iu 14. Cc bc thc hin pht hnh L/C 1.

Bc 1: Tip nhn h s - i vi trng hp pht hnh L/C bng vn t c k qu 100% tr gi L/C cng loi tin t ca L/C, pht hnh L/C theo ngh ca cc nh ch ti chnh trn c s tha thun hp tc vi BIDV: B phn TTQT tip nhn h s t khch hng. - i vi cc trng hp cn li: B phn TTQT tip nhn h s t b phn QHKH. B phn TTQT thc hin kim tra s lng chng t thc t vi s lng c bn giao v k nhn, ghi ngy gi nhn. Ty theo iu kin c th tng Chi nhnh, Gim c Chi nhnh c th quy nh b phn QHKH l u mi tip nhn h s pht hnh L/C, sau chuyn b phn TTQT. 2. Bc 2: Kim tra h s - B phn TTQT kim tra h s. Vic kim tra thc hin theo Ph lc II/HD.TF: Hng dn h s pht hnh/sa i L/C nhp khu. Lu lp t trnh m/sa i th tn dng nhp khu (Mu s 04.2/BM.TF) trnh cp c thm quyn ph duyt (trng hp k qu 100% tr gi L/C cng loi tin t ca L/C) hoc kim tra ngun vn m bo thanh ton L/C c ph duyt (cc trng hp khc). - Kim tra iu khon thanh ton v cc chng t xut trnh theo L/C vi cc ni dung tng ng ca hp ng nhp khu. Chuyn kin (nu c) n b phn t nhn h s (khch hng/b phn QHKH) thc hin nhng chnh sa cn thit. - Kim tra hn mc TF m L/C ca khch hng. Nu hn mc cha c thit lp, ht hn hoc khng s d thc hin giao dch th thng bo b phn QHKH/ CTC trnh thit lp, b sung, gia hn. 3. Bc 3: Nhp d liu h thng - S dng s CIF ca khch hng ng k giao dch vo h thng. Trng hp nhp giao dch sa i/hu L/C phi s dng s tham chiu L/C pht hnh ng nhp h thng.

- Khai bo y , chnh xc cc thng tin lin quan n giao dch (thng tin v khch hng, ngn hng thng bo, s tin, loi tin, ngy v ni ht hn, k hn thanh ton, thi hn giao hng, thi hn xut trnh chng t, loi hng ho, ni giao hng, ni nhn hng, ngun vn m L/C); kim tra vic kt ni va s dung han mc TF; khai bo ph, ngun thu ph; to cc chng t, in cn thit v chuyn giao dch vo hng i duyt. Lu : Vic la chn ngn hng thng bo khi pht hnh L/C do BIDV quyt nh v thc hin trn c s ngh ca khch hng v chnh sch ca BIDV i vi cc ngn hng i l trong giao dch thng bo L/C trong tng thi k. 4. Bc 4: Lun chuyn v lu tr chng t, in giao dch Vic lun chuyn v lu tr chng t, in giao dch thc hin theo quy nh ti Ph lc VII/HD.TF. iu 15. Cc chng t, in trong giao dch pht hnh L/C nhp khu 1. Khi pht hnh L/C - L/C (MT700/701/799/999 c test; Mu s 08.2/BM.TF) (3 bn); - Ha n thu ph (Mu s 39.2/BM.TF) (3 bn); - Giy bo n (nu c k qu) (Mu s 40.2/BM.TF) (3 bn). 2. Khi sa i L/C - Bn sa i L/C (MT707/799/999 c test; Mu s 08.2/BM.TF) (3 bn); - Ha n thu ph (nu c) (Mu s 39.2/BM.TF) (3 bn); - Giy bo n (nu c k qu) (Mu s 40.2/BM.TF) (3 bn). 3. Khi hu L/C - Thng bo tt ton L/C (Mu s 02.2/BM.TF) (4 bn); - Ha n thu ph (nu c) (Mu s 39.2/BM.TF) (3 bn); - Giy bo c (nu gii to k qu) (Mu s 41.2/BM.TF) (3 bn). 4. Khi tra sot L/C

- in tra sot (MT799/999) (01 bn); - in tr li (01 bn); - Ho n thu ph (nu c) (Mu s 39.2/BM.TF) (3 bn). 5. Khi ti kch hot giao dch L/C - Thng bo khi phc li L/C (Mu s 03.2/BM.TF) (03 bn). iu 16. Hnh thc pht hnh, sa i L/C nhp khu 1. L/C c pht hnh, sa i bng in Swift c tnh xc thc. 2. L/C pht hnh, sa i bng th (Mu s 08.2/BM.TF) ch thc hin trong trng hp ngn hng thng bo khng c SWIFT Code. Trong trng hp ny, sau khi pht hnh L/C, B phn TTQT trnh cp c thm quyn ph trch k, ng du v gi L/C ti ngn hng thng bo. L/C pht hnh bng th phi c in trn giy c logo BIDV. iu 17. Sa i L/C nhp khu 1. i vi cc sa i do khch hng (ngi ngh m L/C) yu cu, sa i c coi l c chp nhn khi nhn c chp nhn ca ngi th hng (thng qua ngn hng thng bo) v ngn hng xc nhn (nu c) hoc khi nhn c b chng t xut trnh ph hp vi sa i . 2. Khi pht hnh sa i i vi L/C c k qu 100% tr gi L/C cng loi tin t ca L/C v thi im sa i vn m bo ngun k qu 100% - B phn TTQT tip nhn h s pht hnh sa i L/C t khch hng. Lu : B phn TTQT ch thc hin lp T trnh pht hnh sa i L/C trnh cp thm quyn ph duyt trong trng hp sa i tng tin (Mu s 01.2/BM.TF). - Thc hin sa i L/C nh cc bc 2, 3, 4 ti iu 14, Mc I Pht hnh L/C nhp khu. 3. Khi pht hnh sa i L/C i vi cc trng hp ngun vn khc a. Cc trng hp sa i tng tr gi L/C, thay i thi hn hiu lc ca L/C, cng nhn hng, nhng thay i v mt hng, quy cch cht lng hng ho v iu kin i tin ngn hng pht hnh L/C:

- B phn TTQT tip nhn h s pht hnh sa i L/C t b phn QHKH v kim tra vic ph duyt m bo ngun thanh ton theo quy nh ti Ph lc II/HD.TF. - Thc hin sa i L/C nh cc bc 2, 3, 4 ti iu 14, Mc I Pht hnh L/C nhp khu. b. i vi cc sa i khc: B phn TTQT tip nhn h s trc tip t khch hng v thc hin sa i L/C nh cc bc 2, 3, 4 ti iu 14, Mc I Pht hnh L/C nhp khu. 4. Chi tit h s sa i L/C thc hin theo quy nh ti Ph lc II/HD.TF: Hng dn h s pht hnh/sa i L/C nhp khu. iu 18. Hu L/C nhp khu 1. L/C khng hu ngang ch c thc hin hy trn c s ng ca ngn hng pht hnh, ngn hng xc nhn (nu c) v ngi th hng. 2. Khi nhn c ngh hy L/C t khch hng (ngi ngh m L/C)/ B phn QHKH: - B phn TTQT kim tra h s, to in ngh hy L/C gi ti ngi th hng L/C (thng qua ngn hng thng bo), ngn hng xc nhn (nu c). - Thc hin hy L/C trong h thng khi nhn c chp nhn hy bng in swift/th m bo c tnh xc thc t cc bn lin quan ni trn, gii to k qu (nu c). - Trng hp khng c chp thun hu L/C, B phn TTQT thng bo B phn QHKH/khch hng bit thc hin. 3. Trng hp nhn c thng bo hu L/C t ngi th hng/ngn hng thng bo: B phn TTQT thng bo cho khch hng/b phn QHKH/b phn QTTD, thc hin hu L/C trong h thng v gii to k qu (nu c). iu 19. Theo di, tra sot, ng, ti kch hot L/C nhp khu 1. B phn TTQT phi thc hin theo di L/C pht hnh thc hin cc giao dch pht sinh tip theo. 2. Khi nhn c ngh tra sot v tnh trng L/C pht hnh, b phn TTQT phi thc hin tra sot vi ngn hng thng bo v tnh trng L/C ( c thng bo cho ngi th hng hay cha, c ngi th hng chp nhn hay

cha) v thng bo kt qu cho ngi ngh. Vic tra sot c th thc hin bng in Swift hoc thng qua quan h i l vi cc ngn hng i l. 3. Giao dch pht hnh L/C c ng khi: - S d L/C bng khng (do c cc giao dch thanh ton lin quan c thc hin) hoc; - L/C ht hn (trng hp ht hn ti BIDV) hoc; - 15 ngy k t ngy ht hn (trng hp ht hn ti a im ngoi BIDV) hoc; - L/C c hy theo iu 18, Mc I - Hu L/C nhp khu. 4. L/C s c t ng ng bi chng trnh khi L/C ht s d hoc ht hn sau 15 ngy. 5. Ti kch hot (reactivation) giao dch L/C c thc hin khi pht sinh sa i, thanh ton lin quan n giao dch L/C b ng trc do ht hn. Tr gi giao dch c ti kch hot s bng vi tr gi giao dch cn li (outstanding amount) ca giao dch trc thi im b ng. iu 21. Cc bc thc hin kim tra b chng t xut trnh theo L/C nhp khu 1. Bc 1: Tip nhn b chng t theo L/C - B phn TTQT tip nhn chng t gi t ngn hng gi chng t, kim tra s lng chng t so vi lit k chng t trn phiu gi chng t (coversheet). Nu c sai lch phi thng bo ngay ti ngn hng gi chng t. - ng du RECEIVED ( NHN) trn coversheet v ghi ngy, gi nhn. 2. Bc 2: Kim tra v xc nh tnh trng b chng t - Kim tra chng t vi L/C pht hnh xc nh tnh trng b chng t. Vic kim tra thc hin theo Ph lc IV/HD.TF- Hng dn kim tra chng t xut trnh theo th tn dng. - B phn TTQT kt lun v tnh trng b chng t: b chng ph hp vi iu khon iu kin ca L/C hoc b chng t c bt ng.

3. Bc 3: Nhp d liu thng bo tnh trng b chng t vo h thng - S dng s L/C pht hnh khi ng nhp giao dch vo h thng. - Nhp y , chnh xc cc thng tin lin quan ca b chng t nh ngy nhn, s tin, cng i, cng n, s ho n, vn n, ngn hng xut trnh chng t, Lu nhp ng k hn ca b chng t (tr ngay/tr chm). - To thng bo tnh trng b chng t (b chng t ph hp/bt ng), nhp chp nhn k hn v in lin quan (nu c). - Kim tra vic kt ni va s dung han mc TF (trng hp chp nhn b chng t tr chm). 4. Bc 4: X l b chng t a. Trng hp b chng t ph hp: - i vi b chng t tr ngay: B phn TTQT thng bo b chng t ph hp v ngy n hn thanh ton n khch hng v b phn QHKH (Mu s 05.2/BM.TF Mu B). - i vi b chng t tr chm: B phn TTQT thng bo b chng t ph hp v ngy n hn thanh ton n khch hng, b phn QHKH (Mu s 07.2/BM.TF), ng thi lm in xc nhn ngy n hn vi ngn hng xut trnh chng t, thu ph chp nhn tr chm (nu c). b. Trng hp b chng t c bt ng: b.1 B phn TTQT lp in thng bo bt ng gi ngn hng nc ngoi v thng bo bt ng ca b chng t n khch hng v b phn QHKH (Mu s 06.2/BM.TF). b.2 Khi tip nhn chp nhn bt ng ca khch hng (trn mu s 06.2/BM.TF): - i vi b chng t tr ngay: B phn TTQT thc hin thanh ton theo Mc IV- Thanh ton b chng t theo L/C nhp khu ca Quy nh ny. - i vi b chng t tr chm: B phn TTQT thc hin chp nhn k hn thanh ton b chng t; thng bo k hn thanh ton b chng t gi khch hng v b phn QHKH (Mu s

07.2/BM.TF), ng thi lm in xc nhn ngy n hn vi ngn hng xut trnh chng t. n hn thanh ton, B phn TTQT thc hin thanh ton theo Mc IV Thanh ton b chng t theo L/C nhp khu ca Quy nh ny. b.3 Khi tip nhn t chi b chng t c bt ng t khch hng v/hoc b phn QHKH: - B phn TTQT thng bo t chi b chng t c bt ng gi ngn hng xut trnh chng t v yu cu cung cp ch dn x l b chng t. - Lp th gi chng t (coversheet) (Mu s 42.2/BM.TF) v gi tr b chng t khi nhn c in cung cp ch dn tr li chng t ca ngn hng i tin v cc khon ph (nu c). b.4 Trng hp sau thi gian quy nh trn thng bo bt ng gi cho khch hng, khch hng khng c kin tr li, BIDV c quyn nh ot b chng t theo iu 14, 16 UCP600. Sau 30 ngy k t ngy thng bo bt ng, nu khng nhn c cc thng tin lin quan, B phn TTQT lp in thng bo yu cu cung cp ch dn gi tr chng t cho ngn hng gi chng t. Bc 5: Lun chuyn v lu tr chng t, in giao dch Vic lun chuyn v lu tr chng t, in giao dch thc hin theo quy nh ti Ph lc VII/HD.TF. iu 22. Chng t, in giao dch khi kim tra b chng t theo L/C nhp khu 1. Sau khi kim tra v xc nh tnh trng b chng t: a. i vi b chng t tr ngay: - Thng bo tnh trng b chng t gi khch hng (Mu s 05.2/BM.TF; mu s 06.2/BM.TF) (03 bn); - in thng bo t chi chng t c bt ng ti ngn hng gi chng t (trng hp b chng t c bt ng) (MT734/999) (01 bn). b. i vi b chng t tr chm: b.1 Trng hp b chng t ph hp:

- Thng bo k hn thanh ton gi khch hng (Mu s 07.2/BM.TF) (03 bn); - in chp nhn k hn thanh ton gi ngn hng gi chng t (MT799/999) (01 bn); - Ho n thu ph (nu c) (Mu s 39.2/BM.TF) (3 bn). b.2 Trng hp b chng t bt ng: - Thng bo tnh trng b chng t gi khch hng (Mu s 06.2/BM.TF) (03 bn); - in thng bo b chng t bt ng gi ngn hng gi chng t (MT734/999) (01 bn). 2. Sau khi chp nhn b chng t tr chm c bt ng: - Thng bo k hn thanh ton gi khch hng (Mu s 07.2/BM.TF) (03 bn); - in chp nhn k hn thanh ton gi ngn hng gi chng t (MT799/999) (01 bn); - Ho n thu ph (nu c) (Mu s 39.2/BM.TF) (3 bn). 3. Trng hp t chi thanh ton: - in thng bo t chi thanh ton gi ngn hng gi chng t (MT799/999) (01 bn); - Th gi chng t (coversheet) (Mu s 42.2/BM.TF) (02 bn). iu 23. Kim tra b chng t theo LC nhp khu c i tin bng in (do L/C cho php i tin bng in hoc ch ra ngn hng hon tr hoc cho php ghi n ti khon BIDV): 1. Khi nhn c in i tin/thng bo ghi n ti khon ca BIDV t ngn hng nc ngoi, B phn TTQT thc hin: - Kim tra tnh xc thc ca in i tin/in thng bo ghi n ti khon BIDV theo Trnh t, th tc kim tra tnh xc thc ca giao dch thc hin theo Quy nh bo mt ch k y quyn, Testkey, Swiftkey ban hnh km theo quyt nh s 4676/Q-KDN ngy 08/9/2008 ca Tng Gim c hoc theo quy

nh b sung, sa i, thay th Quy nh ny. - Kim tra ngn hng i tin/thng bo ghi n ng ngn hng c php quy nh trong L/C. - Trng hp thanh ton theo in i tin: Nhp giao dch vo h thng v to thng bo thanh ton theo in i tin (Mu s 05.2/BM.TF - Mu A) gi khch hng v b phn QHKH. - Trng hp nhn in thng bo ghi n ti khon BIDV: Nhp giao dch vo h thng v to Thng bo thanh ton theo in thng bo ghi n ti khon BIDV ti khch hng, b phn QHKH.(Mu s 05.2/BM.TF - Mu A). - Vo ngy n hn, B phn TTQT thc hin thanh ton theo Mc IV Thanh ton b chng t theo L/C nhp khu. 2. Khi nhn c b chng t giao hng (thng sau khi nhn c in i tin): a. B phn TTQT thc hin kim tra chng t theo cc bc ti iu 21, Mc II- Cc bc thc hin kim tra b chng t xut trnh theo L/C nhp khu. Lu khi nhp giao dch thng bo b chng t vo h thng phi s dng s tham chiu nhp khi thanh ton theo in i tin trc . b. Mt s lu : b.1 Trng hp b chng t ph hp hoc b chng t c bt ng c khch hng chp nhn bt ng: - B phn TTQT lp T trnh pht hnh bo lnh nhn hng/k hu vn n (Mu s 10.2/BM.TF) trnh cp c thm quyn ph duyt v thc hin k hu vn n v tr chng t cho khch hng theo quy nh ti iu 30, Mc III- Cch thc k pht hnh bo lnh nhn hng, k hu vn n, tr chng t cho khch hng. - Thc hin i ph bt ng (nu c) trc khi tt ton h s giao dch. b.2 Trng hp b chng t c bt ng v khch hng hoc b phn QHKH t chi b chng t (trn mu s 06.2/BM.TF): - B phn TTQT thc hin thng bo t chi b chng t c bt ng gi ngn hng xut trnh chng t, yu cu hon tr tin thanh ton v cc ph lin quan khc (ph pht do i tin khi b chng t bt ng, ph in, ph bt

ng, ph gi chng t .), ngh ch dn hon tr chng t. - Khi nhn c bo c t ngn hng i tin, hch ton tr li tin cho khch hng v thu cc loi ph pht sinh. Lp th gi chng t (coversheet) (Mu s 42.2/BM.TF) gi tr chng t ngn hng i xut trnh chng t v tt ton giao dch.
- Trng hp khng nhn c phn hi t ngn hng xut trnh chng t,

phi thng bo n Ban nh ch ti chnh phi hp x l. iu 24. Kim tra b chng t theo L/C nhp khu v theo in thng bo bt ng trc 1. Khi nhn c in thng bo bt ng t ngn hng nc ngoi, ngh BIDV chp nhn/y quyn chit khu, B phn TTQT thc hin: - Nhp thng bo tnh trng b chng t bt ng (theo in thng bo bt ng) vo h thng (Mu s 04.2/BM.TF) gi khch hng v b phn QHKH. - Khi nhn c kin phn hi ca khch hng (trn mu 04.2/BM.TF), lp in thng bo cho ngn hng nc ngoi tng ng vi ch dn nhn c. - Trng hp sau 5 ngy lm vic, khch hng vn khng c phn hi, lp in thng bo khch hng cha chp nhn bt ng n ngn hng nc ngoi. 2. Khi b chng t i tin c xut trnh: - Thc hin kim tra b chng t theo cc bc ti iu 21, Mc II- Cc bc thc hin kim tra b chng t xut trnh theo L/C nhp khu ca quy nh ny. Lu s dng s tham chiu khi nhp thng bo bt ng nhp thng bo b chng t vo h thng. - Nu b chng t ch bao gm nhng li bt ng nh thng bo v c khch hng chp nhn trc , thc hin nh trng hp b chng t ph hp. - Nu b chng t c pht sinh thm cc li bt ng khc hoc cha c khch hng chp nhn trc , thc hin nh trng hp b chng t c bt ng thng thng. iu 25. Kim tra b chng t theo L/C nhp khu gi thay th/b sung b chng t c xut trnh trc

1. Khi nhn c b chng t xut trnh thay th/b sung b chng t xut trnh trc , thc hin cc bc ti Mc II, iu 21- Cc bc thc hin kim tra b chng t xut trnh theo L/C nhp khu ca quy nh ny nh i vi b chng t nhn ln u. 2. Khi ng nhp h thng thng bo tnh trng b chng t sau khi b sung/thay th phi s dng s tham chiu ca b chng t gc thng bo ti khch hng, lu ghi ch r chng t b sung/thay th b chng t theo thng bo trc y ca BIDV. iu 26. Kim tra b chng t theo L/C nhp khu c k hu vn n/pht hnh bo lnh nhn hng trc khi chng t v n ngn hng 1. B phn TTQT thc hin kim tra b chng t nh quy nh ti iu 21, Mc II- Cc bc thc hin kim tra b chng t xut trnh theo L/C nhp khu ca quy nh ny, vic x l c thc hin nh i vi trng hp b chng t ph hp. 2. Mt s lu : - Kim tra vn n v ha n ca b chng t xut trnh m bo khp ng vi ha n v vn n c BIDV k hu vn n/pht hnh bo lnh nhn hng trc , nu c sai lch thng bo cho khch hng v/hoc b phn QHKH, yu cu khch hng np b sung phn chnh lch (nu c) thc hin thanh ton. - Trng hp b chng t c bt ng khng thc hin thng bo cho khch hng. Bt ng c thng bo trn in thng bo thanh ton tr ph bt ng v cc ph lin quan khc khi thanh ton.