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Syndicate Bank Specialist Officers Exam Solved Question Paper

Syndicate Bank Specialist Officers Exam Solved Question Paper

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Published by: gayathrisadasivam on Jul 02, 2011
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01/09/2013

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 Syndicate Bank Specialist Officers Exam Solved Question Paper (General Awareness)(Held on 23-05-2010) 
1. In one of his speeches Pranab Mukherjee said that the Govt. had no plans todilute the roles of market regulators. This means the role of which of the followingwill not be diluted ?
(A) Life Insurance Corporation of India (LIC)(B) Confederation of Indian Industry (CII)(C) Federation of Chamber of Commerce & Industry (FICCI)(D) Bureau of Indian Standards(E) Securities & Exchange Board of India (SEBI)Ans : (E)
2
. What is the full form of µULIP¶, the term which was in the news recently ?
(A) Universal Life & Investment Plan(B) Unit Loan & Insurance Plan(C) Universal Loan & Investment Plan(D) Uniformly Loaded Investment Plan(E) Unit Linked Insurance PlanAns : (E)
3. As per the news published in some major financial newspapers the MaharashtraGovt. is planning to introduce µGreen Tax¶ on vehicles. What is the purpose of Green Tax ?
(A) It has been introduced with the aim of discouraging high consumption of petroleumproducts(B) It is a tax levied by the Govt. in place of VAT as VAT is not very profitable for StateGovts.(C) It is just like a toll tax which will be charged from all the vehicles whenever they entergreen areas of a city like hospitals, schools, and old age homes(D) This is a tax levied on big commercial vehicles only with the aim of prohibiting themfrom entering residential areas and non commercial areas(E) None of these
 
Ans : (E)
4
. Very often we read in newspapers about 3G or 3rd Generation technology. Thisis a set of standards used by which of the following ?
(A) To combat climatic changes(B) Production of Nuclear Energy(C) Film Production(D) Mobile Telecommunications(E) All of theseAns : (D)
5. Which of the following companies is not in the field of insurance business ?
(A) ICICI Prudential(B) Bajaj Allianz(C) Tata AIG(D) AEGON Religare(E) Royal OrchidAns : (E)
6. Many times we read that a corporate entity is in the process of raising its capitalbase. Why is a company required to raise money to strengthen its capital base ?
1. To finance its expansion plans2. To finance its diversification plans3. To repay its loans and borrowings(A) Only 1(B) Only 2(C) Only 3(D) Only 1 and 2(E) All 1, 2 and 3Ans : (A)
7. Many times we read in newspapers that a company is planning to bring publicissue. What does it mean ?
1. Shares of the company will be issued only through public sector organizations likebanks/central financial institutions etc.2. Shares of the company will be issued to general public only through primary market.3. This means some stakeholders/promoters are willing to leave the company.Hence, they wish to sell their stock to the general public.(A) Only 1
 
(B) Only 2(C) Only 3(D) All 1, 2 and 3(E) None of theseAns : (B)
8
. Whenever some people wish to enter into business world, it is a must for themto approach a bank. What services do banks provide them in this regard ?
1. Banks act as payment agents by operating current accounts, paying cheques andreceiving payments for them.2. Maintaining account books for them for their day to day activities so that they are notrequired to appoint account/finance personnel on a regular basis.3. Lending money by way of overdraft installment loan, credit or advance for businessactivities.(A) Only 1(B) Only 2(C) Only 3(D) Only 1 and 3(E) None of theseAns : (C)
9. As we all have noticed banks these days are giving more emphasis on µBranchless Banking¶. What does this really means ?
1. Banks will not have many branches as used to be in the good old days. Instead thenumber of branches will be restricted and will conduct only a specified core business.2. Banks will launch/operate many delivery channels like ATMs, Mobile Banking/InternetBanking etc. so that people are not required to visit a branch for their usual banking needs.3. This means banks will issue only debit or credit cards for all types of day to day financialtransactions.Cheques/cash payments will not be allowed.(A) Only 1(B) Only 2(C) Only 1 and 2(D) Only 2 and 3(E) All 1, 2 and 3Ans : (D)
10. As per the news published in various financial newspapers Maruti Suzuki hasno immediate plans to enter into µlow cost segment¶. This means²
1. Maruti-Suzuki will not reduce the price of its various products, as is being done by some

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