Professional Documents
Culture Documents
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
Income Tax 156.00 25/12/06
TAX / ZAKAT
Total b 156.00
SAVINGS/INVESTMENT
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
156.00
LOANS
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
CASH PAYMENT / CREDIT CARD
Others
1)
2)
3)
CASH PAYMEN
1,160.00
1,260.00 Total f
SUMMARY
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
INCOME
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
Income Tax 156.00 25/12/06
TAX / ZAKAT
Total b 156.00
SAVINGS/INVESTMENT
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
156.00
LOANS
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
2)
3)
INCOME
I
1,160.00
1,260.00 Total f
SUMMARY
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
INCOME
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
Income Tax 156.00 25/12/06
TAX / ZAKAT
Total b 156.00
SAVINGS/INVESTMENT
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
156.00
LOANS
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,933.00
How this money is spent is the key of your b
Plan your spending wisely using the t
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
2)
3)
INCOME
INC
1,160.00
1,260.00 Total f
SUMMARY
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,933.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
INCOME
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
Income Tax 156.00 25/12/06
TAX / ZAKAT
Total b 156.00
SAVINGS/INVESTMENT
3,600.00 EPF
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
156.00
LOANS
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,833.00
How this money is spent is the key of your b
Plan your spending wisely using the t
150.00 DETAILS
100.00 Food
10.00 Transport
500.00 Education
200.00 Clothing
200.00 Medical
Entertainment
Others
1)
2)
3)
INCOME
I
1,160.00
1,260.00 Total f
SUMMARY
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,833.00
How this money is spent is the key of your balance spending.
Plan your spending wisely using the table below.
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
INCOME
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
Income Tax 156.00 25/12/06
TAX / ZAKAT
Total b 156.00
Amount that can be used
(c = a - b) 5,044.00
Total(1) 100.00
Electricity 100.00 30/12/06
Water 50.00 30/12/06
Membership Fee 10.00 30/12/06
House Rent 500.00 01/01/07
Child Care 300.00 01/01/07
Telephone 100.00 01/02/07
Others
1)
PAYMENT
2)
3)
CASH PAYMENT
SAVINGS/INVESTMENT
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
LOANS
156.00
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,833.00
1,160.00 INCOME
1,260.00 Total f
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,833.00
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
INCOME
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
Income Tax 156.00 25/12/06
TAX / ZAKAT
Total b 156.00
Amount that can be used
(c = a - b) 5,044.00
SAVINGS/INVESTMENT
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
LOANS
156.00
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,833.00
INCOME
1,160.00
1,260.00 Total f
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,833.00
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
House Rental
INCOME
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
Income Tax 156.00 25/12/06
TAX / ZAKAT
Total b 156.00
Amount that can be used
(c = a - b) 5,044.00
SAVINGS/INVESTMENT
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
LOANS
156.00
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,833.00
INCOME
1,160.00
1,260.00 Jumlah f
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,833.00
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 1,930.00 25/12/06
Spouse's Income 25/12/06
Part-time Job
PENDAPATAN
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 1,930.00
CUKAI / ZAKAT
Total b 0.00
Amount that can be used
(c = a - b) 1,930.00
SAVINGS/INVESTMENT
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
LOANS
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
-1,281.00
INCOME
1,160.00
1,260.00 Total f
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
-1,281.00
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
PENDAPATAN
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
CUKAI / ZAKAT
Total b 156.00
Amount that can be used
(c = a - b) 5,044.00
SAVINGS/INVESTMENT
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
LOANS
156.00
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,833.00
INCOME
1,160.00
1,260.00 Total f
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,833.00
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
PENDAPATAN
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
CUKAI / ZAKAT
Total b 156.00
Amount that can be used
(c = a - b) 5,044.00
SAVINGS/INVESTMENT
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
LOANS
156.00
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,833.00
INCOME
1,160.00
1,260.00 Total f
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,833.00
0.00 0.00
1. FAMILY INCOME THIS MONTH
DETAILS ESTIMATED AMOUNT (RM) DATE
Own Income 3,600.00 25/12/06
Spouse's Income 1,600.00 25/12/06
Part-time Job
PENDAPATAN
House Rental
Business
Dividend/Bonus
Other
1)
2)
3)
Total a 5,200.00
CUKAI / ZAKAT
Total b 156.00
Amount that can be used
(c = a - b) 5,044.00
SAVINGS/INVESTMENT
1,600.00 Tabung Haji
Unit Trust
Bank Savings
Education Insurance
Total (1)
Instalment
5,200.00
LOANS
156.00
156.00
Total (3)
Total d = (1) + (2) + (3)
4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED
ACTUAL TOTAL (RM)
100.00
f=c-d-e
1,833.00
INCOME
1,160.00
1,260.00 Total f
Total
ROM INCOME
ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM)
676.00 676.00
200.00 200.00
200.00 200.00
500.00
475.00
2,051.00 1,076.00
0.00 0.00
0.00 0.00
2,051.00 1,076.00
ALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
f=c-d-e
1,833.00
0.00 0.00
1. FAMILY INCOME THIS MONTH 2. FIXED PAYMENT/DEDUCTION FROM INCOME
DETAILS ESTIMATED AMOUNT (RM) DATE ACTUAL AMOUNT (RM) DETAILS ESTIMATED TOTAL (RM) DATE
Own Income 3,600.00 25/12/06 3,600.00 EPF 676.00
SAVINGS/INVESTMENTS
Spouse's Income 1,600.00 25/12/06 1,600.00 Tabung Haji 200.00
Part-time Job Unit Trust 200.00
House Rental Bank Savings 500.00
INCOME
LOANS
TAXES/ALMS
OTHERS
Total (3) 0.00
Total payment
Amount d = (1) + (2) + (3) 2,051.00
3. FIXED MONTHLY EXPENSES 4. CALCULATE THE REMAINING BALANCE OF YOUR INCOME AFTER YOU HAVE DEDUCTED THE RELEVANT AMOUNT
DETAILS ESTIMATED TOTAL (RM) DATE ACTUAL TOTAL(RM)
AUTOMATIC DEDUCTIONS FROM BANK ACCOUNT
f=c-d-e
1,833.00
Total (1) 100.00 100.00 5. HOW YOU EXPECT TO SPEND THE BALANCE
Electricity 100.00 30/12/06 150.00 DETAILS ESTIMATED TOTAL (RM) DATE
Water 50.00 30/12/06 100.00 Food 600.00
Membership Fee 10.00 30/12/06 10.00 Transport/Own vehicle 420.00
House Rent 500.00 01/01/07 500.00 Education 210.00
Child Care 300.00 01/01/07 200.00 Clothes 203.00
Telephone 100.00 01/02/07 200.00 Medical 200.00
Others Entertainment 100.00
1) Others 100.00
2) 1)
3) 2)
3)
CASH PAYMENTS
INCOME
CASH PAYMENTS
INCOME
Jumlah (2) 1,060.00 1,160.00
Total fixed expenses
Amount e = (1) + (2) 1,160.00 1,260.00 Amount f 1,833.00
SUMMARY
Total 0.00
ACTUAL TOTAL(RM)
676.00
200.00
200.00
1,076.00
0.00
0.00
1,076.00
RELEVANT AMOUNT
ce spending.
below.
0.00