• Borrowers- 1.6% per year.

• Non Borrowers- 0.03% per

year.
• Borrowers are 50% less prone to consumption
fluctuation than their counterpart non-member
poor households in Bangladesh.

• PRIME
Noncredit interventions raise self-employment
profits in rural Bangladesh by 125% while the
combined impact of credit and noncredit
interventions on self-employment profits is 175%.
• Grameen Bank
• Bangladesh Rural Advancement Committee
(BRAC).
• Association for the Social Advancement (ASA)
• Proshika
• 50% of the households have crossed the
poverty line.
• Positive contribution in the standard of living of
91 percent .
• Increasing consumption 18% per year.
• 46% crossed poverty line.
• Net contribution to GDP-more than 1%
• Infant mortality decreased by 34% .
• Increased awareness about family size.
• Higher educational facilities.
• Higher self esteem and self expression.
• Increased freedom of speech, choice, human
rights.
• better understanding of their political rights
and obligations.
• The percentage of NGO members in the local
Govt. bodies is more than 8%.
• Government of Bangladesh set up the Palli
Karma Sahayak Foundation (PKSF) in 1990

• Provide financial aid and other facilities.

• Age of Marriage
• Sanitation
• Health consciousness.
• 80% of total borrowers.
• Improved status of women.
• Increased education for daughters.
• Better housing.
• Drink purified water.
• More school going children.
• Can afford adequate health care
• Better access to health care.
• Awareness regarding education.
• Increased family income.
• Better condition of living.
1. Bearing both principle and interest.
2. Female borrowers are used by male
borrowers.
3. High interest rate, no other alternatives.
1. Focus on MFIs.
2. Rethink target recipients.
3. Increment of accessibility.
Thank You
Any Query?