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Farm Credit is proud to serve the Americanproducers and agribusinesses that provideaordable ood and resources or the world.
 
OUR MISSION MAKES US UNIQUE
Farm Credit was chartered by Congress to serve as a competitivesource o dependable credit and related services to agriculture and ruralAmerica. We deliver the fnancial resources o worldwide investors to therural communities we serve. For almost 100 years, Farm Credit has been astable and reliable lender, and our employees are uniquely positioned toserve the needs o rural America.Because our customers are our owners and they sit on our boardso directors, our mission ocus is guaranteed. Farm Credit’s cooperativestructure also ensures that profts are returned to customers throughpatronage distributions or retained to capitalize mission-related activity.
OUR VALUE IS IN OUR EXPERTISE
At Farm Credit, we ocus on one thing – meeting the unique fnancialneeds o agriculture and rural America. Our specialized ocus hasallowed us to establish unparalleled profciency in understanding thosewe serve. Our legacy o stability and dependability is demonstrated inour multi-generational relationships with thousands o arm amiliesacross America.
 A HISTORY OF GROWTH
 The seeds o the Farm Credit System were planted by President TheodoreRoosevelt in 1908 to address the problems acing a predominantly ruralpopulation. Congress passed the Federal Farm Loan Act o 1916, whichcreated the cooperative Farm Credit System. Since then the System, muchlike agriculture itsel, has continually evolved and grown.
The Farm Credit System has been lendingsupport to rural America since 1916.Farm Credit’s nationwide network o customer-owned institutions providesloans, leases and related servicesin all 50 states and Puerto Rico.
 
The history, structure and serviceso Farm Credit today mirror the evolvingneeds and diversity o American agriculture.
 A SYSTEM OF COOPERATIVE SUPPORT
 The Farm Credit System has a unique structure that keeps us closely tiedto and ocused on the industries we fnance and the rural communitieswe serve. Farm Credit associations are governed by stockholder-directorsand are owned cooperatively by those who borrow rom them. Districtwholesale banks are in turn owned by and und the associations. Eachbank and association manages and controls its own business activities,operations and fnancial perormance. The Farm Credit System is well-organized, consistently unded, andcareully regulated. The ollowing organizations provide stability,oversight, and a clear commitment to the Farm Credit mission:
•
Local associations are the System’s cooperative retail lenders. They aregoverned by a local board o directors comprised o customer-ownersand outside representatives.
•
Associations are unded by a district wholesale bank, which is also runas a cooperative.
•
 The Federal Farm Credit Banks Funding Corporation unds thedistrict wholesale banks, by issuing a variety o Farm Credit SytemwideDebt Securities.
•
 The Farm Credit Administration is the System’s independent regulator.
•
 The Farm Credit System Insurance Corporation issues the timelypayment o principal and interest on Systemwide Debt Securities.
•
 The Farm Credit Council represents the System and its borrowersbeore Congress.For more inormation about Farm Credit, please visit us at
www.armcredit.com
or e-mail
ask@armcredit.com
.
Farmers, ranchers, agribusinesses,commercial fshermen, timber producers,rural homeowners, arm-related businesses,agricultural cooperatives and rural utilities allturn to Farm Credit or fnancing.
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