.17
TOTAL2 1210.05 804.27
Transfer to Statutory Reserves 140.28 69.03
Transfer to Other Reserves 76.21 58.48
Proposed Dividend / Transfer to Government 27.65 27.82
Balance c/f to Balance Sheet 965.91 648.94
TOTAL3 90 69.56
Equity Dividend 29.66 25.96
Corporate Dividend Tax -2.01 1.86
Equity Dividend (%) 8.5 7.5
Earning Per Share (Rs.) 16.18 7.93
Book Value 128.83 110.33
Extraordinary Items -1.92 0.15

563.03 275.95

Operating Income/Share 4.483315E-06 4.221E-06

Years Mar-10 Mar ' 09

Capital 348.14 345.67

Reserves and Surplus 4191.77 3559.86

Deposits 23886.47 15644

Borrowings 6140.51 6734.01

Other Liabilities & Provisions 2869.42 2428.34

TOTAL 37436.31 28711.88

Cash & Balances with RBI 2085.67 995.35

Balances with Banks & money at Call & Short Notice 214.59 145.32

Investments 12512.66 9110.18

Advances 20775.05 16625.34

Fixed Assets 427.65 213.36

Other Assets 1420.69 1622.33

TOTAL 37436.31 28711.88

Contingent Liabilities 36966.02 57954.21

Bills for collection 649.32 317.58

Particulars Dec-10 Sep-10
Gross Sales 1135.4 1014.72
Other Income 165.34 139.33
Total Income 1300.74 1154.05
Total Expenditure 464.76 401.92
PBIDT 835.98 752.13
Interest 563.92 470.89
PBDT 1399.9 1223.02
Depreciation 0 0
Tax 84.19 86.54
Reported Profit After Tax 187.87 194.7
ExtraOrdinaryItems 0 0
Adjusted Profit After Extra Ordinary Items 187.87 194.7
EPS (Unit Curr) 2.56 2.72
Calculated EPS (Unit Curr) 2.56 2.72
Book Value 0 0
Dividend 0 0
Equity 368.15 366.7
Reserve and Surplus 0 0
FaceValue 5 5
Non-Promotor Holding Shares 392128368 3.89E+08
Non Promotor Holding(%) 54 54
PBIDTM% 64.26 65.17
PBDTM% 20.91 24.36
PATM% 14.44 16.87

Years Mar-10 Mar ' 09

Credit-Deposit(%) 94.61 100.34

Investment / Deposit (%) 54.7 56.92

Cash / Deposit (%) 7.79 8.35

Interest Expended / Interest Earned (%) 42.92 50.46

Other Income / Total Income (%) 18.39 15.76

Operating Expenses / Total Income (%) 32.4 38.23

Interest Income / Total Funds (%) 9.84 10.75

Interest Expended / Total Funds (%) 4.23 5.42

Net Interest Income / Total Funds (%) 5.62 5.33

Non Interest Income / Total Funds (%) 2.22 2.01

Operating Expenses / Total Funds (%) 3.91 4.88

Profit before Provisions / Total Funds (%) 3.93 2.46

Net Profit / Total funds (%) 1.7 0.97

RONW (%) 13.29 7.36

Years High(Rs.) Low(Rs.)

Feb-11 427.5 333.25
Share Prices of 2010 :
Nov-10 499.5 435.15
Oct-10 529.5 456
Sep-10 505.5 407.05
Aug-10 438.88 386.4
Jul-10 399.13 372.5
Jun-10 424 365
May-10 394.95 354.33
Apr-10 398.35 353.18
Mar-10 407.5 361
Feb-10 398.75 350
Jan-10 439 372
Share Prices of 2009 :
Dec-09 419 384.5
Nov-09 424.9 336.33
Oct-09 419 351.75
Sep-09 390.75 347.5
Aug-09 385 325.5
Jul-09 348.55 265.28
Jun-09 368.5 292.8
May-09 350.93 197.5
Apr-09 218.55 136.25
Mar-09 152.75 104.03
Feb-09 145.5 118.25
Jan-09 205.45 125
Share Prices of 2008 :
Dec-08 199.5 152.5
 Nov-08 227.93 138.5
Oct-08 287.63 119.5
Sep-08 343 254.5
Aug-08 336 257.5
Jul-08 300 209.5
Jun-08 350 228
May-08 443.5 325.5
Apr-08 414.9 295
Mar-08 400 268.28
Feb-08 523.5 382.5
Jan-08 717.78 399.98
Share Prices of 2007 :
Dec-07 667.4 542.5
Nov-07 622.5 455
Oct-07 537 398.1
Sep-07 468 348.7
Aug-07 408 305.53
Jul-07 375 317.5
Jun-07 338.5 275
May-07 314.25 254.8
Apr-07 273.88 222.5
Mar-07 240.45 201
Feb-07 264.5 203.5
Jan-07 243.4 199.5

Registered Office Registrar

Address Company Name
36-38 A Nariman Bhavan,227 Nariman Point,Mumbai,Maharashtra ,400021 Karvy House 46,Road No 4 Street No1,Banjar
Telephone :91-22-66581100
Fax :91-22-22855577
Exchange Listed
Mumbai, NSE, Luxembourg

Incorporation Year
Chairman Shankar Acharya
Director
Company Secratary Bina Chandarana
Auditor S R Batliboi & Co
Face Value 5
Market Lot 1
 Mar-08 Mar-07 Mar-06

2535.36 1319.1 718.89

601.08 360.65 293.77
3136.44 1679.75 1012.66
1309.56 699.24 338.92
1156.36 654.17 462.65
376.59 184.97 92.86
2842.51 1538.38 894.43
293.93 141.37 118.23 ROCE 5.25363235 2.595037 3.373484 2.09958 4.802252
0 216.76 0 ICR 40.1518458 17.85206 22.44494 20.21766 34.88434
354.18 286.36 194.42
648.11 644.49 312.65
73.5 35.5 29.75
16.18 228.06 -25.65
30.26 26.75 22.19
528.17 354.18 286.36
50.86 34.74 29.6
25.87 22.86 19.46 94.71405 90.5976096 91.19858 83.82967 83.54056 ERR
4.39 3.89 2.73 5.285951 9.40239044 8.801415 16.17033 16.45944 DPR
7.5 7 6
8.4 4.22 3.73 13.1367292 99.05213 -5.595238 104.0353
104.26 50.08 27.57
0.64 0.3 0.17

293.29 141.07 118.06

726163644
3.491E-06 1.817E-06 9.9E-07

Mar ' 08 Mar ' 07 Mar ' 06 Mar ' 05

344.67 326.16 309.29 123.32

3249.03 1307.34 543.45 627.55

16423.65 11000.09 6565.92 4299.54

5119.25 5099.75 1609.23 901.81 30026.98 22378.01 21542.9 16099.84 8175.15

3178.71 2183.24 1149.88 567.79

28315.31 19916.58 10177.77 6520.01

1683.49 751.22 418.79 238.73 2300.26 1140.67 2122.67 1295.97 592.5
CR 0.076606 0.050973 0.098532 0.080496 0.072476
439.18 544.75 173.71 181.66

9141.99 6861.96 2855.53 1826.97

15552.22 10924.07 6348.31 4017.14

210.25 141.09 105.22 97.1

1288.18 693.49 276.21 158.41

28315.31 19916.58 10177.77 6520.01

121627.6 100654.7 39504.8 12193.72

290.88 219.44 92.76 21.01

 Jun-10 Mar-10 Dec-09
920.8 880.76 832.42
137.07 251.5 136.41
1057.87 1132.26 968.83
386.02 469.52 413.83
671.85 662.74 555
412.61 354.71 345.76
1084.46 1017.45 900.76
0 0 0
72.34 105.53 66.86
186.9 202.5 142.38
0 0 0
186.9 202.5 142.38
5.37 5.82 4.1
5.37 5.82 4.1
0 0 0
0 0 0
348.59 348.14 347.7
0 0 0
10 10 10
1.76E+08 1.76E+08 1.73E+08
51 51 51
63.5 58.53 57.28
24.5 27.2 21.59
17.66 17.88 14.69

Mar ' 08 Mar ' 07 Mar ' 06 Mar ' 05

96.55 98.33 95.4 69.81

58.36 55.32 43.1 53.77

8.88 6.66 6.05 4.17

51.65 53.01 47.14 46.35

19.16 21.47 29.01 25.48

34.43 38.94 45.69 41.67

10.51 8.77 8.61 6.81

 5.43 4.65 4.06 3.16

5.08 4.12 4.55 3.65

2.49 2.4 3.52 2.33

4.48 4.35 5.54 3.81

2.78 2.17 2.53 2.17

1.22 0.94 1.42 1.38

11.25 11.37 14.75 12.52

Close(Rs.)P/E High P/E Low P/E Close Mkt. Cap.(Rs In Cr.)

405.35 58.97 40.74 53.02 29851.6

475.45 65.78 53.71 62 34905.64

464.85 70.98 58.3 60.58 34110.69
475.9 56.44 53.9 61.99 34902.51
414.28 58.4 47.25 53.86 30325.76
384.63 50.6 45.74 47.68 26847.59
385.4 58.42 43.78 47.72 26869.32
378.35 49.3 43.59 46.83 26369.48
368.9 49.92 42.57 45.64 25693.89
374.53 50.73 43.5 46.32 26077.43
371.05 106.22 87.22 93.52 25806.53
389.95 111.08 89.41 98.25 27112.44

401.05 110.85 95.23 101.02 27876.18

391.9 111.51 83.59 98.63 27216.67
356.95 106.94 87.18 89.78 24773.76
388.05 98.89 86.64 97.53 26913.6
357.73 101.38 79.74 89.86 24798.21
326.95 102.27 63.68 82.12 22662.21
316.05 94.34 71.83 79.32 21889.62
340.08 90.76 45.98 85.24 23521.63
192.78 60.51 31.03 48.3 13328.85
141.48 38.75 23.87 35.44 9780.73
129.63 35.49 26.36 30.55 8959.16
141.75 51.39 28.74 33.4 9796.06

178.65 48.42 33.43 42.09 12343.64

 167.45 57.15 31.02 39.44 11568.45
168.45 69.5 22.68 39.68 11637.54
277.4 85.24 54.99 65.33 19159.46
302.88 80.4 55.23 71.31 20915.94
266.55 73.16 48.12 62.73 18398.88
230.6 88.77 53.04 54.26 15913.71
346.83 106.34 75.69 81.52 23908.73
394.68 102.26 64.97 92.76 27206.53
314.28 103.14 61.94 73.87 21664.23
400.68 278.27 174.46 195.64 27599.3
516.4 362.79 154.68 252.02 35553.11

648.1 329.99 256.39 316.27 44616.5

617.15 306.3 208.84 301.05 42469.79
500 270.11 186.61 243.82 34395
460.83 226.9 150.87 213.61 30133.35
353.45 200.86 136.27 163.8 23107.15
370.45 176.23 142.89 171.59 24205.94
336.25 157.7 126.85 155.61 21952.42
286.33 150.93 111.19 132.4 18676.98
272.03 127.5 99.64 125.78 17744.19
239.83 111.47 88.65 110.89 15643.78
211.88 150.78 107.96 117.03 13816.37
232.95 135.79 109.86 128.65 15188.34

46,Road No 4 Street No1,Banjara Hills,Hyderabad - 500034

Particulars Mar-10
INCOME:
Interest Earned 70993.92
Other Income 15966.6
TOTAL 86960.52
Interest expended 47322.48
Operating Expenses 20329.14
Provisions & Contingencies 10142.85
TOTAL1 77794.47
Net Profit for the year 9166.05
Prior Year Adjustments 0
Profit brought forward 0.34
TOTAL2 9166.39
Transfer to Statutory Reserves 6381.09
Transfer to Other Reserves 643.56
Proposed Dividend / Transfer to Government 2141.4
Balance c/f to Balance Sheet 0.34
TOTAL3 932.66
Equity Dividend 1904.65
Corporate Dividend Tax 236.75
Equity Dividend (%) 300
Earning Per Share (Rs.) 140.65
Book Value 1038.77
Extraordinary Items -5.83

9171.88

Operating Income/Share 0.00011709201804

Years Mar-10
Capital 634.88

Reserves and Surplus 65314.32

Deposits 804116.23

Borrowings 103011.6

Other Liabilities & Provisions 80879.58

TOTAL 1053956.61
Cash & Balances with RBI 61290.86

Balances with Banks & money at Call & Short Notice 34892.98

Investments 285790.07

Advances 631914.15

Fixed Assets 4117.73

Other Assets 35655.64

TOTAL 1053956.61

Contingent Liabilities 548446.88

Bills for collection 47922.33

Particulars Jun-10
Gross Sales 18452.12
Other Income 3689.96
Total Income 22142.08
Total Expenditure 6410.69
PBIDT 15731.39
Interest 11148.4
PBDT 26879.79
Depreciation 0
Tax 1668.79
Reported Profit After Tax 2914.2
ExtraOrdinaryItems 0
Adjusted Profit After Extra Ordinary Items 2914.2
EPS (Unit Curr) 45.9
Calculated EPS (Unit Curr) 45.9
Book Value 0
Dividend 0
Equity 634.88
Reserve and Surplus 65314.32
FaceValue 10
Non-Promotor Holding Shares 224334253
Non Promotor Holding(%) 37
PBIDTM% 71.04
PBDTM% 20.69
PATM% 13.16

Years Mar-10
Credit-Deposit(%) 75.96

Investment / Deposit (%) 36.33

Cash / Deposit (%) 7.56

Interest Expended / Interest Earned (%) 66.66

Other Income / Total Income (%) 18.36

Operating Expenses / Total Income (%) 23.37

Interest Income / Total Funds (%) 7.03

Interest Expended / Total Funds (%) 4.69

Net Interest Income / Total Funds (%) 2.34

Non Interest Income / Total Funds (%) 1.58

Operating Expenses / Total Funds (%) 2.01

Profit before Provisions / Total Funds (%) 1.91

Net Profit / Total funds (%) 0.91

RONW (%) 14.8

Years High(Rs.)
Feb-11 2813.4
Share Prices of 2010 :
Nov-10 3515
Oct-10 3322
Sep-10 3268
Aug-10 2884
Jul-10 2519.9
Jun-10 2402.5
May-10 2348.8
Apr-10 2318.8
Mar-10 2120.05
Feb-10 2059.95
Jan-10 2315.25
Share Prices of 2009 :
Dec-09 2374.75
Nov-09 2394
Oct-09 2500
Sep-09 2235
Aug-09 1886.9
Jul-09 1840
Jun-09 1935
May-09 1891
Apr-09 1355
Mar-09 1132.25
Feb-09 1205.9
Jan-09 1376.4
Share Prices of 2008 :
Dec-08 1325
 Nov-08 1375
Oct-08 1569.9
Sep-08 1618
Aug-08 1638.9
Jul-08 1567.5
Jun-08 1496.7
May-08 1840
Apr-08 1819.95
Mar-08 2089.5
Feb-08 2310
Jan-08 2396.54
Share Prices of 2007 :
Dec-07 2335.45
Nov-07 2264.45
Oct-07 2056.59
Sep-07 1858.55
Aug-07 1646.44
Jul-07 1660.6
Jun-07 1444.53
May-07 1285.07
Apr-07 1099.2
Mar-07 1042.5
Feb-07 1159.59
Jan-07 1207.71

Registered Office Registrar

Address Company Name
State Bank Bhavan 8th Floor,Madame Cama Road Nariman Point,Mumbai,Maharashtra ,4 PlotNo-A-16-17 PartB,Cross Lane M
Telephone :91-22-22883888/22022678
Fax :91-22-22855348
Exchange Listed
Mumbai, Kolkata, Chennai, Ahmedabad, Delhi, NSE, London

Incorporation Year
Chairman O P Bhatt
Director S K Bhattacharyya
Company Secratary
Auditor B M Chatrath & Co/ Kalyaniwala & M
Face Value 10
Market Lot 1
 Mar-09 Mar-08 Mar-07 Mar-06

63788.43 48950.31 37242.33 35979.57

12694.31 9487.11 7429.04 7528.16
76482.74 58437.42 44671.37 43507.73
42915.29 31929.08 22184.13 20390.45
15652.22 13312.11 12464.24 11759.65
8794 6467.11 5481.69 6950.96
67361.51 51708.3 40130.06 39101.06
9121.23 6729.12 4541.31 4406.67 ROCE 5.42495656 6.423147 6.67836 6.396041 7.560513
0 0 0 0 ICR 19.3693357 21.25403 21.07521 20.47099 21.61144
0.34 0.34 0.34 0.34
9121.57 6729.46 4541.65 4407.01
5291.79 4839.07 3358.11 2933.77
1740.26 366.52 321.16 632.74
2089.18 1523.53 862.04 840.16
0.34 0.34 0.34 0.34
763.14 679.98 602.39 763.68
1841.15 1357.66 736.82 736.82 79.2206 79.8146741 79.82411 83.77517 83.27944 ERR
248.03 165.87 125.22 103.34 20.7794 20.1853259 20.17589 16.22483 16.72056 DPR
290 215 140 140
139.76 103.94 83.91 81.77 2.61709673 23.87081 34.46219 0.636806
912.73 776.48 594.69 525.25
-1.71 7 4.52 1.37

9122.94 6722.12 4536.79 4405.3

606308792
0.000105 8.073E-05 6.142E-05 5.934E-05

Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06 Mar ' 05
634.88 631.47 526.3 526.3 526.3

57312.82 48401.19 30772.26 27117.79 23545.84

742073.1 537403.9 435521.1 380046.1 367047.5 907127.83 826131.1 589131.4 475224.4 410687.3

84057.93 51727.41 39703.33 30641.24 19184.31

80964.2 83961.07 60283.15 55829.23 49767.97

965043 722125.1 566806.1 494160.6 460071.9 96183.84 104403.8 67466.33 51968.69 44560
55546.17 51534.61 29076.43 21652.7 16810.33 0.10603119 0.126377 0.114518 0.109356 0.108501

48857.63 15931.72 22892.26 22907.3 22511.77

275954 189501.3 149148.9 162534.2 197097.9

542503.2 416768.2 337336.5 261800.9 202374.5

3574.41 3139.22 2676.92 2673.11 2576.42

38344.15 45015.8 25533.2 22512.51 18579.79

965043 722125.1 566806.1 494160.6 460071.9

723699.8 810796.5 526954.7 228881.4 159397.3

43870.57 18946.8 23367.51 20592.95 16777.31

 Jun-09 Mar-09 Dec-08 Sep-08
17472.76 17342.39 17080.34 15566.5
3568.75 4718.22 3225.56 2343.14
21041.51 22060.61 20305.9 17909.64
5092.49 5660.77 4697.96 4215.89
15949.02 16399.84 15607.94 13693.75
12447.88 12500.45 11322.15 10111.15
28396.9 28900.29 26930.09 23804.9
0 0 0 0
1170.77 1157.08 1807.37 1322.88
2330.37 2742.31 2478.42 2259.72
0 0 0 0
2330.37 2742.31 2478.42 2259.72
36.71 43.23 39.04 35.61
36.71 43.23 39.04 35.61
0 0 0 0
0 0 0 0
634.88 634.88 634.88 634.88
57312.81 57312.81 48401.19 48401.19
10 10 10 10
2.18E+08 1.9E+08 2.16E+08 2.05E+08
36 36 36 34
75.79 74.33 76.86 76.46
16.63 17.67 21.1 20
11.07 12.43 12.2 12.61

Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06 Mar ' 05
74.97 77.51 73.46 62.13 52.55

36.38 34.81 38.22 48.14 55.83

8.37 8.29 6.22 5.15 5.23

67.28 65.23 59.57 56.67 57

16.6 16.23 16.63 17.3 18.01

21.38 22.78 27.9 27.03 25.48

7.56 7.6 7.02 7.54 7.47

 5.09 4.95 4.18 4.27 4.26

2.47 2.64 2.84 3.27 3.21

1.5 1.47 1.4 1.58 1.64

1.94 2.07 2.35 2.46 2.32

2.12 2.05 1.89 2.38 2.53

1.08 1.04 0.86 0.92 0.99

17.05 16.75 15.41 17.04 19.43

Low(Rs.) Close(Rs.)P/E High P/E Low P/E Close Mkt. Cap.(Rs In Cr.)
2478.6 2632 19.89 17.04 18.22 167129.37

2777 2994.1 24.99 18.89 20.73 190122.36

3077 3151.2 23.42 21.18 21.82 200098.05
2738.75 3233.2 22.87 18.7 22.38 205304.97
2511 2764.85 20.1 16.91 19.14 175565.21
2254.4 2503.8 17.55 15.55 17.33 158961.25
2201 2302.1 16.74 14.84 15.94 146155.72
2138 2268.35 16.49 14.69 15.7 144013
2015 2297.95 16.2 13.83 15.91 145892.25
1978 2079 14.94 13.62 14.39 131991.55
1863 1975.85 14.61 12.73 13.75 125442.76
1957 2058 16.28 12.95 14.32 130658.3

2126.2 2269.45 16.86 14.53 15.79 144082.84

2059.1 2238.15 17.37 13.64 15.58 142095.67
2048.2 2191 17.72 14.13 15.25 139102.21
1710.1 2195.7 15.83 11.73 15.28 139400.6
1670 1743.05 13.35 11.48 12.13 110662.76
1512 1814 14.24 10.29 12.62 115167.23
1612 1742.05 13.91 11.01 12.12 110599.27
1225 1869.1 13.31 8.24 13.01 118665.42
980 1277.7 9.78 6.22 8.89 81118.62
894 1066.55 7.93 6.2 7.42 67713.13
1008.3 1027.1 11.5 9.35 9.7 65208.52
1031.05 1152.2 13.14 9.64 10.88 73150.87

995.05 1288.25 12.88 8.99 12.17 81788.42

 1025 1086.85 14.02 9.08 10.26 69001.93
991.1 1109.5 15.23 8.78 10.48 70439.94
1353 1465.65 15.8 11.8 13.84 93051.19
1302 1403.6 16.65 12.23 13.26 89111.76
1007 1414.75 15.7 9.35 13.36 89819.65
1101.15 1111.45 15.18 10.3 10.5 70563.74
1438.2 1443.35 17.88 13.53 13.63 91635.4
1592 1776.35 17.52 14.66 16.69 112171.17
1582.25 1598.85 21.32 14.77 15.02 100962.58
1953 2109.7 32.32 25.16 29.36 133221.23
1797.97 2162.25 30.4 19.51 30.1 136539.6

2099.66 2237.09 29.06 25.44 27.51 124785.73

1910.63 2170.38 28.95 21.13 26.69 121064.79
1510.58 1951.34 26.02 17.36 23.99 108846.73
1486.14 1840.52 23.07 17.64 22.63 102665.34
1328.48 1509.16 20.71 16.25 18.56 84181.69
1387.02 1532.75 23.18 16.71 18.85 85497.44
1206.05 1439.15 17.83 14.7 17.69 80276.54
1008.43 1276.02 15.98 11.8 15.69 71176.81
863.42 1042.83 13.74 10.48 12.82 58169.31
797.27 936.82 13.97 9.06 11.52 52256.33
952.86 980.46 15 11.73 12.41 54690.46
1062.88 1073.77 15.74 13.18 13.6 59895.57

-16-17 PartB,Cross Lane MIDC,Marol Andheri (East),Mumbai - 400 093

rath & Co/ Kalyaniwala & Mistry
CR
Particulars Mar-10 Mar-09 Mar-08 Mar-07
INCOME:
Interest Earned 21466.91 19127.22 14265.02 11236.14
Other Income 3621.71 3369.41 2026.46 1932.71
TOTAL 25088.62 22496.63 16291.48 13168.85
Interest expended 12944.02 12295.3 8730.86 6022.91
Operating Expenses 4813.17 4292.79 3554.38 3528.54
Provisions & Contingencies 3426.07 2817.66 1957.48 2077.32
TOTAL1 21183.26 19405.75 14242.72 11628.77
Net Profit for the year 3905.36 3090.88 2048.76 1540.08
Prior Year Adjustments 0 0 0 -13.27
Profit brought forward 7.64 0 15.52 183.49
TOTAL2 3913 3090.88 2064.28 1710.3
Transfer to Statutory Reserves 976.34 772.72 512.19 385.02
Transfer to Other Reserves 2126.57 1572.74 1072.54 944.62
Proposed Dividend / Transfer to Government 810.09 737.78 479.55 365.14
Balance c/f to Balance Sheet 0 7.64 0 15.52
TOTAL3 222.83 191.06 170.23 194.8
Equity Dividend 693.66 630.61 409.89 315.3
Corporate Dividend Tax 116.43 107.17 69.66 49.84
Equity Dividend (%) 220 200 130 100
Earning Per Share (Rs.) 120.17 94.63 62.77 47.26
Book Value 514.78 416.74 341.98 321.65
Extraordinary Items 102.55 1.17 0.7 -254.38

3802.81 3089.71 2048.06 1794.46

Operating Income/Share 6.775906E-05 6.037E-05 4.503E-05 3.547E-05

Years Mar-10 Mar ' 09 Mar ' 08 Mar ' 07

Capital 315.3 315.3 315.3 315.3

Reserves and Surplus 15915.63 12824.59 10467.35 9826.31

Deposits 249329.8 209760.5 166457.2 139859.7

Borrowings 19262.37 12459.66 5446.56 1948.86

Other Liabilities & Provisions 10342.85 10065.85 14826.64 10285.14

TOTAL 295165.95 245425.9 197513.1 162235.3

Cash & Balances with RBI 18327.57 17058.25 15258.15 12372.03

Balances with Banks & money at Call & Short Notice 5145.99 4354.89 3572.57 3273.49

Investments 77724.47 63385.18 53991.71 45189.84

Advances 186601.21 154703 119501.6 96596.52

Fixed Assets 2513.47 2397.11 2315.52 1009.82

Other Assets 6345.23 5041.22 4409.25 4087.43

TOTAL 295165.95 245425.9 197513.1 162235.3

Contingent Liabilities 91813.44 103650.3 96951.5 66758.42

Bills for collection 9526.83 7561.84 7104.56 7942.25

Particulars Dec-10 Sep-10 Jun-10 Mar-10
Gross Sales 7119.12 6455.43 5991.86 5607.63
Other Income 857.23 718.25 871.52 934.6
Total Income 7976.35 7173.68 6863.38 6542.23
Total Expenditure 2424.5 2110.88 1926.05 1721.95
PBIDT 5551.85 5062.8 4937.33 4820.28
Interest 3915.83 3478.74 3373.29 3109.68
PBDT 9467.68 8541.54 8310.62 7929.96
Depreciation 0 0 0 0
Tax 546.25 509.52 495.75 575.57
Reported Profit After Tax 1089.77 1074.54 1068.29 1135.03
ExtraOrdinaryItems 0 0 0 81.45
Adjusted Profit After Extra Ordinary Items 1089.77 1074.54 1068.29 1053.58
EPS (Unit Curr) 34.56 34.08 33.88 36
Calculated EPS (Unit Curr) 34.56 34.08 33.88 36
Book Value 0 0 548.66 0
Dividend 0 0 0 0
Equity 315.3 315.3 315.3 315.3
Reserve and Surplus 19147.67 18057.9 16984.21 15915.62
FaceValue 10 10 10 10
Non-Promotor Holding Shares 133061200 1.31E+08 1.31E+08 1.31E+08
Non Promotor Holding(%) 42 42 42 42
PBIDTM% 69.6 70.57 71.93 73.67
PBDTM% 20.51 22.08 22.78 26.14
PATM% 13.66 14.97 15.56 17.34

Years Mar-10 Mar ' 09 Mar ' 08 Mar ' 07

Credit-Deposit(%) 74.34 72.88 70.55 65.97

Investment / Deposit (%) 30.74 31.2 32.38 33.23

Cash / Deposit (%) 7.71 8.59 9.02 13.78

Interest Expended / Interest Earned (%) 60.3 64.28 61.2 53.6

Other Income / Total Income (%) 14.44 14.98 12.44 14.68

Operating Expenses / Total Income (%) 19.18 19.08 21.82 26.79

Interest Income / Total Funds (%) 7.94 8.64 7.93 7.31

Interest Expended / Total Funds (%) 4.79 5.55 4.85 3.92

Net Interest Income / Total Funds (%) 3.15 3.08 3.08 3.39

Non Interest Income / Total Funds (%) 1.34 1.52 1.13 1.26

Operating Expenses / Total Funds (%) 1.78 1.94 1.98 2.3

Profit before Provisions / Total Funds (%) 2.71 2.67 2.23 2.52

Net Profit / Total funds (%) 1.44 1.4 1.14 1

RONW (%) 26.59 25.84 19.58 18.68

Years High(Rs.) Low(Rs.) Close(Rs.)P/E High

Feb-11 1125 971 1054.75 9.62
Share Prices of 2010 :
Nov-10 1395 1126 1216.7 11.66
Oct-10 1360.2 1268 1290.5 11.56
Sep-10 1326 1175 1291.85 11.31
Aug-10 1232 1064 1182.15 10.57
Jul-10 1103.75 988.8 1069 9.4
Jun-10 1067.25 982.2 1046.75 8.9
May-10 1058.4 933 999.9 8.92
Apr-10 1055 955.55 1037.7 8.94
Mar-10 1017 905 1013.45 8.55
Feb-10 922 842.1 901.45 9.62
Jan-10 960 852 899.5 9.9
Share Prices of 2009 :
Dec-09 942 872 906.85 9.64
Nov-09 943 827.2 906.25 9.91
Oct-09 898.7 790 853.95 9.65
Sep-09 810 671.55 795.6 8.42
Aug-09 717.9 648 682.85 7.41
Jul-09 751.8 598 690.8 7.72
Jun-09 693.85 581.1 677.7 7.25
May-09 717 482.25 670.7 7.58
Apr-09 542.4 393.6 478.1 5.73
Mar-09 455 286.2 410.9 4.79
Feb-09 418.4 311.55 337.5 6.59
Jan-09 544 387.35 400.35 8.51
Share Prices of 2008 :
Dec-08 539.5 400 526.2 8.53
 Nov-08 511.95 415.55 448.7 8.2
Oct-08 524 374 420.05 8.61
Sep-08 530 430 475.35 8.4
Aug-08 542 438.05 480.9 9.1
Jul-08 513.65 332.35 451.25 8.43
Jun-08 510 372.5 377.25 8.34
May-08 574.8 481.25 485.85 8.93
Apr-08 580 483 550.9 9.17
Mar-08 604 444 508.15 10.29
Feb-08 711 542.1 604.15 12.68
Jan-08 721 485 648.6 12.99
Share Prices of 2007 :
Dec-07 700 606 664.35 12.64
Nov-07 650 455 601.85 12.26
Oct-07 550 457 525.7 9.86
Sep-07 545.85 478.15 542.7 9.92
Aug-07 532 441.5 484.3 9.71
Jul-07 593.95 486 514.75 10.83
Jun-07 549 485 539.8 9.94
May-07 566.5 482 536.35 10.09
Apr-07 522 420 503.4 9.47
Mar-07 495 400 471.65 9.05
Feb-07 533 410 424.25 12.04
Jan-07 533.5 480 508.15 11.87

Registered Office Registrar

Address Company Name
7 Bhikhaiji Cama Place,,New Delhi,New Delhi ,110607 W40 Okhla Industrial,Area,Phase - II,New Delhi 110020
Telephone :91-11-26102303/26108205/26196487
Fax :91-11-26160149/26196462/26196456
Exchange Listed
Mumbai, NSE

Incorporation Year
Chairman K R Kamath
Director K R Kamath
Company Secratary Ramesh Kumar Kochar
Auditor Kalani & Co/Anjaneyulu & Co/V K Verma & Co
Face Value 10
Market Lot 1
 Mar-06

9584.15
1901
11485.15
4917.39
3300.7
1827.75
10045.84
1439.31 ROCE 11.0030907 12.07396 12.6239 12.73797 9.14495
0 ICR 30.1711524 25.13871 23.46573 25.57036 29.2698
0
1439.31
359.83
680.28
215.71
183.49
186.64
189.18 82.23826 79.5977197 79.99326 79.52704 86.8562 ERR
26.53 17.76174 20.4022803 20.00674 20.47296 13.1438 DPR
90
44.81
287.79 11.7655235 6.320535 21.86093 23.52546
1.89

1437.42
316812381
3.025E-05

Mar ' 06 Mar ' 05

315.3 315.3

8758.68 7533.51
119684.9 103166.9
268592.17 222220.2 171903.8 141808.5 126349.8
6664.87 2718.29

9623.64 12222.24

145047.4 125956.2
23394.55 9460.2
23473.56 21413.14 18830.72 15645.52 24791.69
1397.14 1628.83 0.0873948 0.09636 0.109542 0.110328 0.196215 CR

41055.31 50672.83

74627.37 60412.75

1030.23 965.23

3845.19 3128.88

145047.4 125956.2

53035.43 43001.29

5704.17 4046.07
 Dec-09
5388.72
847.83
6236.55
1523.81
4712.74
3176.44
7889.18
0
524.99
1011.31
0
1011.31
32.07
32.07
492.84
0
315.3
15224.15
10
1.31E+08
42
75.56
24.63
16.21

Mar ' 06 Mar ' 05

60.6 56.33

41.16 48.56

14.74 8.48

51.31 52.64

16.55 20.54

28.74 32.29

7.07 7.42
 3.63 3.91

3.44 3.51

1.4 1.92

2.44 3.02

2.41 2.42

1.06 1.24

17.01 22.49

P/E Low P/E Close Mkt. Cap.(Rs In Cr.)

7.57 8.75 33256.27

9.14 10.09 38362.55

10.33 10.7 40689.47
9.51 10.71 40732.03
8.42 9.8 37273.19
7.67 8.86 33705.57
8.09 8.68 33004.03
7.61 8.29 31526.85
7.61 8.6 32718.68
7.38 8.4 31954.08
8.47 9.2 28422.72
8.42 9.18 28361.24

8.74 9.25 28592.98

8.35 9.25 28574.06
7.89 8.71 26925.04
6.75 8.12 25085.27
6.36 6.97 21530.26
5.86 7.05 21780.92
5.65 6.92 21367.88
4.71 6.84 21147.17
3.9 4.88 15074.49
2.69 4.19 12955.68
4.43 5.2 10641.38
5.92 6.16 12623.04

5.99 8.1 16591.09

 6.2 6.91 14147.51
5.42 6.47 13244.18
5.99 7.32 14987.79
6.66 7.4 15162.78
4.38 6.95 14227.91
5.66 5.81 11894.69
7.34 7.48 15318.85
7 8.48 17369.88
6.6 7.82 16021.97
8.55 10.62 19048.85
7.56 11.4 20450.36

10.28 11.67 20946.96

6.77 10.57 18976.33
7.71 9.24 16575.32
8.15 9.54 17111.33
7.6 8.51 15269.98
8.06 9.04 16230.07
8.47 9.48 17019.89
7.96 9.42 16911.12
7.25 8.85 15872.2
6.82 8.29 14871.12
8.69 9.31 13376.6
10.39 11.15 16021.97

II,New Delhi 110020