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Chase v Mason Exhibits 1-4

Chase v Mason Exhibits 1-4

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Published by Foreclosure Fraud
4closureFraud.org
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Categories:Types, Research, Law
Published by: Foreclosure Fraud on Jul 06, 2011
Copyright:Attribution Non-commercial

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04/08/2015

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Exhibit1
 
JoshuaDenbeauxDenbeaux
&
Denbeaux366KinderkamackRoadWestwood,NewJersey07675(201)664-8855/Fax:(201)666-8589
AttorneysforDefendants
J'~~~
I~~•••,••••••••••••
tt••••••
UI,,1•11
'_'f'"••••-:
::
1
CHASEHOMEFINANCE,LLC,
1
:
:
1
Plaintiff,~
I
Vs.
i
!
KEVIN
1.
MASON,etals.,
!
~~
I
Defendants.
i
::
:L:
.......................................................+.
SUPERIORCOURTOFNEWJERSEYCHANCERYDIVISION:ESSEXCOUNTYDOCKETNO.:F-57750-10ACivilActionCertificationofMaryMasonI,MaryMason,of
full
age,herebycertifyasfollows:1.Iamadefendant
in
thisaction.Iresideatthepropertyinforeclosure,alongwithmyhusbandandmyagedandailingmother,forwhomIamthecareprovider.2.IhaveneverbeeninvolvedintheCourtsystembefore.Ialwayspaymybillsontime,andIhaveneverhadaforeclosureactioncommencedagainstme.3.MyhusbandandIhavebeenabsolutelyterrifiedeversincewegotthefirstnoticethatwewere
in
defaultandthatthebankwasgoingtoforecloseonourhouse.4.Wehavebeen
in
thehouseforover10years,andwehavealwayspaidourmortgagepaymentontime-exceptforthepossibleexceptionoftwooccasionswhereIthinkIwasafewdayslateandhadtopayalatecharge.5.
In
ourhousehold,Iamthepersonresponsibleformaintainingthefamilyfinancesandpayingthebills.Ihavepaidthemortgageontime,asexplainedabove,andIhavealways,eversincewegottheloan,paidthetaxesandinsuranceseparatelyfromthemonthlymortgagepayment.
1
 
6.WeneverhadanyproblemsuntilChasepurchasedournote.AssoonasChasepurchasedourloan,westartedgettingnoticesthatwehadnotpaidourtaxesandthatweserethereforeindefaultunderthetermsofthemortgage.Thiswasnevertrue,andIspenthoursandhoursonthephonewiththecallersfromChase,explainingthatthetaxeshadbeenpaid,butitdidnotwork.7.IcouldnotunderstandhowIcouldexplaintothemthatthetaxeswerepaid,thatIhadreceiptsfromthetownandcancelledchecks,andthatthecitytaxclerk'srecordsshowednotaxesdue,andstillthebankrepresentativesclaimedthatwewere
in
defaultfornotpayingourtaxesorinsurance.Ispenthours,andhours,andhours,andhours,andhours,andhoursandthenmorehoursonthephonewithChase.8.TheycalledusCONSTANTLY.Duringtheday,atnight,whileweatedinner,whilewetriedtorelaxonaSaturdaymorning,THEYCALLEDUSALLTHETIME.Itriedforsolong,andsohard,toconvincethemthatwehadpaidthetaxesbuttheyneverbelievedmeortheytoldmetheywould
:fix
it,butthenthenextChaserepresentativewouldcallafewminuteslaterandtheprocesswouldstartoveragain.9.TheyoftentoldmeIhadtodocumentsomething,andIwouldgoandgetthedocumentsandcallthemback,butitneverworked.Wewerefranticwithanxiety.10.Theytalkedaboutsomethingcalledanescrowaccount,buttherewasnoescrowaccount.Ididnotknowwhatanescrowaccountwas
in
connectionwithamortgageloan,butmyattorneyshaveexplainedittome.11.WhatitmeansisreallyquiteirrelevantsinceIpaidallthetaxesandinsuranceontime.Icanprovethat,asIhavedonetotheplaintiffbytheNoticeofFrivolousLitigationmy
2

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