ooking at district-level data, the top five districts in car penetration in urban SEC Ahouseholds are Solan, Chandigarh, Gurgaon, Faridabad and Delhi, showing theconcentration in this region. When it comes to urban SEC E households, apart fromthese districts, Thiruvanthapuram, Srinagar, Gautam Buddha Nagar also feature onthe top. In two-wheeler penetration in the SEC A households, it¶s the smaller citiesthat lead, and these come from across the country²Erode, Dibrugarh, Surat,Varanasi, Ahmedabad, Nashik, etc. Among the lowest SEC E segment, the urbanareas of Erode, Hardwar, Mysore, South Goa and Hisar rank at the top, while themetros of Kolkata, Mumbai, Thane, Delhi and Gurgaon have the lowest levels of two-wheeler penetration. Clearly, it is not just the dynamics of income, but thecharacteristics of the towns also make a difference to the needs of vehicleownership.